Hudson River Community Credit Union

Overview / Commentary
1 3Rd St
Corinth, NY 12822

Hudson River Community Credit Union is headquartered in Corinth and is the 43rd largest credit union in the state of New York. It is also the 942nd largest credit union in the nation. It was established in 1954 and as of June of 2023, it had grown to 71 employees and 32,978 members at 5 locations. Hudson River Community Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Hudson River Community Credit Union is open to those who live, work, worship, or attend school in the New York counties of Rensselaer, Saratoga, Warren,or Washington, or the New York towns of Cohoes, Green Island, or Watervliet. Immediate family members of current members or employees of Hudson River Community Credit Union also qualify for membership.
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Health Grade Components

NCUA #68342
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD9.56%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$334.1MM$330.1MM
LoansQ2 2023vs Q2 2022$290.0MM$269.6MM
DepositsQ2 2023vs Q2 2022$273.9MM$276.9MM
Equity CapitalQ2 2023vs Q2 2022$48.6MM$45.3MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$1.8MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$2.7MM$1.6MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Hudson River Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hudson River Community Credit Union Savings Account Rates

2.00%*$250k*-Premier Share Account
OTHER TIERS: 1.00% $25k - $50k | 1.25% $50k - $100k | 1.75% $100k - $250k
2.00%*$250k*-Premier IRA Savings Account
OTHER TIERS: 1.25% $25k - $50k | 1.50% $50k - $100k | 1.75% $100k - $250k
1.25%*$25k*-IRA Share Account
OTHER TIERS: 0.50% $1k - $10k | 1.00% $10k - $25k
0.05%$5k-Prime Savings
0.05%$5k-Universal Savings Account
0.05%$5-Youth Account
0.05%$1-Holiday Club Account
0.05%$5-UTMA Share

Hudson River Community Credit Union Money Market Rates

1.25%*$25k*-Money Market Account
OTHER TIERS: 0.50% $1k - $10k | 1.00% $10k - $25k

Hudson River Community Credit Union Checking Account Rates

0.05%$2.5k-Premier Checking

Hudson River Community Credit Union CD Rates

5.40%*$250k*-10 Month CD Special - New Money
OTHER TIERS: 5.25% $100k - $250k
4.75%$500-9 Month CD Special
4.50%$500-6 Month CD
4.50%$500-12 Month CD
4.50%$500-18 Month CD
3.75%$500-24 Month CD
3.25%$500-36 Month CD
3.25%$500-60 Month CD
3.25%$500-48 Month CD

Hudson River Community Credit Union IRA Rates

4.50%$500-12 Month IRA
4.50%$500-18 Month IRA
4.50%$500-6 Month IRA
4.50%$500-6 Month CESA IRA
4.50%$500-12 Month CESA IRA
4.50%$500-18 Month CESA IRA
4.50%$500-6 Month Roth IRA
4.50%$500-12 Month Roth IRA
4.50%$500-18 Month Roth IRA
3.75%$500-24 Month IRA
3.75%$500-24 Month CESA IRA
3.75%$500-24 Month Roth IRA
3.25%$500-36 Month IRA
3.25%$500-60 Month IRA
3.25%$500-48 Month IRA
3.25%$500-36 Month CESA IRA
3.25%$500-48 Month CESA IRA
3.25%$500-60 Month CESA IRA
3.25%$500-36 Month Roth IRA
3.25%$500-48 Month Roth IRA
3.25%$500-60 Month Roth IRA

Hudson River Community Credit Union Locations
Branch Office40 Leversee RdTroy, NY 12182
Branch Office3762 Burgoyne AveHudson Falls, NY 12839
Branch Office160 Broad StGlens Falls, NY 12801-4141
Branch Office312 Palmer AveCorinth, NY 12822
Corporate Office1 3rd StCorinth, NY 12822-1230

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