Horizon Credit Union

Overview / Commentary
13224 E Mansfield Ave Ste 300
Spokane Valley, WA 99216

Horizon Credit Union is headquartered in Spokane Valley and is the 12th largest credit union in the state of Washington. It is also the 225th largest credit union in the nation. It was established in 1948 and as of June of 2023, it had grown to 410 employees and 112,841 members at 33 locations. Horizon Credit Union's money market rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Horizon Credit Union is open to individuals who live, work, or worship within the school districts of the State of Washington; the Montana counties of Beaverhead, Broadwater, Cascade, Chouteau, Deer Lodge, Gallatin, Granite, Jefferson, Judith Basin, Lake, Lewis and Clark, Mineral, Missoula, Pondera, Powell, Ravalli, Sanders, Silver Bow or Teton; or the Idaho counties of Ada, Adams, Benewah, Bonner, Boundary, Canyon, Kootenai, Latah, Lewis, Nez Perce, Shoshone, Valley, or Washington. Individuals who live or work in the Oregon counties of Baker, Grant, Malheur, Umatilla, Union, or Wallowa are also eligible to join. Federal employees living or working in Region One (Montana) of the United States Forest Service also qualify for membership.
See current membership details

Related Posts

Horizon Credit Union Adds Rate-Leading 10-Month CD Special - 12/30/2022

Horizon Credit Union (WA/ID/MT/OR) has added a limited-time, rate-leading 10-month CD Special. Minimum deposit is $1k of new money, with no stated balance cap.

Horizon Credit Union 5% APY 10-Month CD - 12/21/2022

Certificate Special Rates up to 5.00% APY 10 Month+ | 1K Minimum https://www.hzcu.org/personal-accounts/certificates/certificate-special/

Horizon CU 22 Month At 4.85% APY - 11/19/2022

new money only, $30M cap, early withdrawal penalty: all earned dividends. also 13 month at 4.39% APY, same terms apply, except no new money requirement. https://www.hzcu.org/home/rates/certificates

View all posts from:


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #67264
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD2.97%
Annual Interest Income$46.1MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$2.12B$1.75B
LoansQ2 2023vs Q2 2022$1.69B$1.48B
DepositsQ2 2023vs Q2 2022$1.84B$1.50B
Equity CapitalQ2 2023vs Q2 2022$237.9MM$216.9MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$4.6MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$5.0MM$2.2MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Horizon Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Horizon Credit Union Savings Account Rates

3.03%$50$15kTether Shares
0.20%*$5k*-Small Business Savings
OTHER TIERS: 0.05% $500 - $1.5k | 0.10% $1.5k - $5k
0.05%$5k-HSA Checking
0.05%$250-Value Share Savings
0.05%$5-Explorer Savings
0.05%$500-Overdraft Share Savings
0.05%--IRA Shares
0.05%$250-Insurance Plus Shares

Horizon Credit Union Money Market Rates

1.51%*$250k*-High Yield Money Market
OTHER TIERS: 0.30% $25k - $75k | 0.65% $75k - $150k | 0.80% $150k - $250k
0.50%*$100k*$2.5kHorizon Vision Money Market
OTHER TIERS: 0.20% Up to $50k | 0.45% $50k - $100k
0.10%$2.5k-Horizon Focus Money Market

Horizon Credit Union Checking Account Rates

3.03%*-$10kSummit Checking
OTHER TIERS: 0.05% $10k+
0.05%$1k-Horizon Bridge Checking
0.05%$1k-Regular Business Checking

Horizon Credit Union CD Rates

5.04%$1k-16 Month CD Special
2.78%$1k-12 Month CD
2.78%$250$25k12 Month Student CD Special
2.26%$2.5k-6 Month CD
2.02%*$25k*-24 Month CD
OTHER TIERS: 2.01% $1k - $25k
2.02%$1k-60 Month CD
1.81%$1k-36 Month CD
1.61%$1k-48 Month CD
1.00%$2.5k-90 Day CD

Horizon Credit Union IRA Rates

2.78%$500-12 Month IRA
2.02%*$25k*-24 Month IRA
OTHER TIERS: 2.01% $500 - $25k
1.86%$500-60 Month IRA
1.81%$500-36 Month IRA
1.61%$500-48 Month IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.