Impact Credit Union is headquartered in Clyde and is the 51st largest credit union in the state of Ohio. It is also the 1,320th largest credit union in the nation. It was established in 1994 and as of September of 2024, it had grown to 47 employees and 14,347 members at 5 locations. Impact Credit Union's money market rates are 6X the national average, and it has a B+ health rating.
Membership in Impact Credit Union is open to individuals who live, work, worship, or attend school in the Ohio counties of Hancock, Sandusky, or Seneca. (Membership requirements are listed on first page of online application.)
See current membership details
Overall | |
---|---|
NCUA # | 68150 |
Year Chartered | 1994 |
Employees | 47 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.4% |
Return on Equity - YTD | 4.75% |
Annual Interest Income | $6.2MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2024vs Q3 2023 | $184.3MM$179.2MM |
Loans | Q3 2024vs Q3 2023 | $121.3MM$122.4MM |
Deposits | Q3 2024vs Q3 2023 | $167.1MM$162.5MM |
Equity Capital | Q3 2024vs Q3 2023 | $15.6MM$15.3MM |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $856K$819K |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $395K$187K |
Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Impact Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $1 | - | Young Members Club | |
0.10% | $1 | - | IRA Share | |
0.05% | $100 | - | Prime Share Savings | |
0.05% | $100 | - | Christmas Club | |
0.05% | $100 | - | Vacation Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.53%* | $50k* | - | Insured Money Fund | ||
OTHER TIERS: 0.75% → $2k - $15k | 1.76% → $15k - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.05%* | $15k* | - | Member Business Checking | ||
OTHER TIERS: 0.02% → $5k - $15k | |||||
0.02% | $1k | - | Share Checking Account |
Impact Credit Union Locations | ||
---|---|---|
Branch Office | 11814 Townsip Road 100 | Findlay, OH 45840-9248 |
Branch Office | 1455 W McPherson Hwy | Clyde, OH 43410 |
Branch Office | 14901 E State Route 12 | Findlay, OH 45840-8866 |
Branch Office | 435 W Market St | Tiffin, OH 44883-2609 |
Branch Office | 1466 Oak Harbor Rd | Fremont, OH 43420 |