Horizon Credit Union (TN)

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.myhorizoncu.org

423-530-7778

1201 N Eastman Rd
Kingsport, TN 37664

Horizon Credit Union (TN) is headquartered in Kingsport and is the 56^th largest credit union in the state of Tennessee. It is also the 2,273^rd largest credit union in the nation. It was established in 1932 and as of March of 2025, it had grown to 20 employees and 4,209 members at 4 locations. Horizon Credit Union (TN)'s CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Horizon Credit Union is open to those who live within a 100-mile radius of the Kingsport (TN) city limits. Those who are associated with the Tennessee cities of Church Hill, Kingsport, or Mount Carmel, or more than 60 companies/organizations are eligible to join.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Horizon Credit Union (TN) has a relatively low asset base.

Health Grade Components

Overall
NCUA #	68138
Year Chartered	1932
Employees	20
Primary Regulator

Profit Margin
Return on Assets - YTD	0.48%
Return on Equity - YTD	4.34%
Annual Interest Income	$664K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$60.7MM$60.1MM
Loans	Q1 2025vs Q1 2024	$40.8MM$40.5MM
Deposits	Q1 2025vs Q1 2024	$54.3MM$53.6MM
Equity Capital	Q1 2025vs Q1 2024	$6.7MM$6.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$163K$182K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$44K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Horizon Credit Union (TN) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$0	-	Share Savings Account
0.05%	$0	-	Christmas Club Account
0.05%	$0	-	Mad Money Account

Horizon Credit Union (TN) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$0	-	Money Market Account

Horizon Credit Union (TN) CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.14%^*	$100k^*	-	60 Month Certificate
OTHER TIERS: 3.03% → $5k - $100k
3.04%	$500	-	6 Month Certificate- New Money
2.68%^*	$100k^*	-	48 Month Certificate
OTHER TIERS: 2.57% → $1k - $100k
2.47%^*	$100k^*	-	36 Month Certificate
OTHER TIERS: 2.37% → $1k - $100k
2.27%	$1k	-	25 Month Certificate
2.02%	$1k	-	18 Month Certificate
1.96%	$1k	-	12 Month Certificate
1.76%	$500	-	6 Month Certificate

Horizon Credit Union (TN) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.02%	$0	-	18 Month IRA Certificate
0.10%	$0	-	IRA Share Account

Locations

Horizon Credit Union (TN) Locations
Branch Office	1201 N Eastman Rd	Kingsport, TN 37664-3163
Branch Office	600 AFG Rd	Church Hill, TN 37642
Branch Office	130 Main St W	Mt Carmel, TN 37645
Branch Office	130 Main St W	Mt Carmel, TN 37645

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