Huron Valley State Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

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Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

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Member FDIC

up to $300

Our Rating

4.2 / 5

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.hvsb.com

248-684-9626

130 South Milford Road
Milford, MI 48381

Huron Valley State Bank is headquartered in MILFORD and is the 51^st largest bank in the state of Michigan. It is also the 2,764^th largest bank in the nation. It was established in 2005 and as of March of 2025, it had grown to 42 employees at 4 locations. Huron Valley State Bank has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	57990
Year Established	2005
Employees	42
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.02%
Return on Equity - YTD	9.7%
Annual Interest Income	$3.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$247.5MM$240MM
Loans	Q1 2025vs Q1 2024	$186.9MM$180.2MM
Deposits	Q1 2025vs Q1 2024	$220.2MM$215.5MM
Equity Capital	Q1 2025vs Q1 2024	$26.3MM$23.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.7MM$2.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$168K$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Huron Valley State Bank are currently being reviewed.

Locations

Huron Valley State Bank Locations
Huron Valley State Bank	130 S Milford Rd	Milford, MI 48381
Duck Lake Branch	2920 E. Highland Road	Highland, MI 48356

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