Overview / Commentary
Horizon Credit Union (MO) is headquartered in Macon and is the 47th largest credit union in the state of Missouri. It is also the 2,692nd largest credit union in the nation. It was established in 1954 and as of December of 2019, it had grown to 15 employees and 4,392 members at 2 locations. Horizon Credit Union (MO) has a B+ health rating.
Field of Membership Restrictions
Horizon Credit Union of Missouri is open to the residents, and people that maintain employment within these qualified counties: Macon, Linn, Adair, Shelby, and Randolph along with the family members of the current credit union members.
See current membership details
Health
B+
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Horizon Credit Union (MO) has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 63844 |
| Year Chartered | 1954 |
| Employees | 15 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.27% |
| Return on Equity - YTD | 1.75% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $35.0MM$31.8MM |
| Loans | Q4 2019vs Q4 2018 | $23.1MM$19.7MM |
| Deposits | Q4 2019vs Q4 2018 | $29.1MM$26.5MM |
| Equity Capital | Q4 2019vs Q4 2018 | $5.3MM$5.0MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $112.00K$56.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $120.00K$68.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |