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HSBC

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.01%1-year CD11 Month Telephone CD
1.05% - Ally Bank High Yield 12-Month CDAdvertisement
0.01%SavingsTelephone HSBC Everyday Savings
1.00% - Ally Bank Online Savings AccountAdvertisement
0.15%4-year CD48 Month Online CD
1.40% - Ally Bank Raise Your Rate 4-Year CDAdvertisement
View all HSBC rates »

Overview / Commentary
www.us.hsbc.com
888-404-4050
1800 Tysons Blvd
McLean, VA 22102

HSBC Direct is committed to helping you reach your savings goals. Their high-yield online-only products are the new ways to make the most of your money. And though they don't have branches, they're part of HSBC Bank USA, N.A., which has close to 470 branches in the U.S., and HSBC Group, with more than 9,500 offices worldwide. It's one of the largest financial companies in the world.

Related Posts

HSBC Latest Checking Bonus Earns $350 - 9/19/2016

HSBC is offering a $350 checking bonus now through November 16, 2016. HSBC's Choice Checking, Advance, and Premier accounts qualify for this promotion.

$350 Checking Bonus With Minimal Requirements: Simply & Quick - 9/8/2016

HSBC Checking BonusHSBC has just released a new checking account bonus that is both attractive and lucrative. Let’s take a look.The OfferBegin a new HSBC Choice Checking, Advance or Premier relationship by opening a corresponding HSBC checking account from September 6, 2016 through November 18, 2016 and receive $350 after completing the offer requirements.How It WorksOpen your accountPay at least two bills per month from your new HSBC checking account via HSBC’s online Bill Pay for three consecutive months within 120 calendar days of account opening OR Receive at least one qualifying direct deposit per month into your new HSBC checking account for three consecutive months within 120 calendar days of account opening. A minimum cumulative amount of $3,000 is required.Receive a $350 bonus within 8 weeks of meeting the requirements.Key TermsThis offer requires each of the elements to be met.Cust

Up To $500 Referee Bonus And $100 Referer Bonus through July 1, 2016 - 6/16/2016

$500 with a Premier Checking; $250 with an Advance Checking. Need to be referred. Referer can get $100. More details: HSBC Review: $100 Referral Bonus & $500 Referee Bonus from    Bank offer page: HSBC Share the Experience

View all posts from:

8/6/13 - HSBC In UK Says Embassies And Vatican, You Have 60 Days To Find A New Bank
1/4/13 - Another Rate Drop At HSBC
12/10/12 - HSBC Rates Down Again
11/5/12 - HSBC Fears U.S. Money Laundering Fines To Top $1.5 Billion
8/21/12 - HSBC To Charge $12 Per Incoming External Xfer
7/31/12 - Rate Drop At HSBC
6/22/12 - Checking Account Disclosure at Some Banks Require Customers To Pay All Costs in Legal Disputes
1/25/12 - Senate Is Investigating HSBC Bank For Money Laundering
8/4/11 - Special Offer From HSBC
8/2/11 - HSBC Branch Sale: The Known And The Unknown
7/31/11 - HSBC Bank USA Selling 195 Branches To First Niagara Bank
6/17/11 - HSBC To Sell Upstate New York Branches
4/17/11 - $25 Bonus In Savings Account... Current Savers Only
11/30/10 - HSBC Rate Drop
9/28/10 - HSBC Premier Promo Bonus
6/8/10 - HSBC Premier Promotion: Free Amazon Kindle
9/11/09 - HSBC Direct Online Payment Account $50 Bonus
3/31/09 - HSBC Direct's Online CDs - Competitive Rates with Some Nice Features
3/3/09 - Checking Account Bonus and Latest News at HSBC
1/21/09 - $150 Gift Checking Account Bonus at HSBC Bank
10/3/08 - 4.00% 6-Month Online CD at HSBC Direct
8/17/08 - $100 Checking Account Bonus at HSBC Bank
7/24/08 - HSBC Direct's Rate Promotion Extension and HSBC Bonus Update
6/3/08 - Update on HSBC Online Savings Account Promo and a New Checking Account Bonus
6/2/08 - HSBC Direct's New Savings Account Promo - 3.50% Guaranteed to 8/15/08
4/22/08 - Update on HSBC Checking and Savings Account Bonuses
2/24/08 - HSBC Checking and Savings Account Bonuses
1/29/08 - More Falling Savings Account and CD Rates
12/21/07 - HSBC Direct Lowers Savings Account Rates - Offers More CDs
12/3/07 - $25 Bonus for Paying Bills Using HSBC's Online Payment Account
9/26/07 - $75 Bonus for HSBC Interest Checking Account - Online Savings Account Yield Falls to 4.50%
8/26/07 - $75 Bonus for HSBC Interest Checking Account - Update
5/31/07 - Details About HSBC Direct's Online Payment Account
5/29/07 - HSBC Direct's New Online Payment Account
5/25/07 - HSBC Direct's Next Offer?
4/28/07 - $50 Sign-Up Bonus for HSBC Premium Money Market Plus Savings Account
2/25/07 - $75 Bonus for HSBC Interest Checking Account
2/9/07 - Problems at HSBC's US Operations
2/7/07 - 6% Savings Account Promos Like Yesterday's Toasters
1/28/07 - HSBC's 6% Savings Account Promo Update and $25 Checking Account Bonus
1/27/07 - HSBC Direct's New 6.00% Savings Account Promo
1/16/07 - HSBC's New Website - Not Much Change for Current Customers
10/27/06 - Another $25 Bonus at HSBC for Using Bill Pay
8/19/06 - HSBC Smart Package Signup Bonus - Valued at $179
7/17/06 - $25 Bonus for Using HSBC Bill Pay
7/3/06 - 6.50% 12-Month CD at a HSBC New York Branch.
6/30/06 - HSBC Direct Raises Savings Account to 5.05%
6/20/06 - HSBC Direct Online Savings Now 4.80%
6/10/06 - HSBC Signup Bonuses - Online Savings Account and Checking Account
5/18/06 - It's Official. HSBC Online Savings Account Now at 4.65%
5/17/06 - HSBC Direct's Online Savings Being Raised to 4.65%
5/3/06 - $25 HSBC Checking Account Bill Pay Deal
4/28/06 - HSBC's Online Savings Account Rate to 4.50%
3/26/06 - $50 HSBC Smart Checking Package Bonus Update
3/17/06 - HSBC Savings and Checking Account Bonus Updates
2/21/06 - New and Extended HSBC Checking Account Bonuses
2/1/06 - Official Details on HSBC's 4.80% Savings Account
1/30/06 - HSBC Direct Raises Savings to 4.80%
1/29/06 - Will HSBC's Savings Reach 4.50% This Week?
1/22/06 - HSBC Smart Checking Package $50 Bonus
1/5/06 - Timing Your HSBC External Transfers
12/29/05 - HSBC Direct Signup Bonus Received
12/20/05 - Opening an HSBC Online Savings Account
12/15/05 - HSBC Raises Savings to 4.25%
11/30/05 - HSBC's New $25 Signup Bonus
11/4/05 - HSBC Online Savings Rate Now 4.0%
10/8/05 - HSBC's New Signup Bonus
9/20/05 - More Talk About HSBC's OnlineSavings Bonus
9/6/05 - HSBC Signup Bonuses?
9/1/05 - HSBC Raises Its Savings Account Rate
8/26/05 - The Deal at HSBC Bank

