Hudson Valley Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.90%	1-year CD	12 Month CD 2.45% - Synchrony Bank 12 Month CD
1.45%	3-year CD	36 Month CD 2.60% - Ally Bank High Yield 3 Year CD
1.15%	2-year CD	24 Month CD 2.50% - Ally Bank Raise Your Rate 2-Year CD

View all Hudson Valley Federal Credit Union rates »

Overview / Commentary

www.hvfcu.org

845-463-3011

137 Boardman Rd
Poughkeepsie, NY 12603

Hudson Valley Federal Credit Union is headquartered in Poughkeepsie and is the 5^th largest credit union in the state of New York. It is also the 35^th largest credit union in the nation. It was established in 1963 and as of June of 2018, it had grown to 715 employees and 286,564 members at 19 locations. Hudson Valley Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Hudson Valley Federal Credit Union is open to those who live, work, volunteer, worship, or attend school in Dutchess, Ulster, Orange, or Putnam Counties in New York (membership requirements are listed in the credit union's online application).
See current membership details

Why I Bank at hvfcu

Posted by: maxineparks | Aug 26, 2017

I have been with this credit union for approximately 40 years. During that time I have been treated with much respect by all employees. They are always friendly, helpful and very knowledgeable. In addition to that, their rates have been very competitive. While many banks charge a fee to have a checking account with them, HVFCU gives interest on their checking accounts. It isn't much, but at least you do not have to pay to leave your money in their bank. Their money market pays a decent amount and they often run specials on CDs which I have taken advantage of in the past. With all that said I highly recommend the HVFCU.

Comment

2

Great bank

Posted by: KimberlyE | Sep 14, 2014

If you live in the Hudson Valley, consider joining HVFCU. Honestly, I have had a great experience with this bank. I've had my account there for almost 20 years and I have very few complaints. I also have an account at Bank of America. Let me tell you that credit unions like Hudson Valley are far more helpful and impressive compared to those huge banks we see everywhere.

Comment

4

A great choice for your banking needs.

Posted by: AndrewS. | Jul 12, 2014

I've been a member of HVFCU for 14 years. It's a solid organization that is able to meet all of my banking needs.

Their customer service is second to none. You will not be talking to a robo-banker, nor some call center employee. Further, they are able to offer that small town bank experience while still offering a representative set of products.

Their web site has been newly remade and now offers many of the features found at your larger banks. Most of their offerings have little to know fees associated with them.

All things considered, I couldn't ask for more out of the Hudson Valley Federal Credit Union.

Comment

4

Health

A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	15802
Year Chartered	1963
Employees	715
Primary Regulator

Profit Margin
Return on Assets - YTD	0.58%
Return on Equity - YTD	5.92%
Annual Interest Income	$89.9MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$4.84B$4.80B
Loans	Q2 2018vs Q2 2017	$2.85B$2.61B
Deposits	Q2 2018vs Q2 2017	$4.34B$4.23B
Equity Capital	Q2 2018vs Q2 2017	$466.6MM$462.0MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$61.0MM$50.7MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$28.5MM$26.7MM
Real Estate Owned	Q2 2018vs Q2 2017	$783.00K$2.1MM

Rates

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