IH Credit Union is headquartered in Springfield and is the 25th largest credit union in the state of Ohio. It is also the 861st largest credit union in the nation. It was established in 1934 and as of December of 2022, it had grown to 54 employees and 22,722 members at 5 locations. IH Credit Union has an A health rating.
Membership in IH Credit Union is open to residents of the states of Ohio, Illinois, Michigan or West Virginia through the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Clark, Champaign, Greene, Logan, Madison, Miami, Montgomery or Union Counties in Ohio.
See current membership details
IH Credit Union is no longer insured by NCUA.
Overall | |
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NCUA # | 97104 |
Year Chartered | 1934 |
Employees | 54 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -0.16% |
Return on Equity - YTD | -1.3% |
Annual Interest Income | $14.0MM |
Assets and Liabilities | ||
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Assets | Q4 2022vs Q4 2021 | $380.3MM$344.8MM |
Loans | Q4 2022vs Q4 2021 | $242.8MM$193.5MM |
Deposits | Q4 2022vs Q4 2021 | $261.9MM$249.8MM |
Equity Capital | Q4 2022vs Q4 2021 | $47.8MM$58.9MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $1.8MM$1.4MM |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $2.1MM$930.00K |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Rates for IH Credit Union are currently being reviewed.
IH Credit Union Locations | ||
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Branch Office | 5000 Urbana Rd | Springfield, OH 45502-9069 |
Branch Office | 299 E Leffel ln | Springfield, OH 45505-4745 |
Branch Office | 731 Scioto St | urbana, OH 43078 |
Branch Office | 1427 W 1st ST | Springfield, OH 45504-1922 |
Branch Office | 1464 N Fairfield Rd | Beavercreek, OH 45432-2638 |