Houston Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.30% | 5-year CD | >60 Month CD 2.50% - Ally Bank High Yield 5 Year CD |
| 1.05% | 1-year CD | 12 - <18 Month CD |
| 0.08% | Savings | Share Rate Account |
Houston Federal Credit Union is headquartered in Sugar Land and is the 38th largest credit union in the state of Texas. It is also the 442nd largest credit union in the nation. It was established in 1960 and as of December of 2017, it had grown to 142 employees and 58,028 members at 12 locations. Houston Federal Credit Union's CD rates are 30% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Houston, Texas and select other communities. Membership is also open to employees of select businesses or to family members of existing members.
See current membership details
| Featured Account Options | SPONSORED LISTINGS | ||||
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Excellent Credit Union
The credit union really has everything you could ask for. Their workers are super polite and very helpful, the service I receive from them is increasingly pleasant, and they have many locations so they're always nearby. I have never had any issues with any payments or errors on any of my statements and any time there is something suspicious on my account, they contact me immediately and let me know the situation. I would highly recommend this credit union.
Customer Service Is Lacking
Good luck if you want to get someone to talk to you on the phone about your account. After answering several pesonal quetsions by the "answering pool", I was told to leave a message or call back.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 14091 |
| Year Chartered | 1960 |
| Employees | 142 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 9.03% |
| Annual Interest Income | $17.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $636.6MM$604.9MM |
| Loans | Q4 2017vs Q4 2016 | $395.3MM$373.8MM |
| Deposits | Q4 2017vs Q4 2016 | $578.3MM$551.2MM |
| Equity Capital | Q4 2017vs Q4 2016 | $51.6MM$47.0MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $1.8MM$1.6MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $765.00K$1.6MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Houston Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Houston Federal Credit Union Savings Account Rates
Houston Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $100k* | - | Insured Money Market Rate Account | ||
| OTHER TIERS: 0.23% → $2k - $10k | 0.27% → $10k - $20k | 0.30% → $20k - $40k | 0.40% → $40k - $100k | |||||
Houston Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.02% | - | - | Platinum Business Checking Account | |
| 0.01% | - | - | Flexible Checking Account | |
| 0.01% | - | - | Classic Business Checking Account |
