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IC Federal Credit Union

Popular Accounts at this Credit Union

2.59%Reward CheckingVeteran Checking
1.46%5-year CD5 Year Term Share Certificate
1.05%1-year CD1 Year Term Share Certificate

Overview / Commentary
300 Bemis Rd
Fitchburg, MA 01420

IC Federal Credit Union is headquartered in Fitchburg and is the 20th largest credit union in the state of Massachusetts. It is also the 502nd largest credit union in the nation. It was established in 1934 and as of June of 2016, it had grown to 109 employees and 34,749 members at 9 locations. IC Federal Credit Union's CD rates are 17% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in IC Federal Credit Union is open to those who live, work, worship, attend school, participate in an association with a headquarters, and organizations in Worcester, Middlesex, Franklin, Hampden, Hampshire, or Norfolk Counties in Massachusetts. Membership is also open to family members and organizations of existing members.
See current membership details

Related Posts

IC FCU (MA) Has CD Specials With Checking Relationship - 5/31/2016

IC FCU (MA) is offering promotional rates on 6-month CD Special (1.00% APY) and 1-year CD Special (1.25% APY) when open with an Intelligent Checking account with Direct Deposit. Min deposit is $500, with no balance cap. Also available as IRAs.

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Health Grade Components

NCUA #24250
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD5.93%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$503.9MM$508.3MM
LoansQ2 2016vs Q2 2015$404.9MM$442.6MM
DepositsQ2 2016vs Q2 2015$407.7MM$354.5MM
Equity CapitalQ2 2016vs Q2 2015$53.5MM$50.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$3.4MM$3.5MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$4.8MM$4.5MM
Real Estate OwnedQ2 2016vs Q2 2015$171.00K$918.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

IC Federal Credit Union Savings Account Rates

0.50%$50-IRA Savings
0.20%$50-Intelligent Savings
0.10%$50-Statement Savings
0.10%$50-Passbook Savings
0.10%$25-Just 4 Teens Savings
0.10%$50-Christmas Club Savings
0.10%--Just 4 Kids Savings

IC Federal Credit Union Money Market Rates

0.30%*$50k*-Money Market
OTHER TIERS: 0.20% $50 - $25k | 0.25% $25k - $50k

IC Federal Credit Union Checking Account Rates

2.59%*-$15kIntelligent Checking
OTHER TIERS: 0.25% $15k+
2.59%*-$15kVeteran Checking
OTHER TIERS: 0.25% $15k+
0.50%$50-Intelligent Business CheckingPlus

IC Federal Credit Union CD Rates

1.46%$500-5 Year Term Share Certificate
1.36%$500-4 Year Term Share Certificate
1.11%$500-3 Year Term Share Certificate
1.05%$500-1 Year Term Share Certificate
0.90%$500-2 Year Term Share Certificate
0.60%$500-18 Month Term Share Certificate
0.51%$500-6 Month Term Share Certificate
0.25%$500-90 Day Term Share Certificate

IC Federal Credit Union IRA Rates

1.46%$500-5 Year Term IRA Certificate
1.36%$500-4 Year Term IRA Certificate
1.11%$500-3 Year Term IRA Certificate
1.05%$500-1 Year Term IRA Certificate
0.90%$500-2 Year Term IRA Certificate
0.60%$500-18 Month Term IRA Certificate
0.51%$500-6 Month Term IRA Certificate
0.25%$500-90 Day Term IRA Certificate

IC Federal Credit Union Locations
Branch Office241 N Main StLeominster, MA 01453
Branch Office67 Whalon StFitchburg, MA 01420
Branch Office59 Whalon StFitchburg, MA 01420-7137
Branch Office400 Mechanic StLeominster, MA 01453
Branch Office71 Main StWestminster, MA 01473
Branch Office520 Electric AveFitchburg, MA 01420
Branch Office300 Bemis RdFitchburg, MA 01420
Branch Office72 Park StAyer, MA 01432
Branch Office947 W Boylston StWorcester, MA 01606-1275