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Overview / Commentary
10920 Spencer Hwy
La Porte, TX 77571

ILA 1351 Federal Credit Union is headquartered in La Porte and is the 304th largest credit union in the state of Texas. It is also the 3,886th largest credit union in the nation. It was established in 1966 and as of March of 2016, it had grown to 4 employees and 1,171 members at 1 location. ILA 1351 Federal Credit Union has a B+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. ILA 1351 Federal Credit Union has a low asset base.

Health Grade Components

NCUA #17253
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD0.11%
Return on Equity - YTD0.68%
Annual Interest Income$124.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$14.0MM$13.5MM
LoansQ1 2016vs Q1 2015$5.8MM$5.8MM
DepositsQ1 2016vs Q1 2015$11.4MM$11.0MM
Equity CapitalQ1 2016vs Q1 2015$2.4MM$2.4MM
Loan Loss AllowanceQ1 2016vs Q1 2015$40.00K$45.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$0$11.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
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ILA 1351 Federal Credit Union Savings Account Rates

0.20%*$100k*-Regular Savings Account
OTHER TIERS: 0.10% $100 - $25k | 0.15% $25k - $100k

ILA 1351 Federal Credit Union Locations
Branch Office10920 Spencer HwyLa Porte, TX 77571