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Overview / Commentary
1234 W Chisholm St
Alpena, MI 49707

H.P.C. Credit Union is headquartered in ALPENA and is the 85th largest credit union in the state of Michigan. It is also the 1,392nd largest credit union in the nation. It was established in 1950 and as of September of 2016, it had grown to 15 employees and 8,001 members at 2 locations. H.P.C. Credit Union has an A+ health rating.


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Health Grade Components

NCUA #62219
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD3.6%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$121.1MM$115.6MM
LoansQ3 2016vs Q3 2015$46.5MM$45.5MM
DepositsQ3 2016vs Q3 2015$105.0MM$100.2MM
Equity CapitalQ3 2016vs Q3 2015$15.8MM$15.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$218.00K$187.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$19.00K$67.00K
Real Estate OwnedQ3 2016vs Q3 2015$265.00K$351.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

H.P.C. Credit Union Savings Account Rates

0.25%*$75k*-Preferred Shares
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $75k
0.10%--Primary Share Account
0.10%--Christmas Club Account

H.P.C. Credit Union CD Rates

0.65%$500-24 Month CD
0.65%$100-24 Month Youth CD
0.55%$500-18 Month CD
0.55%$100-18 Month Youth CD
0.35%$500-12 Month CD
0.35%$100-12 Month Youth CD
0.26%$100-6 Month Youth CD
0.25%$500-6 Month CD

H.P.C. Credit Union Locations
Branch Office1234 W CHISHOLM STALPENA, MI 49707
Branch Office150 S Ripley BlvdALPENA, MI 49707-3406