Impact Credit Union is headquartered in Clyde and is the 51st largest credit union in the state of Ohio. It is also the 1,333rd largest credit union in the nation. It was established in 1994 and as of June of 2023, it had grown to 51 employees and 14,797 members at 5 locations. Impact Credit Union's CD rates are 4X the national average, and it has a B+ health rating.
Membership in Impact Credit Union is open to individuals who live, work, worship, or attend school in the Ohio counties of Hancock, Sandusky, or Seneca. (Membership requirements are listed on first page of online application.)
See current membership details
I have been doing my banking at this credit union for many years. They have always treated me very well and I have always been very pleased with their customer service. I have several different kinds of deposit accounts with them, including CDs, an IRA, checking, and a regular savings account. Their rates are always competitive. Their online banking makes it easy to move things around and balance when I feel the need. Their shared branching locations make it easy for me to do business through them throughout the entire country. I couldn't be more pleased with Impact Credit Union. I would recommend this credit union to anyone.
Overall | |
---|---|
NCUA # | 68150 |
Year Chartered | 1994 |
Employees | 51 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.31% |
Return on Equity - YTD | 3.67% |
Annual Interest Income | $3.4MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $179.6MM$189.0MM |
Loans | Q2 2023vs Q2 2022 | $123.1MM$104.0MM |
Deposits | Q2 2023vs Q2 2022 | $163.4MM$177.4MM |
Equity Capital | Q2 2023vs Q2 2022 | $15.1MM$11.6MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$797.00K |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $161.00K$215.00K |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Impact Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $1 | - | Young Members Club | |
0.10% | $1 | - | IRA Share | |
0.05% | $100 | - | Prime Share Savings | |
0.05% | $100 | - | Christmas Club | |
0.05% | $100 | - | Vacation Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.51%* | $50k* | - | Insured Money Fund | ||
OTHER TIERS: 0.75% → $2k - $15k | 1.26% → $15k - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.05%* | $15k* | - | Member Business Checking | ||
OTHER TIERS: 0.02% → $5k - $15k | |||||
0.02% | $1k | - | Share Checking Account |
Impact Credit Union Locations | ||
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Branch Office | 11814 Townsip Road 100 | Findlay, OH 45840-9248 |
Branch Office | 1455 W McPherson Hwy | Clyde, OH 43410 |
Branch Office | 14901 E State Route 12 | Findlay, OH 45840-8866 |
Branch Office | 435 W Market St | Tiffin, OH 44883-2609 |
Branch Office | 1466 Oak Harbor Rd | Fremont, OH 43420 |