Overview / Commentary
327 North 17th Avenue
Wausau, WI 54401

IncredibleBank is headquartered in Wausau and is the 13th largest bank in the state of Wisconsin. It is also the 607th largest bank in the nation. It was established in 1967 and as of March of 2022, it had grown to 256 employees at 16 locations. IncredibleBank's money market rates are 59% higher than the national average, and it has a B+ health rating.

Reviews (1)

Interest Rates

Posted by: |

Overall, I have been satisfied with Incredible bank, especially with the account representatives that I have talked to. My main source of disappointment has been that they do not pay accrued interest if you close the account in the middle of the month. This is mentioned on their website so shame on me for not taking it into account when considered opening the account. Several of their competitors do pay accrued interest and pay higher interest rates as well. I would recommend looking elsewhere for a bank.


Health Grade Components

FDIC Certificate #19772
Year Established1967
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.94%
Return on Equity - YTD23.26%
Annual Interest Income$17.1MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$1.77B$1.75B
LoansQ1 2022vs Q1 2021$1.25B$1.29B
DepositsQ1 2022vs Q1 2021$1.54B$1.50B
Equity CapitalQ1 2022vs Q1 2021$141.8MM$145.0MM
Loan Loss AllowanceQ1 2022vs Q1 2021$12.6MM$11.5MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$2.8MM$5.1MM
Real Estate OwnedQ1 2022vs Q1 2021$0$1.1MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

IncredibleBank Savings Account Rates

0.45%*$25k*-IncredibleBank HSA
OTHER TIERS: 0.05% $1k - $10k | 0.25% $10k - $25k
0.10%*$10k*-IncredibleBank Savings
OTHER TIERS: 0.01% Up to $1k | 0.03% $1k - $10k

IncredibleBank Money Market Rates

0.70%*$300k*-IncredibleBank Money Market
OTHER TIERS: 0.01% Up to $10k | 0.10% $10k - $50k | 0.15% $50k - $150k | 0.40% $150k - $300k
0.50%*$250k*-Incredible Business Money Market
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $250k
0.50%*$250k*-Incredible Municipal Money Market
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $250k

IncredibleBank Checking Account Rates

0.05%--IncredibleBank Checking Plus

IncredibleBank CD Rates

0.75%$1k-60 Month CD
0.45%$1k-36 Month CD
0.25%$1k-24 Month CD
0.15%$1k-12 Month CD

IncredibleBank IRA Rates

0.75%$1k-60 Month IRA
0.45%$1k-36 Month IRA
0.25%$1k-24 Month IRA
0.15%$1k-12 Month IRA


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