INB

Overview / Commentary

www.inb.com

217-747-5500

322 East Capitol Ave.
Springfield, IL 62701

INB is headquartered in Springfield and is the 40^th largest bank in the state of Illinois. It is also the 684^th largest bank in the nation. It was established in 1905 and as of June of 2021, it had grown to 302 employees at 13 locations. INB has a B+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q2 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	3664
Year Established	1905
Employees	302
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.12%
Return on Equity - YTD	13.86%
Annual Interest Income	$21.3MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$1.53B$1.35B
Loans	Q2 2021vs Q2 2020	$924.9MM$976.3MM
Deposits	Q2 2021vs Q2 2020	$1.40B$1.23B
Equity Capital	Q2 2021vs Q2 2020	$126.7MM$111.4MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$10.2MM$9.4MM
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$7.2MM$6.7MM
Real Estate Owned	Q2 2021vs Q2 2020	$0$178.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not INB; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

INB Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$5k^*	$100k	Structured Savings IRA
OTHER TIERS: 0.50% → Up to $5k
0.25%^*	$250k^*	-	Maximizer Account
OTHER TIERS: 0.10% → Up to $50k \| 0.15% → $50k - $250k
0.20%^*	$5k^*	-	Health Savings Accounts
OTHER TIERS: 0.10% → Up to $5k
0.10%	-	-	You Name It! Savings
0.10%	-	-	Regular Savings
0.10%	-	-	Minor Savings
0.10%	-	-	Business Savings

INB Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$250k^*	-	Premier Money Market Savings
OTHER TIERS: 0.10% → Up to $1k \| 0.20% → $1k - $10k \| 0.25% → $10k - $50k \| 0.30% → $50k - $250k
0.25%^*	$250k^*	-	Business Money Market Savings
OTHER TIERS: 0.10% → Up to $100k \| 0.20% → $100k - $250k
0.25%^*	$250k^*	-	Money Market Savings
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $50k \| 0.20% → $50k - $250k
0.25%	-	-	Money Market IRA

INB Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	-	-	Premier Business Checking
0.12%^*	$5k^*	-	Power Plus Checking
OTHER TIERS: 0.07% → Up to $5k

INB CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.35%^*	$100k^*	-	5 Year CD
OTHER TIERS: 1.25% → $1k - $100k
1.10%^*	$100k^*	-	42 Month CD
OTHER TIERS: 1.00% → $1k - $100k
1.10%	$1k	-	48 Month Risinig Rate Premier CD
1.00%	$1k	-	48 Month Risinig Rate CD
0.65%^*	$100k^*	-	2 Year CD
OTHER TIERS: 0.55% → $1k - $100k
0.56%	$1k	-	24 Month Rising Rate Premier CD
0.46%	$1k	-	24 Month Rising Rate CD
0.35%^*	$100k^*	-	1 Year CD
OTHER TIERS: 0.25% → $1k - $100k
0.25%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.15% → $1k - $100k

INB IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$1k	-	5 Year IRA
1.10%	$1k	-	4 Year IRA
1.10%	$1k	-	48 Month Risinig Rate Premier IRA
1.00%	$1k	-	48 Month Risinig Rate IRA
0.80%	$1k	-	3 Year IRA
0.56%	$1k	-	24 Month Rising Rate Premier IRA
0.55%	$1k	-	2 Year IRA
0.46%	$1k	-	24 Month Rising Rate IRA
0.40%	$1k	-	18 Month IRA
0.25%	$1k	-	1 Year IRA
0.15%	$1k	-	6 Month IRA

Locations

Availability

Champaign Area

Champaign Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.