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Hudson Valley Federal Credit Union

Hudson Valley Federal Credit Union


Overview / Commentary
www.hvcu.org
845-463-3011
137 Boardman Rd
Poughkeepsie, NY 12603

Hudson Valley Federal Credit Union is headquartered in Poughkeepsie and is the 5th largest credit union in the state of New York. It is also the 36th largest credit union in the nation. It was established in 1963 and as of December of 2019, it had grown to 754 employees and 303,869 members at 20 locations. Hudson Valley Federal Credit Union has an A health rating.

Field of Membership Restrictions

Hudson Valley Credit Union is open to anyone who lives, works, worships, volunteers, or goes to school in Albany, Dutchess, Columbia, Greene, Orange, Rensselaer, Putnam, Rockland, Saratoga, Ulster, Westchester or Schenectady counties.
See current membership details

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Reviews (4)

Above And Beyond Customer Service

Posted by: |

Just got a call from Namiko, HVCU Customer Service, about half an hour after FedEx had delivered my Roth IRA transfer check to HVCU for deposit to let me know that the check has been posted to my Roth IRA account. This is a first for me with any bank or credit union in terms of being promptly notified of an IRA check receipt and deposit by phone. And while operating under COVID-19 pandemic. Outstanding, to say the least!

1

Why I Bank at hvfcu

Posted by: |

I have been with this credit union for approximately 40 years. During that time I have been treated with much respect by all employees. They are always friendly, helpful and very knowledgeable. In addition to that, their rates have been very competitive. While many banks charge a fee to have a checking account with them, HVFCU gives interest on their checking accounts. It isn't much, but at least you do not have to pay to leave your money in their bank. Their money market pays a decent amount and they often run specials on CDs which I have taken advantage of in the past. With all that said I highly recommend the HVFCU.

2

Great bank

Posted by: |

If you live in the Hudson Valley, consider joining HVFCU. Honestly, I have had a great experience with this bank. I've had my account there for almost 20 years and I have very few complaints. I also have an account at Bank of America. Let me tell you that credit unions like Hudson Valley are far more helpful and impressive compared to those huge banks we see everywhere.

4

A great choice for your banking needs.

Posted by: |

I've been a member of HVFCU for 14 years. It's a solid organization that is able to meet all of my banking needs.

Their customer service is second to none. You will not be talking to a robo-banker, nor some call center employee. Further, they are able to offer that small town bank experience while still offering a representative set of products.

Their web site has been newly remade and now offers many of the features found at your larger banks. Most of their offerings have little to know fees associated with them.

All things considered, I couldn't ask for more out of the Hudson Valley Federal Credit Union.

4


Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #68705
Year Chartered1963
Employees754
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD5.65%
Annual Interest Income$200.9MM
Assets and Liabilities
AssetsQ4 2019$5.35B
LoansQ4 2019$3.04B
DepositsQ4 2019$4.72B
Equity CapitalQ4 2019$597.8MM
Loan Loss AllowanceQ4 2019$27.0MM
Unbacked Noncurrent LoansQ4 2019$16.0MM
Real Estate OwnedQ4 2019$15.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Hudson Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Hudson Valley Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%--Savings
0.03%--Holiday Club
0.03%--HSA Checking
0.03%--IRA Savings
0.03%--College Savings
0.03%--Mortgage Savings

Hudson Valley Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$250k-Tiered Money Market - Peak Plus
0.15%$50k-Tiered Money Market - Peak
0.12%$20k-Tiered Money Market - Preferred
0.10%$1k-Tiered Money Market - Regular

Hudson Valley Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%--Checking
0.03%--Teen Checking

Hudson Valley Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$500-48 Month CD
1.10%$500-60 Month CD
0.95%$500-36 Month CD
0.90%$500-24 Month CD
0.70%$500-12 Month CD
0.41%$750-12 Month Flex CD
0.30%$250-8 Month Save Smart CD
0.30%$500-6 Month CD
0.20%$500-3 Month CD

Hudson Valley Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$500-48 Month IRA
1.10%$500-60 Month IRA
0.95%$500-36 Month IRA
0.90%$500-24 Month IRA
0.70%$500-12 Month IRA
0.41%$750-12 Month Flex IRA
0.30%$500-6 Month IRA
0.20%$500-3 Month IRA
Locations

Availability



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