IH Credit Union


Overview / Commentary
937-390-1800
5000 Urbana Rd
Springfield, OH 45502-9539

IH Credit Union is headquartered in Springfield and is the 28th largest credit union in the state of Ohio. It is also the 942nd largest credit union in the nation. It was established in 1934 and as of December of 2024, it had grown to 55 employees and 21,633 members at 5 locations. IH Credit Union has an A health rating.

Field of Membership Restrictions

Membership in IH Credit Union is open to residents of the states of Ohio, Illinois, Michigan or West Virginia through the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Clark, Champaign, Greene, Logan, Madison, Miami, Montgomery or Union Counties in Ohio.
See current membership details

Reviews

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Health

Health Grade Components

Overall
NCUA #97104
Year Chartered1934
Employees55
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD2.58%
Annual Interest Income$17.2MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$341.6MM$358.2MM
LoansQ4 2024vs Q4 2023$218.7MM$234.5MM
DepositsQ4 2024vs Q4 2023$262.8MM$255.8MM
Equity CapitalQ4 2024vs Q4 2023$45.3MM$46.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$4.3MM$2.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$3.6MM$5.6MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

Rates for IH Credit Union are currently being reviewed.

Locations


IH Credit Union Locations
Branch Office5000 Urbana RdSpringfield, OH 45502-9069
Branch Office299 E Leffel lnSpringfield, OH 45505-4745
Branch Office731 Scioto Sturbana, OH 43078
Branch Office1427 W 1st STSpringfield, OH 45504-1922
Branch Office1464 N Fairfield RdBeavercreek, OH 45432-2638

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