Huron Community Bank

Overview / Commentary

989-362-6700

301 North Newman Street
East Tawas, MI 48730

Huron Community Bank is headquartered in East Tawas and is the 55^th largest bank in the state of Michigan. It is also the 2,693^rd largest bank in the nation. It was established in 1927 and as of December of 2019, it had grown to 64 employees at 7 locations. Huron Community Bank has an A health rating.

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Health

Data as of Q4 2019

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Health Grade Components

Overall
FDIC Certificate #	11810
Year Established	1927
Employees	64
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.86%
Return on Equity - YTD	7.27%
Annual Interest Income	$9.2MM

Assets and Liabilities
Assets	Q4 2019vs Q4 2018	$221.8MM$214.0MM
Loans	Q4 2019vs Q4 2018	$141.8MM$139.4MM
Deposits	Q4 2019vs Q4 2018	$187.3MM$180.5MM
Equity Capital	Q4 2019vs Q4 2018	$27.1MM$24.6MM
Loan Loss Allowance	Q4 2019vs Q4 2018	$1.9MM$1.8MM
Unbacked Noncurrent Loans	Q4 2019vs Q4 2018	$887.00K$303.00K
Real Estate Owned	Q4 2019vs Q4 2018	$480.00K$530.00K

Rates

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Money Market

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Huron Community Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$10k^*	-	Community Business Money Market
OTHER TIERS: 0.03% → Up to $5k \| 0.05% → $5k - $10k
0.10%^*	$10k^*	-	Community Municipal Money Market
OTHER TIERS: 0.03% → Up to $1k \| 0.05% → $1k - $10k

Locations

Huron Community Bank Locations
Huron Community Bank	301 North Newman Street	East Tawas, MI 48730
Au Gres Branch	3150 East Huron Road, Sims Township	Au Gres, MI 48703
Lincoln Branch	327 Traverse Bay Road	Lincoln, MI 48742
Tawas City Branch	410 Lake Street	Tawas City, MI 48763
Harrisville Branch	423 East Main Street	Harrisville, MI 48740
Oscoda Branch	5077 North Huron Road	Oscoda Township, MI 48750
West Branch	2210 South M 76	West Branch, MI 48661

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