Incommons Bank
LOCATIONS
6
View locations
HEALTH RATING
A+
View health report
CURRENT TOP RATE
2.00% APY
Kasasa Cash
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.00% | Reward Checking | Kasasa Cash 1.75% - National Average |
| 1.00% | Reward Savings | Kasasa Saver 0.77% - National Average |
| 1.16% | 5-year CD | 5 Year CD 1.85% - Synchrony Bank 60 Month CD |
Overview / Commentary
Incommons Bank is headquartered in Mexia and is the 291st largest bank in the state of Texas. It is also the 3,592nd largest bank in the nation. It was established in 1882 and as of June of 2016, it had grown to 57 employees at 6 locations. Incommons Bank has an A+ health rating.
Related Posts
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3342 |
| Year Established | 1882 |
| Employees | 57 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.51% |
| Return on Equity - YTD | 4.8% |
| Annual Interest Income | $3.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $148.3MM$116.9MM |
| Loans | Q2 2016vs Q2 2015 | $105.2MM$80.4MM |
| Deposits | Q2 2016vs Q2 2015 | $124.8MM$96.3MM |
| Equity Capital | Q2 2016vs Q2 2015 | $14.5MM$11.0MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $1.0MM$976.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $293.00K$610.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $24.00K$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Incommons Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | - | $250k | Kasasa Saver | ||
| OTHER TIERS: 0.35% → $25k+ | |||||
| 0.05% | $50 | - | Savings | ||
| 0.01% | $100 | - | Health Savings Account | ||
Incommons Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.35% → $10k+ | |||||
| 0.30% | $50 | - | Interest Checking | ||
| 0.30% | $50 | - | Business Interest Checking | ||
| 0.00% | - | - | Kasasa Cash Back™ | ||
Incommons Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.16% | $1k | - | 5 Year CD | |
| 1.00% | $1k | - | 4 Year CD | |
| 0.70% | $1k | - | 3 Year CD | |
| 0.55% | $1k | - | 2 Year CD | |
| 0.40% | $1k | - | 18 Month CD | |
| 0.30% | $1k | - | 1 Year CD | |
| 0.20% | $2,500 | - | 6 Month CD |
Incommons Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.55% | $500 | - | 24 Month IRA | |
| 0.40% | $500 | - | 18 Month IRA | |
| 0.30% | $500 | - | 12 Month IRA |
Locations
| Incommons Bank Locations | ||
|---|---|---|
| Coolidge Branch | 123 Bell Street | Coolidge, TX 76635 |
| Incommons Bank, N.A. | 301 East Commerce Street | Mexia, TX 76667 |
| Fairfield Branch | 415 West Commerce | Fairfield, TX 75840 |
| Waco Branch | 5400 Crosslake Parkway | Waco, TX 76712 |
| Rosebud Branch | 339 Main Street | Rosebud, TX 76570 |
| Mart Branch | 714 East Texas Avenue | Mart, TX 76664 |