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Featured Accounts

Houston Federal Credit Union

Popular Accounts at this Credit Union

1.90%5-year CD>60 Month CD
0.60%1-year CD12 - <18 Month CD
0.06%SavingsShare Rate Account

Overview / Commentary
16320 Kensington Dr
Sugar Land, TX 77479-4097

Houston Federal Credit Union is headquartered in Sugar Land and is the 38th largest credit union in the state of Texas. It is also the 441st largest credit union in the nation. It was established in 1960 and as of December of 2016, it had grown to 138 employees and 56,554 members at 11 locations. Houston Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Houston, Texas and select other communities. Membership is also open to employees of select businesses or to family members of existing members.
See current membership details

Reviews (2)

Excellent Credit Union

Posted by: dakunism | Mar 29, 2014

The credit union really has everything you could ask for. Their workers are super polite and very helpful, the service I receive from them is increasingly pleasant, and they have many locations so they're always nearby. I have never had any issues with any payments or errors on any of my statements and any time there is something suspicious on my account, they contact me immediately and let me know the situation. I would highly recommend this credit union.

Customer Service Is Lacking

Posted by: mich53 | Sep 18, 2013

Good luck if you want to get someone to talk to you on the phone about your account.  After answering several pesonal quetsions by the "answering pool", I was told to leave a message or call back.


Health Grade Components

NCUA #14091
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD9.81%
Annual Interest Income$15.9MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$604.9MM$580.4MM
LoansQ4 2016vs Q4 2015$373.8MM$342.7MM
DepositsQ4 2016vs Q4 2015$551.2MM$532.0MM
Equity CapitalQ4 2016vs Q4 2015$47.0MM$42.4MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.6MM$1.7MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.6MM$2.5MM
Real Estate OwnedQ4 2016vs Q4 2015$0$207.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Houston Federal Credit Union Savings Account Rates

0.20%*$100k*-IRA Share
OTHER TIERS: 0.10% Up to $100k
0.20%*$100k*-CESA Share
OTHER TIERS: 0.10% Up to $100k
0.10%--Health Savings Account
0.06%*$100k*-Share Rate Account
OTHER TIERS: 0.02% Up to $20k | 0.04% $20k - $100k
0.03%--Vacation Club Account
0.03%--Holiday Club Account

Houston Federal Credit Union Money Market Rates

0.20%*$100k*-Insured Money Market Rate Account
OTHER TIERS: 0.03% $2k - $10k | 0.07% $10k - $20k | 0.10% $20k - $40k | 0.13% $40k - $100k

Houston Federal Credit Union Checking Account Rates

0.02%--Platinum Business Checking Account
0.01%--Flexible Checking Account
0.01%--Classic Business Checking Account

Houston Federal Credit Union CD Rates

2.02%$100k->60 Month Jumbo CD
1.90%$500->60 Month CD
1.62%$100k-48 - <60 Month Jumbo CD
1.50%$500-48 - <60 Month CD
1.47%$100k-36 - <48 Month Jumbo CD
1.35%$500-36 - <48 Month CD
1.17%$100k-30 - <36 Month Jumbo CD
1.12%$100k-24 - <30 Month Jumbo CD
1.05%$500-30 - <36 Month CD
1.00%$500-24 - <30 Month CD
0.82%$100k-18 - <24 Month Jumbo CD
0.72%$100k-12 - <18 Month Jumbo CD
0.70%$500-18 - <24 Month CD
0.62%$100k-6 - <12 Month Jumbo CD
0.60%$500-12 - <18 Month CD
0.50%$500-6 - <12 Month CD
0.30%$7,500-7 - 91 Day CD

Houston Federal Credit Union IRA Rates

2.02%$100k->60 Month Jumbo IRA
2.02%$100k->60 Month Jumbo CESA
1.90%$500->60 Month IRA
1.90%$500->60 Month CESA
1.62%$100k-48 - <60 Month Jumbo IRA
1.62%$100k-48 - <60 Month Jumbo CESA
1.50%$500-48 - <60 Month IRA
1.50%$500-48 - <60 Month CESA
1.47%$100k-36 - <48 Month Jumbo IRA
1.47%$100k-36 - <48 Month Jumbo CESA
1.35%$500-36 - <48 Month IRA
1.35%$500-36 - <48 Month CESA
1.17%$100k-30 - <36 Month Jumbo IRA
1.17%$100k-30 - <36 Month Jumbo CESA
1.12%$100k-24 - <30 Month Jumbo IRA
1.12%$100k-24 - <30 Month Jumbo CESA
1.05%$500-30 - <36 Month IRA
1.05%$500-30 - <36 Month CESA
1.00%$500-24 - <30 Month IRA
1.00%$500-24 - <30 Month CESA
0.82%$100k-18 - <24 Month Jumbo IRA
0.82%$100k-18 - <24 Month Jumbo CESA
0.72%$100k-12 - <18 Month Jumbo IRA
0.72%$100k-12 - <18 Month Jumbo CESA
0.70%$500-18 - <24 Month IRA
0.70%$500-18 - <24 Month CESA
0.62%$100k-6 - <12 Month Jumbo IRA
0.62%$100k-6 - <12 Month Jumbo CESA
0.60%$500-12 - <18 Month IRA
0.60%$500-12 - <18 Month CESA
0.50%$500-6 - <12 Month IRA
0.50%$500-6 - <12 Month CESA

Houston Federal Credit Union has 11 locations. Click to view all Houston Federal Credit Union locations.