Incommons Bank is headquartered in MEXIA and is the 243rd largest bank in the state of Texas. It is also the 2,736th largest bank in the nation. It was established in 1882 and as of March of 2025, it had grown to 55 employees at 6 locations. Incommons Bank's CD rates are 5X the national average, and it has a B+ health rating.
Overall | |
---|---|
FDIC Certificate # | 3342 |
Year Established | 1882 |
Employees | 55 |
Primary Regulator | OCC |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.13% |
Return on Equity - YTD | 14.62% |
Annual Interest Income | $3.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $253.6MM$257.2MM |
Loans | Q1 2025vs Q1 2024 | $182.7MM$184.1MM |
Deposits | Q1 2025vs Q1 2024 | $221.3MM$219MM |
Equity Capital | Q1 2025vs Q1 2024 | $19.9MM$18MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $2.3MM$2.3MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.6MM$786K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Incommons Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.00% | $0 | $100k | Kasasa Saver | |
0.25% | $0 | - | Savings | |
0.01% | $0 | - | Health Savings Account (HSA) |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
6.00%* | $0 | $20k | Kasasa Cash Checking | ||
OTHER TIERS: 0.50% → $20k+ | |||||
0.20% | $0 | - | Interest Checking | ||
0.20% | $0 | - | Business Interest Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.25% | $2.5k | - | 6 Month CD | |
4.20% | $1k | - | 2 Year CD | |
4.20% | $1k | - | 3 Year CD | |
4.15% | $1k | - | 1 Year CD | |
4.00% | $1k | - | 18 Month CD | |
0.85% | $1k | - | 4 Year CD | |
0.75% | $1k | - | 5 Year CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.20% | $500 | - | 24 Month IRA | |
4.15% | $500 | - | 12 Month IRA | |
4.00% | $500 | - | 18 Month IRA |
Incommons Bank Locations | ||
---|---|---|
Coolidge Branch | 123 Bell Street | Coolidge, TX 76635 |
Incommons Bank, N.A. | 301 E Commerce St | Mexia, TX 76667 |
Fairfield Branch | 415 West Commerce | Fairfield, TX 75840 |
Waco Branch | 5400 Crosslake Parkway | Waco, TX 76712 |
Rosebud Branch | 339 Main Street | Rosebud, TX 76570 |
Mart Branch | 714 East Texas Avenue | Mart, TX 76664 |
The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.