Impact Credit Union is headquartered in Clyde and is the 49th largest credit union in the state of Ohio. It is also the 1,304th largest credit union in the nation. It was established in 1994 and as of December of 2022, it had grown to 52 employees and 14,885 members at 5 locations. Impact Credit Union has a B+ health rating.
Membership in Impact Credit Union is open to individuals who live, work, worship, or attend school in the Ohio counties of Hancock, Sandusky, or Seneca. (Membership requirements are listed on first page of online application.)
See current membership details
I have been doing my banking at this credit union for many years. They have always treated me very well and I have always been very pleased with their customer service. I have several different kinds of deposit accounts with them, including CDs, an IRA, checking, and a regular savings account. Their rates are always competitive. Their online banking makes it easy to move things around and balance when I feel the need. Their shared branching locations make it easy for me to do business through them throughout the entire country. I couldn't be more pleased with Impact Credit Union. I would recommend this credit union to anyone.
Overall | |
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NCUA # | 68150 |
Year Chartered | 1994 |
Employees | 52 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.24% |
Return on Equity - YTD | 3% |
Annual Interest Income | $5.5MM |
Assets and Liabilities | ||
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Assets | Q4 2022vs Q4 2021 | $185.1MM$184.8MM |
Loans | Q4 2022vs Q4 2021 | $118.6MM$101.3MM |
Deposits | Q4 2022vs Q4 2021 | $168.4MM$168.6MM |
Equity Capital | Q4 2022vs Q4 2021 | $14.8MM$14.5MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $812.00K$861.00K |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $257.00K$328.00K |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Rates for Impact Credit Union are currently being reviewed.
Impact Credit Union Locations | ||
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Branch Office | 11814 Townsip Road 100 | Findlay, OH 45840-9248 |
Branch Office | 1455 W McPherson Hwy | Clyde, OH 43410 |
Branch Office | 14901 E State Route 12 | Findlay, OH 45840-8866 |
Branch Office | 435 W Market St | Tiffin, OH 44883-2609 |
Branch Office | 1466 Oak Harbor Rd | Fremont, OH 43420 |