Horizon Community Bank

Overview / Commentary
225 N. Lake Havasu Ave.
Lake Havasu City, AZ 86403

Horizon Community Bank is headquartered in Lake Havasu City and is the 5th largest bank in the state of Arizona. It is also the 1,655th largest bank in the nation. It was established in 2002 and as of December of 2021, it had grown to 88 employees at 7 locations. Horizon Community Bank has an A health rating.


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Health Grade Components

FDIC Certificate #57411
Year Established2002
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD14.22%
Annual Interest Income$17.6MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$539.5MM$475.7MM
LoansQ4 2021vs Q4 2020$255.7MM$289.0MM
DepositsQ4 2021vs Q4 2020$471.7MM$414.5MM
Equity CapitalQ4 2021vs Q4 2020$43.4MM$40.4MM
Loan Loss AllowanceQ4 2021vs Q4 2020$4.2MM$4.2MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$235.00K$940.00K
Real Estate OwnedQ4 2021vs Q4 2020$31.00K$1.2MM

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Horizon Community Bank Locations
Parker Branch1017 California AvenueParker, AZ 85344
Quartzsite Branch225 N. Central BoulevardQuartzsite, AZ 85346
Horizon Community Bank225 North Lake Havasu AvenueLake Havasu City, AZ 86403
Ft. Mohave Office5858 S. Highway 95Mohave Valley, AZ 86440
Mesa Branch3156 E. Baseline Rd.Mesa, AZ 85204
Kingman Branch4155 Stockton Hill RoadKingman, AZ 86401

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