IC Federal Credit Union

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CURRENT TOP RATE

1 Year CD Special w/ Intelligent Checking (New Money Only)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.59%	Reward Checking	1.25% - Axos Bank Rewards Checking - 3 Qualifications
1.46%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
1.05%	1-year CD	2.55% - Goldman Sachs Bank USA High-yield 12 Month CD

View all IC Federal Credit Union rates »

Overview / Commentary

www.iccreditunion.org

978-343-3725

300 Bemis Rd
Fitchburg, MA 01420

IC Federal Credit Union is headquartered in Fitchburg and is the 24^th largest credit union in the state of Massachusetts. It is also the 548^th largest credit union in the nation. It was established in 1934 and as of June of 2018, it had grown to 101 employees and 34,958 members at 9 locations. IC Federal Credit Union's CD rates are 17% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in IC Federal Credit Union is open to those who live, work, worship, attend school, participate in an association with a headquarters, and organizations in Worcester, Middlesex, Franklin, Hampden, Hampshire, or Norfolk Counties in Massachusetts. Membership is also open to family members and organizations of existing members.
See current membership details

Related Posts

IC FCU (MA) Adds Special 1-Year CD With Checking - 3/30/2018

IC FCU (MA) is featuring a Special 1-Year CD that earns 2.59% APY when opened with an Intelligent Checking™ account. CD minimum deposit is $500 of new money.

View all posts from:

2018
2017
2016
Earlier

3/30 - IC FCU (MA) Adds Special 1-Year CD With Checking

8/24 - IC FCU (MA) Adds 1-Year Relationship CD Special

5/31 - IC FCU (MA) Has CD Specials With Checking Relationship

3/21/10 - Competitive CD, Savings and Checking Account Rates at IC FCU in MA - Local Only
5/5/07 - 6% Savings Account / 5% Checking Account at a MA Credit Union (IC)

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Health

A+

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	24250
Year Chartered	1934
Employees	101
Primary Regulator

Profit Margin
Return on Assets - YTD	0.52%
Return on Equity - YTD	4.48%
Annual Interest Income	$8.3MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$503.5MM$516.7MM
Loans	Q2 2018vs Q2 2017	$394.7MM$382.1MM
Deposits	Q2 2018vs Q2 2017	$397.9MM$416.3MM
Equity Capital	Q2 2018vs Q2 2017	$58.3MM$56.0MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$3.3MM$3.2MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$1.7MM$2.6MM
Real Estate Owned	Q2 2018vs Q2 2017	$40.00K$70.00K

Rates

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Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

IC Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	-	-	Intelligent Business Savings
1.00%	-	-	Neighborhood Savings
1.00%	-	-	Faith-Based Savings
0.50%	$50	-	IRA Savings
0.20%	$50	-	Intelligent Savings
0.10%	$50	-	Statement Savings
0.10%	$50	-	Passbook Savings
0.10%	$25	-	Just 4 Teens Savings
0.10%	$50	-	Christmas Club Savings
0.10%	$5	-	Just 4 Kids Savings

IC Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$50	-	Intelligent Business Money Market
0.30%^*	$50k^*	-	Money Market
OTHER TIERS: 0.20% → $50 - $25k \| 0.25% → $25k - $50k

IC Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.59%^*	-	$15k	Intelligent Checking
OTHER TIERS: 0.25% → $15k+
2.59%^*	-	$15k	Veteran Checking
OTHER TIERS: 0.25% → $15k+
1.00%	$50	-	Intelligent Business CheckingPlus
1.00%	-	-	Neighborhood Checking
1.00%	$50	-	Faith-Based Checking

IC Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.59%	$500	-	1 Year CD Special w/ Intelligent Checking (New Money Only)
2.15%	$500	-	18 Month CD Special
1.59%	$500	-	6 Month CD Special
1.50%	$500	-	1 Year Intelligent Business Relationship CD (New Money Only)
1.50%^*	$250k^*	-	1 Year Neighborhood Liquid CD
OTHER TIERS: 1.25% → $100k - $250k
1.50%	$500	-	1 Year Faith-Based CD
1.46%	$500	-	5 Year Term Share Certificate
1.40%	$500	-	9 Month Faith-Based CD
1.36%	$500	-	4 Year Term Share Certificate
1.25%	$500	-	6 Month Faith-Based CD
1.11%	$500	-	3 Year Term Share Certificate
1.10%	$500	-	3 Month Faith-Based CD
1.05%	$500	-	1 Year Term Share Certificate
0.90%	$500	-	2 Year Term Share Certificate
0.60%	$500	-	18 Month Term Share Certificate
0.51%	$500	-	6 Month Term Share Certificate
0.25%	$500	-	90 Day Term Share Certificate

Locations

IC Federal Credit Union Locations
Branch Office	67 Whalon St	Fitchburg, MA 01420
Branch Office	59 Whalon St	Fitchburg, MA 01420-7137
Branch Office	400 Mechanic St	Leominster, MA 01453
Branch Office	71 Main St	Westminster, MA 01473
Branch Office	520 Electric Ave	Fitchburg, MA 01420
Branch Office	300 Bemis Rd	Fitchburg, MA 01420
Branch Office	72 Park St	Ayer, MA 01432
Branch Office	947 W Boylston St	Worcester, MA 01606-1275
Branch Office	160 Apex Dr Ste A	Marlborough, MA 01752

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