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Impact Credit Union

Popular Accounts at this Credit Union

2.27%5-year CD60 Months CD
0.75%1-year CD12 Months CD
0.05%SavingsPrime Share Savings

Overview / Commentary
1455 W McPherson Hwy
Clyde, OH 43410

Impact Credit Union is headquartered in Clyde and is the 51st largest credit union in the state of Ohio. It is also the 1,350th largest credit union in the nation. It was established in 1994 and as of September of 2017, it had grown to 52 employees and 14,806 members at 5 locations. Impact Credit Union has an A health rating.

Field of Membership Restrictions

Impact Credit Union of Ohio is open to the residents, church members, registered students, and the people that maintain employment within these qualified counties: Sandusky, Seneca or Hancock.
See current membership details

Reviews (1)

A great place to bank

Posted by: JDH16 | Jul 8, 2016

I have been doing my banking at this credit union for many years. They have always treated me very well and I have always been very pleased with their customer service. I have several different kinds of deposit accounts with them, including CDs, an IRA, checking, and a regular savings account. Their rates are always competitive. Their online banking makes it easy to move things around and balance when I feel the need. Their shared branching locations make it easy for me to do business through them throughout the entire country. I couldn't be more pleased with Impact Credit Union. I would recommend this credit union to anyone.


Health Grade Components

NCUA #68150
Year Chartered1994
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD5.02%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$132.1MM$126.7MM
LoansQ3 2017vs Q3 2016$101.9MM$94.1MM
DepositsQ3 2017vs Q3 2016$118.5MM$114.1MM
Equity CapitalQ3 2017vs Q3 2016$12.5MM$12.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.0MM$941.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$481.00K$426.00K
Real Estate OwnedQ3 2017vs Q3 2016$63.00K$124.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Impact Credit Union Savings Account Rates

0.10%--Young Members Club
0.10%--IRA Share
0.05%$100-Prime Share Savings
0.05%$100-Christmas Club
0.05%$100-Vacation Club

Impact Credit Union Money Market Rates

0.15%*$50k*-Insured Money Fund
OTHER TIERS: 0.05% $2k - $15k | 0.10% $15k - $50k

Impact Credit Union Checking Account Rates

0.05%*$15k*-Member Business Checking
OTHER TIERS: 0.02% $5k - $15k
0.02%$1k-Share Checking Account

Impact Credit Union CD Rates

2.27%$500-60 Months CD
2.02%$500-48 Months CD
1.76%$500-36 Months CD
1.51%$500-30 Months CD
1.26%$500-24 Months CD
1.00%$500-18 Months CD
0.75%$500-12 Months CD
0.25%$500-6 Months CD

Impact Credit Union IRA Rates

2.27%$500-60 Months IRA
2.02%$500-48 Months IRA
1.76%$500-36 Months IRA
1.51%$500-30 Months IRA
1.26%$500-24 Months IRA
1.00%$500-18 Months IRA
0.75%$500-12 Months IRA

Impact Credit Union Locations
Branch Office11814 Townsip Road 100Findlay, OH 45840-9248
Branch Office1455 W McPherson HwyClyde, OH 43410
Branch Office14901 E State Route 12Findlay, OH 45840-8866
Branch Office435 W Market StTiffin, OH 44883-2609
Branch Office1466 Oak Harbor RdFremont, OH 43420