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Hudson River Community Credit Union


Overview / Commentary
www.hrccu.org
518-654-9028
1 3Rd St
Corinth, NY 12822

Hudson River Community Credit Union is headquartered in Corinth and is the 45th largest credit union in the state of New York. It is also the 942nd largest credit union in the nation. It was established in 1954 and as of June of 2022, it had grown to 70 employees and 26,911 members at 5 locations. Hudson River Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Hudson River Community Credit Union is open to those who live, work, worship, or attend school in the New York counties of Rensselaer, Saratoga, Warren,or Washington, or the New York towns of Cohoes, Green Island, or Watervliet. Immediate family members of current members or employees of Hudson River Community Credit Union also qualify for membership.
See current membership details

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Health
A

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #68342
Year Chartered1954
Employees70
Primary Regulator
Profit Margin
Return on Assets - YTD1.58%
Return on Equity - YTD11.51%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$330.1MM$336.2MM
LoansQ2 2022vs Q2 2021$269.6MM$258.9MM
DepositsQ2 2022vs Q2 2021$276.9MM$282.1MM
Equity CapitalQ2 2022vs Q2 2021$45.3MM$39.3MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.8MM$1.8MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.6MM$1.2MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hudson River Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$25k-Premier Share Account
0.10%$25k-Premier IRA Savings Account
0.05%$5k-Prime Savings
0.05%$5k-Universal Savings Account
0.05%$5-Youth Account
0.05%$1-Holiday Club Account
0.05%$1k-IRA Share Account
0.05%$5-UTMA Share

Hudson River Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$10k-Money Market Account

Hudson River Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$500-60 Month CD
0.35%$500-48 Month CD
0.30%$500-36 Month CD
0.25%$500-24 Month CD
0.15%$500-12 Month CD
0.15%$500-18 Month CD
0.10%$500-6 Month CD

Hudson River Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$500-60 Month IRA
0.45%$500-60 Month CESA IRA
0.45%$500-60 Month Roth IRA
0.35%$500-48 Month IRA
0.35%$500-48 Month CESA IRA
0.35%$500-48 Month Roth IRA
0.30%$500-36 Month IRA
0.30%$500-36 Month CESA IRA
0.30%$500-36 Month Roth IRA
0.25%$500-24 Month IRA
0.25%$500-24 Month CESA IRA
0.25%$500-24 Month Roth IRA
0.15%$500-12 Month IRA
0.15%$500-18 Month IRA
0.15%$500-12 Month CESA IRA
0.15%$500-18 Month CESA IRA
0.15%$500-12 Month Roth IRA
0.15%$500-18 Month Roth IRA
0.10%$500-6 Month IRA
0.10%$500-6 Month CESA IRA
0.10%$500-6 Month Roth IRA
Locations


Hudson River Community Credit Union Locations
Branch Office40 Leversee RdTroy, NY 12182
Branch Office3762 Burgoyne AveHudson Falls, NY 12839
Branch Office160 Broad StGlens Falls, NY 12801-4141
Branch Office312 Palmer AveCorinth, NY 12822
Corporate Office1 3rd StCorinth, NY 12822-1230

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