IC Federal Credit Union

Overview / Commentary
300 Bemis Rd
Fitchburg, MA 01420

IC Federal Credit Union is headquartered in Fitchburg and is the 27th largest credit union in the state of Massachusetts. It is also the 593rd largest credit union in the nation. It was established in 1934 and as of September of 2020, it had grown to 93 employees and 33,625 members at 9 locations. IC Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in IC Federal Credit Union is open to those who live, work, worship, attend school, participate in an association with a headquarters, and organizations in Worcester, Middlesex, Franklin, Hampden, Hampshire, or Norfolk Counties in Massachusetts. Membership is also open to family members and organizations of existing members.
See current membership details

Related Posts

1-Year IRA CD, 2.25% APY - 5/22/2020

Earn a rate of 2.23% with a yield of 2.25% Annual Percentage Yield (APY) when you make your contributions into an IC IRA Share Certificate of Deposit (CD). Minimum deposit of $500.00 required to open account and obtain APY. All withdrawals are subject to IRS tax regulations and penalties. PROMO CODE IR20

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Health Grade Components

NCUA #24250
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD4.71%
Annual Interest Income$11.9MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$556.7MM$502.3MM
LoansQ3 2020vs Q3 2019$326.8MM$357.1MM
DepositsQ3 2020vs Q3 2019$483.9MM$384.6MM
Equity CapitalQ3 2020vs Q3 2019$66.1MM$62.4MM
Loan Loss AllowanceQ3 2020vs Q3 2019$3.4MM$3.2MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$2.5MM$2.4MM
Real Estate OwnedQ3 2020vs Q3 2019$0$0
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Always verify rates and promotions with the bank or credit union. We are not IC Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

IC Federal Credit Union Savings Account Rates

1.00%$50-Intelligent Business Savings
1.00%--Neighborhood Savings
1.00%$50-Faith-Based Savings
0.50%$50-IRA Savings
0.50%--Veterans Suite Savings
0.20%$50-Intelligent Savings
0.10%$50-Statement Savings
0.10%$50-Passbook Savings
0.10%$25-Just 4 Teens Savings
0.10%$50-Christmas Club Savings
0.10%$5-Just 4 Kids Savings

IC Federal Credit Union Money Market Rates

1.00%$50-Intelligent Business Money Market
0.30%*$50k*-Money Market
OTHER TIERS: 0.20% $50 - $25k | 0.25% $25k - $50k

IC Federal Credit Union Checking Account Rates

1.35%*-$15kIntelligent Checking
OTHER TIERS: 0.25% $15k+
1.35%*-$15kVeteran Checking
OTHER TIERS: 0.25% $15k+
1.00%$50-Intelligent Business CheckingPlus
1.00%--Neighborhood Checking
1.00%$50-Faith-Based Checking

IC Federal Credit Union CD Rates

1.50%$500-1 Year Intelligent Business Relationship CD (New Money Only)
1.50%*$250k*-1 Year Neighborhood Liquid CD
OTHER TIERS: 1.25% $100k - $250k
1.50%$500-1 Year Faith-Based CD
1.40%$500-9 Month Faith-Based CD
1.25%$500-6 Month Faith-Based CD
1.10%$500-3 Month Faith-Based CD
0.75%$500-5 Year Term Share Certificate
0.65%$500-4 Year Term Share Certificate
0.60%$500-3 Year Term Share Certificate
0.50%$500-2 Year Term Share Certificate
0.45%$500-18 Month Term Share Certificate
0.30%$500-1 Year Term Share Certificate
0.25%$500-90 Day Term Share Certificate
0.25%$500-6 Month Term Share Certificate

IC Federal Credit Union Locations
Branch Office67 Whalon StFitchburg, MA 01420
Branch Office59 Whalon StFitchburg, MA 01420-7137
Branch Office400 Mechanic StLeominster, MA 01453
Branch Office71 Main StWestminster, MA 01473
Branch Office520 Electric AveFitchburg, MA 01420
Branch Office300 Bemis RdFitchburg, MA 01420
Branch Office72 Park StAyer, MA 01432
Branch Office947 W Boylston StWorcester, MA 01606-1275
Branch Office160 Apex Dr Ste AMarlborough, MA 01752

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