IncredibleBank

Overview / Commentary

www.incrediblebank.com

715-849-2535

327 North 17th Avenue
Wausau, WI 54401

IncredibleBank is headquartered in Wausau and is the 13^th largest bank in the state of Wisconsin. It is also the 592^nd largest bank in the nation. It was established in 1967 and as of December of 2019, it had grown to 258 employees at 18 locations. IncredibleBank's money market rates are 2X the national average, and it has a B+ health rating.

Not Worth Keeping Account Here Anymore - 4/4/2020

Money market rates are now at .5 if under $150K

Reviews (1)

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Interest Rates

Posted by: David3593 | Nov 16, 2019

Overall, I have been satisfied with Incredible bank, especially with the account representatives that I have talked to. My main source of disappointment has been that they do not pay accrued interest if you close the account in the middle of the month. This is mentioned on their website so shame on me for not taking it into account when considered opening the account. Several of their competitors do pay accrued interest and pay higher interest rates as well. I would recommend looking elsewhere for a bank.

Comment

Health

B+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	19772
Year Established	1967
Employees	258
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.57%
Return on Equity - YTD	16.74%
Annual Interest Income	$63.7MM

Assets and Liabilities
Assets	Q4 2019vs Q4 2018	$1.40B$1.36B
Loans	Q4 2019vs Q4 2018	$1.05B$1.03B
Deposits	Q4 2019vs Q4 2018	$1.15B$1.18B
Equity Capital	Q4 2019vs Q4 2018	$134.4MM$122.0MM
Loan Loss Allowance	Q4 2019vs Q4 2018	$7.8MM$6.4MM
Unbacked Noncurrent Loans	Q4 2019vs Q4 2018	$5.8MM$3.2MM
Real Estate Owned	Q4 2019vs Q4 2018	$3.4MM$6.2MM

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not IncredibleBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

IncredibleBank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.31%^*	$25k^*	-	IncredibleBank HSA
OTHER TIERS: 0.05% → $1k - $10k \| 0.50% → $10k - $25k
0.25%^*	$10k^*	-	IncredibleBank Savings
OTHER TIERS: 0.01% → Up to $1k \| 0.05% → $1k - $10k

IncredibleBank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$300k^*	-	IncredibleBank Money Market
OTHER TIERS: 0.01% → Up to $10k \| 0.25% → $10k - $50k \| 0.30% → $50k - $150k \| 0.40% → $150k - $300k
0.70%^*	$250k^*	-	Incredible Business Money Market
OTHER TIERS: 0.05% → Up to $25k \| 0.20% → $25k - $250k
0.70%^*	$250k^*	-	Incredible Municipal Money Market
OTHER TIERS: 0.05% → Up to $25k \| 0.20% → $25k - $250k

IncredibleBank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	-	-	IncredibleBank Checking Plus

IncredibleBank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	$1k	-	36 Month CD
1.10%	$1k	-	60 Month CD
0.95%	$1k	-	24 Month CD
0.80%	$1k	-	12 Month CD

IncredibleBank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	$1k	-	36 Month IRA
1.10%	$1k	-	60 Month IRA
0.95%	$1k	-	24 Month IRA
0.80%	$1k	-	12 Month IRA

Locations

Availability

Wausau Area

Wausau Area bank & credit union details

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