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Overview / Commentary
80 Erie Ave
Hornell, NY 14843

Hornell Erie Federal Credit Union is headquartered in HORNELL and is the 275th largest credit union in the state of New York. It is also the 4,890th largest credit union in the nation. It was established in 1954 and as of June of 2017, it had grown to 2 employees and 1,064 members at 1 location. Hornell Erie Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership in Hornell Erie Federal Credit Union is open to employees of Norfolk Southern and CSX, the City of Hornell, New York, or ALSTOM.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Hornell Erie Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #9543
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD1.82%
Annual Interest Income$71.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$4.5MM$4.7MM
LoansQ2 2017vs Q2 2016$2.3MM$1.9MM
DepositsQ2 2017vs Q2 2016$3.9MM$4.1MM
Equity CapitalQ2 2017vs Q2 2016$549.00K$546.00K
Loan Loss AllowanceQ2 2017vs Q2 2016$12.00K$13.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$63.00K$54.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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Hornell Erie Federal Credit Union Savings Account Rates

0.50%*$75k*$10mShare Accounts
OTHER TIERS: 0.18% Up to $10k | 0.20% $10k - $20k | 0.46% $20k - $75k

Hornell Erie Federal Credit Union Locations
Branch Office80 ERIE AVEHORNELL, NY 14843