IH Credit Union

Overview / Commentary
5000 Urbana Rd
Springfield, OH 45502-9539

IH Credit Union is headquartered in Springfield and is the 26th largest credit union in the state of Ohio. It is also the 891st largest credit union in the nation. It was established in 1934 and as of June of 2023, it had grown to 52 employees and 22,343 members at 5 locations. IH Credit Union has an A health rating.

Field of Membership Restrictions

Membership in IH Credit Union is open to residents of the states of Ohio, Illinois, Michigan or West Virginia through the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Clark, Champaign, Greene, Logan, Madison, Miami, Montgomery or Union Counties in Ohio.
See current membership details

Reviews (1)

Insurance Change

IH Credit Union is no longer insured by NCUA.


Health Grade Components

NCUA #97104
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD-0.29%
Return on Equity - YTD-2.27%
Annual Interest Income$8.5MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$365.4MM$370.3MM
LoansQ2 2023vs Q2 2022$239.5MM$210.1MM
DepositsQ2 2023vs Q2 2022$258.2MM$259.0MM
Equity CapitalQ2 2023vs Q2 2022$47.0MM$47.6MM
Loan Loss AllowanceQ2 2023vs Q2 2022$2.3MM$1.4MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$3.1MM$1.1MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0

Rates for IH Credit Union are currently being reviewed.


IH Credit Union Locations
Branch Office5000 Urbana RdSpringfield, OH 45502-9069
Branch Office299 E Leffel lnSpringfield, OH 45505-4745
Branch Office731 Scioto Sturbana, OH 43078
Branch Office1427 W 1st STSpringfield, OH 45504-1922
Branch Office1464 N Fairfield RdBeavercreek, OH 45432-2638

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