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Houston Federal Credit Union

Popular Accounts at this Credit Union

2.10%5-year CD>60 Month CD
0.70%1-year CD12 - <18 Month CD
0.06%SavingsShare Rate Account

Overview / Commentary
16320 Kensington Dr
Sugar Land, TX 77479-4097

Houston Federal Credit Union is headquartered in Sugar Land and is the 38th largest credit union in the state of Texas. It is also the 440th largest credit union in the nation. It was established in 1960 and as of June of 2017, it had grown to 139 employees and 56,662 members at 12 locations. Houston Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Houston, Texas and select other communities. Membership is also open to employees of select businesses or to family members of existing members.
See current membership details

Reviews (2)

Excellent Credit Union

Posted by: dakunism | Mar 29, 2014

The credit union really has everything you could ask for. Their workers are super polite and very helpful, the service I receive from them is increasingly pleasant, and they have many locations so they're always nearby. I have never had any issues with any payments or errors on any of my statements and any time there is something suspicious on my account, they contact me immediately and let me know the situation. I would highly recommend this credit union.

Customer Service Is Lacking

Posted by: mich53 | Sep 18, 2013

Good luck if you want to get someone to talk to you on the phone about your account.  After answering several pesonal quetsions by the "answering pool", I was told to leave a message or call back.


Health Grade Components

NCUA #14091
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD8.95%
Annual Interest Income$8.4MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$619.0MM$587.7MM
LoansQ2 2017vs Q2 2016$387.0MM$355.4MM
DepositsQ2 2017vs Q2 2016$564.1MM$537.3MM
Equity CapitalQ2 2017vs Q2 2016$49.2MM$44.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.7MM$1.6MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.0MM$1.5MM
Real Estate OwnedQ2 2017vs Q2 2016$0$207.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Houston Federal Credit Union Savings Account Rates

0.30%*$100k*-IRA Share
OTHER TIERS: 0.15% Up to $100k
0.15%--Health Savings Account
0.08%--Vacation Club Account
0.08%--Holiday Club Account
0.06%*$100k*-Share Rate Account
OTHER TIERS: 0.02% Up to $20k | 0.04% $20k - $100k

Houston Federal Credit Union Money Market Rates

0.30%*$100k*-Insured Money Market Rate Account
OTHER TIERS: 0.08% $2k - $10k | 0.12% $10k - $20k | 0.15% $20k - $40k | 0.23% $40k - $100k

Houston Federal Credit Union Checking Account Rates

0.02%--Platinum Business Checking Account
0.01%--Flexible Checking Account
0.01%--Classic Business Checking Account

Houston Federal Credit Union CD Rates

2.22%$100k->60 Month Jumbo CD
2.10%$500->60 Month CD
1.70%$500-48 - <60 Month CD
1.70%$100k-48 - <60 Month Jumbo CD
1.67%$100k-36 - <48 Month Jumbo CD
1.55%$500-36 - <48 Month CD
1.37%$100k-30 - <36 Month Jumbo CD
1.27%$100k-24 - <30 Month Jumbo CD
1.25%$500-30 - <36 Month CD
1.15%$500-24 - <30 Month CD
0.92%$100k-18 - <24 Month Jumbo CD
0.82%$100k-12 - <18 Month Jumbo CD
0.80%$500-18 - <24 Month CD
0.70%$500-12 - <18 Month CD
0.67%$100k-6 - <12 Month Jumbo CD
0.55%$500-6 - <12 Month CD
0.35%$7,500-7 - 91 Day CD

Houston Federal Credit Union IRA Rates

2.22%$500->60 Month IRA
1.70%$500-48 - <60 Month IRA
1.67%$500-36 - <48 Month IRA
1.37%$500-30 - <36 Month IRA
1.27%$500-24 - <30 Month IRA
0.92%$500-18 - <24 Month IRA
0.82%$500-12 - <18 Month IRA
0.67%$500-6 - <12 Month IRA