Impact Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.27% | 5-year CD | 60 Months CD 3.00% - Barclays 60 Month Online CD |
| 0.75% | 1-year CD | 12 Months CD 2.40% - Ally Bank High Yield 12-Month CD |
| 0.05% | Savings | Prime Share Savings |
Impact Credit Union is headquartered in Clyde and is the 50th largest credit union in the state of Ohio. It is also the 1,332nd largest credit union in the nation. It was established in 1994 and as of March of 2018, it had grown to 52 employees and 14,818 members at 5 locations. Impact Credit Union has an A health rating.
Field of Membership Restrictions
Impact Credit Union of Ohio is open to the residents, church members, registered students, and the people that maintain employment within these qualified counties: Sandusky, Seneca or Hancock.
See current membership details
A great place to bank
I have been doing my banking at this credit union for many years. They have always treated me very well and I have always been very pleased with their customer service. I have several different kinds of deposit accounts with them, including CDs, an IRA, checking, and a regular savings account. Their rates are always competitive. Their online banking makes it easy to move things around and balance when I feel the need. Their shared branching locations make it easy for me to do business through them throughout the entire country. I couldn't be more pleased with Impact Credit Union. I would recommend this credit union to anyone.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68150 |
| Year Chartered | 1994 |
| Employees | 52 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.52% |
| Return on Equity - YTD | 5.46% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $138.5MM$134.2MM |
| Loans | Q1 2018vs Q1 2017 | $101.5MM$95.9MM |
| Deposits | Q1 2018vs Q1 2017 | $124.7MM$121.4MM |
| Equity Capital | Q1 2018vs Q1 2017 | $12.9MM$12.2MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $1.0MM$959.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $478.00K$299.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$140.00K |
Always verify rates and promotions with the bank or credit union. We are not Impact Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Impact Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Young Members Club | |
| 0.10% | - | - | IRA Share | |
| 0.05% | $100 | - | Prime Share Savings | |
| 0.05% | $100 | - | Christmas & Vacation Club |
Impact Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $50k* | - | Insured Money Fund | ||
| OTHER TIERS: 0.35% → $2k - $15k | 0.40% → $15k - $50k | |||||
Impact Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.05%* | $15k* | - | Member Business Checking | ||
| OTHER TIERS: 0.02% → $5k - $15k | |||||
| 0.02% | $1k | - | Share Checking Account | ||
Impact Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $500 | - | 60 Months CD | |
| 2.02% | $500 | - | 48 Months CD | |
| 1.76% | $500 | - | 36 Months CD | |
| 1.51% | $500 | - | 30 Months CD | |
| 1.26% | $500 | - | 24 Months CD | |
| 1.00% | $500 | - | 18 Months CD | |
| 0.75% | $500 | - | 12 Months CD | |
| 0.25% | $500 | - | 6 Months CD |
Impact Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $500 | - | 60 Months IRA | |
| 2.02% | $500 | - | 48 Months IRA | |
| 1.76% | $500 | - | 36 Months IRA | |
| 1.51% | $500 | - | 30 Months IRA | |
| 1.26% | $500 | - | 24 Months IRA | |
| 1.00% | $500 | - | 18 Months IRA | |
| 0.75% | $500 | - | 12 Months IRA |
| Impact Credit Union Locations | ||
|---|---|---|
| Branch Office | 11814 Townsip Road 100 | Findlay, OH 45840-9248 |
| Branch Office | 1455 W McPherson Hwy | Clyde, OH 43410 |
| Branch Office | 14901 E State Route 12 | Findlay, OH 45840-8866 |
| Branch Office | 435 W Market St | Tiffin, OH 44883-2609 |
| Branch Office | 1466 Oak Harbor Rd | Fremont, OH 43420 |