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Overview / Commentary
1234 W Chisholm St
Alpena, MI 49707

H.P.C. Credit Union is headquartered in ALPENA and is the 84th largest credit union in the state of Michigan. It is also the 1,387th largest credit union in the nation. It was established in 1950 and as of September of 2017, it had grown to 12 employees and 8,245 members at 2 locations. H.P.C. Credit Union has an A+ health rating.


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Health Grade Components

NCUA #62219
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD3.98%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$125.3MM$121.1MM
LoansQ3 2017vs Q3 2016$49.9MM$46.5MM
DepositsQ3 2017vs Q3 2016$108.4MM$105.0MM
Equity CapitalQ3 2017vs Q3 2016$16.4MM$15.8MM
Loan Loss AllowanceQ3 2017vs Q3 2016$395.00K$218.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$15.00K$19.00K
Real Estate OwnedQ3 2017vs Q3 2016$276.00K$265.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

H.P.C. Credit Union Savings Account Rates

1.10%--Roth IRA Share Account
1.10%--Coverdell IRA Share Account
1.10%--Traditional IRA Share Account
0.25%*$75k*-Preferred Shares
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $75k
0.10%--Primary Share Account
0.10%--Special Share Account
0.10%--Christmas Club Account

H.P.C. Credit Union CD Rates

0.65%$500-24 Month CD
0.65%$100-24 Month Youth CD
0.55%$500-18 Month CD
0.55%$100-18 Month Youth CD
0.35%$500-12 Month CD
0.35%$100-12 Month Youth CD
0.26%$100-6 Month Youth CD
0.25%$500-6 Month CD

H.P.C. Credit Union Locations
Branch Office1234 W CHISHOLM STALPENA, MI 49707
Branch Office150 S Ripley BlvdALPENA, MI 49707-3406