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Hudson Valley Federal Credit Union

Popular Accounts at this Credit Union

1.00%1-year CD12 Month CD
2.25%3-year CD36 Month CD
2.00%2-year CD24 Month CD

Overview / Commentary
137 Boardman Rd
Poughkeepsie, NY 12603

Hudson Valley Federal Credit Union is headquartered in Poughkeepsie and is the 5th largest credit union in the state of New York. It is also the 35th largest credit union in the nation. It was established in 1963 and as of December of 2016, it had grown to 701 employees and 274,994 members at 19 locations. Hudson Valley Federal Credit Union's CD rates are 16% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Hudson Valley Federal Credit Union is open to those who live, work, volunteer, worship, or attend school in Dutchess, Ulster, Orange, or Putnam Counties in New York (membership requirements are listed in the credit union's online application).
See current membership details

Related Posts

Hudson Valley FCU (NY) Adds 36-Month CD With Two Possible Rate Hikes - 4/7/2017

Hudson Valley FCU (NY) is offering a 36-month CD (2.00% APY, $500 min) with two potential rate bumps, based on the Fed Fund rate on 4/1/18 and 4/1/19.

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Reviews (2)

Great bank

Posted by: KimberlyE | Sep 14, 2014

If you live in the Hudson Valley, consider joining HVFCU. Honestly, I have had a great experience with this bank. I've had my account there for almost 20 years and I have very few complaints. I also have an account at Bank of America. Let me tell you that credit unions like Hudson Valley are far more helpful and impressive compared to those huge banks we see everywhere.

A great choice for your banking needs.

Posted by: AndrewS. | Jul 12, 2014

I've been a member of HVFCU for 14 years. It's a solid organization that is able to meet all of my banking needs.

Their customer service is second to none. You will not be talking to a robo-banker, nor some call center employee. Further, they are able to offer that small town bank experience while still offering a representative set of products.

Their web site has been newly remade and now offers many of the features found at your larger banks. Most of their offerings have little to know fees associated with them.

All things considered, I couldn't ask for more out of the Hudson Valley Federal Credit Union.


Health Grade Components

NCUA #15802
Year Chartered1963
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD8.19%
Annual Interest Income$157.4MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$4.44B$4.25B
LoansQ4 2016vs Q4 2015$2.51B$2.31B
DepositsQ4 2016vs Q4 2015$3.97B$3.80B
Equity CapitalQ4 2016vs Q4 2015$443.4MM$423.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$37.7MM$27.8MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$21.7MM$21.0MM
Real Estate OwnedQ4 2016vs Q4 2015$3.0MM$1.9MM
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Hudson Valley Federal Credit Union Savings Account Rates

0.10%--Holiday Club
0.10%--IRA Savings
0.10%--CESA Savings
0.05%--HSA Checking

Hudson Valley Federal Credit Union Money Market Rates

0.30%$250k-Tiered Money Market - Peak Plus
0.20%$50k-Tiered Money Market - Peak
0.15%$20k-Tiered Money Market - Preferred
0.11%$1k-Tiered Money Market - Regular

Hudson Valley Federal Credit Union Checking Account Rates


Hudson Valley Federal Credit Union CD Rates

2.25%$500-36 Month CD
2.00%$500-24 Month CD
1.60%$500-60 Month CD
1.45%$500-48 Month CD
1.04%$750-12 Month Flex CD
1.00%$500-12 Month CD
0.30%$250-8 Month Save Smart CD
0.30%$500-6 Month CD
0.20%$500-3 Month CD

Hudson Valley Federal Credit Union IRA Rates

2.25%$500-36 Month IRA
2.00%$500-24 Month IRA
1.60%$500-60 Month IRA
1.45%$500-48 Month IRA
1.04%$750-12 Month Flex IRA
1.00%$500-12 Month IRA
0.30%$500-6 Month IRA
0.20%$500-3 Month IRA

Hudson Valley Federal Credit Union has 19 locations. Click to view all Hudson Valley Federal Credit Union locations.