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Overview / Commentary
419-547-7781
1455 W McPherson Hwy
Clyde, OH 43410

Impact Credit Union is headquartered in Clyde and is the 52nd largest credit union in the state of Ohio. It is also the 1,345th largest credit union in the nation. It was established in 1994 and as of December of 2016, it had grown to 48 employees and 14,627 members at 5 locations. Impact Credit Union has a B+ health rating.

Field of Membership Restrictions

Impact Credit Union of Ohio is open to the residents, church members, registered students, and the people that maintain employment within these qualified counties: Sandusky, Seneca or Hancock.
See current membership details

Reviews (1)

A great place to bank

Posted by: JDH16 | Jul 8, 2016

I have been doing my banking at this credit union for many years. They have always treated me very well and I have always been very pleased with their customer service. I have several different kinds of deposit accounts with them, including CDs, an IRA, checking, and a regular savings account. Their rates are always competitive. Their online banking makes it easy to move things around and balance when I feel the need. Their shared branching locations make it easy for me to do business through them throughout the entire country. I couldn't be more pleased with Impact Credit Union. I would recommend this credit union to anyone.



Health
B+

Health Grade Components

Overall
NCUA #68150
Year Chartered1994
Employees48
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD4.21%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$129.0MM$127.3MM
LoansQ4 2016vs Q4 2015$94.6MM$86.4MM
DepositsQ4 2016vs Q4 2015$116.2MM$115.2MM
Equity CapitalQ4 2016vs Q4 2015$12.0MM$11.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$946.00K$628.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$498.00K$515.00K
Real Estate OwnedQ4 2016vs Q4 2015$124.00K$4.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Impact Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Young Members Club
0.10%--IRA Share
0.05%$100-Prime Share Savings
0.05%$100-Christmas Club
0.05%$100-Vacation Club

Impact Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Insured Money Fund
OTHER TIERS: 0.05% $2k - $15k | 0.10% $15k - $50k

Impact Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$15k*-Member Business Checking
OTHER TIERS: 0.02% $5k - $15k
0.02%$1k-Share Checking Account

Impact Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$500-60 Months CD
1.00%$500-48 Months CD
0.55%$500-36 Months CD
0.35%$500-30 Months CD
0.25%$500-24 Months CD
0.15%$500-18 Months CD
0.10%$500-12 Months CD
0.05%$500-6 Months CD

Impact Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$500-60 Months IRA
1.00%$500-48 Months IRA
0.55%$500-36 Months IRA
0.35%$500-30 Months IRA
0.25%$500-24 Months IRA
0.15%$500-18 Months IRA
0.10%$500-12 Months IRA
Locations


Impact Credit Union Locations
Branch Office11814 Townsip Road 100Findlay, OH 45840-9248
Branch Office1455 W McPherson HwyClyde, OH 43410
Branch Office14901 E State Route 12Findlay, OH 45840-8866
Branch Office435 W Market StTiffin, OH 44883-2609
Branch Office1466 Oak Harbor RdFremont, OH 43420