Overview / Commentary
800-643-5039
901 6th Ave
Huntington, WV 25701

Huntington C & O Railway Employees Federal Credit Union is headquartered in Huntington and is the 26th largest credit union in the state of West Virginia. It is also the 2,764th largest credit union in the nation. It was established in 1934 and as of September of 2018, it had grown to 11 employees and 5,796 members at 1 location. Huntington C & O Railway Employees Federal Credit Union has a C health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Huntington C & O Railway Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #24236
Year Chartered1934
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD6.03%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$33.4MM$36.3MM
LoansQ3 2018vs Q3 2017$26.3MM$31.9MM
DepositsQ3 2018vs Q3 2017$29.1MM$32.0MM
Equity CapitalQ3 2018vs Q3 2017$4.3MM$4.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$443.00K$275.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.0MM$1.3MM
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Huntington C & O Railway Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Passbook IRA
0.25%--Christmas Club Account
0.25%--Vacation Club Account
0.15%$100-Regular Share Savings
0.15%$5-Junior Share Savings
0.15%$100-Senior Share Savings

Huntington C & O Railway Employees Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$3.5k-Elite Share Draft Checking
0.05%$500-Standard Share Draft Checking
0.05%$500-Senior Share Draft Checking

Huntington C & O Railway Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%*$50k*-60 Month Share Certificate
OTHER TIERS: 0.85% $2.5k - $50k
1.00%*$50k*-48 Month Share Certificate
OTHER TIERS: 0.75% $2.5k - $50k
0.95%*$50k*-36 Month Share Certificate
OTHER TIERS: 0.70% $2.5k - $50k
0.75%*$50k*-24 Month Share Certificate
OTHER TIERS: 0.60% $2.5k - $50k
0.65%*$25k*-18 Month Share Certificate
OTHER TIERS: 0.55% $2.5k - $25k
0.50%*$50k*-12 Month Share Certificate
OTHER TIERS: 0.40% $2.5k - $50k
0.35%*$50k*-91 Day Share Certificate
OTHER TIERS: 0.25% $5k - $50k
0.35%*$50k*-182 Day Share Certificate
OTHER TIERS: 0.25% $5k - $50k

Huntington C & O Railway Employees Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$5k-24 Month IRA
0.65%$5k-12 Month IRA
Locations


Huntington C & O Railway Employees Federal Credit Union Locations
Branch Office901 6th AveHuntington, WV 25701

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