Houston Police Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.hpcu.coop

713-986-0200

1600 Memorial Dr
Houston, TX 77007

Houston Police Federal Credit Union is headquartered in Houston and is the 40^th largest credit union in the state of Texas. It is also the 478^th largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 88 employees and 31,621 members at 3 locations. Houston Police Federal Credit Union's CD rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Houston Police Federal Credit Union is open to officers, civilian employees, retirees and their family of the Houston Police Department.
See current membership details

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	2357
Year Chartered	1937
Employees	88
Primary Regulator

Profit Margin
Return on Assets - YTD	0.68%
Return on Equity - YTD	5.97%
Annual Interest Income	$10.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$949.3MM$907.7MM
Loans	Q1 2025vs Q1 2024	$470.9MM$466.8MM
Deposits	Q1 2025vs Q1 2024	$836.9MM$795.6MM
Equity Capital	Q1 2025vs Q1 2024	$106.6MM$87.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$7.2MM$7.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.4MM$2.6MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Houston Police Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%	$0	-	Primary Savings
1.26%	$0	-	Silver Star Share Savings
1.26%	$0	-	Lil Star Savings
1.26%	$0	-	Teen Savings
0.75%	$500	-	Secondary Share Savings

Houston Police Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$0	-	Dividend Checking
0.50%	$0	-	Silver Star Checking
0.50%	$0	-	Estate Checking

Houston Police Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.18%^*	$100k^*	-	6 Month Term Share Certificate
OTHER TIERS: 4.02% → $1k - $100k
4.13%^*	$100k^*	-	12 Month Term Share Certificate
OTHER TIERS: 3.97% → $1k - $100k
3.56%^*	$100k^*	-	18 Month Term Share Certificate
OTHER TIERS: 3.40% → $1k - $100k
3.30%^*	$100k^*	-	24 Month Term Share Certificate
OTHER TIERS: 3.14% → $1k - $100k

Houston Police Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.13%^*	$100k^*	-	12 Month IRA
OTHER TIERS: 3.97% → $1k - $100k
3.56%^*	$100k^*	-	18 Month IRA Certificate
OTHER TIERS: 3.40% → $1k - $100k
3.30%^*	$100k^*	-	24 Month IRA Certificate
OTHER TIERS: 3.14% → $1k - $100k
1.26%	$0	-	IRA Share Savings

Locations

Houston Police Federal Credit Union Locations
Branch Office	17314 State Highway 249 Ste 107	Houston, TX 77064-1100
Branch Office	1200 Travis St Fl 20	Houston, TX 77002-6001
Branch Office	1600 Memorial Dr	Houston, TX 77007-7702

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