Hud Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

hudfcu.org

202-863-2800

451 7th St Sw Rm 3241
Washington, DC 20410

Hud Federal Credit Union is headquartered in Washington and is the 17^th largest credit union in the District of Columbia. It is also the 2,463^rd largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 8 employees and 5,054 members at 1 location. Hud Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of the U.S. Department of Housing and Urban Development and other select businesses and organizations. (A complete list of employer groups can be found on the credit union's website)
See current membership details

Reviews

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Health

C+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Hud Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	4037
Year Chartered	1940
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.9%
Return on Equity - YTD	-25.7%
Annual Interest Income	$501K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$47.8MM$49MM
Loans	Q1 2025vs Q1 2024	$33.3MM$35.7MM
Deposits	Q1 2025vs Q1 2024	$46.1MM$46.1MM
Equity Capital	Q1 2025vs Q1 2024	$1.7MM$1.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$322K$436K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$82K$316K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hud Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.27%^*	$0	$5k	Rainy Day Savings
OTHER TIERS: 0.05% → $5k+
0.05%	$0	-	Regular Shares (Savings)
0.05%	$0	-	Special Club Account
0.05%	$0	-	Holiday Club Account
0.05%	$0	-	Vacation Club Account

Hud Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$2.5k	-	Money Market Share Account

Hud Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$0	-	Prime Time Share Draft

Hud Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.41%^*	$50k^*	-	60 Month CD
OTHER TIERS: 1.15% → $1k - $10k \| 1.26% → $10k - $50k
1.15%^*	$50k^*	-	48 Month CD
OTHER TIERS: 0.90% → $1k - $10k \| 1.00% → $10k - $50k
1.05%^*	$50k^*	-	36 Month CD
OTHER TIERS: 0.80% → $1k - $10k \| 0.90% → $10k - $50k
0.95%^*	$50k^*	-	24 Month CD
OTHER TIERS: 0.70% → $1k - $10k \| 0.80% → $10k - $50k
0.20%	$1k	-	12 Month CD
0.15%	$1k	-	6 Month CD

Hud Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%^*	$50k^*	-	60 Month IRA Certificate
OTHER TIERS: 1.26% → $1k - $10k \| 1.36% → $10k - $50k
1.26%^*	$50k^*	-	48 Month IRA Certificate
OTHER TIERS: 1.00% → $1k - $10k \| 1.10% → $10k - $50k
1.15%^*	$50k^*	-	36 Month IRA Certificate
OTHER TIERS: 0.90% → $1k - $10k \| 1.00% → $10k - $50k
1.05%^*	$50k^*	-	24 Month IRA Certificate
OTHER TIERS: 0.80% → $1k - $50k
0.20%	$1k	-	12 Month IRA Certificate
0.15%	$1k	-	6 Month IRA Certificate
0.10%	$0	-	Regular IRA
0.10%	$0	-	Roth IRA

Locations

Hud Federal Credit Union Locations
Branch Office	451 7th St Sw Rm 3241	Washington, DC 20410

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