Houston Belt & Terminal Federal Credit Union
Houston Belt & Terminal Federal Credit Union is headquartered in Humble and is the 396th largest credit union in the state of Texas. It is also the 4,660th largest credit union in the nation. It was established in 1949 and as of March of 2019, it had grown to 2 employees and 614 members at 1 location. Houston Belt & Terminal Federal Credit Union's money market rates are 14% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Must be employed by Union Pacific Railroad, BNSF, Pileco or be an immediate family member of an existing member.
See current membership details
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 6318 |
| Year Chartered | 1949 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.17% |
| Return on Equity - YTD | 4.66% |
| Annual Interest Income | $66.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $4.5MM$4.4MM |
| Loans | Q1 2019vs Q1 2018 | $3.2MM$2.7MM |
| Deposits | Q1 2019vs Q1 2018 | $3.2MM$3.3MM |
| Equity Capital | Q1 2019vs Q1 2018 | $1.1MM$1.1MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $23.00K$15.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $0$0 |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Houston Belt & Terminal Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Houston Belt & Terminal Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $500 | - | Share Savings | |
| 0.25% | $5 | - | Christmas Club | |
| 0.25% | $500 | - | Vacation Club |
Houston Belt & Terminal Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $5k* | - | Money Market | ||
| OTHER TIERS: 0.25% → $500 - $5k | |||||
Houston Belt & Terminal Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $500 | - | Share Draft |
Houston Belt & Terminal Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.01% | $2k | - | 3 Year CD | |
| 0.80% | $2k | - | 2 Year CD | |
| 0.60% | $2k | - | 1 Year CD |
| Houston Belt & Terminal Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 9810 FM 1960 Bypass Rd W Ste 105 | Humble, TX 77338-3573 |