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Houston Highway Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/16/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/16/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/16/2025
4.30%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/16/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/16/2025
4.39%
Our Rating
3.1  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/16/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.houstonhighwaycu.com
713-864-4438
8120 Washington Ave
Houston, TX 77007

Houston Highway Credit Union is headquartered in Houston and is the 197th largest credit union in the state of Texas. It is also the 2,471st largest credit union in the nation. It was established in 1952 and as of December of 2024, it had grown to 7 employees and 3,316 members at 1 location. Houston Highway Credit Union's money market rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Houston Highway Credit Union of Texas is open to the residents, church members, and the people that maintain employment within a 10-mile distance of the credit union office, the employees of the credit union affiliated select employee groups, and the family members of current credit union members.
See current membership details

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Health
B

Data as of Q4 2024

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Houston Highway Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #67627
Year Chartered1952
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD1.99%
Return on Equity - YTD18.56%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$47.2MM$47.8MM
LoansQ4 2024vs Q4 2023$24.6MM$30.2MM
DepositsQ4 2024vs Q4 2023$42.2MM$44.4MM
Equity CapitalQ4 2024vs Q4 2023$4.9MM$3.1MM
Loan Loss AllowanceQ4 2024vs Q4 2023$361K$447K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$102K$107K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/16/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/16/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/16/2025
4.30%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/16/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/16/2025
4.39%
Our Rating
3.1  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/16/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Houston Highway Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Savings Account
0.01%$0-Christmas Club Account

Houston Highway Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.32%*$75k*-Money Market Account
OTHER TIERS: 0.01% → $0 - $2.5k | 1.05% → $2.5k - $25k | 1.76% → $25k - $75k

Houston Highway Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.49%$1k-12 Month Share Certificate
3.29%$1k-15 Month Share Certificate
3.09%$1k-18 Month Share Certificate
2.88%$1k-24 Month Share Certificate
2.47%$1k-36 Month Share Certificate
2.02%$1k-6 Month Share Certificate

Houston Highway Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.49%$10k-12 Month IRA Certificate
2.88%$10k-24 Month IRA Certificate
2.47%$10k-36 Month IRA Certificate
0.05%$0-IRA Deposit Account
Locations


Houston Highway Credit Union Locations
Branch Office8120 Washington AveHouston, TX 77007

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