|APY||ACCOUNT TYPE||ACCOUNT NAME|
|0.01%||1-year CD||11 Month Telephone CD|
1.05% - Ally Bank High Yield 12-Month CD
|0.01%||Savings||Telephone HSBC Everyday Savings|
1.00% - Ally Bank Online Savings Account
|0.15%||4-year CD||48 Month Online CD|
HSBC Direct is committed to helping you reach your savings goals. Their high-yield online-only products are the new ways to make the most of your money. And though they don't have branches, they're part of HSBC Bank USA, N.A., which has close to 470 branches in the U.S., and HSBC Group, with more than 9,500 offices worldwide. It's one of the largest financial companies in the world.
I have been a loyal customer at this bank for over 12 years and happy with the services they provided. There was an issue with fraud with my bank card. A person had stolen my bank number and used it to make several purchases. The purchases added to well over $500. I was on the phone with customer to resolve the issue, which took no more than 10 minutes. The customer service representative understood the situation and had no problems crediting me the entire amount that was illegally charged. The representative understood the situation and had no problems resolving the issue. He had asked the right questions to assess the situation and appeared to be just as concern as I was. He made me feel that he actually cared about the situation and made sure the issue was resolved. He exhibited so signs of impatience or negativity. I did not feel like I had to jump through several hurdles to resolve the issue. I felt that he went above and beyond than what he was required to do to help me feel safe banking with HSBC. From the experience with the representative, I would not hesitate ever to call customer service with any questions or issues. Within a week, a new bank card was provided to me and had no problems since. Thank you so much HSBC!
I have had an HSBC acount for over 10 years. I have laways had goodluck and their On-Line Savings account use to rock! Still a decent deal at 1% interest with no Minmimum Balance for the On-Line savings account. But over all they have gone down hill nad are really jacking their fees up.
So Long HSBC.....
Hello? Well, why do you think I am on Depositaccounts.com
HSBC does not pay interest unless it is credited to the account. If you close an account before the end of the statement period the interest for the partial month is lost because it is not credited to the account .
I opened a 13 month CD at 1.35%. At maturity it was converted to a MMA at .90%. But that was only for the next 6 months. Then the rate dropped to .15%.
Listen to their "Premier" checking account features: $0 OD fee, $0 NSF fee, $0 ATM fee, $0 Wire Transfer Fees, Unlimited ATM reimbursements... Sounds good, right? Nope. There is a $50 monthly maintenance fee that can only be avoided by maintaining a $100,000 balance at the bank. I hate that banks throw around terms like "Premier" and offer great features but have HUGE "gotchas" in the fine print. No thanks. I think I'll stick with Ally.
|FDIC Certificate #||57890|
|Return on Assets - YTD||0.22%|
|Return on Equity - YTD||1.79%|
|Annual Interest Income||$950.4MM|
|Assets and Liabilities|
|Assets||Q1 2016vs Q1 2015||$198.8B$194.6B|
|Loans||Q1 2016vs Q1 2015||$79.38B$76.12B|
|Deposits||Q1 2016vs Q1 2015||$144.8B$131.3B|
|Equity Capital||Q1 2016vs Q1 2015||$24.08B$24.01B|
|Loan Loss Allowance||Q1 2016vs Q1 2015||$1.02B$702.5MM|
|Unbacked Noncurrent Loans||Q1 2016vs Q1 2015||$1.31B$1.08B|
|Real Estate Owned||Q1 2016vs Q1 2015||$32.2MM$31.4MM|
This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.
Always verify rates and promotions with the bank or credit union. We are not HSBC; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|0.15%*||$100k*||-||Telephone HSBC Premier Savings|
|OTHER TIERS: 0.01% → Up to $25k | 0.10% → $25k - $100k|
|0.05%*||$10k*||-||HSBC Advance Online Savings Account|
|OTHER TIERS: 0.01% → Up to $10k|
|0.05%*||$15k*||-||Telephone HSBC Advance Savings|
|OTHER TIERS: 0.01% → Up to $15k|
|0.01%||$100||-||Online HSBC Everyday Savings|
|0.01%||$100||-||Telephone HSBC Everyday Savings|
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|1.30%||$1k||-||24 Month Online CD|
|0.95%||$1k||-||12 Month Online CD|
|0.75%||$1k||-||6 Month Online CD|
|0.15%||$1k||-||4 to 10 Year Less 1 Day Telephone CD|
|0.15%||$1k||-||48 Month Online CD|
|0.10%||$1k||-||2 to 4 Year Less 1 Day Telephone CD|
|0.10%||$1k||-||30 Month Online CD|
|0.10%||$1k||-||36 Month Online CD|
|0.05%||$1k||-||1 Year Plus 1 Day Telephone CD|
|0.05%||$1k||-||13 Month Telephone CD|
|0.05%||$1k||-||15 Month Telephone CD|
|0.05%||$1k||-||18 Month Online CD|
|0.01%||$1k||-||9 Month Online CD|
|0.01%||$1k||-||3 to 6 Month Less 1 Day Telephone CD|
|0.01%||$1k||-||4 Month Telephone CD|
|0.01%||$1k||-||6 to 9 Month Less 1 Day Telephone CD|
|0.01%||$1k||-||7 Month Telephone CD|
|0.01%||$1k||-||8 Month Telephone CD|
|0.01%||$1k||-||9 to 12 Month Exactly 1 Year Telephone CD|
|0.01%||$1k||-||11 Month Telephone CD|