Huntington C & O Railway Employees Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.60%	5-year CD	60 Month Certificate 1.85% - Synchrony Bank 60 Month CD
0.50%	1-year CD	12 Month Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.15%	Savings	Senior Share Savings 1.00% - Ally Bank Online Savings Account

View all Huntington C & O Railway Employees Federal Credit Union rates »

Overview / Commentary

www.c-ocreditunion.com

800-643-5039

901 6th Ave
Huntington, WV 25701

Huntington C & O Railway Employees Federal Credit Union is headquartered in Huntington and is the 22^nd largest credit union in the state of West Virginia. It is also the 2,692^nd largest credit union in the nation. It was established in 1934 and as of June of 2016, it had grown to 10 employees and 5,818 members at 1 location. Huntington C & O Railway Employees Federal Credit Union has a C+ health rating.

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Health

C+

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Huntington C & O Railway Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	24236
Year Chartered	1934
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	0.84%
Return on Equity - YTD	7.23%
Annual Interest Income	$876.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$35.8MM$33.0MM
Loans	Q2 2016vs Q2 2015	$30.5MM$23.3MM
Deposits	Q2 2016vs Q2 2015	$31.0MM$29.1MM
Equity Capital	Q2 2016vs Q2 2015	$4.1MM$3.9MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$154.00K$153.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$731.00K$226.00K
Real Estate Owned	Q2 2016vs Q2 2015	$236.00K$362.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Huntington C & O Railway Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	Passbook IRA
0.50%	-	-	Passbook Roth IRA
0.25%	-	-	Christmas Club Account
0.25%	-	-	Vacation Club Account
0.15%	$100	-	Regular Share Account
0.15%	-	-	Junior Share Account
0.15%	$100	-	Senior Share Savings

Huntington C & O Railway Employees Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$3,500	-	Elite Share Draft Account
0.05%	$500	-	Share Draft Checking Account
0.05%	$500	-	Senior Share Draft Checking

Huntington C & O Railway Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$50k^*	-	36 Month Certificate
OTHER TIERS: 0.50% → $2,500 - $50k
0.60%^*	$50k^*	-	48 Month Certificate
OTHER TIERS: 0.50% → $2,500 - $50k
0.60%^*	$50k^*	-	60 Month Certificate
OTHER TIERS: 0.50% → $2,500 - $50k
0.55%^*	$50k^*	-	24 Month Certificate
OTHER TIERS: 0.45% → $2,500 - $50k
0.55%^*	$50k^*	-	30 Month Certificate
OTHER TIERS: 0.45% → $2,500 - $50k
0.50%^*	$50k^*	-	12 Month Certificate
OTHER TIERS: 0.40% → $2,500 - $50k
0.35%^*	$50k^*	-	91 Day Certificate
OTHER TIERS: 0.25% → $5k - $50k
0.35%^*	$50k^*	-	182 Day Certificate
OTHER TIERS: 0.25% → $5k - $50k

Huntington C & O Railway Employees Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.65%	-	-	12 Month IRA
0.65%	-	-	24 Month IRA

Locations

Huntington C & O Railway Employees Federal Credit Union Locations
Branch Office	901 6th Ave	Huntington, WV 25701