Overview / Commentary
327 North 17th Avenue
Wausau, WI 54401

IncredibleBank is headquartered in WAUSAU and is the 13th largest bank in the state of Wisconsin. It is also the 604th largest bank in the nation. It was established in 1967 and as of March of 2023, it had grown to 264 employees at 16 locations. IncredibleBank's money market rates are 8X the national average, and it has a B+ health rating.

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Incrediblebank Remains Unspectacular - 8/21/2022

If any bank should change their name, it's IncredibleBank. It was once mighty with a high rate with no minimum balance requirement to speak of, of which I enjoyed their account, but for too many years now it remains one of the fallen ones, like PurePoint. It's sad, because it's really a great bank otherwise. IncredibleBank's Money Market Account is up to just 0.70% APY, and you must maintain $300,000 to get the rate. Yet, their website states that their 0.70% allows you to earn 8x the national average. Whoever updates the site is truly slacking...and hopefully they'll read this. IncredibleBank's Savings Account only pays 0.10%, and you must maintain $10,000 to get that rate. IncredibleBank has what they're calling "High-Yield Checking" on their main site pull-down menu. The rate for this is 0.05%. I'm not sure IncredibleBank knows what "High-Yield" means? Anyway, I only posted the above for maybe a slight chuckle, and to give another example of the interesting banking stories we a

Reviews (1)

Interest Rates

Posted by: |

Overall, I have been satisfied with Incredible bank, especially with the account representatives that I have talked to. My main source of disappointment has been that they do not pay accrued interest if you close the account in the middle of the month. This is mentioned on their website so shame on me for not taking it into account when considered opening the account. Several of their competitors do pay accrued interest and pay higher interest rates as well. I would recommend looking elsewhere for a bank.


Health Grade Components

FDIC Certificate #19772
Year Established1967
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD15.82%
Annual Interest Income$22.5MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$1.88B$1.77B
LoansQ1 2023vs Q1 2022$1.38B$1.25B
DepositsQ1 2023vs Q1 2022$1.65B$1.54B
Equity CapitalQ1 2023vs Q1 2022$131.6MM$141.8MM
Loan Loss AllowanceQ1 2023vs Q1 2022$14.3MM$12.6MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$1.2MM$2.8MM
Real Estate OwnedQ1 2023vs Q1 2022$312.00K$0
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Always verify rates and promotions with the bank or credit union. We are not IncredibleBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

IncredibleBank Savings Account Rates

0.45%*$25k*-IncredibleBank HSA
OTHER TIERS: 0.05% $1k - $10k | 0.25% $10k - $25k
0.10%*$10k*-IncredibleBank Savings
OTHER TIERS: 0.01% Up to $1k | 0.03% $1k - $10k

IncredibleBank Money Market Rates

3.50%*$1m*-IncredibleBank Money Market
OTHER TIERS: 0.01% Up to $10k | 0.10% $10k - $50k | 1.51% $50k - $150k | 2.02% $150k - $300k | 2.50% $300k+ | 3.00% $500k - $1m
3.05%*$1m*-Incredible Business Money Market
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $50k | 0.50% $50k - $250k | 1.51% $250k+

IncredibleBank Checking Account Rates

0.05%--IncredibleBank Checking Plus

IncredibleBank CD Rates

0.75%$1k-60 Month CD
0.45%$1k-36 Month CD
0.25%$1k-24 Month CD
0.15%$1k-12 Month CD

IncredibleBank IRA Rates

0.75%$1k-60 Month IRA
0.45%$1k-36 Month IRA
0.25%$1k-24 Month IRA
0.15%$1k-12 Month IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.