2. Impact Credit Union

Impact Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
3.65%5-year CD
3.10% - American Express National Bank 60 Month CDAdvertisement
1.51%1-year CD
1.30% - National Average
0.05%Savings
2.10% - American Express National Bank High Yield Savings AccountAdvertisement
View all Impact Credit Union rates »

Overview / Commentary
www.impactcu.org
419-547-7781
1455 W McPherson Hwy
Clyde, OH 43410

Impact Credit Union is headquartered in Clyde and is the 48th largest credit union in the state of Ohio. It is also the 1,294th largest credit union in the nation. It was established in 1994 and as of September of 2018, it had grown to 58 employees and 16,334 members at 6 locations. Impact Credit Union's CD rates are 68% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Impact Credit Union is open to individuals who live, work, worship, or attend school in the Ohio counties of Hancock, Sandusky, or Seneca. (Membership requirements are listed on first page of online application.)
See current membership details

Related Posts

60-Month CD, 3.65% APY - 8/27/2018

Impact CU currently has three competitive long-term CDs: 60-month CD, 3.65% APY 48-month CD, 3.29% APY 36-month CD, 3.03% APY $500 minimum deposit Membership open to residents of Hancock, Sandusky, or Seneca Counties, Ohio.

Reviews (1)

A great place to bank

Posted by: JDH16 | Jul 8, 2016

I have been doing my banking at this credit union for many years. They have always treated me very well and I have always been very pleased with their customer service. I have several different kinds of deposit accounts with them, including CDs, an IRA, checking, and a regular savings account. Their rates are always competitive. Their online banking makes it easy to move things around and balance when I feel the need. Their shared branching locations make it easy for me to do business through them throughout the entire country. I couldn't be more pleased with Impact Credit Union. I would recommend this credit union to anyone.

1


Health
A

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #68150
Year Chartered1994
Employees58
Primary Regulator
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD8.47%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$144.6MM$132.1MM
LoansQ3 2018vs Q3 2017$104.9MM$101.9MM
DepositsQ3 2018vs Q3 2017$129.9MM$118.5MM
Equity CapitalQ3 2018vs Q3 2017$13.8MM$12.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$969.00K$1.0MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$666.00K$481.00K
Real Estate OwnedQ3 2018vs Q3 2017$13.00K$63.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Impact Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1-Young Members Club
0.10%$1-IRA Share
0.05%$100-Prime Share Savings
0.05%$100-Christmas Club
0.05%$100-Vacation Club

Impact Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$50k*-Insured Money Fund
OTHER TIERS: 0.35% → $2k - $15k | 0.50% → $15k - $50k

Impact Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$15k*-Member Business Checking
OTHER TIERS: 0.02% → $5k - $15k
0.02%$1k-Share Checking Account

Impact Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.65%$500-60 Months CD
3.29%$500-48 Months CD
3.03%$500-36 Months CD
2.78%$500-30 Months CD
2.52%$500-24 Months CD
2.27%$500-18 Months CD
1.51%$500-12 Months CD
0.25%$500-6 Months CD

Impact Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.65%$500-60 Months IRA
3.29%$500-48 Months IRA
3.03%$500-36 Months IRA
2.78%$500-30 Months IRA
2.52%$500-24 Months IRA
2.27%$500-18 Months IRA
1.51%$500-12 Months IRA
Locations


Impact Credit Union Locations
Branch Office11814 Townsip Road 100Findlay, OH 45840-9248
Branch Office1455 W McPherson HwyClyde, OH 43410
Branch Office14901 E State Route 12Findlay, OH 45840-8866
Branch Office435 W Market StTiffin, OH 44883-2609
Branch Office1466 Oak Harbor RdFremont, OH 43420
Branch Office113 S Main StWalbridge, OH 43465-1302

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