IH Credit Union is headquartered in Springfield and is the 24th largest credit union in the state of Ohio. It is also the 834th largest credit union in the nation. It was established in 1934 and as of June of 2019, it had grown to 55 employees and 23,812 members at 4 locations. IH Credit Union's CD rates are 67% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in IH Credit Union is open to residents of the states of Ohio, Illinois, Michigan or West Virginia through the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Clark, Champaign, Greene, Logan, Madison, Miami, Montgomery or Union Counties in Ohio.
See current membership details
Insurance Change
IH Credit Union is no longer insured by NCUA.
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 97104 |
| Year Chartered | 1934 |
| Employees | 55 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.48% |
| Return on Equity - YTD | 2.68% |
| Annual Interest Income | $6.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $295.6MM$304.4MM |
| Loans | Q2 2019vs Q2 2018 | $187.6MM$193.0MM |
| Deposits | Q2 2019vs Q2 2018 | $191.9MM$190.6MM |
| Equity Capital | Q2 2019vs Q2 2018 | $53.2MM$49.5MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $1.9MM$1.4MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $1.7MM$2.3MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not IH Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
IH Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.28% | $100 | - | IRA Savings Account | |
| 0.04% | - | - | Regular Share Savings Account | |
| 0.04% | - | - | Christmas Club Share Savings Account |
IH Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $50k* | - | Money Market Share Savings Account | ||
| OTHER TIERS: 0.30% → $1k - $10k | 0.34% → $10k - $25k | 0.40% → $25k - $50k | |||||
IH Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.75%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
IH Credit Union CD Rates
IH Credit Union IRA Rates
| IH Credit Union Locations | ||
|---|---|---|
| Branch Office | 5000 Urbana Rd | Springfield, OH 45502-9069 |
| Branch Office | 145 W High St | springfield, OH 45502 |
| Branch Office | 731 Scioto St | urbana, OH 43078 |
| Branch Office | 1427 W 1st ST | Springfield, OH 45504-1922 |