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Overview / Commentary
10920 Spencer Hwy
La Porte, TX 77571

ILA 1351 Federal Credit Union is headquartered in La Porte and is the 301st largest credit union in the state of Texas. It is also the 3,732nd largest credit union in the nation. It was established in 1966 and as of December of 2017, it had grown to 4 employees and 1,128 members at 1 location. ILA 1351 Federal Credit Union has a B+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. ILA 1351 Federal Credit Union has a low asset base.

Health Grade Components

NCUA #17253
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD0.08%
Return on Equity - YTD0.51%
Annual Interest Income$504.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$14.4MM$14.3MM
LoansQ4 2017vs Q4 2016$5.7MM$5.6MM
DepositsQ4 2017vs Q4 2016$11.9MM$11.7MM
Equity CapitalQ4 2017vs Q4 2016$2.4MM$2.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$36.00K$40.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$23.00K$14.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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ILA 1351 Federal Credit Union Savings Account Rates

0.20%*$100k*-Regular Savings Account
OTHER TIERS: 0.10% $100 - $25k | 0.15% $25k - $100k

ILA 1351 Federal Credit Union Locations
Branch Office10920 Spencer HwyLa Porte, TX 77571