Impact Credit Union

Overview / Commentary
1455 W McPherson Hwy
Clyde, OH 43410

Impact Credit Union is headquartered in Clyde and is the 51st largest credit union in the state of Ohio. It is also the 1,326th largest credit union in the nation. It was established in 1994 and as of March of 2024, it had grown to 47 employees and 14,701 members at 5 locations. Impact Credit Union's money market rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Impact Credit Union is open to individuals who live, work, worship, or attend school in the Ohio counties of Hancock, Sandusky, or Seneca. (Membership requirements are listed on first page of online application.)
See current membership details

Reviews (1)

A great place to bank

Posted by: |

I have been doing my banking at this credit union for many years. They have always treated me very well and I have always been very pleased with their customer service. I have several different kinds of deposit accounts with them, including CDs, an IRA, checking, and a regular savings account. Their rates are always competitive. Their online banking makes it easy to move things around and balance when I feel the need. Their shared branching locations make it easy for me to do business through them throughout the entire country. I couldn't be more pleased with Impact Credit Union. I would recommend this credit union to anyone.


Health Grade Components

NCUA #68150
Year Chartered1994
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD3.88%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$184.2MM$182.7MM
LoansQ1 2024vs Q1 2023$119.1MM$121.3MM
DepositsQ1 2024vs Q1 2023$167.7MM$166.2MM
Equity CapitalQ1 2024vs Q1 2023$15.1MM$14.9MM
Loan Loss AllowanceQ1 2024vs Q1 2023$837K$802K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$293K$95K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Impact Credit Union Savings Account Rates

0.10%$1-Young Members Club
0.10%$1-IRA Share
0.05%$100-Prime Share Savings
0.05%$100-Christmas Club

Impact Credit Union Money Market Rates

2.53%*$50k*-Insured Money Fund
OTHER TIERS: 0.75% $2k - $15k | 1.76% $15k - $50k

Impact Credit Union Checking Account Rates

0.05%*$15k*-Member Business Checking
OTHER TIERS: 0.02% $5k - $15k
0.02%$1k-Share Checking Account

Impact Credit Union CD Rates

4.60%$500-12 Month CD
4.44%$500-6 Month CD
4.34%$500-18 Month CD
4.19%$500-24 Month CD
4.08%$500-30 Month CD
3.98%$500-36 Month CD
3.77%$500-48 Month CD
3.67%$500-60 Month CD

Impact Credit Union Locations
Branch Office11814 Townsip Road 100Findlay, OH 45840-9248
Branch Office1455 W McPherson HwyClyde, OH 43410
Branch Office14901 E State Route 12Findlay, OH 45840-8866
Branch Office435 W Market StTiffin, OH 44883-2609
Branch Office1466 Oak Harbor RdFremont, OH 43420

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