Horizon Credit Union

Overview / Commentary
13224 E Mansfield Ave Ste 300
Spokane Valley, WA 99216

Horizon Credit Union is headquartered in Spokane Valley and is the 12th largest credit union in the state of Washington. It is also the 236th largest credit union in the nation. It was established in 1948 and as of March of 2024, it had grown to 391 employees and 111,818 members at 31 locations. Horizon Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Horizon Credit Union is open to individuals who live, work, or worship within the school districts of the State of Washington; the Montana counties of Beaverhead, Broadwater, Cascade, Chouteau, Deer Lodge, Gallatin, Granite, Jefferson, Judith Basin, Lake, Lewis and Clark, Mineral, Missoula, Pondera, Powell, Ravalli, Sanders, Silver Bow or Teton; or the Idaho counties of Ada, Adams, Benewah, Bonner, Boundary, Canyon, Kootenai, Latah, Lewis, Nez Perce, Shoshone, Valley, or Washington. Individuals who live or work in the Oregon counties of Baker, Grant, Malheur, Umatilla, Union, or Wallowa are also eligible to join. Federal employees living or working in Region One (Montana) of the United States Forest Service also qualify for membership.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #67264
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.27%
Annual Interest Income$25.3MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.09B$2.16B
LoansQ1 2024vs Q1 2023$1.69B$1.64B
DepositsQ1 2024vs Q1 2023$1.82B$1.9B
Equity CapitalQ1 2024vs Q1 2023$241.2MM$236.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$9.7MM$8.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$3.5MM$2.9MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Horizon Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Horizon Credit Union Savings Account Rates

3.03%$50$15kTether Shares
0.20%*$5k*-Small Business Savings
OTHER TIERS: 0.05% $500 - $1.5k | 0.10% $1.5k - $5k
0.05%$5k-HSA Checking
0.05%$250-Value Share Savings
0.05%$5-Explorer Savings
0.05%$0-IRA Shares
0.05%$250-Insurance Plus Shares

Horizon Credit Union Money Market Rates

1.51%*$250k*-High Yield Money Market
OTHER TIERS: 0.30% $25k - $75k | 0.65% $75k - $150k | 0.80% $150k - $250k
0.50%*$100k*$2.5kHorizon Vision Money Market
OTHER TIERS: 0.20% $0 - $50k | 0.45% $50k - $100k
0.10%$2.5k-Horizon Focus Money Market

Horizon Credit Union Checking Account Rates

3.03%*$0$10kSummit Checking
OTHER TIERS: 0.05% $10k+
0.05%$1k-Regular Business Checking

Horizon Credit Union CD Rates

5.00%$2.5k-6 Month CD
4.07%$1k-12 Month CD
3.81%$1k-24 Month Bonus CD Special w/Checking
3.30%$1k-24 Month CD
2.78%$250$10k12 Month Student CD
2.37%$1k-60 Month CD
2.27%$1k-36 Month CD
2.22%$1k-48 Month CD
1.00%$2.5k-90 Day CD

Horizon Credit Union IRA Rates

4.07%$500-12 Month IRA
3.81%$1k-24 Month Bonus IRA Special w/Checking
3.30%$500-24 Month IRA
2.37%$500-60 Month IRA
2.27%$500-36 Month IRA
2.22%$500-48 Month IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.