IH Mississippi Valley Credit Union

Overview / Commentary
2500 River Dr
Moline, IL 61265

IH Mississippi Valley Credit Union is headquartered in Moline and is the 6th largest credit union in the state of Illinois. It is also the 219th largest credit union in the nation. It was established in 1936 and as of March of 2024, it had grown to 407 employees and 144,563 members at 14 locations. IH Mississippi Valley Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in IH Mississippi Valley Credit Union is open to those who live or work in 29 Illinois counties (Bureau, Carroll, DeKalb, DeWitt, DuPage, Fulton, Hancock, Henderson, Henry, Jo Davies, Kane, Knox, LaSalle, Lee, Marshall, McDonough, McHenry, McLean, Mercer, Ogle, Peoria, Putnam, Rock Island, Schuyler, Stark, Tazewell, Warren, Whiteside or Woodford) or 20 Iowa counties (Benton, Cedar, Clinton, Delaware, Des Moines, Dubuque, Henry, Iowa, Jackson, Jasper, Johnson, Jones, Lee, Linn, Louisa, Muscatine, Polk, Poweshiek, Scott or Washington).
See current membership details

Reviews (2)

Beware Not A Good Credit Union To Deal With At All

Posted by: |

I have a credit card as well as auto loan through this bogus ass credit union. I’ve spoken with several representatives all appear to be extremely rude as well as racist. I’ve become a victim of credit card fraud, after filing a dispute. I was told that I would be responsible for the charges. Who pays for fraudulent transactions on there credit card. The problem seems to stem from them not handling there own credit card processing. Everything becomes a run around with this credit Union. Pls stay away.

Never Doing Business With Them In The Future!

Posted by: |

Financed a vehicle throu IHMVCU.

I caught COVID and was out of work, missed two payments. I was in contact with them the whole time and had arranged to pay more on my monthly loan payment to cover the difference. That was 11/2022.

EVERY PAYMENT after that was made and was paid with extra to cover the difference I owed.

Come 7/6 they showed up to my house to REPO THE CAR! OVER SOMETHING THAT HAD ALREADY BEEN COMMUNICATED! I got it back the next day but my lord.

What a fucking joke. This place sucks balls and will never see another dollar of my money. IDIOTS!


Health Grade Components

NCUA #60337
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD11.12%
Annual Interest Income$28.3MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.25B$2.09B
LoansQ1 2024vs Q1 2023$1.69B$1.69B
DepositsQ1 2024vs Q1 2023$1.92B$1.75B
Equity CapitalQ1 2024vs Q1 2023$179.5MM$166.5MM
Loan Loss AllowanceQ1 2024vs Q1 2023$30.7MM$20.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$28.3MM$17MM
Real Estate OwnedQ1 2024vs Q1 2023$54K$90K
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Always verify rates and promotions with the bank or credit union. We are not IH Mississippi Valley Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

IH Mississippi Valley Credit Union Savings Account Rates

3.00%*$0$2.5kBalance Builder Savings
OTHER TIERS: 0.10% $2.5k - $25k | 0.15% $25k+
0.20%$0-Health Savings Account
0.15%*$25k*-Youth Account
OTHER TIERS: 0.05% $25 - $2.5k | 0.10% $2.5k - $25k
0.15%*$25k*-Savings Account
OTHER TIERS: 0.05% $0 - $2.5k | 0.10% $2.5k - $25k

IH Mississippi Valley Credit Union Money Market Rates

1.05%*$250k*-Mega Money Market
OTHER TIERS: 0.25% $2.5k - $10k | 0.70% $10k - $50k | 0.75% $50k - $100k | 0.85% $100k - $250k
1.05%*$250k*-IRA Mega Money Market
OTHER TIERS: 0.25% $2.5k - $10k | 0.70% $10k - $50k | 0.75% $50k - $100k | 0.85% $100k - $250k

IH Mississippi Valley Credit Union Checking Account Rates

3.00%*$0$5kBalance Builder Checking
OTHER TIERS: 0.15% $5k+
1.76%$0$25kChecking Plus

IH Mississippi Valley Credit Union CD Rates

4.90%$250-12 Month CD
2.25%$250-24 Month CD
2.00%$250-18 Month CD
1.90%$250-11 Month CD
1.90%$250-60 Month CD
1.80%$250-48 Month CD
1.75%$250-36 Month CD
0.95%$250-6 Month CD
0.55%$250-91 Day CD

IH Mississippi Valley Credit Union IRA Rates

2.25%$250-24 Month IRA
2.00%$250-18 Month IRA
1.90%$250-12 Month IRA
1.90%$250-60 Month IRA
1.80%$250-48 Month IRA
1.75%$250-36 Month IRA


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