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Overview / Commentary
888-554-5944
1234 W Chisholm St
Alpena, MI 49707

H.P.C. Credit Union is headquartered in ALPENA and is the 84th largest credit union in the state of Michigan. It is also the 1,394th largest credit union in the nation. It was established in 1950 and as of June of 2017, it had grown to 12 employees and 7,898 members at 2 locations. H.P.C. Credit Union has an A+ health rating.

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Health
A+

Health Grade Components

Overall
NCUA #62219
Year Chartered1950
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD3.61%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$124.8MM$120.1MM
LoansQ2 2017vs Q2 2016$48.0MM$45.0MM
DepositsQ2 2017vs Q2 2016$107.6MM$103.8MM
Equity CapitalQ2 2017vs Q2 2016$16.2MM$15.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$339.00K$265.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$54.00K$146.00K
Real Estate OwnedQ2 2017vs Q2 2016$276.00K$265.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

H.P.C. Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%--Roth IRA Share Account
1.10%--Coverdell IRA Share Account
1.10%--Traditional IRA Share Account
0.25%*$75k*-Preferred Shares
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $75k
0.10%--Primary Share Account
0.10%--Special Share Account
0.10%--Christmas Club Account

H.P.C. Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500-24 Month CD
0.65%$100-24 Month Youth CD
0.55%$500-18 Month CD
0.55%$100-18 Month Youth CD
0.35%$500-12 Month CD
0.35%$100-12 Month Youth CD
0.26%$100-6 Month Youth CD
0.25%$500-6 Month CD
Locations


H.P.C. Credit Union Locations
Branch Office1234 W CHISHOLM STALPENA, MI 49707
Branch Office150 S Ripley BlvdALPENA, MI 49707-3406