Overview / Commentary
800-975-4722
1800 Tysons Blvd
McLean, VA 22102

Related Posts

HSBC $750 Bonus Or $350 Checking - Through March 29, 2019 Can Link To 2.22% Savings - 1/14/2019

1. To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined balances in U.S. Dollar personal deposit accounts and investment* balances of at least $10,000 OR of at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per calendar month. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met. 2. Qualifying Balance is $10,000 in combined consumer checking and savings New Money balances. Investment and Commercial balances are not included in this offer. 3. New Money is defined as deposits not previously held by any member of the HSBC Group in the U.S. Accounts/Assets that are ineligible for New Money include: insurance products; fixed and variable annuities; 529 Col

HSBC Direct Hikes Savings Account Rate - 9/10/2018

HSBC Direct appears intent on keeping its online savings account competitive. The Bank just increased the rate of its savings account by 21 bps to 2.01% APY.

HSBC Brings Back HSBC Direct Savings with Competitive Rates - 7/19/2018

In the last month, HSBC has reintroduced HSBC Direct and its online savings account which it now calls HSBC Direct Savings. The account earns 1.80% APY.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #57890
Year Established2004
Employees4775
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD1.95%
Annual Interest Income$3.37B
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$172.4B$195.9B
LoansQ3 2018vs Q3 2017$65.09B$65.38B
DepositsQ3 2018vs Q3 2017$127.4B$142.1B
Equity CapitalQ3 2018vs Q3 2017$23.21B$24.13B
Loan Loss AllowanceQ3 2018vs Q3 2017$534.7MM$799.1MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$645.7MM$1.26B
Real Estate OwnedQ3 2018vs Q3 2017$9.9MM$17.3MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

HSBC $750 Bonus Or $350 Checking - Through March 29, 2019 Can Link To 2.22% Savings

emdtech   |  
1. To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined balances in U.S. Dollar personal deposit accounts and investment* balances of at least $10,000 OR of at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per calendar month. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.
2. Qualifying Balance is $10,000 in combined consumer checking and savings New Money balances. Investment and Commercial balances are not included in this offer.

3. New Money is defined as deposits not previously held by any member of the HSBC Group in the U.S. Accounts/Assets that are ineligible for New Money include: insurance products; fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs, and 401(k) Plans; UTMA and UGMA accounts; commercial accounts; and revocable or irrevocable trust accounts and estate accounts.

4. Account opening date is considered day one of the 30 calendar days count.

Dont miss out. This offer ends March 29, 2019
Get a $350 Welcome Deposit for eligible new customers who open a new HSBC Advance1 checking account with qualifying activities.

This offer is available only online for applications completed using the Apply now button on this webpage. Applications submitted through other pages on our website will not qualify for this offer.


You are here: Home / Banking / Bank Guides / Best Bank Account Promotions And Bonuses January 2019
Best Bank Account Promotions And Bonuses January 2019
By: Tony Phan | Last Updated: January 13, 2019 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Best Bank Promotions, Bonuses, Offers
Contents [hide]

