Horizons Federal Credit Union is headquartered in Binghamton and is the 72nd largest credit union in the state of New York. It is also the 1,532nd largest credit union in the nation. It was established in 1937 and as of December of 2016, it had grown to 32 employees and 11,611 members at 3 locations. Horizons Federal Credit Union has an A health rating.
Membership is open to those who live, work, worship, or attend school in, and businesses and other legal entities located in Broome County, New York.
See current membership details
My husband and first went to Horizons to get a car loan at the suggestion of a used car business. They had competitive loan rates. It was easy to go through the application process. Since then we have opened other accounts there. The only issue we have had was with setting up online payments to our son who is attending college out of state. That was a frustrating process and we ended up talking to a manager to get it straight. All in all we are happy with Horizons as a credit union.
|Return on Assets - YTD||0.33%|
|Return on Equity - YTD||2.78%|
|Annual Interest Income||$3.5MM|
|Assets and Liabilities|
|Assets||Q4 2016vs Q4 2015||$106.1MM$102.1MM|
|Loans||Q4 2016vs Q4 2015||$64.0MM$63.2MM|
|Deposits||Q4 2016vs Q4 2015||$93.2MM$89.5MM|
|Equity Capital||Q4 2016vs Q4 2015||$12.6MM$12.2MM|
|Loan Loss Allowance||Q4 2016vs Q4 2015||$530.00K$462.00K|
|Unbacked Noncurrent Loans||Q4 2016vs Q4 2015||$882.00K$605.00K|
|Real Estate Owned||Q4 2016vs Q4 2015||$0$0|
Rates for Horizons Federal Credit Union are currently being reviewed.
|Horizons Federal Credit Union Locations|
|Branch Office||120 Main St||Binghamton, NY 13905|
|Branch Office||3701 Vestal Pkwy E||Vestal, NY 13850-2397|
|Branch Office||519 Hooper Rd||Endwell, NY 13760|