Illini State Bank


Overview / Commentary
815-883-8400
301 South Columbia Avenue
Oglesby, IL 61348

Illini State Bank is headquartered in OGLESBY and is the 223rd largest bank in the state of Illinois. It is also the 3,270th largest bank in the nation. It was established in 1914 and as of March of 2024, it had grown to 19 employees at 3 locations. Illini State Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #10788
Year Established1914
Employees19
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD8.38%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$168.7MM$163.3MM
LoansQ1 2024vs Q1 2023$105.4MM$97.7MM
DepositsQ1 2024vs Q1 2023$126.4MM$123.6MM
Equity CapitalQ1 2024vs Q1 2023$19MM$18.1MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1MM$994K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$126K$1.3MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Illini State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$0$25kKasasa Saver
OTHER TIERS: 0.30% $25k+

Illini State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$0$25kKasasa Cash
OTHER TIERS: 0.50% $25k+
Locations


Illini State Bank Locations
Oglesby Branch301 South Columbia AvenueOglesby, IL 61348
Illini State Bank301 S Columbia AveOglesby, IL 61348
Lostant Branch206 South Main StreetLostant, IL 61334

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