Impact Credit Union


Overview / Commentary
419-547-7781
1455 W McPherson Hwy
Clyde, OH 43410

Impact Credit Union is headquartered in Clyde and is the 49th largest credit union in the state of Ohio. It is also the 1,291st largest credit union in the nation. It was established in 1994 and as of March of 2019, it had grown to 59 employees and 15,972 members at 6 locations. Impact Credit Union's CD rates are 40% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Impact Credit Union is open to individuals who live, work, worship, or attend school in the Ohio counties of Hancock, Sandusky, or Seneca. (Membership requirements are listed on first page of online application.)
See current membership details

Related Posts

60-Month CD, 3.65% APY - 8/27/2018

Impact CU currently has three competitive long-term CDs: 60-month CD, 3.65% APY 48-month CD, 3.29% APY 36-month CD, 3.03% APY $500 minimum deposit Membership open to residents of Hancock, Sandusky, or Seneca Counties, Ohio.

Reviews (1)

A great place to bank

Posted by: JDH16 | Jul 8, 2016

I have been doing my banking at this credit union for many years. They have always treated me very well and I have always been very pleased with their customer service. I have several different kinds of deposit accounts with them, including CDs, an IRA, checking, and a regular savings account. Their rates are always competitive. Their online banking makes it easy to move things around and balance when I feel the need. Their shared branching locations make it easy for me to do business through them throughout the entire country. I couldn't be more pleased with Impact Credit Union. I would recommend this credit union to anyone.



Health

Health Grade Components

Overall
NCUA #68150
Year Chartered1994
Employees59
Primary Regulator
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD1.36%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$148.1MM$138.5MM
LoansQ1 2019vs Q1 2018$101.3MM$101.5MM
DepositsQ1 2019vs Q1 2018$133.8MM$124.7MM
Equity CapitalQ1 2019vs Q1 2018$13.5MM$12.9MM
Loan Loss AllowanceQ1 2019vs Q1 2018$905.00K$1.0MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$401.00K$478.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Impact Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Impact Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1-Young Members Club
0.10%$1-IRA Share
0.05%$100-Prime Share Savings
0.05%$100-Christmas Club
0.05%$100-Vacation Club

Impact Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$50k*-Insured Money Fund
OTHER TIERS: 0.35% $2k - $15k | 0.50% $15k - $50k

Impact Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$15k*-Member Business Checking
OTHER TIERS: 0.02% $5k - $15k
0.02%$1k-Share Checking Account

Impact Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.62%$500-60 Month CD
2.52%$500-48 Month CD
2.26%$500-36 Month CD
2.11%$500-30 Month CD
2.01%$500-18 Month CD
2.01%$500-24 Month CD
1.26%$500-12 Month CD
0.50%$500-6 Month CD

Impact Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.62%$500-60 Month IRA
2.52%$500-48 Month IRA
2.26%$500-36 Month IRA
2.11%$500-30 Month IRA
2.01%$500-18 Month IRA
2.01%$500-24 Month IRA
1.26%$500-12 Month IRA
Locations


Impact Credit Union Locations
Branch Office11814 Townsip Road 100Findlay, OH 45840-9248
Branch Office1455 W McPherson HwyClyde, OH 43410
Branch Office14901 E State Route 12Findlay, OH 45840-8866
Branch Office435 W Market StTiffin, OH 44883-2609
Branch Office1466 Oak Harbor RdFremont, OH 43420
Branch Office113 S Main StWalbridge, OH 43465-1302

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