Horizon Credit Union

Overview / Commentary
13224 E Mansfield Ave Ste 300
Spokane Valley, WA 99216

Horizon Credit Union is headquartered in Spokane Valley and is the 14th largest credit union in the state of Washington. It is also the 246th largest credit union in the nation. It was established in 1948 and as of September of 2021, it had grown to 340 employees and 104,570 members at 28 locations. Horizon Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Horizon Credit Union is open to individuals who live, worship or work in the school districts of the state of Washington; the Montana counties of Beaverhead, Broadwater, Deer Lodge, Gallatin, Granite, Jefferson, Lake, Lewis and Clark, Mineral, Missoula, Powell, Ravalli, Sanders, and Silver Bow; or the Idaho counties of Benewah, Bonner, Boundary, Kootenai, Latah, Lewis, Nez Perce, and Shoshone. Federal employees living or working in Region One of the United States Forest Service are also eligible to join.
See current membership details


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Health Grade Components

NCUA #67264
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD9.06%
Annual Interest Income$45.7MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$1.72B$1.61B
LoansQ3 2021vs Q3 2020$1.38B$1.34B
DepositsQ3 2021vs Q3 2020$1.49B$1.40B
Equity CapitalQ3 2021vs Q3 2020$209.6MM$191.7MM
Loan Loss AllowanceQ3 2021vs Q3 2020$5.8MM$4.8MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$1.2MM$4.2MM
Real Estate OwnedQ3 2021vs Q3 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Horizon Credit Union Savings Account Rates

1.51%$50$15kTether Shares
0.05%$5k-HSA Checking
0.05%$250-Value Share Savings
0.05%$5-Explorer Savings
0.05%$500-Overdraft Share Savings
0.05%--IRA Shares

Horizon Credit Union Money Market Rates

0.25%*$250k*-High Yield Money Market
OTHER TIERS: 0.05% $25k - $75k | 0.10% $75k - $150k | 0.20% $150k - $250k
0.15%*$100k*$2.5kHorizon Vision Money Market
OTHER TIERS: 0.05% $25k - $50k | 0.10% $50k - $100k
0.05%$2.5k-Horizon Focus Money Market

Horizon Credit Union Checking Account Rates

1.51%*-$10kSummit Checking
OTHER TIERS: 0.05% $10k+
0.05%$1k-Horizon Bridge Checking

Horizon Credit Union CD Rates

1.00%$1k-60 Month CD
0.85%$1k-48 Month CD
0.85%$1k-30 Month Bump Relationship Special
0.75%$1k-36 Month CD
0.60%$1k-24 Month CD
0.60%$1k-30 Month Special CD
0.60%$250$25k12 Month Student CD Special
0.50%$1k-18 Month CD Special
0.10%$1k-12 Month CD
0.05%$2.5k-90 Day CD
0.05%$2.5k-6 Month CD

Horizon Credit Union IRA Rates

1.00%$500-60 Month IRA
0.85%$500-48 Month IRA
0.75%$500-36 Month IRA
0.60%$500-24 Month IRA
0.10%$500-12 Month IRA


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