H.P.C. Credit Union
Overview / Commentary
H.P.C. Credit Union is headquartered in ALPENA and is the 83rd largest credit union in the state of Michigan. It is also the 1,437th largest credit union in the nation. It was established in 1950 and as of December of 2018, it had grown to 12 employees and 7,839 members at 2 locations. H.P.C. Credit Union has an A health rating.
Health
A
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62219 |
| Year Chartered | 1950 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.81% |
| Return on Equity - YTD | 5.72% |
| Annual Interest Income | $3.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $121.8MM$124.1MM |
| Loans | Q4 2018vs Q4 2017 | $59.8MM$51.4MM |
| Deposits | Q4 2018vs Q4 2017 | $103.8MM$106.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $17.6MM$16.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $607.00K$426.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $57.00K$7.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $133.00K$238.00K |
Rates
Rates for H.P.C. Credit Union are currently being reviewed.
Locations
| H.P.C. Credit Union Locations | ||
|---|---|---|
| Branch Office | 1234 W CHISHOLM ST | ALPENA, MI 49707 |
| Branch Office | 150 S Ripley Blvd | ALPENA, MI 49707-3406 |