IH Credit Union

Overview / Commentary
5000 Urbana Rd
Springfield, OH 45502-9539

IH Credit Union is headquartered in Springfield and is the 26th largest credit union in the state of Ohio. It is also the 925th largest credit union in the nation. It was established in 1934 and as of March of 2024, it had grown to 52 employees and 22,799 members at 5 locations. IH Credit Union's money market rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in IH Credit Union is open to residents of the states of Ohio, Illinois, Michigan or West Virginia through the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Clark, Champaign, Greene, Logan, Madison, Miami, Montgomery or Union Counties in Ohio.
See current membership details

Reviews (1)

Insurance Change

IH Credit Union is no longer insured by NCUA.


Health Grade Components

NCUA #97104
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.07%
Return on Equity - YTD0.52%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$351.4MM$378.3MM
LoansQ1 2024vs Q1 2023$229.6MM$241.7MM
DepositsQ1 2024vs Q1 2023$258.5MM$264MM
Equity CapitalQ1 2024vs Q1 2023$46.1MM$48MM
Loan Loss AllowanceQ1 2024vs Q1 2023$2.9MM$2.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$4.6MM$2.6MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not IH Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

IH Credit Union Savings Account Rates

0.28%$100-IRA Savings Account
0.04%$0-Regular Share Savings Account
0.04%$0-Christmas Club Share Savings Account

IH Credit Union Money Market Rates

2.79%*$500k*-Money Market Share Savings Account
OTHER TIERS: 0.60% $1k - $25k | 0.95% $25k - $50k | 1.10% $50k - $150k | 1.61% $150k - $500k

IH Credit Union Checking Account Rates

1.16%*$150k*-Step Up Checking
OTHER TIERS: 0.25% $0 - $25k | 0.60% $25k - $50k | 0.75% $50k - $150k

IH Credit Union CD Rates

5.00%$0-5 Month CD Special
4.75%$0-11 Month CD Special
4.44%$0-44 Month CD Special
3.65%$0-30 Month CD Special
3.09%$0-60 Month CD
3.04%$0-48 Month CD
3.00%$0-36 Month CD
2.84%$0-24 Month CD
2.73%$0-18 Month CD
2.73%$0-12 Month CD
2.00%$0-6 Month CD

IH Credit Union IRA Rates

3.65%$0-30 Month IRA Certificate
3.09%$0-60 Month IRA Certificate
3.04%$0-48 Month IRA Certificate
3.00%$0-36 Month IRA Certificate
2.83%$0-24 Month IRA Certificate
2.73%$0-18 Month IRA Certificate
2.73%$0-12 Month IRA Certificate

IH Credit Union Locations
Branch Office5000 Urbana RdSpringfield, OH 45502-9069
Branch Office299 E Leffel lnSpringfield, OH 45505-4745
Branch Office731 Scioto Sturbana, OH 43078
Branch Office1427 W 1st STSpringfield, OH 45504-1922
Branch Office1464 N Fairfield RdBeavercreek, OH 45432-2638

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