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Hudson River Community Credit Union


Overview / Commentary
www.hrccu.org
518-654-9028
1 3Rd St
Corinth, NY 12822

Hudson River Community Credit Union is headquartered in Corinth and is the 43rd largest credit union in the state of New York. It is also the 899th largest credit union in the nation. It was established in 1954 and as of June of 2021, it had grown to 63 employees and 26,036 members at 5 locations. Hudson River Community Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Hudson River Community Credit Union is open to those who live, work, worship, or attend school in the New York counties of Rensselaer, Saratoga, Warren,or Washington, or the New York towns of Cohoes, Green Island, or Watervliet. Immediate family members of current members or employees of Hudson River Community Credit Union also qualify for membership.
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Health
A+

Data as of Q2 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #68342
Year Chartered1954
Employees63
Primary Regulator
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD9.69%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$336.2MM$314.6MM
LoansQ2 2021vs Q2 2020$258.9MM$246.2MM
DepositsQ2 2021vs Q2 2020$282.1MM$262.9MM
Equity CapitalQ2 2021vs Q2 2020$39.3MM$36.3MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.8MM$1.4MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.2MM$1.6MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Hudson River Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hudson River Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$50kKasasa Saver
OTHER TIERS: 0.05% → $50k+
0.10%$25k-Premier Share Account
0.10%$25k-Premier IRA Savings Account
0.05%$5k-Prime Savings
0.05%$5k-Universal Savings Account
0.05%$5-Youth Account
0.05%$1-Holiday Club Account
0.05%$1k-IRA Share Account
0.05%$5-UTMA Share

Hudson River Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$10k-Money Market Account

Hudson River Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$25kKasasa Checking
OTHER TIERS: 0.25% → $25k+

Hudson River Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$500-60 Month CD
0.35%$500-48 Month CD
0.30%$500-36 Month CD
0.25%$500-24 Month CD
0.15%$500-12 Month CD
0.15%$500-18 Month CD
0.10%$500-6 Month CD

Hudson River Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$500-60 Month IRA
0.45%$500-60 Month CESA IRA
0.45%$500-60 Month Roth IRA
0.35%$500-48 Month IRA
0.35%$500-48 Month CESA IRA
0.35%$500-48 Month Roth IRA
0.30%$500-36 Month IRA
0.30%$500-36 Month CESA IRA
0.30%$500-36 Month Roth IRA
0.25%$500-24 Month IRA
0.25%$500-24 Month CESA IRA
0.25%$500-24 Month Roth IRA
0.15%$500-12 Month IRA
0.15%$500-18 Month IRA
0.15%$500-12 Month CESA IRA
0.15%$500-18 Month CESA IRA
0.15%$500-12 Month Roth IRA
0.15%$500-18 Month Roth IRA
0.10%$500-6 Month IRA
0.10%$500-6 Month CESA IRA
0.10%$500-6 Month Roth IRA
Locations


Hudson River Community Credit Union Locations
Branch Office40 Leversee RdTroy, NY 12182
Branch Office3762 Burgoyne AveHudson Falls, NY 12839
Branch Office160 Broad StGlens Falls, NY 12801-4141
Branch Office312 Palmer AveCorinth, NY 12822
Corporate Office1 3rd StCorinth, NY 12822-1230

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