Huntington C & O Railway Employees Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.16%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
0.50%	1-year CD	2.60% - Capital One 12 Month 360 CD
0.15%	Savings	1.90% - American Express National Bank High Yield Savings Account

View all Huntington C & O Railway Employees Federal Credit Union rates »

Overview / Commentary

www.c-ocreditunion.com

800-643-5039

901 6th Ave
Huntington, WV 25701

Huntington C & O Railway Employees Federal Credit Union is headquartered in Huntington and is the 26^th largest credit union in the state of West Virginia. It is also the 2,768^th largest credit union in the nation. It was established in 1934 and as of June of 2018, it had grown to 10 employees and 5,858 members at 1 location. Huntington C & O Railway Employees Federal Credit Union has a C health rating.

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Health

C

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Huntington C & O Railway Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	24236
Year Chartered	1934
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	0.8%
Return on Equity - YTD	6.43%
Annual Interest Income	$935.00K

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$33.7MM$37.7MM
Loans	Q2 2018vs Q2 2017	$27.4MM$34.0MM
Deposits	Q2 2018vs Q2 2017	$29.4MM$33.4MM
Equity Capital	Q2 2018vs Q2 2017	$4.2MM$4.2MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$462.00K$294.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$1.6MM$1.5MM
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Huntington C & O Railway Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	Passbook IRA
0.25%	-	-	Christmas Club Account
0.25%	-	-	Vacation Club Account
0.15%	$100	-	Regular Share Savings
0.15%	$5	-	Junior Share Savings
0.15%	$100	-	Senior Share Savings

Huntington C & O Railway Employees Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$3.5k	-	Elite Share Draft Checking
0.05%	$500	-	Standard Share Draft Checking
0.05%	$500	-	Senior Share Draft Checking

Huntington C & O Railway Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.16%^*	$50k^*	-	60 Month Share Certificate
OTHER TIERS: 0.85% → $2.5k - $50k
1.00%^*	$50k^*	-	48 Month Share Certificate
OTHER TIERS: 0.75% → $2.5k - $50k
0.95%^*	$50k^*	-	36 Month Share Certificate
OTHER TIERS: 0.70% → $2.5k - $50k
0.75%^*	$50k^*	-	24 Month Share Certificate
OTHER TIERS: 0.60% → $2.5k - $50k
0.65%^*	$25k^*	-	18 Month Share Certificate
OTHER TIERS: 0.55% → $2.5k - $25k
0.50%^*	$50k^*	-	12 Month Share Certificate
OTHER TIERS: 0.40% → $2.5k - $50k
0.35%^*	$50k^*	-	91 Day Share Certificate
OTHER TIERS: 0.25% → $5k - $50k
0.35%^*	$50k^*	-	182 Day Share Certificate
OTHER TIERS: 0.25% → $5k - $50k

Huntington C & O Railway Employees Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	$5k	-	24 Month IRA
0.65%	$5k	-	12 Month IRA

Locations

Huntington C & O Railway Employees Federal Credit Union Locations
Branch Office	901 6th Ave	Huntington, WV 25701

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