Overview / Commentary
937-390-1800
5000 Urbana Rd
Springfield, OH 45502-9069

IH Credit Union is headquartered in Springfield and is the 22nd largest credit union in the state of Ohio. It is also the 800th largest credit union in the nation. It was established in 1934 and as of June of 2018, it had grown to 48 employees and 23,076 members at 4 locations. IH Credit Union's CD rates are 79% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in IH Credit Union is open to residents of the states of Ohio, Illinois, Michigan or West Virginia through the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Clark, Champaign, Greene, Logan, Madison, Miami, Montgomery or Union Counties in Ohio.
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Health
B+

Health Grade Components

Overall
NCUA #97104
Year Chartered1934
Employees48
Primary Regulator
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD3.89%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$304.4MM$307.7MM
LoansQ2 2018vs Q2 2017$193.0MM$173.5MM
DepositsQ2 2018vs Q2 2017$190.6MM$195.6MM
Equity CapitalQ2 2018vs Q2 2017$49.5MM$50.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.4MM$1.0MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$2.3MM$1.4MM
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not IH Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

IH Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.28%$100-IRA Savings Account
0.04%$100-Regular Share Savings Account
0.04%--Christmas Club Share Savings Account

IH Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Money Market Share Savings Account
OTHER TIERS: 0.15% $1k - $10k | 0.17% $10k - $25k | 0.20% $25k - $50k

IH Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+

IH Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.43%$1k-60 Month CD
2.22%$1k-48 Month CD
2.17%$1k-36 Month CD
2.07%$1k-30 Month CD
1.97%$1k-24 Month CD
1.81%$1k-18 Month CD
1.61%$1k-12 Month CD
0.75%$1k-6 Month CD
0.09%$1k-3 Month CD

IH Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.43%$1k-60 Month IRA Certificate
2.22%$1k-48 Month IRA Certificate
2.17%$1k-36 Month IRA Certificate
2.07%$1k-30 Month IRA Certificate
1.97%$1k-24 Month IRA Certificate
1.81%$1k-18 Month IRA Certificate
1.61%$1k-12 Month IRA Certificate
Locations


IH Credit Union Locations
Branch Office5000 Urbana RdSpringfield, OH 45502-9069
Branch Office145 W High Stspringfield, OH 45502
Branch Office731 Scioto Sturbana, OH 43078
Branch Office1427 W 1st STSpringfield, OH 45504-1922

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