IH Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.75%	Reward Checking	Kasasa Cash 1.82% - National Average
1.77%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.50%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD

View all IH Credit Union rates »

Overview / Commentary

www.ihcreditunion.com

937-390-1800

5000 Urbana Rd
Springfield, OH 45502-9069

IH Credit Union is headquartered in Springfield and is the 20^th largest credit union in the state of Ohio. It is also the 778^th largest credit union in the nation. It was established in 1934 and as of March of 2017, it had grown to 47 employees and 20,780 members at 4 locations. IH Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in IH Credit Union is open to residents of the states of Ohio, Illinois, Michigan or West Virginia through the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Clark, Champaign, Greene, Logan, Madison, Miami, Montgomery or Union Counties in Ohio.
See current membership details

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Health

A+

Data as of Q1 2017

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Health Grade Components

Overall
NCUA #	97104
Year Chartered	1934
Employees	47
Primary Regulator

Profit Margin
Return on Assets - YTD	0.37%
Return on Equity - YTD	2.26%
Annual Interest Income	$2.5MM

Assets and Liabilities
Assets	Q1 2017	$301.3MM
Loans	Q1 2017	$161.0MM
Deposits	Q1 2017	$196.3MM
Equity Capital	Q1 2017	$48.9MM
Loan Loss Allowance	Q1 2017	$870.00K
Unbacked Noncurrent Loans	Q1 2017	$807.00K
Real Estate Owned	Q1 2017	$48.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

IH Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.28%	$100	-	IRA Savings Account
0.04%	$100	-	Regular Share Savings Account
0.04%	-	-	Christmas Club Share Savings Account

IH Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$50k^*	-	Money Market Share Savings Account
OTHER TIERS: 0.10% → $1k - $10k \| 0.12% → $10k - $25k \| 0.15% → $25k - $50k

IH Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.75%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.25% → $10k+
0.04%	$500	-	Share Draft (Classic Checking)

IH Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.77%	$1k	-	60 Month CD
1.56%	$1k	-	48 Month CD
1.26%	$1k	-	36 Month CD
0.95%	$1k	-	30 Month CD
0.90%	$1k	-	24 Month CD
0.55%	$1k	-	18 Month CD
0.50%	$1k	-	12 Month CD
0.30%	$1k	-	6 Month CD
0.09%	$1k	-	3 Month CD

IH Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.77%	$1k	-	60 Month IRA Certificate
1.56%	$1k	-	48 Month IRA Certificate
1.26%	$1k	-	36 Month IRA Certificate
0.95%	$1k	-	30 Month IRA Certificate
0.90%	$1k	-	24 Month IRA Certificate
0.55%	$1k	-	18 Month IRA Certificate
0.50%	$1k	-	12 Month IRA Certificate

Locations

IH Credit Union Locations
Branch Office	5000 Urbana Rd	Springfield, OH 45502-9069
Branch Office	145 W High St	springfield, OH 45502
Branch Office	731 Scioto St	urbana, OH 43078
Branch Office	1427 W 1st ST	Springfield, OH 45504-1922