1 Best Personal Checking Account Bonuses
1.1 Chase Total Checking® + Chase Savings? $350 Bonus Coupon
1.2 Chase Premier Plus Checking? $300 Bonus Coupon
1.3 Chase Sapphire? Checking 60,000 Ultimate Rewards Bonus
1.4 Chase College CheckingSM $100 Bonus Coupon
1.5 HSBC Bank $350 & $750 Checking Bonuses
1.6 TD Bank $150 & $300 Checking Promotions
1.7 Simple Bank Checking $20 Per Referral (Unlimited)
1.8 BBVA Compass $200 Checking & $50 Savings Bonuses
1.9 Regions Bank $200 Checking Bonus
1.10 Santander Bank $225 & $500 Checking Bonuses
1.11 Webster Bank Checking $250-$500 Bonuses
1.12 Wells Fargo $150 To $250 Checking Bonuses
1.13 Bank Of America $100 & $300 Checking Bonuses
1.14 PNC Bank $300 Personal Checking Bonuses
1.15 SunTrust Bank $750, $500, $250 Personal Checking Bonuses
1.16 Finn By Chase $100 Checking Bonus
1.17 Citi $200, $400, $500, $600 Checking Bonuses
1.18 KeyBank Checking $200 & $300 Bonuses
1.19 BB&T $150 Checking Bonuses
1.20 Fifth Third Bank $250 Personal Checking Bonus
1.21 Capital One 360 $25-$100 Bonuses (Checking/Savings/Money Market)
1.22 Greenhouse By Wells Fargo $50 Bonus
1.23 TIAA Bank $150 Checking/$200 Money Market Bonus
1.24 U.S. Bank $200-$225 Checking Bonuses
1.25 BMO Harris $200 Checking Bonus
1.26 M&T Bank $100 – $250 Checking Bonuses
1.27 First Tennessee Bank $50, $150, $200, $300 Checking Bonuses
1.28 Capital Bank $200 Checking Bonus
1.29 Citizens Bank $200 & $450 Checking Bonuses
1.30 People’s United Bank $100-$300 & $550 In Bonuses
1.31 BankPlus Checking $50 Bonus & Unlimited Referrrals
1.32 Associated Bank Up To $550 In Bonuses First Year
1.33 Old National Bank $200 Checking Bonus & Referral Bonuses
1.34 Hancock Whitney $300 Checking/$100 Savings Bonus
1.35 Charles Schwab $100 Bonus
1.36 Discover Bank Checking $360 Yearly Bonus
1.37 Huntington Bank $200 Checking Bonus
1.38 Wesbanco $250 Checking Bonus
1.39 Commerce Bank $50 Sign-Up & $500 In Referrals
1.40 FirstBank $300 Checking Account Bonus
1.41 Centier Bank Checking $50 Bonus/$50 Per Referral
1.42 Dollar Bank $25, $50, $150 Checking Bonuses
1.43 Unify Financial CU $150 Checking Bonus
1.44 America’s Credit Union Checking $100 Bonus
1.45 Flushing Bank $200/$300 Checking Bonuses
1.46 City National Bank $100 Checking Bonus
1.47 Christian Community CU $200 Checking Bonus
1.48 Liberty Bank $100 & $150 Checking Bonuses
1.49 Northwest Bank $200 Checking Bonus
1.50 S&T Bank $500 In Yearly Referrals
1.51 Fidelity Bank $150 Checking/Savings Bonus
1.52 Columbia Bank $300 Checking Bonus
1.53 Easthampton Savings Bank $200 Checking Bonus
1.54 Old Second Bank $125 Checking Bonus
1.55 Investors Bank $250 Checking Bonus
1.56 Citadel Bank $400 Checking Bonus
1.57 First Hawaiian $300/$150 Checking Bonus
1.58 OneWest Bank $250 Checking Bonus
1.59 Bank & Trust $200/$350/$700 Checking Bonuses
1.60 PeoplesBank $150 Checking Bonus
1.61 Bankwell $200 Checking Bonus
1.62 Century Bank $100 Checking Bonus
1.63 CBT Bank $150 Checking Bonus
1.64 Five Star Bank $150 Checking Bonus
1.65 3Rivers Federal CU $300 Checking Bonus
1.66 Wings Financial Credit Union $550 In Bonuses
1.67 United Federal Credit Union $50/$500 Checking Bonuses
1.68 DFCU Financial $50 Bonus & $500 In Referrals Yearly
1.69 Telhio Credit Union $550 In Bonuses
1.70 Eastman Credit Union $250 Checking Bonus
1.71 1st United Credit Union $100 Checking Bonus
2 Best Savings Account Bonuses
2.1 Chase Savings? $150 Bonus Coupon
2.2 HSBC Direct Savings Rate Offer: 2.22% APY
2.3 CIT Bank Savings Builder Account Rate Offer: 2.45% APY
2.4 CIT Bank Money Market Rate Offer: 1.85% APY
2.5 Capital One 360 $25, $100, $200, $1000 Savings/Money Market Bonuses
2.6 Discover Bank Online Savings $150 & $200 Bonus
2.7 First Tennessee $50 Money Market Bonus
2.8 Fidelity Bank $100 Savings Bonus
2.9 Amboy Direct $50 Savings Bonus
2.10 US Bank $100 Savings Account Bonus
2.11 Associated Bank $100 Money Market Bonus
2.12 SmartyPig Savings $10 Per Referral, Up To $1000
3 Best Business Account Bonuses
3.1 Chase $200 Business Checking Bonus
3.2 Chase $200 Business Savings Bonus
3.3 Wells Fargo $300 To $1,000 Business Checking Bonuses
3.4 Webster Bank Business Checking $250 Bonus & $500 In Referrals
3.5 Bank of America $2,500 Business Checking Bonuses
3.6 BMO Harris $200 & $500 Business Checking Bonuses
3.7 First Tennessee Bank $150 & $300 Business Checking/Savings Bonuses
3.8 PNC Bank $100 – $200 Business Checking Bonuses
3.9 Flushing Bank $200 Business Checking Bonus
3.10 Santander Bank $620 Business Checking Bonuses
3.11 SunTrust Bank $200 Business Checking Bonus
3.12 Liberty Bank $100 Business Checking Bonus
3.13 Huntington Bank $400 & $600 Business Checking Bonuses
3.14 Columbia State Bank $300 Business Checking Bonus
3.15 OneWest Bank $600 Business Bonus
3.16 Vantage West CU $200 Business Checking Bonus
4 More Bank Account Bonuses & Offers
Find the best bank promotions, bonuses, offers and deals here.

