Idaho United Credit Union


Overview / Commentary
888-678-2138
3103 E St Lukes St
Meridian, ID 83642

Idaho United Credit Union is headquartered in Meridian and is the 19th largest credit union in the state of Idaho. It is also the 2,186th largest credit union in the nation. It was established in 1978 and as of June of 2024, it had grown to 14 employees and 5,775 members at 2 locations. Idaho United Credit Union has a B+ health rating.

Field of Membership Restrictions

Idaho United Credit Union of Idaho is open to those who live, work, or are headquartered in or are paid from state of Idaho Legislative Districts, 14, 15, 16, and 19 as described in Legislative Redistricting plan L97, or an employee of Idaho Power, United Water, Meadow Gold, City of Meridian, Roaring Springs, Regence of Idaho, Blue Cross of Idaho, retired employee, or a family member of an Idaho Power, United Water or of an Meadow Gold employee.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Idaho United Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #68361
Year Chartered1978
Employees14
Primary Regulator
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD11.3%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$67.1MM$60.7MM
LoansQ2 2024vs Q2 2023$54.2MM$51.3MM
DepositsQ2 2024vs Q2 2023$60.8MM$54.8MM
Equity CapitalQ2 2024vs Q2 2023$5.5MM$4.8MM
Loan Loss AllowanceQ2 2024vs Q2 2023$153K$114K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$68K$11K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Idaho United Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Idaho United Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-Regular Savings Account
OTHER TIERS: 0.10% $50 - $25k
0.10%$0-Christmas Club Account
0.10%$0-Vacation Club Account
0.10%$0-Individual Retirement Account

Idaho United Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.90%$500-5 Month Promo CD
4.75%$500-11 Month Promo CD
Locations


Idaho United Credit Union Locations
Branch Office333 N 13TH STBoise, ID 83702-5617
Branch Office3103 E St Lukes StMeridian, ID 83642

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.