Impact Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.impactcu.org

419-547-7781

1455 W McPherson Hwy
Clyde, OH 43410

Impact Credit Union is headquartered in Clyde and is the 51^st largest credit union in the state of Ohio. It is also the 1,298^th largest credit union in the nation. It was established in 1994 and as of March of 2025, it had grown to 47 employees and 14,305 members at 5 locations. Impact Credit Union's money market rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Impact Credit Union is open to individuals who live, work, worship, or attend school in the Ohio counties of Hancock, Sandusky, or Seneca. (Membership requirements are listed on first page of online application.)
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68150
Year Chartered	1994
Employees	47
Primary Regulator

Profit Margin
Return on Assets - YTD	0.32%
Return on Equity - YTD	3.55%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$194.2MM$184.2MM
Loans	Q1 2025vs Q1 2024	$121.6MM$119.1MM
Deposits	Q1 2025vs Q1 2024	$175.4MM$167.7MM
Equity Capital	Q1 2025vs Q1 2024	$16.9MM$15.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$908K$837K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$186K$293K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Impact Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$1	-	Young Members Club
0.05%	$100	-	Prime Share Savings
0.05%	$100	-	Christmas Club
0.05%	$100	-	Vacation Club

Impact Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.53%^*	$50k^*	-	Insured Money Fund
OTHER TIERS: 0.75% → $2k - $15k \| 1.76% → $15k - $50k

Impact Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*	$15k^*	-	Member Business Checking
OTHER TIERS: 0.02% → $5k - $15k
0.02%	$1k	-	Share Checking Account

Impact Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.34%	$500	-	12 Month CD
4.24%	$500	-	18 Month CD
4.24%	$500	-	60 Month CD
4.19%	$500	-	48 Month CD
4.08%	$500	-	36 Month CD
4.03%	$500	-	30 Month CD
3.98%	$500	-	24 Month CD
3.82%	$500	-	6 Month CD

Impact Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$1	-	IRA Share

Locations

Impact Credit Union Locations
Branch Office	11814 Townsip Road 100	Findlay, OH 45840-9248
Branch Office	1455 W McPherson Hwy	Clyde, OH 43410
Branch Office	14901 E State Route 12	Findlay, OH 45840-8866
Branch Office	435 W Market St	Tiffin, OH 44883-2609
Branch Office	1466 Oak Harbor Rd	Fremont, OH 43420

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