H.P.C. Credit Union

Overview / Commentary
1234 W Chisholm St
Alpena, MI 49707

H.P.C. Credit Union is headquartered in ALPENA and is the 86th largest credit union in the state of Michigan. It is also the 1,449th largest credit union in the nation. It was established in 1950 and as of March of 2019, it had grown to 13 employees and 7,853 members at 3 locations. H.P.C. Credit Union has an A health rating.


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Health Grade Components

NCUA #62219
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD5.46%
Annual Interest Income$901.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$123.2MM$126.0MM
LoansQ1 2019vs Q1 2018$60.5MM$52.6MM
DepositsQ1 2019vs Q1 2018$104.0MM$108.6MM
Equity CapitalQ1 2019vs Q1 2018$17.8MM$16.7MM
Loan Loss AllowanceQ1 2019vs Q1 2018$607.00K$461.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$51.00K$11.00K
Real Estate OwnedQ1 2019vs Q1 2018$148.00K$192.00K
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H.P.C. Credit Union CD Rates

1.31%$500-24 Month CD
1.31%$100-24 Month Youth CD
1.11%$500-18 Month CD
1.11%$100-18 Month Youth CD
0.80%$500-12 Month CD
0.80%$100-12 Month Youth CD
0.60%$500-6 Month CD
0.60%$100-6 Month Youth CD

H.P.C. Credit Union Locations
Branch Office1234 W CHISHOLM STALPENA, MI 49707
Branch Office150 S Ripley BlvdALPENA, MI 49707-3406
Branch Office300 S Ripley BlvdAlpena, MI 49707

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