Huron Area Education Federal Credit Union


Overview / Commentary
605-352-1311
1855 Arizona Ave SW
HURON, SD 57350

Huron Area Education Federal Credit Union is headquartered in HURON and is the 27th largest credit union in the state of South Dakota. It is also the 3,295th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 3 employees and 849 members at 1 location. Huron Area Education Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Huron Area Educational Federal Credit Union is open to employees (past and present) of school systems located in the South Dakota counties of Beadle, Hand, Kingsbury, Sanborn, or Spink.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Huron Area Education Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #7599
Year Chartered1952
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD11%
Annual Interest Income$232K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$17.5MM$16.6MM
LoansQ1 2025vs Q1 2024$8.4MM$8.3MM
DepositsQ1 2025vs Q1 2024$15.4MM$14.7MM
Equity CapitalQ1 2025vs Q1 2024$2MM$1.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$268K$253K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$0
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Huron Area Education Federal Credit Union Locations
Branch Office1855 Arizona Ave SWHURON, SD 57350-6582

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