Horizon Credit Union


Overview / Commentary
800-852-5316
13224 E Mansfield Ave Ste 300
Spokane Valley, WA 99216

Horizon Credit Union is headquartered in Spokane Valley and is the 12th largest credit union in the state of Washington. It is also the 236th largest credit union in the nation. It was established in 1948 and as of March of 2024, it had grown to 391 employees and 111,818 members at 31 locations. Horizon Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Horizon Credit Union is open to individuals who live, work, or worship within the school districts of the State of Washington; the Montana counties of Beaverhead, Broadwater, Cascade, Chouteau, Deer Lodge, Gallatin, Granite, Jefferson, Judith Basin, Lake, Lewis and Clark, Mineral, Missoula, Pondera, Powell, Ravalli, Sanders, Silver Bow or Teton; or the Idaho counties of Ada, Adams, Benewah, Bonner, Boundary, Canyon, Kootenai, Latah, Lewis, Nez Perce, Shoshone, Valley, or Washington. Individuals who live or work in the Oregon counties of Baker, Grant, Malheur, Umatilla, Union, or Wallowa are also eligible to join. Federal employees living or working in Region One (Montana) of the United States Forest Service also qualify for membership.
See current membership details

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Health

Health Grade Components

Overall
NCUA #67264
Year Chartered1948
Employees391
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.27%
Annual Interest Income$25.3MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.09B$2.16B
LoansQ1 2024vs Q1 2023$1.69B$1.64B
DepositsQ1 2024vs Q1 2023$1.82B$1.9B
Equity CapitalQ1 2024vs Q1 2023$241.2MM$236.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$9.7MM$8.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$3.5MM$2.9MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Horizon Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Horizon Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%$50$15kTether Shares
0.20%*$5k*-Small Business Savings
OTHER TIERS: 0.05% $500 - $1.5k | 0.10% $1.5k - $5k
0.05%$5k-HSA Checking
0.05%$250-Value Share Savings
0.05%$5-Explorer Savings
0.05%$0-IRA Shares
0.05%$250-Insurance Plus Shares

Horizon Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$250k*-High Yield Money Market
OTHER TIERS: 0.30% $25k - $75k | 0.65% $75k - $150k | 0.80% $150k - $250k
0.50%*$100k*$2.5kHorizon Vision Money Market
OTHER TIERS: 0.20% $0 - $50k | 0.45% $50k - $100k
0.10%$2.5k-Horizon Focus Money Market

Horizon Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%*$0$10kSummit Checking
OTHER TIERS: 0.05% $10k+
0.05%$1k-Regular Business Checking

Horizon Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$2.5k-6 Month CD
4.07%$1k-12 Month CD
3.81%$1k-24 Month Bonus CD Special w/Checking
3.30%$1k-24 Month CD
2.78%$250$10k12 Month Student CD
2.37%$1k-60 Month CD
2.27%$1k-36 Month CD
2.22%$1k-48 Month CD
1.00%$2.5k-90 Day CD

Horizon Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$500-12 Month IRA
3.81%$1k-24 Month Bonus IRA Special w/Checking
3.30%$500-24 Month IRA
2.37%$500-60 Month IRA
2.27%$500-36 Month IRA
2.22%$500-48 Month IRA
Locations

Availability



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