Reviews (21)

Loyal Customer

Posted by: BR | Feb 12, 2015

I have been a loyal customer at this bank for over 12 years and happy with the services they provided. There was an issue with fraud with my bank card. A person had stolen my bank number and used it to make several purchases. The purchases added to well over $500. I was on the phone with customer to resolve the issue, which took no more than 10 minutes. The customer service representative understood the situation and had no problems crediting me the entire amount that was illegally charged. The representative understood the situation and had no problems resolving the issue. He had asked the right questions to assess the situation and appeared to be just as concern as I was. He made me feel that he actually cared about the situation and made sure the issue was resolved. He exhibited so signs of impatience or negativity. I did not feel like I had to jump through several hurdles to resolve the issue. I felt that he went above and beyond than what he was required to do to help me feel safe banking with HSBC. From the experience with the representative, I would not hesitate ever to call customer service with any questions or issues. Within a week, a new bank card was provided to me and had no problems since. Thank you so much HSBC!

3

Probably Leaving After 10+ Years

Posted by: DG | Dec 30, 2010

I have had an HSBC acount for over 10 years.  I have laways had goodluck and their On-Line Savings account use to rock!  Still a decent deal at 1% interest with no Minmimum Balance for the On-Line savings account.  But over all they have gone down hill nad are really jacking their fees up.

 

So Long HSBC.....

 

Hello?  Well, why do you think I am on Depositaccounts.com

 

5

Worst Checking Account Offer You'll Find?

Posted by: Barrel-rider | Sep 9, 2015

Listen to their "Premier" checking account features: $0 OD fee, $0 NSF fee, $0 ATM fee, $0 Wire Transfer Fees, Unlimited ATM reimbursements... Sounds good, right? Nope. There is a $50 monthly maintenance fee that can only be avoided by maintaining a $100,000 balance at the bank. I hate that banks throw around terms like "Premier" and offer great features but have HUGE "gotchas" in the fine print. No thanks. I think I'll stick with Ally.

5

BEWARE! HSBC Pockets Interest & Lowers Rates

Posted by: undeposit | Jul 4, 2016

HSBC does not pay interest unless it is credited to the account. If you close an account before the end of the statement period the interest for the partial month is lost because it is not credited to the account .
I opened a 13 month CD at 1.35%. At maturity it was converted to a MMA at .90%. But that was only for the next 6 months. Then the rate dropped to .15%.

