Hud Federal Credit Union

Overview / Commentary

202-863-2800

451 7th St Sw Rm 3241
Washington, DC 20410

Hud Federal Credit Union is headquartered in Washington and is the 18^th largest credit union in the District of Columbia. It is also the 2,426^th largest credit union in the nation. It was established in 1940 and as of December of 2019, it had grown to 10 employees and 5,110 members at 1 location. Hud Federal Credit Union's savings rates are 4X the national average, but it has a C health rating.

Field of Membership Restrictions

Membership is open to employees of the U.S. Department of Housing and Urban Development and other select businesses and organizations. (A complete list of employer groups can be found on the credit union's website)
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Health

Data as of Q4 2019

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Hud Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	4037
Year Chartered	1940
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	0.4%
Return on Equity - YTD	4.49%
Annual Interest Income	$1.9MM

Assets and Liabilities
Assets	Q4 2019vs Q4 2018	$45.4MM$46.8MM
Loans	Q4 2019vs Q4 2018	$27.5MM$23.8MM
Deposits	Q4 2019vs Q4 2018	$41.6MM$43.0MM
Equity Capital	Q4 2019vs Q4 2018	$4.0MM$3.7MM
Loan Loss Allowance	Q4 2019vs Q4 2018	$196.00K$198.00K
Unbacked Noncurrent Loans	Q4 2019vs Q4 2018	$734.00K$541.00K
Real Estate Owned	Q4 2019vs Q4 2018	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hud Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.27%^*	-	$5k	Rainy Day Savings (Limited Time)
OTHER TIERS: 0.05% → $5k+
0.10%	-	-	Regular IRA
0.10%	-	-	Roth IRA
0.05%	$50	-	Regular Shares (Savings)
0.05%	-	-	Special Club Account
0.05%	-	-	Holiday Club Account
0.05%	-	-	Vacation Club Account

Hud Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.36%^*	$100k^*	-	Money Market Share Account
OTHER TIERS: 1.00% → $2.5k - $25k \| 1.11% → $25k - $50k \| 1.21% → $50k - $100k

Hud Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Prime Time Share Draft

Hud Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.29%^*	$50k^*	-	60 Month CD
OTHER TIERS: 2.98% → $1k - $10k \| 3.14% → $10k - $50k
3.03%^*	$50k^*	-	48 Month CD
OTHER TIERS: 2.78% → $1k - $10k \| 2.88% → $10k - $50k
2.78%^*	$50k^*	-	36 Month CD
OTHER TIERS: 2.63% → $1k - $10k \| 2.68% → $10k - $50k
2.52%	$1k	-	24 Month CD
1.91%^*	$50k^*	-	12 Month CD
OTHER TIERS: 1.56% → $1k - $10k \| 1.76% → $10k - $50k
1.15%^*	$50k^*	-	6 Month CD
OTHER TIERS: 0.85% → $1k - $10k \| 0.95% → $10k - $50k
0.75%	$100	-	1 Year Builder CD

Hud Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.39%^*	$50k^*	-	60 Month IRA Certificate
OTHER TIERS: 3.09% → $5k - $10k \| 3.24% → $10k - $50k
3.14%^*	$50k^*	-	48 Month IRA Certificate
OTHER TIERS: 2.88% → $5k - $10k \| 2.98% → $10k - $50k
2.88%^*	$50k^*	-	36 Month IRA Certificate
OTHER TIERS: 2.73% → $5k - $10k \| 2.78% → $10k - $50k
2.63%	$5k	-	24 Month IRA Certificate
2.02%^*	$50k^*	-	12 Month IRA Certificate
OTHER TIERS: 1.66% → $5k - $10k \| 1.86% → $10k - $50k
1.15%^*	$50k^*	-	6 Month IRA Certificate
OTHER TIERS: 0.85% → $5k - $10k \| 0.95% → $10k - $50k

Locations

Hud Federal Credit Union Locations
Branch Office	451 7th St Sw Rm 3241	Washington, DC 20410

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