Hudson River Community Credit Union

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CURRENT TOP RATE

60 Month CD Special (New Money)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.75%	5-year CD	3.00% - Goldman Sachs Bank USA High-yield 5 Year CD
0.70%	1-year CD	2.70% - Goldman Sachs Bank USA High-yield 12 Month CD
0.15%	Savings	2.20% - Barclays Online Savings Account

View all Hudson River Community Credit Union rates »

Overview / Commentary

518-654-9028

1 3rd St
Corinth, NY 12822

Hudson River Community Credit Union is headquartered in Corinth and is the 43^rd largest credit union in the state of New York. It is also the 869^th largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 74 employees and 25,007 members at 6 locations. Hudson River Community Credit Union has an A health rating.

Field of Membership Restrictions

Hudson River Community Credit Union of New York is open to the businesses, accredited institutions, residents, church members, registered students, and the people that maintain employment within these qualified counties: Saratoga, Warren, Washington, and Rensselaer along with these qualified cities or towns: Cohoes, Watervliet, and Green Island as well as the family members of these eligible people.
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Related Posts

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2015

3/23 - Hudson River CCU (NY) Has Top-Rate 12-, 18- and 24-month Loyalty CDs

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Health

A

Data as of Q4 2018

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Health Grade Components

Overall
NCUA #	68342
Year Chartered	1954
Employees	74
Primary Regulator

Profit Margin
Return on Assets - YTD	1.03%
Return on Equity - YTD	8.36%
Annual Interest Income	$11.6MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$265.2MM$250.8MM
Loans	Q4 2018vs Q4 2017	$235.1MM$218.4MM
Deposits	Q4 2018vs Q4 2017	$229.9MM$216.9MM
Equity Capital	Q4 2018vs Q4 2017	$32.5MM$29.8MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$1.3MM$1.3MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$2.5MM$2.2MM
Real Estate Owned	Q4 2018vs Q4 2017	$151.00K$323.00K

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hudson River Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$25k	-	Premier Share Account
0.30%	$25k	-	Premier IRA Share Account
0.25%^*	$25k^*	-	IRA Share Account
OTHER TIERS: 0.10% → $250 - $1k \| 0.15% → $1k - $10k \| 0.20% → $10k - $25k
0.15%^*	$5k^*	-	Regular Prime Savings Account
OTHER TIERS: 0.10% → $500 - $5k
0.15%^*	$5k^*	-	Special Share Universal Savings Account
OTHER TIERS: 0.10% → $500 - $5k
0.10%	$5	-	Youth Account
0.10%	$1	-	Holiday Club Account
0.10%	$5	-	UTMA Share

Hudson River Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$25k^*	-	Money Market Share Account
OTHER TIERS: 0.10% → $1k - $10k \| 0.15% → $10k - $25k

Hudson River Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$2.5k^*	-	Premier Checking
OTHER TIERS: 0.05% → Up to $2.5k

Hudson River Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.21%	$5k	-	60 Month CD Special (New Money)
3.15%^*	$5k^*	-	48 Month CD Special (New Money)
OTHER TIERS: 3.01% → $150k+
3.05%	$5k	-	30 Month CD Special (New Money)
2.95%	$500	$5k	60 Month CD Special
2.95%	$150k	-	36 Month CD Special (New Money)
2.85%	$150k	-	18 Month CD Special (New Money)
2.75%	$500	$5k	48 Month CD Special
2.40%	$500	-	23 Month CD Special
1.75%	$500	-	60 Month CD
1.74%	$500	$5k	15 Month CD Special
1.55%	$500	-	48 Month CD
1.30%	$500	-	36 Month CD
1.05%	$500	-	24 Month CD
0.80%	$500	-	18 Month CD
0.70%	$500	-	12 Month CD
0.60%	$500	-	6 Month CD

Hudson River Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.21%	$5k	-	60 Month IRA Special (New Money)
3.15%	$5k	-	48 Month IRA Special (New Money)
3.05%	$5k	-	30 Month IRA Special (New Money)
2.95%	$500	-	60 Month IRA Special
2.95%	$150k	-	36 Month IRA Special (New Money)
2.75%	$500	-	48 Month IRA Special
2.40%	$500	-	23 Month IRA Special
1.75%	$500	-	60 Month IRA
1.75%	$500	-	60 Month CESA IRA
1.75%	$500	-	60 Month Roth IRA
1.74%	$500	-	15 Month IRA Special
1.55%	$500	-	48 Month IRA
1.55%	$500	-	48 Month CESA IRA
1.55%	$500	-	48 Month Roth IRA
1.30%	$500	-	36 Month IRA
1.30%	$500	-	36 Month CESA IRA
1.30%	$500	-	36 Month Roth IRA
1.05%	$500	-	24 Month IRA
1.05%	$500	-	24 Month CESA IRA
1.05%	$500	-	24 Month Roth IRA
0.80%	$500	-	18 Month IRA
0.80%	$500	-	18 Month CESA IRA
0.80%	$500	-	18 Month Roth IRA
0.70%	$500	-	12 Month IRA
0.70%	$500	-	12 Month CESA IRA
0.70%	$500	-	12 Month Roth IRA
0.60%	$500	-	6 Month IRA
0.60%	$500	-	6 Month CESA IRA
0.60%	$500	-	6 Month Roth IRA

Locations

Hudson River Community Credit Union Locations
Branch Office	40 Leversee Rd	Troy, NY 12182
Branch Office	3762 Burgoyne Ave	Hudson Falls, NY 12839
Branch Office	160 Broad St	Glens Falls, NY 12801-4141
Branch Office	312 Palmer Ave	Corinth, NY 12822
Branch Office	1 3rd St	Corinth, NY 12822-1230
Branch Office	35 Niver St	Cohoes, NY 12047

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