Impact Credit Union is headquartered in Clyde and is the 49th largest credit union in the state of Ohio. It is also the 1,291st largest credit union in the nation. It was established in 1994 and as of March of 2019, it had grown to 59 employees and 15,972 members at 6 locations. Impact Credit Union's CD rates are 40% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Impact Credit Union is open to individuals who live, work, worship, or attend school in the Ohio counties of Hancock, Sandusky, or Seneca. (Membership requirements are listed on first page of online application.)
See current membership details
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A great place to bank
I have been doing my banking at this credit union for many years. They have always treated me very well and I have always been very pleased with their customer service. I have several different kinds of deposit accounts with them, including CDs, an IRA, checking, and a regular savings account. Their rates are always competitive. Their online banking makes it easy to move things around and balance when I feel the need. Their shared branching locations make it easy for me to do business through them throughout the entire country. I couldn't be more pleased with Impact Credit Union. I would recommend this credit union to anyone.
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68150 |
| Year Chartered | 1994 |
| Employees | 59 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.13% |
| Return on Equity - YTD | 1.36% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $148.1MM$138.5MM |
| Loans | Q1 2019vs Q1 2018 | $101.3MM$101.5MM |
| Deposits | Q1 2019vs Q1 2018 | $133.8MM$124.7MM |
| Equity Capital | Q1 2019vs Q1 2018 | $13.5MM$12.9MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $905.00K$1.0MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $401.00K$478.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Impact Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Impact Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1 | - | Young Members Club | |
| 0.10% | $1 | - | IRA Share | |
| 0.05% | $100 | - | Prime Share Savings | |
| 0.05% | $100 | - | Christmas Club | |
| 0.05% | $100 | - | Vacation Club |
Impact Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $50k* | - | Insured Money Fund | ||
| OTHER TIERS: 0.35% → $2k - $15k | 0.50% → $15k - $50k | |||||
Impact Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.05%* | $15k* | - | Member Business Checking | ||
| OTHER TIERS: 0.02% → $5k - $15k | |||||
| 0.02% | $1k | - | Share Checking Account | ||
Impact Credit Union CD Rates
Impact Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.62% | $500 | - | 60 Month IRA | |
| 2.52% | $500 | - | 48 Month IRA | |
| 2.26% | $500 | - | 36 Month IRA | |
| 2.11% | $500 | - | 30 Month IRA | |
| 2.01% | $500 | - | 18 Month IRA | |
| 2.01% | $500 | - | 24 Month IRA | |
| 1.26% | $500 | - | 12 Month IRA |
| Impact Credit Union Locations | ||
|---|---|---|
| Branch Office | 11814 Townsip Road 100 | Findlay, OH 45840-9248 |
| Branch Office | 1455 W McPherson Hwy | Clyde, OH 43410 |
| Branch Office | 14901 E State Route 12 | Findlay, OH 45840-8866 |
| Branch Office | 435 W Market St | Tiffin, OH 44883-2609 |
| Branch Office | 1466 Oak Harbor Rd | Fremont, OH 43420 |
| Branch Office | 113 S Main St | Walbridge, OH 43465-1302 |