IH Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ihcreditunion.com

937-390-1800

5000 Urbana Rd
Springfield, OH 45502-9539

IH Credit Union is headquartered in Springfield and is the 28^th largest credit union in the state of Ohio. It is also the 942^nd largest credit union in the nation. It was established in 1934 and as of December of 2024, it had grown to 55 employees and 21,633 members at 5 locations. IH Credit Union has an A health rating.

Field of Membership Restrictions

Membership in IH Credit Union is open to residents of the states of Ohio, Illinois, Michigan or West Virginia through the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Clark, Champaign, Greene, Logan, Madison, Miami, Montgomery or Union Counties in Ohio.
See current membership details

Reviews

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	97104
Year Chartered	1934
Employees	55
Primary Regulator

Profit Margin
Return on Assets - YTD	0.34%
Return on Equity - YTD	2.58%
Annual Interest Income	$17.2MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$341.6MM$358.2MM
Loans	Q4 2024vs Q4 2023	$218.7MM$234.5MM
Deposits	Q4 2024vs Q4 2023	$262.8MM$255.8MM
Equity Capital	Q4 2024vs Q4 2023	$45.3MM$46.7MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$4.3MM$2.5MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$3.6MM$5.6MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for IH Credit Union are currently being reviewed.

Locations

IH Credit Union Locations
Branch Office	5000 Urbana Rd	Springfield, OH 45502-9069
Branch Office	299 E Leffel ln	Springfield, OH 45505-4745
Branch Office	731 Scioto St	urbana, OH 43078
Branch Office	1427 W 1st ST	Springfield, OH 45504-1922
Branch Office	1464 N Fairfield Rd	Beavercreek, OH 45432-2638

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