Illini State Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.illinistatebank.com

815-883-8400

301 South Columbia Avenue
Oglesby, IL 61348

Illini State Bank is headquartered in OGLESBY and is the 223^rd largest bank in the state of Illinois. It is also the 3,274^th largest bank in the nation. It was established in 1914 and as of March of 2025, it had grown to 19 employees at 3 locations. Illini State Bank has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	10788
Year Established	1914
Employees	19
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.76%
Return on Equity - YTD	6.15%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$167.2MM$168.7MM
Loans	Q1 2025vs Q1 2024	$107.6MM$105.4MM
Deposits	Q1 2025vs Q1 2024	$126.6MM$126.4MM
Equity Capital	Q1 2025vs Q1 2024	$21.3MM$19MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1MM$1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.3MM$126K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Illini State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$0	$25k	Kasasa Saver
OTHER TIERS: 0.30% → $25k+

Illini State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%^*	$0	$25k	Kasasa Cash
OTHER TIERS: 0.50% → $25k+

Locations

Illini State Bank Locations
Oglesby Branch	301 South Columbia Avenue	Oglesby, IL 61348
Illini State Bank	301 S Columbia Ave	Oglesby, IL 61348
Lostant Branch	206 South Main Street	Lostant, IL 61334

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