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Health
A

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
FDIC Certificate #57890
Year Established2004
Employees5579
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD0.95%
Annual Interest Income$1.90B
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$206.2B$190.5B
LoansQ2 2016vs Q2 2015$75.78B$78.87B
DepositsQ2 2016vs Q2 2015$151B$137.9B
Equity CapitalQ2 2016vs Q2 2015$24.25B$23.93B
Loan Loss AllowanceQ2 2016vs Q2 2015$1.06B$648.4MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.90B$1.03B
Real Estate OwnedQ2 2016vs Q2 2015$30.8MM$28.7MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

$350 Checking Bonus With Minimal Requirements: Simply & Quick

RJM   |  
HSBC Checking BonusHSBC has just released a new checking account bonus that is both attractive and lucrative. Let’s take a look.The OfferBegin a new HSBC Choice Checking, Advance or Premier relationship by opening a corresponding HSBC checking account from September 6, 2016 through November 18, 2016 and receive $350 after completing the offer requirements.How It Works
  • Open your account
  • Pay at least two bills per month from your new HSBC checking account via HSBC’s online Bill Pay for three consecutive months within 120 calendar days of account opening OR Receive at least one qualifying direct deposit per month into your new HSBC checking account for three consecutive months within 120 calendar days of account opening. A minimum cumulative amount of $3,000 is required.
  • Receive a $350 bonus within 8 weeks of meeting the requirements.
Key Terms
  • This offer requires each of the elements to be met.
  • Customers who held any HSBC personal account between June 6, 2016 and September 6, 2016 are not eligible for this offer.
  • A monthly maintenance fee will be incurred if minimum balance requirements ($1,500) are not maintained for your account relationship.
  • HSBC Choice Checking, Advance, or Premier account must be open and in good standing at the time of gift fulfillment.
  • Limit one welcome deposit of $350 per customer, including all individual and joint accounts – the first line name on the joint account is considered the customer for gift purposes.
  • The welcome deposit to your HSBC checking account will be reported on the applicable IRS form(s).
Need to Know
  • This is a soft credit inquiry.
  • The account can be opened online.
  • You cannot fund your account with a credit card.
  • To avoid a $15 monthly fee, you must maintain a $1,500 balance.
  • There is a $25 early termination fee if the account is closed within 6 months.
You can find the full offer terms and sign-up for a new account on this promotion page.Analysis$350 for opening an account and making a couple of bill pays for a few months seems like a good deal to me. Sure, you’ll have to tie up $1,500 to avoid the monthly fee, but the return justifies it. If you open up the account it would probably be a good idea to simply setup all of your bill pays ahead of time (2 per month for 3 months) and then you don’t have to worry. Pretty easy money if you ask me.ConclusionI actually have a very old HSBC savings account just sitting open from a long time ago that I never closed. According to the terms it looks like that may disqualify me from this bonus which is a HUGE bummer. If not for that I would be opening up the account right this minute. Bonuses simply don’t get much easier than this.Do you have any experience with HSBC checking accounts? Let us know in the comments!

$350 HSBC Checking Bonus: An Easy Bonus & Quite Lucrative Too!
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Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

HSBC Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Telephone HSBC Premier Savings
OTHER TIERS: 0.01% → Up to $25k | 0.10% → $25k - $100k
0.15%*$100k*-Online HSBC Premier Savings
OTHER TIERS: 0.01% → Up to $25k | 0.10% → $25k - $100k
0.05%*$10k*-HSBC Advance Online Savings Account
OTHER TIERS: 0.01% → Up to $10k
0.05%*$15k*-Telephone HSBC Advance Savings
OTHER TIERS: 0.01% → Up to $15k
0.01%$100-Online HSBC Everyday Savings
0.01%$100-Telephone HSBC Everyday Savings

HSBC Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Online HSBC Premier Checking
0.01%--Online HSBC Advance Checking
0.01%--Telephone HSBC Premier Checking
0.01%--Telephone HSBC Advance Checking

HSBC CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$1k-24 Month Online CD
0.95%$1k-12 Month Online CD
0.75%$1k-6 Month Online CD
0.15%$1k-4 to 10 Year Less 1 Day Telephone CD
0.15%$1k-48 Month Online CD
0.10%$1k-2 to 4 Year Less 1 Day Telephone CD
0.10%$1k-30 Month Online CD
0.10%$1k-36 Month Online CD
0.05%$1k-1 Year Plus 1 Day Telephone CD
0.05%$1k-13 Month Telephone CD
0.05%$1k-15 Month Telephone CD
0.05%$1k-18 Month Online CD
0.01%$1k-9 Month Online CD
0.01%$1k-3 to 6 Month Less 1 Day Telephone CD
0.01%$1k-4 Month Telephone CD
0.01%$1k-6 to 9 Month Less 1 Day Telephone CD
0.01%$1k-7 Month Telephone CD
0.01%$1k-8 Month Telephone CD
0.01%$1k-9 to 12 Month Exactly 1 Year Telephone CD
0.01%$1k-11 Month Telephone CD
Locations

HSBC has 246 locations. Click to view all HSBC locations.