2. Horizon Credit Union

Horizon Credit Union


Overview / Commentary
www.hzcu.org
800-852-5316
13224 E Mansfield Ave Ste 300
Spokane Valley, WA 99216-1653

Horizon Credit Union is headquartered in Spokane Valley and is the 16th largest credit union in the state of Washington. It is also the 295th largest credit union in the nation. It was established in 1948 and as of December of 2018, it had grown to 224 employees and 72,762 members at 22 locations. Horizon Credit Union's money market rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Horizon Credit Union is open to individuals who live, worship or work in the school districts of the state of Washington; the Montana counties of Beaverhead, Broadwater, Deer Lodge, Gallatin, Granite, Jefferson, Lake, Lewis and Clark, Mineral, Missoula, Powell, Ravalli, Sanders, and Silver Bow; or the Idaho counties of Benewah, Bonner, Boundary, Kootenai, Latah, Lewis, Nez Perce, and Shoshone. Federal employees living or working in Region One of the United States Forest Service are also eligible to join.
See current membership details

Related Posts

Horizon Credit Union (WA/ID/MT) Debuts 34-Month Special CD - 6/13/2018

Horizon CU (WA/ID/MT) has added a limited-time 34-month Special Certificate earning 3.25% APY, with a checking account direct deposit. Minimum opening deposit is $1k.

Horizon Credit Union (WA/ID/MT) Adds 13-Month New Special CD - 5/30/2018

Horizon CU (WA/ID/MT) has added a 13-month New Special Certificate, which earns 2.53% APY. Minimum deposit is $1k, with no stated balance cap.

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Health
A+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #67264
Year Chartered1948
Employees224
Primary Regulator
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD9.76%
Annual Interest Income$40.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.06B$948.0MM
LoansQ4 2018vs Q4 2017$808.6MM$794.3MM
DepositsQ4 2018vs Q4 2017$925.3MM$829.6MM
Equity CapitalQ4 2018vs Q4 2017$119.0MM$107.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.9MM$3.6MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.8MM$2.7MM
Real Estate OwnedQ4 2018vs Q4 2017$0$219.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Horizon Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$50$15kTether Shares
0.05%$5k-HSA Checking
0.05%$250-Value Share Savings
0.05%$5-Explorer Savings
0.05%$500-Overdraft Share Savings
0.05%--IRA Shares

Horizon Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$250k*-High Yield Money Market
OTHER TIERS: 0.50% → $25k - $75k | 0.75% → $75k - $150k | 1.00% → $150k - $250k
0.50%*$100k*-Horizon Vision Money Market
OTHER TIERS: 0.20% → $25k - $50k | 0.35% → $50k - $100k
0.20%*$25k*-Horizon Focus Money Market
OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $25k

Horizon Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Horizon Bridge Checking

Horizon Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.48%*$100k*-60 Month CD
OTHER TIERS: 2.37% → $1k - $25k | 2.45% → $25k - $100k
2.43%$5k-36 Month Step-Up CD
2.42%*$50k*-26 Month CD Special
OTHER TIERS: 1.91% → $10k - $50k
2.32%*$100k*-48 Month CD
OTHER TIERS: 2.22% → $1k - $25k | 2.27% → $25k - $100k
2.22%*$100k*-36 Month CD
OTHER TIERS: 2.12% → $1k - $25k | 2.17% → $25k - $100k
2.22%*$50k*-15 Month CD Special
OTHER TIERS: 1.51% → $10k - $50k
2.17%*$100k*-24 Month CD
OTHER TIERS: 2.06% → $1k - $25k | 2.12% → $25k - $100k
2.17%$10k-26 Month CD Special w/ Checking and Direct Deposit
1.76%$10k-15 Month CD Special w/ Checking and Direct Deposit
1.26%$250-12 Month Student CD Special
1.25%$25k-9 Month No Penalty CD Special
1.11%*$100k*-12 Month CD
OTHER TIERS: 1.00% → $1k - $25k | 1.06% → $25k - $100k
0.70%*$100k*-6 Month CD
OTHER TIERS: 0.60% → $2.5k - $25k | 0.65% → $25k - $100k
0.30%*$100k*-90 Day CD
OTHER TIERS: 0.20% → $2.5k - $25k | 0.25% → $25k - $100k

Horizon Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.68%*$100k*-60 Month IRA
OTHER TIERS: 2.58% → $500 - $25k | 2.63% → $25k - $100k
2.53%*$100k*-48 Month IRA
OTHER TIERS: 2.42% → $500 - $25k | 2.48% → $25k - $100k
2.37%*$100k*-36 Month IRA
OTHER TIERS: 2.27% → $500 - $25k | 2.32% → $25k - $100k
2.22%*$100k*-24 Month IRA
OTHER TIERS: 2.12% → $500 - $25k | 2.17% → $25k - $100k
1.11%*$100k*-12 Month IRA
OTHER TIERS: 1.00% → $500 - $25k | 1.06% → $25k - $100k
Locations

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