IH Credit Union

Overview / Commentary
5000 Urbana Rd
Springfield, OH 45502

IH Credit Union is headquartered in Springfield and is the 26th largest credit union in the state of Ohio. It is also the 888th largest credit union in the nation. It was established in 1934 and as of December of 2020, it had grown to 58 employees and 22,457 members at 4 locations. IH Credit Union's money market rates are 36% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in IH Credit Union is open to residents of the states of Ohio, Illinois, Michigan or West Virginia through the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Clark, Champaign, Greene, Logan, Madison, Miami, Montgomery or Union Counties in Ohio.
See current membership details

Reviews (1)

Insurance Change

IH Credit Union is no longer insured by NCUA.


Health Grade Components

NCUA #97104
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD3.96%
Annual Interest Income$12.6MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$315.0MM$292.0MM
LoansQ4 2020vs Q4 2019$180.1MM$175.2MM
DepositsQ4 2020vs Q4 2019$213.2MM$191.4MM
Equity CapitalQ4 2020vs Q4 2019$58.0MM$53.8MM
Loan Loss AllowanceQ4 2020vs Q4 2019$2.0MM$1.8MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.4MM$1.7MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
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Always verify rates and promotions with the bank or credit union. We are not IH Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

IH Credit Union Savings Account Rates

0.28%$100-IRA Savings Account
0.04%--Regular Share Savings Account
0.04%--Christmas Club Share Savings Account

IH Credit Union Money Market Rates

0.60%*$150k*-Money Market Share Savings Account
OTHER TIERS: 0.20% $1k - $25k | 0.25% $25k - $50k | 0.30% $50k - $150k

IH Credit Union Checking Account Rates

0.55%*$150k*-Benefits Checking
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $50k | 0.25% $50k - $150k

IH Credit Union CD Rates

1.11%$1k-60 Month CD
1.05%$1k-48 Month CD
1.00%$1k-36 Month CD
0.90%$1k-24 Month CD
0.80%$1k-18 Month CD
0.70%$1k-12 Month CD
0.48%$1k-6 Month CD

IH Credit Union IRA Rates

1.11%$1k-60 Month IRA Certificate
1.05%$1k-48 Month IRA Certificate
1.00%$1k-36 Month IRA Certificate
0.90%$1k-24 Month IRA Certificate
0.80%$1k-18 Month IRA Certificate
0.70%$1k-12 Month IRA Certificate

IH Credit Union Locations
Branch Office5000 Urbana RdSpringfield, OH 45502-9069
Branch Office145 W High Stspringfield, OH 45502
Branch Office731 Scioto Sturbana, OH 43078
Branch Office1427 W 1st STSpringfield, OH 45504-1922

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