Account bonuses are categorized into Personal, Savings and Business accounts and split into pages, so be sure to look through all the pages to view all the best current offers.

Listed below are the best promotions from the biggest banks in the nation, such as Wells Fargo, Chase, Bank of America, US Bank, PNC Bank, Regions Bank, SunTrust Bank, TD Bank, HSBC Bank, KeyBank, Citibank, and many others.

You’ll also find the best bonuses from online banks available to everyone nationwide, including Capital One 360, Discover, CIT, Simple Bank and Charles Schwab to name a few.

These bank bonuses can earn you $100, $200, $300, $400, $500, and on up to $1,000. Many users combine several account types and different banks to earn hundreds and thousands of dollars every year. Credit card bonuses from many of the same banks are also a great way to maximize your earnings.

Bank promotions change quite often and I try my best to keep this page updated, so you may want to bookmark it and check back often if an offer for your particular bank of interest isn’t quite enticing enough at the moment.

Helpful Pages:

Meeting Direct Deposit requirements for bank accounts
Which banks trigger a Hard/Soft Inquiry when opening accounts.
See which banks allow credit card funding for opening deposits.
See the best free Checking accounts here.
See the best CD rates here, and the best Savings/Money Market accounts here.
See which banks have the lowest ATM fees internationally.
Best Personal Checking Account Bonuses
Checking account sign-up bonuses are the most popular account offers from banks. For most customers, all banks offer the necessary standard features, so deciding on which bank to go with often comes down to branch locations and bonus incentive.

Unlike with credit cards, applying for Checking accounts usually only triggers a Soft credit inquiry that doesn’t affect your credit. Because of this, taking advantage of promotions from several different banks is a great way to make hundreds to thousands of dollars and typically only costs us our time.

Typically, Checking account bonuses will require Direct Deposit, while Savings account bonuses do not. You’ll want to go for accounts with the highest bonuses, while keeping in mind if you are able to meet the Direct Deposit requirements. Here’s a chart comparing the most popular bank bonuses. You’ll notice Chase Bank has no set minimum direct deposit requirement, while still offering attractive bonuses.

