Horizons North Credit Union

Overview / Commentary

www.hncu.org

303-451-1146

11455 Pearl St
Northglenn, CO 80233

Horizons North Credit Union is headquartered in Northglenn and is the 35^th largest credit union in the state of Colorado. It is also the 1,725^th largest credit union in the nation. It was established in 1960 and as of June of 2019, it had grown to 18 employees and 7,727 members at 1 location. Horizons North Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Horizons North Credit Union is open to all residents of Colorado through joining the Consumers United Association ($5 membership fee), to those who live or work in Broomfield, Denver, or Adams Counties, and to employees of Adams 12 Five Star Schools District, Alliance Data, Adams County, American Furniture Warehouse, Community Reach Center, City of Northglenn, North Suburban Medical Center, or SAGE Truck Driving School.
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Reviews (1)

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Poor Customer Service

Posted by: Timothy Green | Oct 26, 2013

I was a member for over 10 years I thought the Credit Unions were different was I ever wrong. Do not use Credit Union bill pay not even them an outside company very disappointed with the service I received closed account because of it.

Comment

Health

B+

Data as of Q2 2019

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Horizons North Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	68274
Year Chartered	1960
Employees	18
Primary Regulator

Profit Margin
Return on Assets - YTD	0.42%
Return on Equity - YTD	4.73%
Annual Interest Income	$1.6MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$89.9MM$87.2MM
Loans	Q2 2019vs Q2 2018	$66.6MM$66.0MM
Deposits	Q2 2019vs Q2 2018	$78.0MM$78.5MM
Equity Capital	Q2 2019vs Q2 2018	$8.2MM$7.7MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$174.00K$160.00K
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$159.00K$55.00K
Real Estate Owned	Q2 2019vs Q2 2018	$0$482.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Horizons North Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Horizons North Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	$25k	-	Horizons Relationship Account
0.10%	$25	-	IRA Share Account
0.10%^*	$20k^*	-	Share Savings
OTHER TIERS: 0.03% → $501 - $2k \| 0.05% → $2k - $5k \| 0.07% → $5k - $20k

Horizons North Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$10k^*	-	Cash Management Account
OTHER TIERS: 0.10% → $2.5k - $10k

Horizons North Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%^*	$2.5k^*	-	Interest Checking
OTHER TIERS: 0.03% → $500 - $2.5k

Horizons North Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.63%^*	$50k^*	-	60 Month Share Certificate
OTHER TIERS: 2.48% → Up to $10k \| 2.53% → $10k - $25k \| 2.58% → $25k - $50k
2.12%^*	$50k^*	-	36 Month Share Certificate
OTHER TIERS: 1.97% → Up to $10k \| 2.02% → $10k - $25k \| 2.07% → $25k - $50k
1.87%^*	$50k^*	-	24 Month Share Certificate
OTHER TIERS: 1.71% → Up to $10k \| 1.76% → $10k - $25k \| 1.82% → $25k - $50k
1.82%^*	$50k^*	-	12 Month Share Certificate
OTHER TIERS: 1.66% → Up to $10k \| 1.71% → $10k - $25k \| 1.76% → $25k - $50k
1.20%^*	$50k^*	-	6 Month Share Certificate
OTHER TIERS: 1.05% → Up to $10k \| 1.10% → $10k - $25k \| 1.15% → $25k - $50k
0.55%^*	$50k^*	-	3 Month Share Certificate
OTHER TIERS: 0.40% → Up to $10k \| 0.45% → $10k - $25k \| 0.50% → $25k - $50k

Horizons North Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.69%^*	$50k^*	-	60 Month IRA Share Certificate
OTHER TIERS: 2.53% → Up to $10k \| 2.58% → $10k - $25k \| 2.63% → $25k - $50k
2.17%^*	$50k^*	-	36 Month IRA Share Certificate
OTHER TIERS: 2.02% → Up to $10k \| 2.07% → $10k - $25k \| 2.12% → $25k - $50k
1.89%^*	$50k^*	-	18 Month IRA Share Certificate
OTHER TIERS: 1.74% → Up to $10k \| 1.79% → $10k - $25k \| 1.84% → $25k - $50k
1.87%^*	$50k^*	-	12 Month IRA Share Certificate
OTHER TIERS: 1.71% → Up to $10k \| 1.76% → $10k - $25k \| 1.82% → $25k - $50k

Locations

Horizons North Credit Union Locations
Branch Office	11455 Pearl St	Northglenn, CO 80233

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