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IH Credit Union


Overview / Commentary
www.ihcreditunion.com
937-390-1800
5000 Urbana Rd
Springfield, OH 45502

IH Credit Union is headquartered in Springfield and is the 27th largest credit union in the state of Ohio. It is also the 912th largest credit union in the nation. It was established in 1934 and as of March of 2022, it had grown to 52 employees and 22,446 members at 5 locations. IH Credit Union's money market rates are 59% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in IH Credit Union is open to residents of the states of Ohio, Illinois, Michigan or West Virginia through the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Clark, Champaign, Greene, Logan, Madison, Miami, Montgomery or Union Counties in Ohio.
See current membership details

Reviews (1)

Insurance Change

Posted by: |

IH Credit Union is no longer insured by NCUA.

1


Health
A+

Data as of Q1 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #97104
Year Chartered1934
Employees52
Primary Regulator
Profit Margin
Return on Assets - YTD-0.43%
Return on Equity - YTD-2.71%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$344.6MM$330.4MM
LoansQ1 2022vs Q1 2021$190.6MM$177.6MM
DepositsQ1 2022vs Q1 2021$258.4MM$228.1MM
Equity CapitalQ1 2022vs Q1 2021$54.4MM$57.6MM
Loan Loss AllowanceQ1 2022vs Q1 2021$1.3MM$2.2MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$1.0MM$986.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not IH Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

IH Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.28%$100-IRA Savings Account
0.04%--Regular Share Savings Account
0.04%--Christmas Club Share Savings Account

IH Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$150k*-Money Market Share Savings Account
OTHER TIERS: 0.30% → $1k - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $150k

IH Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$150k*-Step Up Checking
OTHER TIERS: 0.15% → Up to $25k | 0.20% → $25k - $50k | 0.25% → $50k - $150k

IH Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-30 Month CD Special
1.41%$1k-60 Month CD
1.36%$1k-48 Month CD
1.31%$1k-36 Month CD
1.11%$1k-24 Month CD
0.90%$1k-12 Month CD

IH Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%$1k-60 Month IRA Certificate
1.36%$1k-48 Month IRA Certificate
1.31%$1k-36 Month IRA Certificate
1.11%$1k-24 Month IRA Certificate
0.90%$1k-12 Month IRA Certificate
Locations


IH Credit Union Locations
Branch Office5000 Urbana RdSpringfield, OH 45502-9069
Branch Office145 W High Stspringfield, OH 45502
Branch Office731 Scioto Sturbana, OH 43078
Branch Office1427 W 1st STSpringfield, OH 45504-1922
Branch Office1464 N Fairfield RdBeavercreek, OH 45432-2638

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