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IC Federal Credit Union

Popular Accounts at this Credit Union

2.59%Reward CheckingIntelligent Checking
1.46%5-year CD5 Year Term Share Certificate
1.05%1-year CD1 Year Term Share Certificate

Overview / Commentary
300 Bemis Rd
Fitchburg, MA 01420

IC Federal Credit Union is headquartered in Fitchburg and is the 23rd largest credit union in the state of Massachusetts. It is also the 536th largest credit union in the nation. It was established in 1934 and as of December of 2017, it had grown to 100 employees and 34,651 members at 8 locations. IC Federal Credit Union's CD rates are 77% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in IC Federal Credit Union is open to those who live, work, worship, attend school, participate in an association with a headquarters, and organizations in Worcester, Middlesex, Franklin, Hampden, Hampshire, or Norfolk Counties in Massachusetts. Membership is also open to family members and organizations of existing members.
See current membership details

Related Posts

IC FCU (MA) Adds 1-Year Relationship CD Special - 8/24/2017

IC FCU (MA) has added a 1-year Relationship CD Special (1.59% APY). Minimum deposit is $500 of new money. An Intelligent Checking account and debit card is required.

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Health Grade Components

NCUA #24250
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD5.1%
Annual Interest Income$16.4MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$505.3MM$514.1MM
LoansQ4 2017vs Q4 2016$385.5MM$394.8MM
DepositsQ4 2017vs Q4 2016$385.5MM$414.7MM
Equity CapitalQ4 2017vs Q4 2016$57.3MM$54.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$3.3MM$3.3MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$3.0MM$4.8MM
Real Estate OwnedQ4 2017vs Q4 2016$151.00K$454.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

IC Federal Credit Union Savings Account Rates

1.00%--Intelligent Business Savings
1.00%--Neighborhood Savings
1.00%--Faith-Based Savings
0.50%$50-IRA Savings
0.20%$50-Intelligent Savings
0.10%$50-Statement Savings
0.10%$50-Passbook Savings
0.10%$25-Just 4 Teens Savings
0.10%$50-Christmas Club Savings
0.10%--Just 4 Kids Savings

IC Federal Credit Union Money Market Rates

1.00%$50-Intelligent Business Money Market
0.30%*$50k*-Money Market
OTHER TIERS: 0.20% $50 - $25k | 0.25% $25k - $50k

IC Federal Credit Union Checking Account Rates

2.59%*-$15kIntelligent Checking
OTHER TIERS: 0.25% $15k+
2.59%*-$15kVeteran Checking
OTHER TIERS: 0.25% $15k+
1.00%$50-Intelligent Business CheckingPlus
1.00%--Neighborhood Checking
1.00%$50-Faith-Based Checking

IC Federal Credit Union CD Rates

2.15%$500-18 Month CD Special
1.59%$500-6 Month CD Special
1.59%$500-1 Year CD Special
1.50%$500-1 Year Intelligent Business Relationship CD (New Money Only)
1.50%*$250k*-1 Year Neighborhood Liquid CD
OTHER TIERS: 1.25% $100k - $250k
1.50%$500-1 Year Faith-Based CD
1.46%$500-5 Year Term Share Certificate
1.40%$500-9 Month Faith-Based CD
1.36%$500-4 Year Term Share Certificate
1.25%$500-6 Month Faith-Based CD
1.11%$500-3 Year Term Share Certificate
1.10%$500-3 Month Faith-Based CD
1.05%$500-1 Year Term Share Certificate
0.90%$500-2 Year Term Share Certificate
0.60%$500-18 Month Term Share Certificate
0.51%$500-6 Month Term Share Certificate
0.25%$500-90 Day Term Share Certificate

IC Federal Credit Union Locations
Branch Office67 Whalon StFitchburg, MA 01420
Branch Office59 Whalon StFitchburg, MA 01420-7137
Branch Office400 Mechanic StLeominster, MA 01453
Branch Office71 Main StWestminster, MA 01473
Branch Office520 Electric AveFitchburg, MA 01420
Branch Office300 Bemis RdFitchburg, MA 01420
Branch Office72 Park StAyer, MA 01432
Branch Office947 W Boylston StWorcester, MA 01606-1275