Overview / Commentary
937-390-1800
5000 Urbana Rd
Springfield, OH 45502-9069

IH Credit Union is headquartered in Springfield and is the 23rd largest credit union in the state of Ohio. It is also the 816th largest credit union in the nation. It was established in 1934 and as of December of 2018, it had grown to 52 employees and 23,336 members at 4 locations. IH Credit Union's CD rates are 100% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in IH Credit Union is open to residents of the states of Ohio, Illinois, Michigan or West Virginia through the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Clark, Champaign, Greene, Logan, Madison, Miami, Montgomery or Union Counties in Ohio.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #97104
Year Chartered1934
Employees52
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD2.45%
Annual Interest Income$12.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$296.1MM$316.3MM
LoansQ4 2018vs Q4 2017$189.2MM$192.9MM
DepositsQ4 2018vs Q4 2017$187.2MM$191.1MM
Equity CapitalQ4 2018vs Q4 2017$49.5MM$50.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.7MM$1.3MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.9MM$2.6MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not IH Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

IH Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.28%$100-IRA Savings Account
0.04%$100-Regular Share Savings Account
0.04%--Christmas Club Share Savings Account

IH Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Money Market Share Savings Account
OTHER TIERS: 0.30% $1k - $10k | 0.34% $10k - $25k | 0.40% $25k - $50k

IH Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+

IH Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$1k-60 Month CD
2.62%$1k-11 Month CD Special
2.55%$1k-48 Month CD
2.35%$1k-36 Month CD
2.32%$1k-7 Month CD Special
2.30%$1k-30 Month CD
2.25%$1k-24 Month CD
2.02%$1k-18 Month CD
1.80%$1k-12 Month CD
0.75%$1k-6 Month CD
0.09%$1k-3 Month CD

IH Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$1k-60 Month IRA Certificate
2.55%$1k-48 Month IRA Certificate
2.35%$1k-36 Month IRA Certificate
2.30%$1k-30 Month IRA Certificate
2.25%$1k-24 Month IRA Certificate
2.02%$1k-18 Month IRA Certificate
1.80%$1k-12 Month IRA Certificate
Locations


IH Credit Union Locations
Branch Office5000 Urbana RdSpringfield, OH 45502-9069
Branch Office145 W High Stspringfield, OH 45502
Branch Office731 Scioto Sturbana, OH 43078
Branch Office1427 W 1st STSpringfield, OH 45504-1922

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