INB


Overview / Commentary
217-747-5500
322 East Capitol Ave.
Springfield, IL 62701

INB is headquartered in SPRINGFIELD and is the 30th largest bank in the state of Illinois. It is also the 526th largest bank in the nation. It was established in 1905 and as of June of 2024, it had grown to 308 employees at 13 locations. INB's CD rates are 50% higher than the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #3664
Year Established1905
Employees308
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD7.34%
Annual Interest Income$57.3MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$2.26B$2.04B
LoansQ2 2024vs Q2 2023$1.88B$1.69B
DepositsQ2 2024vs Q2 2023$2.04B$1.85B
Equity CapitalQ2 2024vs Q2 2023$203.2MM$181.4MM
Loan Loss AllowanceQ2 2024vs Q2 2023$19.5MM$17MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$12.7MM$3.9MM
Real Estate OwnedQ2 2024vs Q2 2023$0$117K
Rates
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Always verify rates and promotions with the bank or credit union. We are not INB; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

INB Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.86%*$5k*$100kStructured Savings IRA
OTHER TIERS: 3.34% $0 - $5k
0.40%*$250k*-Maximizer Account
OTHER TIERS: 0.20% $0 - $50k | 0.30% $50k - $250k
0.40%*$5k*-Health Savings Accounts
OTHER TIERS: 0.20% $0 - $5k
0.20%$0-You Name It! Savings
0.20%$0-Regular Savings
0.20%$0-Minor Savings
0.20%$0-Business Savings

INB Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$250k*-Premier Money Market Savings
OTHER TIERS: 0.20% $0 - $1k | 0.40% $1k - $10k | 0.60% $10k - $50k | 0.80% $50k - $250k
0.50%*$250k*-Business Money Market Savings
OTHER TIERS: 0.20% $0 - $10k | 0.40% $10k - $250k
0.50%*$250k*-Money Market Savings
OTHER TIERS: 0.20% $0 - $10k | 0.30% $10k - $50k | 0.40% $50k - $250k
0.50%$0-Money Market IRA

INB Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$5k*-Power Plus Checking
OTHER TIERS: 0.15% $0 - $5k
0.15%$0-Premier Business Checking

INB CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.35%$1k-48 Month Risinig Rate Premier CD
2.10%$1k-48 Month Risinig Rate CD
2.01%$1k-24 Month Rising Rate Premier CD
1.95%*$100k*-5 Year CD
OTHER TIERS: 1.85% $1k - $100k
1.75%*$100k*-42 Month CD
OTHER TIERS: 1.65% $1k - $100k
1.55%*$100k*-2 Year CD
OTHER TIERS: 1.45% $1k - $100k
1.50%$1k-24 Month Rising Rate CD
1.35%*$100k*-1 Year CD
OTHER TIERS: 1.25% $1k - $100k
0.75%*$100k*-6 Month CD
OTHER TIERS: 0.65% $1k - $100k

INB IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.70%$1k-12 Month IRA Special
2.35%$1k-48 Month Risinig Rate Premier IRA
2.10%$1k-48 Month Risinig Rate IRA
2.01%$1k-24 Month Rising Rate Premier IRA
1.85%$1k-5 Year IRA
1.65%$1k-4 Year IRA
1.55%$1k-3 Year IRA
1.50%$1k-24 Month Rising Rate IRA
1.45%$1k-2 Year IRA
1.35%$1k-18 Month IRA
1.25%$1k-1 Year IRA
0.65%$1k-6 Month IRA
Locations

Availability



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