Impact Credit Union


Overview / Commentary
419-547-7781
1455 W McPherson Hwy
Clyde, OH 43410

Impact Credit Union is headquartered in Clyde and is the 51st largest credit union in the state of Ohio. It is also the 1,320th largest credit union in the nation. It was established in 1994 and as of September of 2024, it had grown to 47 employees and 14,347 members at 5 locations. Impact Credit Union's money market rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Impact Credit Union is open to individuals who live, work, worship, or attend school in the Ohio counties of Hancock, Sandusky, or Seneca. (Membership requirements are listed on first page of online application.)
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #68150
Year Chartered1994
Employees47
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD4.75%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$184.3MM$179.2MM
LoansQ3 2024vs Q3 2023$121.3MM$122.4MM
DepositsQ3 2024vs Q3 2023$167.1MM$162.5MM
Equity CapitalQ3 2024vs Q3 2023$15.6MM$15.3MM
Loan Loss AllowanceQ3 2024vs Q3 2023$856K$819K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$395K$187K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Impact Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Impact Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1-Young Members Club
0.10%$1-IRA Share
0.05%$100-Prime Share Savings
0.05%$100-Christmas Club
0.05%$100-Vacation Club

Impact Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*$50k*-Insured Money Fund
OTHER TIERS: 0.75% $2k - $15k | 1.76% $15k - $50k

Impact Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$15k*-Member Business Checking
OTHER TIERS: 0.02% $5k - $15k
0.02%$1k-Share Checking Account

Impact Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-12 Month CD
4.34%$500-6 Month CD
4.08%$500-18 Month CD
3.98%$500-24 Month CD
3.77%$500-30 Month CD
3.56%$500-36 Month CD
3.35%$500-48 Month CD
3.15%$500-60 Month CD
Locations


Impact Credit Union Locations
Branch Office11814 Townsip Road 100Findlay, OH 45840-9248
Branch Office1455 W McPherson HwyClyde, OH 43410
Branch Office14901 E State Route 12Findlay, OH 45840-8866
Branch Office435 W Market StTiffin, OH 44883-2609
Branch Office1466 Oak Harbor RdFremont, OH 43420

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