Overview / Commentary
Horizon Credit Union (MO) is headquartered in Macon and is the 46th largest credit union in the state of Missouri. It is also the 2,483rd largest credit union in the nation. It was established in 1954 and as of March of 2022, it had grown to 15 employees and 5,120 members at 2 locations. Horizon Credit Union (MO) has a B+ health rating.
Field of Membership Restrictions
Horizon Credit Union of Missouri is open to the residents, and people that maintain employment within these qualified counties: Macon, Linn, Adair, Shelby, and Randolph along with the family members of the current credit union members.
See current membership details
Health
B+
Data as of Q1 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Horizon Credit Union (MO) has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 63844 |
| Year Chartered | 1954 |
| Employees | 15 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.05% |
| Return on Equity - YTD | 10.36% |
| Annual Interest Income | $492.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2022vs Q1 2021 | $53.0MM$46.7MM |
| Loans | Q1 2022vs Q1 2021 | $30.4MM$26.0MM |
| Deposits | Q1 2022vs Q1 2021 | $47.3MM$40.8MM |
| Equity Capital | Q1 2022vs Q1 2021 | $5.3MM$5.6MM |
| Loan Loss Allowance | Q1 2022vs Q1 2021 | $141.00K$79.00K |
| Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $76.00K$50.00K |
| Real Estate Owned | Q1 2022vs Q1 2021 | $0$0 |