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Overview / Commentary
1455 W McPherson Hwy
Clyde, OH 43410

Impact Credit Union is headquartered in Clyde and is the 49th largest credit union in the state of Ohio. It is also the 1,308th largest credit union in the nation. It was established in 1994 and as of June of 2016, it had grown to 42 employees and 14,636 members at 4 locations. Impact Credit Union has an A health rating.

Field of Membership Restrictions

Impact Credit Union of Ohio is open to the residents, church members, registered students, and the people that maintain employment within these qualified counties: Sandusky, Seneca or Hancock.
See current membership details

Reviews (1)

A great place to bank

Posted by: JDH16 | Jul 8, 2016

I have been doing my banking at this credit union for many years. They have always treated me very well and I have always been very pleased with their customer service. I have several different kinds of deposit accounts with them, including CDs, an IRA, checking, and a regular savings account. Their rates are always competitive. Their online banking makes it easy to move things around and balance when I feel the need. Their shared branching locations make it easy for me to do business through them throughout the entire country. I couldn't be more pleased with Impact Credit Union. I would recommend this credit union to anyone.


Health Grade Components

NCUA #68150
Year Chartered1994
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD3.26%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$132.1MM$123.7MM
LoansQ2 2016vs Q2 2015$91.1MM$82.7MM
DepositsQ2 2016vs Q2 2015$119.6MM$111.6MM
Equity CapitalQ2 2016vs Q2 2015$11.8MM$11.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$765.00K$666.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$373.00K$624.00K
Real Estate OwnedQ2 2016vs Q2 2015$124.00K$103.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Impact Credit Union Savings Account Rates

0.10%--Young Members Club Account
0.10%--IRA Share Account
0.05%$100-Prime Share Savings Account
0.05%$100-Christmas Club Account
0.05%$100-Vacation Club Account

Impact Credit Union Money Market Rates

0.15%*$50k*-Insured Money Fund
OTHER TIERS: 0.05% $2k - $15k | 0.10% $15k - $50k

Impact Credit Union Checking Account Rates

0.05%*$15k*-Member Business Checking
OTHER TIERS: 0.02% $5k - $15k
0.02%$1k-Share Checking Account

Impact Credit Union CD Rates

1.10%$500-60 Month CD
1.00%$500-48 Month CD
0.55%$500-36 Month CD
0.35%$500-30 Month CD
0.25%$500-24 Month CD
0.15%$500-18 Month CD
0.10%$500-12 Month CD
0.05%$500-6 Month CD

Impact Credit Union IRA Rates

1.10%$500-60 Month IRA
1.00%$500-48 Month IRA
0.55%$500-36 Month IRA
0.35%$500-30 Month IRA
0.25%$500-24 Month IRA
0.15%$500-18 Month IRA
0.10%$500-12 Month IRA

Impact Credit Union Locations
Branch Office11814 Townsip Road 100Findlay, OH 45840-9248
Branch Office1455 W McPherson HwyClyde, OH 43410
Branch Office14901 E State Route 12Findlay, OH 45840-8866
Branch Office435 W Market StTiffin, OH 44883-2609