Impact Credit Union


Overview / Commentary
419-547-7781
1455 W McPherson Hwy
Clyde, OH 43410

Impact Credit Union is headquartered in Clyde and is the 51st largest credit union in the state of Ohio. It is also the 1,298th largest credit union in the nation. It was established in 1994 and as of March of 2025, it had grown to 47 employees and 14,305 members at 5 locations. Impact Credit Union's money market rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Impact Credit Union is open to individuals who live, work, worship, or attend school in the Ohio counties of Hancock, Sandusky, or Seneca. (Membership requirements are listed on first page of online application.)
See current membership details

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Health

Health Grade Components

Overall
NCUA #68150
Year Chartered1994
Employees47
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD3.55%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$194.2MM$184.2MM
LoansQ1 2025vs Q1 2024$121.6MM$119.1MM
DepositsQ1 2025vs Q1 2024$175.4MM$167.7MM
Equity CapitalQ1 2025vs Q1 2024$16.9MM$15.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$908K$837K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$186K$293K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Impact Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Impact Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1-Young Members Club
0.05%$100-Prime Share Savings
0.05%$100-Christmas Club
0.05%$100-Vacation Club

Impact Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*$50k*-Insured Money Fund
OTHER TIERS: 0.75% $2k - $15k | 1.76% $15k - $50k

Impact Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$15k*-Member Business Checking
OTHER TIERS: 0.02% $5k - $15k
0.02%$1k-Share Checking Account

Impact Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.34%$500-12 Month CD
4.24%$500-18 Month CD
4.24%$500-60 Month CD
4.19%$500-48 Month CD
4.08%$500-36 Month CD
4.03%$500-30 Month CD
3.98%$500-24 Month CD
3.82%$500-6 Month CD

Impact Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1-IRA Share
Locations


Impact Credit Union Locations
Branch Office11814 Townsip Road 100Findlay, OH 45840-9248
Branch Office1455 W McPherson HwyClyde, OH 43410
Branch Office14901 E State Route 12Findlay, OH 45840-8866
Branch Office435 W Market StTiffin, OH 44883-2609
Branch Office1466 Oak Harbor RdFremont, OH 43420

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