Hutchinson Postal & Community Credit Union
LOCATIONS
1
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HEALTH RATING
C+
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CURRENT TOP RATE
1.51% APY
24 Month CD
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Overview / Commentary
Hutchinson Postal & Community Credit Union is headquartered in HUTCHINSON and is the 66th largest credit union in the state of Kansas. It is also the 4,678th largest credit union in the nation. It was established in 1929 and as of December of 2019, it had grown to 3 employees and 727 members at 1 location. Hutchinson Postal & Community Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Hutchinson Postal & Community Credit Union of Kansas is open to the residents and the people that maintain employment within Reno County as well as the postal employees that still qualify under the original field of membership.
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Health
C+
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Hutchinson Postal & Community Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67829 |
| Year Chartered | 1929 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.07% |
| Return on Equity - YTD | 4.65% |
| Annual Interest Income | $217.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $3.8MM$4.0MM |
| Loans | Q4 2019vs Q4 2018 | $2.6MM$2.6MM |
| Deposits | Q4 2019vs Q4 2018 | $2.9MM$3.2MM |
| Equity Capital | Q4 2019vs Q4 2018 | $882.00K$842.00K |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $21.00K$58.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $16.00K$8.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |