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Impact Credit Union


Overview / Commentary
www.impactcu.org
419-547-7781
1455 W McPherson Hwy
Clyde, OH 43410

Impact Credit Union is headquartered in Clyde and is the 51st largest credit union in the state of Ohio. It is also the 1,333rd largest credit union in the nation. It was established in 1994 and as of June of 2023, it had grown to 51 employees and 14,797 members at 5 locations. Impact Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Impact Credit Union is open to individuals who live, work, worship, or attend school in the Ohio counties of Hancock, Sandusky, or Seneca. (Membership requirements are listed on first page of online application.)
See current membership details

Related Posts

48-Month CD, 5.02% APY - 6/2/2023

Ohio residents in Hancock, Sandusky, and Seneca Counties can open a 48-month CD, 5.02% APY. $500 minimum deposit.

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Reviews (1)

A great place to bank

Posted by: |

I have been doing my banking at this credit union for many years. They have always treated me very well and I have always been very pleased with their customer service. I have several different kinds of deposit accounts with them, including CDs, an IRA, checking, and a regular savings account. Their rates are always competitive. Their online banking makes it easy to move things around and balance when I feel the need. Their shared branching locations make it easy for me to do business through them throughout the entire country. I couldn't be more pleased with Impact Credit Union. I would recommend this credit union to anyone.

2


Health
B+

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #68150
Year Chartered1994
Employees51
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD3.67%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$179.6MM$189.0MM
LoansQ2 2023vs Q2 2022$123.1MM$104.0MM
DepositsQ2 2023vs Q2 2022$163.4MM$177.4MM
Equity CapitalQ2 2023vs Q2 2022$15.1MM$11.6MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$797.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$161.00K$215.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Impact Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Impact Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1-Young Members Club
0.10%$1-IRA Share
0.05%$100-Prime Share Savings
0.05%$100-Christmas Club
0.05%$100-Vacation Club

Impact Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$50k*-Insured Money Fund
OTHER TIERS: 0.75% → $2k - $15k | 1.26% → $15k - $50k

Impact Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$15k*-Member Business Checking
OTHER TIERS: 0.02% → $5k - $15k
0.02%$1k-Share Checking Account

Impact Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.02%$500-48 Month CD
4.87%$500-36 Month CD
4.40%$500-60 Month CD
4.34%$500-24 Month CD
4.34%$500-30 Month CD
3.82%$500-18 Month CD
3.56%$500-12 Month CD
2.02%$500-6 Month CD
Locations


Impact Credit Union Locations
Branch Office11814 Townsip Road 100Findlay, OH 45840-9248
Branch Office1455 W McPherson HwyClyde, OH 43410
Branch Office14901 E State Route 12Findlay, OH 45840-8866
Branch Office435 W Market StTiffin, OH 44883-2609
Branch Office1466 Oak Harbor RdFremont, OH 43420

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.