Overview / Commentary
I.B.E.W. Local #146 Credit Union is headquartered in Decatur and is the 147th largest credit union in the state of Illinois. It is also the 3,981st largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 1 employees and 633 members at 1 location. I.B.E.W. Local #146 Credit Union has a B health rating.
Field of Membership Restrictions
I.B.E.W. Local #146 Credit Union of Illinois is reserved exclusively for the members of the I.B.E.W. Local #146, their spouses, and their children who are 25 years of age or younger.
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Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. I.B.E.W. Local #146 Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 65840 |
| Year Chartered | 1958 |
| Employees | 1 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.54% |
| Return on Equity - YTD | 13.33% |
| Annual Interest Income | $55K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $5.2MM$4.9MM |
| Loans | Q1 2025vs Q1 2024 | $2.1MM$1.9MM |
| Deposits | Q1 2025vs Q1 2024 | $4.6MM$4.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $587K$512K |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $30K$32K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $0$1,000 |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |