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Hudson River Community Credit Union


Overview / Commentary
www.hrccu.org
518-654-9028
1 3Rd St
Corinth, NY 12822

Hudson River Community Credit Union is headquartered in Corinth and is the 45th largest credit union in the state of New York. It is also the 927th largest credit union in the nation. It was established in 1954 and as of December of 2021, it had grown to 69 employees and 26,610 members at 5 locations. Hudson River Community Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Hudson River Community Credit Union is open to those who live, work, worship, or attend school in the New York counties of Rensselaer, Saratoga, Warren,or Washington, or the New York towns of Cohoes, Green Island, or Watervliet. Immediate family members of current members or employees of Hudson River Community Credit Union also qualify for membership.
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Health
A+

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #68342
Year Chartered1954
Employees69
Primary Regulator
Profit Margin
Return on Assets - YTD1.53%
Return on Equity - YTD11.72%
Annual Interest Income$12.3MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$328.7MM$321.7MM
LoansQ4 2021vs Q4 2020$261.8MM$254.4MM
DepositsQ4 2021vs Q4 2020$275.0MM$269.3MM
Equity CapitalQ4 2021vs Q4 2020$43.2MM$37.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$1.6MM$1.5MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$1.5MM$2.0MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Hudson River Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hudson River Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$25k-Premier Share Account
0.10%$25k-Premier IRA Savings Account
0.05%$5k-Prime Savings
0.05%$5k-Universal Savings Account
0.05%$5-Youth Account
0.05%$1-Holiday Club Account
0.05%$1k-IRA Share Account
0.05%$5-UTMA Share

Hudson River Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$10k-Money Market Account

Hudson River Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$500-60 Month CD
0.35%$500-48 Month CD
0.30%$500-36 Month CD
0.25%$500-24 Month CD
0.15%$500-12 Month CD
0.15%$500-18 Month CD
0.10%$500-6 Month CD

Hudson River Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$500-60 Month IRA
0.45%$500-60 Month CESA IRA
0.45%$500-60 Month Roth IRA
0.35%$500-48 Month IRA
0.35%$500-48 Month CESA IRA
0.35%$500-48 Month Roth IRA
0.30%$500-36 Month IRA
0.30%$500-36 Month CESA IRA
0.30%$500-36 Month Roth IRA
0.25%$500-24 Month IRA
0.25%$500-24 Month CESA IRA
0.25%$500-24 Month Roth IRA
0.15%$500-12 Month IRA
0.15%$500-18 Month IRA
0.15%$500-12 Month CESA IRA
0.15%$500-18 Month CESA IRA
0.15%$500-12 Month Roth IRA
0.15%$500-18 Month Roth IRA
0.10%$500-6 Month IRA
0.10%$500-6 Month CESA IRA
0.10%$500-6 Month Roth IRA
Locations


Hudson River Community Credit Union Locations
Branch Office40 Leversee RdTroy, NY 12182
Branch Office3762 Burgoyne AveHudson Falls, NY 12839
Branch Office160 Broad StGlens Falls, NY 12801-4141
Branch Office312 Palmer AveCorinth, NY 12822
Corporate Office1 3rd StCorinth, NY 12822-1230

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