Best Bank Bonuses Comparison By MoneysMyLife
Bonus
Required Direct Deposits
$0
$200
$400
$600
$800
Chase Premier Plus Checking
Chase Total Checking
Chase Savings
HSBC Premier Checking
HSBC Advance Checking
TD Premier Checking
TD Convenience Checking
Simple Bank (Unlimited Bonuses)
The links go directly to the offers on the banks’ websites, but you may want to read our review of the details also.
Chase Total Checking® + Chase Savings? $350 Bonus Coupon
Learn More
$350 bonus offer expires April 15, 2019
Available in AL, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, NC, NE, NH, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV
Soft credit pull doesn’t affect your credit
Direct Deposit required for bonus? Yes, for the Checking offer (no minimum direct deposit amount required). See options for meeting this requirement.
Bottom Line: The most popular Checking account promotion from the second largest bank in the nation. Great bonus value for a full-featured Checking account, and the Monthly Fee is easy to waive with just a $1,500 minimum daily balance (read the review for all ways to waive this fee).
Full Review: Chase Checking bonuses
MoneysMyLife Pick







More Bonus Details
Chase Premier Plus Checking? $300 Bonus Coupon
Learn More
$300 bonus offer expires April 15, 2019
Available in AL, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, NC, NE, NH, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV
Soft credit pull doesn’t affect your credit
Direct Deposit required for bonus? Yes. See options for meeting this requirement.
Bottom Line: Also one of the most popular Checking account options on the market with a higher bonus value and more features than the Total Checking® account. The Monthly Service fee is going to be higher at $25, but there are several ways you can waive it (read our review for details).
Full Review: Chase Checking bonuses
MoneysMyLife Pick






More Bonus Details
Chase Sapphire? Checking 60,000 Ultimate Rewards Bonus
Learn More
Bonus offer expires 3/5/2019
Available in AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NJ, NV, NY, OH, OK, OR, TX, UT, WA, WI, WV
Soft credit pull doesn’t affect your credit
Direct Deposit required for bonus? No.
Bottom Line: This is a high value offer with 60,000 Ultimate Rewards points being valued at $750 to $1,200 or more with travel redemptions. However, it’s going to require a very high deposit of $75,000 to qualify.
Full Review: Chase Checking bonuses
MoneysMyLife Pick


More Bonus Details
Chase College CheckingSM $100 Bonus Coupon
Learn More
Offer expires 04/16/2019
Available in AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NJ, NV, NY, OH, OK, OR, TX, UT, WA, WI, and WV.
Soft credit pull doesn’t affect your credit
Direct Deposit required for bonus? No.
Bottom Line: Here’s a good offer available to College students who are 17 – 24 years old. With this account, there is no Monthly Service Fee from the time of account opening until after the student’s expected graduation date (up to five years).
Full Review: Chase Checking bonuses
MoneysMyLife Pick



More Bonus Details
HSBC Bank $350 & $750 Checking Bonuses
HSBC $750 Premier Checking offer expires 03/29/2019
This offer is only available online
HSBC $350 Advance Checking offer expires 03/29/2019
This offer is only available online
Up to $2,000 in referral bonuses
Branches in CA, CT, DC, DE, FL, MD, NJ, NY, PA, VA, WA
Soft credit pull will not affect your credit
Direct Deposit required for bonus? No
Bottom Line: The $350 to $750 Checking sign-up bonus is usually offered on and off throughout the year and is one of the best offers from a big bank. The referral promotion is a long-running offer from HSBC and is usually for a maximum of $1,000 yearly (now capped at $2,000 yearly). Since your referrals will also be able to earn a $100 to $500 bonus as well, it makes the referral process a bit easier.

Rates
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Always verify rates and promotions with the bank or credit union. We are not HSBC Direct; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

HSBC Direct Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.22%-$2mHSBC Direct Savings

HSBC Direct CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$1k-24 Month Direct CD
0.95%$1k-12 Month Direct CD
0.75%$1k-6 Month Direct CD
0.15%$1k-48 Month Direct CD
0.10%$1k-36 Month Direct CD
0.05%$1k-18 Month Direct CD
0.01%$1k-9 Month Direct CD
Locations

HSBC Direct is an Internet only bank and does not have branch locations. Its headquarters is located at 1800 Tysons Blvd - McLean, VA 22102

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.