IH Credit Union

Overview / Commentary
5000 Urbana Rd
Springfield, OH 45502

IH Credit Union is headquartered in Springfield and is the 25th largest credit union in the state of Ohio. It is also the 861st largest credit union in the nation. It was established in 1934 and as of December of 2022, it had grown to 54 employees and 22,722 members at 5 locations. IH Credit Union has an A health rating.

Field of Membership Restrictions

Membership in IH Credit Union is open to residents of the states of Ohio, Illinois, Michigan or West Virginia through the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Clark, Champaign, Greene, Logan, Madison, Miami, Montgomery or Union Counties in Ohio.
See current membership details

Reviews (1)

Insurance Change

IH Credit Union is no longer insured by NCUA.


Health Grade Components

NCUA #97104
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD-0.16%
Return on Equity - YTD-1.3%
Annual Interest Income$14.0MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$380.3MM$344.8MM
LoansQ4 2022vs Q4 2021$242.8MM$193.5MM
DepositsQ4 2022vs Q4 2021$261.9MM$249.8MM
Equity CapitalQ4 2022vs Q4 2021$47.8MM$58.9MM
Loan Loss AllowanceQ4 2022vs Q4 2021$1.8MM$1.4MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$2.1MM$930.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$0

Rates for IH Credit Union are currently being reviewed.


IH Credit Union Locations
Branch Office5000 Urbana RdSpringfield, OH 45502-9069
Branch Office299 E Leffel lnSpringfield, OH 45505-4745
Branch Office731 Scioto Sturbana, OH 43078
Branch Office1427 W 1st STSpringfield, OH 45504-1922
Branch Office1464 N Fairfield RdBeavercreek, OH 45432-2638

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.