IC Federal Credit Union

Overview / Commentary
300 Bemis Rd
Fitchburg, MA 01420

IC Federal Credit Union is headquartered in Fitchburg and is the 27th largest credit union in the state of Massachusetts. It is also the 609th largest credit union in the nation. It was established in 1934 and as of June of 2020, it had grown to 93 employees and 33,664 members at 9 locations. IC Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in IC Federal Credit Union is open to those who live, work, worship, attend school, participate in an association with a headquarters, and organizations in Worcester, Middlesex, Franklin, Hampden, Hampshire, or Norfolk Counties in Massachusetts. Membership is also open to family members and organizations of existing members.
See current membership details

Related Posts

1-Year IRA CD, 2.25% APY - 5/22/2020

Earn a rate of 2.23% with a yield of 2.25% Annual Percentage Yield (APY) when you make your contributions into an IC IRA Share Certificate of Deposit (CD). Minimum deposit of $500.00 required to open account and obtain APY. All withdrawals are subject to IRS tax regulations and penalties. PROMO CODE IR20

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Health Grade Components

NCUA #24250
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD4.36%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$532.1MM$504.0MM
LoansQ2 2020vs Q2 2019$332.8MM$364.3MM
DepositsQ2 2020vs Q2 2019$461.1MM$390.0MM
Equity CapitalQ2 2020vs Q2 2019$65.2MM$61.6MM
Loan Loss AllowanceQ2 2020vs Q2 2019$3.4MM$3.3MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$2.0MM$1.8MM
Real Estate OwnedQ2 2020vs Q2 2019$0$0
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Always verify rates and promotions with the bank or credit union. We are not IC Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

IC Federal Credit Union Savings Account Rates

1.00%$50-Intelligent Business Savings
1.00%--Neighborhood Savings
1.00%$50-Faith-Based Savings
0.50%$50-IRA Savings
0.50%--Veterans Suite Savings
0.20%$50-Intelligent Savings
0.10%$50-Statement Savings
0.10%$50-Passbook Savings
0.10%$25-Just 4 Teens Savings
0.10%$50-Christmas Club Savings
0.10%$5-Just 4 Kids Savings

IC Federal Credit Union Money Market Rates

1.00%$50-Intelligent Business Money Market
0.30%*$50k*-Money Market
OTHER TIERS: 0.20% $50 - $25k | 0.25% $25k - $50k

IC Federal Credit Union Checking Account Rates

2.59%*-$15kIntelligent Checking
OTHER TIERS: 0.25% $15k+
2.59%*-$15kVeteran Checking
OTHER TIERS: 0.25% $15k+
1.00%$50-Intelligent Business CheckingPlus
1.00%--Neighborhood Checking
1.00%$50-Faith-Based Checking

IC Federal Credit Union CD Rates

1.50%$500-1 Year Intelligent Business Relationship CD (New Money Only)
1.50%*$250k*-1 Year Neighborhood Liquid CD
OTHER TIERS: 1.25% $100k - $250k
1.50%$500-1 Year Faith-Based CD
1.40%$500-9 Month Faith-Based CD
1.25%$500-6 Month Faith-Based CD
1.10%$500-3 Month Faith-Based CD
1.00%$500-5 Year Term Share Certificate
0.90%$500-4 Year Term Share Certificate
0.85%$500-3 Year Term Share Certificate
0.75%$500-2 Year Term Share Certificate
0.60%$500-18 Month Term Share Certificate
0.51%$500-6 Month Term Share Certificate
0.50%$500-1 Year Term Share Certificate
0.25%$500-90 Day Term Share Certificate

IC Federal Credit Union Locations
Branch Office67 Whalon StFitchburg, MA 01420
Branch Office59 Whalon StFitchburg, MA 01420-7137
Branch Office400 Mechanic StLeominster, MA 01453
Branch Office71 Main StWestminster, MA 01473
Branch Office520 Electric AveFitchburg, MA 01420
Branch Office300 Bemis RdFitchburg, MA 01420
Branch Office72 Park StAyer, MA 01432
Branch Office947 W Boylston StWorcester, MA 01606-1275
Branch Office160 Apex Dr Ste AMarlborough, MA 01752

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