Impact Credit Union

Overview / Commentary
1455 W McPherson Hwy
Clyde, OH 43410

Impact Credit Union is headquartered in Clyde and is the 50th largest credit union in the state of Ohio. It is also the 1,341st largest credit union in the nation. It was established in 1994 and as of December of 2023, it had grown to 46 employees and 14,718 members at 5 locations. Impact Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Impact Credit Union is open to individuals who live, work, worship, or attend school in the Ohio counties of Hancock, Sandusky, or Seneca. (Membership requirements are listed on first page of online application.)
See current membership details

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48-Month CD, 5.02% APY - 6/2/2023

Ohio residents in Hancock, Sandusky, and Seneca Counties can open a 48-month CD, 5.02% APY. $500 minimum deposit.

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Reviews (1)

A great place to bank

Posted by: |

I have been doing my banking at this credit union for many years. They have always treated me very well and I have always been very pleased with their customer service. I have several different kinds of deposit accounts with them, including CDs, an IRA, checking, and a regular savings account. Their rates are always competitive. Their online banking makes it easy to move things around and balance when I feel the need. Their shared branching locations make it easy for me to do business through them throughout the entire country. I couldn't be more pleased with Impact Credit Union. I would recommend this credit union to anyone.


Health Grade Components

NCUA #68150
Year Chartered1994
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD4.11%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$177.6MM$185.1MM
LoansQ4 2023vs Q4 2022$121MM$118.6MM
DepositsQ4 2023vs Q4 2022$161.4MM$168.4MM
Equity CapitalQ4 2023vs Q4 2022$14.9MM$14.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$903K$812K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$649K$257K
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Impact Credit Union are currently being reviewed.


Impact Credit Union Locations
Branch Office11814 Townsip Road 100Findlay, OH 45840-9248
Branch Office1455 W McPherson HwyClyde, OH 43410
Branch Office14901 E State Route 12Findlay, OH 45840-8866
Branch Office435 W Market StTiffin, OH 44883-2609
Branch Office1466 Oak Harbor RdFremont, OH 43420

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