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IC Federal Credit Union


Overview / Commentary
www.iccreditunion.org
978-343-3725
300 Bemis Rd
Fitchburg, MA 01420

IC Federal Credit Union is headquartered in Fitchburg and is the 26th largest credit union in the state of Massachusetts. It is also the 583rd largest credit union in the nation. It was established in 1934 and as of December of 2019, it had grown to 91 employees and 33,601 members at 9 locations. IC Federal Credit Union's CD rates are 17% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in IC Federal Credit Union is open to those who live, work, worship, attend school, participate in an association with a headquarters, and organizations in Worcester, Middlesex, Franklin, Hampden, Hampshire, or Norfolk Counties in Massachusetts. Membership is also open to family members and organizations of existing members.
See current membership details

Related Posts

1-Year IRA CD, 2.25% APY - 5/22/2020

Earn a rate of 2.23% with a yield of 2.25% Annual Percentage Yield (APY) when you make your contributions into an IC IRA Share Certificate of Deposit (CD). Minimum deposit of $500.00 required to open account and obtain APY. All withdrawals are subject to IRS tax regulations and penalties. PROMO CODE IR20

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Health
B+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #24250
Year Chartered1934
Employees91
Primary Regulator
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD5.36%
Annual Interest Income$17.2MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$503.3MM$504.4MM
LoansQ4 2019vs Q4 2018$350.6MM$378.7MM
DepositsQ4 2019vs Q4 2018$384.8MM$391.0MM
Equity CapitalQ4 2019vs Q4 2018$63.7MM$59.9MM
Loan Loss AllowanceQ4 2019vs Q4 2018$3.2MM$3.3MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$3.5MM$2.5MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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1-Year IRA CD, 2.25% APY

  |  
Earn a rate of 2.23% with a yield of 2.25% Annual Percentage Yield (APY) when you make your contributions into an IC IRA Share Certificate of Deposit (CD).
Minimum deposit of $500.00 required to open account and obtain APY.
All withdrawals are subject to IRS tax regulations and penalties.
PROMO CODE IR20
1

Rates
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Always verify rates and promotions with the bank or credit union. We are not IC Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

IC Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$50-Intelligent Business Savings
1.00%--Neighborhood Savings
1.00%$50-Faith-Based Savings
0.50%$50-IRA Savings
0.20%$50-Intelligent Savings
0.10%$50-Statement Savings
0.10%$50-Passbook Savings
0.10%$25-Just 4 Teens Savings
0.10%$50-Christmas Club Savings
0.10%$5-Just 4 Kids Savings

IC Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$50-Intelligent Business Money Market
0.30%*$50k*-Money Market
OTHER TIERS: 0.20% → $50 - $25k | 0.25% → $25k - $50k

IC Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.59%*-$15kIntelligent Checking
OTHER TIERS: 0.25% → $15k+
2.59%*-$15kVeteran Checking
OTHER TIERS: 0.25% → $15k+
1.00%$50-Intelligent Business CheckingPlus
1.00%--Neighborhood Checking
1.00%$50-Faith-Based Checking

IC Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-1 Year Intelligent Business Relationship CD (New Money Only)
1.50%*$250k*-1 Year Neighborhood Liquid CD
OTHER TIERS: 1.25% → $100k - $250k
1.50%$500-1 Year Faith-Based CD
1.46%$500-5 Year Term Share Certificate
1.40%$500-9 Month Faith-Based CD
1.36%$500-4 Year Term Share Certificate
1.25%$500-6 Month Faith-Based CD
1.11%$500-3 Year Term Share Certificate
1.10%$500-3 Month Faith-Based CD
1.05%$500-1 Year Term Share Certificate
0.90%$500-2 Year Term Share Certificate
0.60%$500-18 Month Term Share Certificate
0.51%$500-6 Month Term Share Certificate
0.25%$500-90 Day Term Share Certificate

IC Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-1 Year Term IRA Certificate Special
Locations


IC Federal Credit Union Locations
Branch Office67 Whalon StFitchburg, MA 01420
Branch Office59 Whalon StFitchburg, MA 01420-7137
Branch Office400 Mechanic StLeominster, MA 01453
Branch Office71 Main StWestminster, MA 01473
Branch Office520 Electric AveFitchburg, MA 01420
Branch Office300 Bemis RdFitchburg, MA 01420
Branch Office72 Park StAyer, MA 01432
Branch Office947 W Boylston StWorcester, MA 01606-1275
Branch Office160 Apex Dr Ste AMarlborough, MA 01752

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