Overview / Commentary
Houston Highway Credit Union is headquartered in Houston and is the 197th largest credit union in the state of Texas. It is also the 2,491st largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 7 employees and 3,278 members at 1 location. Houston Highway Credit Union's money market rates are 5X the national average, and it has a B health rating.
Field of Membership Restrictions
Houston Highway Credit Union of Texas is open to the residents, church members, and the people that maintain employment within a 10-mile distance of the credit union office, the employees of the credit union affiliated select employee groups, and the family members of current credit union members.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Houston Highway Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67627 |
| Year Chartered | 1952 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.06% |
| Return on Equity - YTD | 9.79% |
| Annual Interest Income | $441K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $46.2MM$46.1MM |
| Loans | Q1 2025vs Q1 2024 | $23.3MM$28.2MM |
| Deposits | Q1 2025vs Q1 2024 | $40.9MM$42.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $5.1MM$3.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $263K$337K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $80K$79K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |