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Houston Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.95%5-year CD>60 Month CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.60%1-year CD12 - <18 Month CD
1.50% - Ally Bank No Penalty 11-Month CDAdvertisement
0.06%SavingsShare Rate Account
1.15% - CIT Bank Spring Savings
View all Houston Federal Credit Union rates »

Overview / Commentary
www.houstonfcu.org
866-687-4328
16320 Kensington Dr
Sugar Land, TX 77479-4097

Houston Federal Credit Union is headquartered in Sugar Land and is the 37th largest credit union in the state of Texas. It is also the 439th largest credit union in the nation. It was established in 1960 and as of March of 2017, it had grown to 135 employees and 57,747 members at 11 locations. Houston Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Houston, Texas and select other communities. Membership is also open to employees of select businesses or to family members of existing members.
See current membership details

Reviews (2)

Excellent Credit Union

Posted by: dakunism | Mar 29, 2014

The credit union really has everything you could ask for. Their workers are super polite and very helpful, the service I receive from them is increasingly pleasant, and they have many locations so they're always nearby. I have never had any issues with any payments or errors on any of my statements and any time there is something suspicious on my account, they contact me immediately and let me know the situation. I would highly recommend this credit union.

2

Customer Service Is Lacking

Posted by: mich53 | Sep 18, 2013

Good luck if you want to get someone to talk to you on the phone about your account.  After answering several pesonal quetsions by the "answering pool", I was told to leave a message or call back.

1


Health
A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #14091
Year Chartered1960
Employees135
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD9.72%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$619.7MM$588.5MM
LoansQ1 2017vs Q1 2016$379.4MM$349.9MM
DepositsQ1 2017vs Q1 2016$566.0MM$538.4MM
Equity CapitalQ1 2017vs Q1 2016$48.1MM$43.4MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.6MM$1.6MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.3MM$1.6MM
Real Estate OwnedQ1 2017vs Q1 2016$0$207.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Houston Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-IRA Share
OTHER TIERS: 0.10% → Up to $100k
0.20%*$100k*-CESA Share
OTHER TIERS: 0.10% → Up to $100k
0.10%--Health Savings Account
0.06%*$100k*-Share Rate Account
OTHER TIERS: 0.02% → Up to $20k | 0.04% → $20k - $100k
0.03%--Vacation Club Account
0.03%--Holiday Club Account

Houston Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Insured Money Market Rate Account
OTHER TIERS: 0.03% → $2k - $10k | 0.07% → $10k - $20k | 0.10% → $20k - $40k | 0.13% → $40k - $100k

Houston Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%--Platinum Business Checking Account
0.01%--Flexible Checking Account
0.01%--Classic Business Checking Account

Houston Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.07%$100k->60 Month Jumbo CD
1.95%$500->60 Month CD
1.67%$100k-48 - <60 Month Jumbo CD
1.55%$500-48 - <60 Month CD
1.52%$100k-36 - <48 Month Jumbo CD
1.40%$500-36 - <48 Month CD
1.22%$100k-30 - <36 Month Jumbo CD
1.12%$100k-24 - <30 Month Jumbo CD
1.10%$500-30 - <36 Month CD
1.00%$500-24 - <30 Month CD
0.82%$100k-18 - <24 Month Jumbo CD
0.72%$100k-12 - <18 Month Jumbo CD
0.70%$500-18 - <24 Month CD
0.62%$100k-6 - <12 Month Jumbo CD
0.60%$500-12 - <18 Month CD
0.50%$500-6 - <12 Month CD
0.30%$7,500-7 - 91 Day CD

Houston Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.07%$100k->60 Month Jumbo IRA
2.07%$100k->60 Month Jumbo CESA
1.95%$500->60 Month IRA
1.95%$500->60 Month CESA
1.67%$100k-48 - <60 Month Jumbo IRA
1.67%$100k-48 - <60 Month Jumbo CESA
1.55%$500-48 - <60 Month IRA
1.55%$500-48 - <60 Month CESA
1.52%$100k-36 - <48 Month Jumbo IRA
1.52%$100k-36 - <48 Month Jumbo CESA
1.40%$500-36 - <48 Month IRA
1.40%$500-36 - <48 Month CESA
1.22%$100k-30 - <36 Month Jumbo IRA
1.22%$100k-30 - <36 Month Jumbo CESA
1.12%$100k-24 - <30 Month Jumbo IRA
1.12%$100k-24 - <30 Month Jumbo CESA
1.10%$500-30 - <36 Month IRA
1.10%$500-30 - <36 Month CESA
1.00%$500-24 - <30 Month IRA
1.00%$500-24 - <30 Month CESA
0.82%$100k-18 - <24 Month Jumbo IRA
0.82%$100k-18 - <24 Month Jumbo CESA
0.72%$100k-12 - <18 Month Jumbo IRA
0.72%$100k-12 - <18 Month Jumbo CESA
0.70%$500-18 - <24 Month IRA
0.70%$500-18 - <24 Month CESA
0.62%$100k-6 - <12 Month Jumbo IRA
0.62%$100k-6 - <12 Month Jumbo CESA
0.60%$500-12 - <18 Month IRA
0.60%$500-12 - <18 Month CESA
0.50%$500-6 - <12 Month IRA
0.50%$500-6 - <12 Month CESA
Locations

Houston Federal Credit Union has 11 locations. Click to view all Houston Federal Credit Union locations.