Hud Federal Credit Union

Overview / Commentary
451 7th St Sw Rm 3241
Washington, DC 20410

Hud Federal Credit Union is headquartered in Washington and is the 18th largest credit union in the District of Columbia. It is also the 2,464th largest credit union in the nation. It was established in 1940 and as of June of 2019, it had grown to 12 employees and 5,019 members at 1 location. Hud Federal Credit Union's savings rates are 4X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of the U.S. Department of Housing and Urban Development and other select businesses and organizations. (A complete list of employer groups can be found on the credit union's website)
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Hud Federal Credit Union has a low asset base.

Health Grade Components

NCUA #4037
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD3.89%
Annual Interest Income$921.00K
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$44.2MM$46.1MM
LoansQ2 2019vs Q2 2018$25.5MM$20.9MM
DepositsQ2 2019vs Q2 2018$40.4MM$42.2MM
Equity CapitalQ2 2019vs Q2 2018$3.9MM$3.8MM
Loan Loss AllowanceQ2 2019vs Q2 2018$200.00K$167.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$325.00K$445.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hud Federal Credit Union Savings Account Rates

2.27%*-$5kRainy Day Savings (Limited Time)
OTHER TIERS: 0.05% $5k+
0.10%--Regular IRA
0.10%--Roth IRA
0.05%$50-Regular Shares (Savings)
0.05%--Special Club Account
0.05%--Holiday Club Account
0.05%--Vacation Club Account

Hud Federal Credit Union Money Market Rates

1.36%*$100k*-Money Market Share Account
OTHER TIERS: 1.00% $2.5k - $25k | 1.11% $25k - $50k | 1.21% $50k - $100k

Hud Federal Credit Union Checking Account Rates

0.05%--Prime Time Share Draft

Hud Federal Credit Union CD Rates

3.29%*$50k*-60 Month CD
OTHER TIERS: 2.98% $1k - $10k | 3.14% $10k - $50k
3.03%*$50k*-48 Month CD
OTHER TIERS: 2.78% $1k - $10k | 2.88% $10k - $50k
2.78%*$50k*-36 Month CD
OTHER TIERS: 2.63% $1k - $10k | 2.68% $10k - $50k
2.52%$1k-24 Month CD
1.91%*$50k*-12 Month CD
OTHER TIERS: 1.56% $1k - $10k | 1.76% $10k - $50k
1.15%*$50k*-6 Month CD
OTHER TIERS: 0.85% $1k - $10k | 0.95% $10k - $50k
0.75%$100-1 Year Builder CD

Hud Federal Credit Union IRA Rates

3.39%*$50k*-60 Month IRA Certificate
OTHER TIERS: 3.09% $5k - $10k | 3.24% $10k - $50k
3.14%*$50k*-48 Month IRA Certificate
OTHER TIERS: 2.88% $5k - $10k | 2.98% $10k - $50k
2.88%*$50k*-36 Month IRA Certificate
OTHER TIERS: 2.73% $5k - $10k | 2.78% $10k - $50k
2.63%$5k-24 Month IRA Certificate
2.02%*$50k*-12 Month IRA Certificate
OTHER TIERS: 1.66% $5k - $10k | 1.86% $10k - $50k
1.15%*$50k*-6 Month IRA Certificate
OTHER TIERS: 0.85% $5k - $10k | 0.95% $10k - $50k

Hud Federal Credit Union Locations
Branch Office451 7th St Sw Rm 3241Washington, DC 20410

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