Hud Federal Credit Union

Overview / Commentary
451 7th St Sw Rm 3241
Washington, DC 20410

Hud Federal Credit Union is headquartered in Washington and is the 18th largest credit union in the District of Columbia. It is also the 2,426th largest credit union in the nation. It was established in 1940 and as of December of 2019, it had grown to 10 employees and 5,110 members at 1 location. Hud Federal Credit Union's savings rates are 4X the national average, but it has a C health rating.

Field of Membership Restrictions

Membership is open to employees of the U.S. Department of Housing and Urban Development and other select businesses and organizations. (A complete list of employer groups can be found on the credit union's website)
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Hud Federal Credit Union has a low asset base.

Health Grade Components

NCUA #4037
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD4.49%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$45.4MM$46.8MM
LoansQ4 2019vs Q4 2018$27.5MM$23.8MM
DepositsQ4 2019vs Q4 2018$41.6MM$43.0MM
Equity CapitalQ4 2019vs Q4 2018$4.0MM$3.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$196.00K$198.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$734.00K$541.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Hud Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hud Federal Credit Union Savings Account Rates

2.27%*-$5kRainy Day Savings (Limited Time)
OTHER TIERS: 0.05% $5k+
0.10%--Regular IRA
0.10%--Roth IRA
0.05%$50-Regular Shares (Savings)
0.05%--Special Club Account
0.05%--Holiday Club Account
0.05%--Vacation Club Account

Hud Federal Credit Union Money Market Rates

1.36%*$100k*-Money Market Share Account
OTHER TIERS: 1.00% $2.5k - $25k | 1.11% $25k - $50k | 1.21% $50k - $100k

Hud Federal Credit Union Checking Account Rates

0.05%--Prime Time Share Draft

Hud Federal Credit Union CD Rates

3.29%*$50k*-60 Month CD
OTHER TIERS: 2.98% $1k - $10k | 3.14% $10k - $50k
3.03%*$50k*-48 Month CD
OTHER TIERS: 2.78% $1k - $10k | 2.88% $10k - $50k
2.78%*$50k*-36 Month CD
OTHER TIERS: 2.63% $1k - $10k | 2.68% $10k - $50k
2.52%$1k-24 Month CD
1.91%*$50k*-12 Month CD
OTHER TIERS: 1.56% $1k - $10k | 1.76% $10k - $50k
1.15%*$50k*-6 Month CD
OTHER TIERS: 0.85% $1k - $10k | 0.95% $10k - $50k
0.75%$100-1 Year Builder CD

Hud Federal Credit Union IRA Rates

3.39%*$50k*-60 Month IRA Certificate
OTHER TIERS: 3.09% $5k - $10k | 3.24% $10k - $50k
3.14%*$50k*-48 Month IRA Certificate
OTHER TIERS: 2.88% $5k - $10k | 2.98% $10k - $50k
2.88%*$50k*-36 Month IRA Certificate
OTHER TIERS: 2.73% $5k - $10k | 2.78% $10k - $50k
2.63%$5k-24 Month IRA Certificate
2.02%*$50k*-12 Month IRA Certificate
OTHER TIERS: 1.66% $5k - $10k | 1.86% $10k - $50k
1.15%*$50k*-6 Month IRA Certificate
OTHER TIERS: 0.85% $5k - $10k | 0.95% $10k - $50k

Hud Federal Credit Union Locations
Branch Office451 7th St Sw Rm 3241Washington, DC 20410

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.