Huntington C & O Railway Employees Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.16%	5-year CD	60 Month Certificate 2.50% - Ally Bank High Yield 5 Year CD
0.50%	1-year CD	12 Month Certificate 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.15%	Savings	Senior Share Savings 1.60% - Goldman Sachs Bank USA High-yield Online Savings Account

View all Huntington C & O Railway Employees Federal Credit Union rates »

Overview / Commentary

www.c-ocreditunion.com

800-643-5039

901 6th Ave
Huntington, WV 25701

Huntington C & O Railway Employees Federal Credit Union is headquartered in Huntington and is the 25^th largest credit union in the state of West Virginia. It is also the 2,742^nd largest credit union in the nation. It was established in 1934 and as of December of 2017, it had grown to 10 employees and 6,013 members at 1 location. Huntington C & O Railway Employees Federal Credit Union has a C+ health rating.

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Health

C+

Data as of Q4 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Huntington C & O Railway Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	24236
Year Chartered	1934
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.02%
Return on Equity - YTD	-0.15%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$33.7MM$39.7MM
Loans	Q4 2017vs Q4 2016	$30.5MM$35.5MM
Deposits	Q4 2017vs Q4 2016	$29.6MM$34.6MM
Equity Capital	Q4 2017vs Q4 2016	$4.1MM$4.1MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$536.00K$266.00K
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$1.5MM$1.6MM
Real Estate Owned	Q4 2017vs Q4 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Huntington C & O Railway Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	Passbook IRA
0.50%	-	-	Passbook Roth IRA
0.25%	-	-	Christmas Club Account
0.25%	-	-	Vacation Club Account
0.15%	$100	-	Regular Share Account
0.15%	-	-	Junior Share Account
0.15%	$100	-	Senior Share Savings

Huntington C & O Railway Employees Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$3,500	-	Elite Share Draft Account
0.05%	$500	-	Share Draft Checking Account
0.05%	$500	-	Senior Share Draft Checking

Huntington C & O Railway Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.16%^*	$50k^*	-	60 Month Certificate
OTHER TIERS: 0.85% → $2,500 - $50k
1.00%^*	$50k^*	-	48 Month Certificate
OTHER TIERS: 0.75% → $2,500 - $50k
0.95%^*	$50k^*	-	36 Month Certificate
OTHER TIERS: 0.70% → $2,500 - $50k
0.75%^*	$50k^*	-	24 Month Certificate
OTHER TIERS: 0.60% → $2,500 - $50k
0.65%^*	$25k^*	-	18 Month Certificate
OTHER TIERS: 0.55% → $2,500 - $25k
0.50%^*	$50k^*	-	12 Month Certificate
OTHER TIERS: 0.40% → $2,500 - $50k
0.35%^*	$50k^*	-	91 Day Certificate
OTHER TIERS: 0.25% → $5k - $50k
0.35%^*	$50k^*	-	182 Day Certificate
OTHER TIERS: 0.25% → $5k - $50k

Huntington C & O Railway Employees Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	-	-	24 Month IRA
0.65%	-	-	12 Month IRA

Locations

Huntington C & O Railway Employees Federal Credit Union Locations
Branch Office	901 6th Ave	Huntington, WV 25701

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