Houston Belt & Terminal Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.60% | 1-year CD | 1.38% - National Average |
| 0.25% | Savings | 0.26% - National Average |
| 1.01% | 3-year CD | 1.88% - National Average |
Houston Belt & Terminal Federal Credit Union is headquartered in Humble and is the 400th largest credit union in the state of Texas. It is also the 4,700th largest credit union in the nation. It was established in 1949 and as of December of 2018, it had grown to 2 employees and 606 members at 1 location. Houston Belt & Terminal Federal Credit Union's money market rates are 14% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Must be employed by Union Pacific Railroad, BNSF, Pileco or be an immediate family member of an existing member.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 6318 |
| Year Chartered | 1949 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.34% |
| Return on Equity - YTD | 5.44% |
| Annual Interest Income | $244.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $4.4MM$4.3MM |
| Loans | Q4 2018vs Q4 2017 | $3.0MM$2.7MM |
| Deposits | Q4 2018vs Q4 2017 | $3.2MM$3.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $1.1MM$1.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $15.00K$15.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $25.00K$0 |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Houston Belt & Terminal Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $500 | - | Share Savings | |
| 0.25% | $5 | - | Christmas Club | |
| 0.25% | $500 | - | Vacation Club |
Houston Belt & Terminal Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $5k* | - | Money Market | ||
| OTHER TIERS: 0.25% → $500 - $5k | |||||
Houston Belt & Terminal Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $500 | - | Share Draft |
Houston Belt & Terminal Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.01% | $2k | - | 3 Year CD | |
| 0.80% | $2k | - | 2 Year CD | |
| 0.60% | $2k | - | 1 Year CD |
| Houston Belt & Terminal Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 9810 FM 1960 Bypass Rd W Ste 105 | Humble, TX 77338-3573 |