Overview / Commentary
1234 W Chisholm St
Alpena, MI 49707

H.P.C. Credit Union is headquartered in ALPENA and is the 83rd largest credit union in the state of Michigan. It is also the 1,437th largest credit union in the nation. It was established in 1950 and as of December of 2018, it had grown to 12 employees and 7,839 members at 2 locations. H.P.C. Credit Union has an A health rating.


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Health Grade Components

NCUA #62219
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD5.72%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$121.8MM$124.1MM
LoansQ4 2018vs Q4 2017$59.8MM$51.4MM
DepositsQ4 2018vs Q4 2017$103.8MM$106.7MM
Equity CapitalQ4 2018vs Q4 2017$17.6MM$16.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$607.00K$426.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$57.00K$7.00K
Real Estate OwnedQ4 2018vs Q4 2017$133.00K$238.00K

Rates for H.P.C. Credit Union are currently being reviewed.


H.P.C. Credit Union Locations
Branch Office1234 W CHISHOLM STALPENA, MI 49707
Branch Office150 S Ripley BlvdALPENA, MI 49707-3406

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