Idaho United Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.idahounited.org

888-678-2138

3103 E St Lukes St
Meridian, ID 83642

Idaho United Credit Union is headquartered in Meridian and is the 19^th largest credit union in the state of Idaho. It is also the 2,137^th largest credit union in the nation. It was established in 1978 and as of March of 2025, it had grown to 14 employees and 5,805 members at 2 locations. Idaho United Credit Union has a B+ health rating.

Field of Membership Restrictions

Idaho United Credit Union of Idaho is open to those who live, work, or are headquartered in or are paid from state of Idaho Legislative Districts, 14, 15, 16, and 19 as described in Legislative Redistricting plan L97, or an employee of Idaho Power, United Water, Meadow Gold, City of Meridian, Roaring Springs, Regence of Idaho, Blue Cross of Idaho, retired employee, or a family member of an Idaho Power, United Water or of an Meadow Gold employee.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Idaho United Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	68361
Year Chartered	1978
Employees	14
Primary Regulator

Profit Margin
Return on Assets - YTD	0.94%
Return on Equity - YTD	11.2%
Annual Interest Income	$1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$71.6MM$68.4MM
Loans	Q1 2025vs Q1 2024	$56.3MM$55.4MM
Deposits	Q1 2025vs Q1 2024	$64.8MM$62.2MM
Equity Capital	Q1 2025vs Q1 2024	$6MM$5.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$161K$145K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$79K$45K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Idaho United Credit Union are currently being reviewed.

Locations

Idaho United Credit Union Locations
Branch Office	333 N 13TH ST	Boise, ID 83702-5617
Branch Office	3103 E St Lukes St	Meridian, ID 83642

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.