Merged/Acquired

Incredible Bank

Deposits held and insured by IncredibleBank

Overview / Commentary
877-261-4750
327 North 17th Avenue
Wausau, WI 54401
Deposits held and insured by IncredibleBank

Incredible Bank is no longer doing business under that name because it has been merged or acquired. See the successor institution IncredibleBank.

Related Posts

Incredible Bank Lowers Saving & Checking For Long Time Holders. - 8/3/2019

For people just coming to Incredible bank, to get the now 2.03% APY you need to have $300,000 in the account. People who had a Savings account with them last year are grandfathered in and only need to keep $25,000. The grandfathered people also had a great deal on the checking account which was paying 0.95% with no fees or requirements. The downside is nowhere does Incredible bank post the rates for grandfathered people. The only way to see it is to login and search through the options to find it. I just saw the savings rate drop from 2.2% to 2.03% which happened to be in lock step with new account holders Money Market rate. It looks like Incredible Bank will keep these rates tied together. The other drop I noticed internally is that the 0.95% checking rate has now dropped to 0.43%. At this point Alliant looks better with a 0.65% checking rate and 2.1% savings rate. I'm also guessing that Incredible bank will continue to be less incredible in the future as well. I've been with them a

Incredible Bank Just Became Less Incredible - 3/1/2019

If you create a new Incredible Bank Savings Account as of today, you'll only get 0.50% ($10,000+). If you already have an existing Savings Account, your account is grandfathered in at the 2.2% APY ($25K+). They have created a new personal Money Market Account, but the minimum balance to get their highest 2.2% rate is $300,000. Here are the MM Rate Tiers: $0 - $9,999.99 .20% $10,000 - $49,999.99 .50% $50,000 - $149,999.99 1.00% $150,000 - $299,999.99 1.50% $300,000 & above 2.18% (2.20% APY) https://www.incrediblebank.com/products/money-market-account

IncredibleBank's High Yield Savings Now Earns 2.20% APY - 12/14/2018

Incredible Bank (internet bank) raised the rate on its High Yield Savings to 2.20% APY on balances of $25k+. Minimum opening deposit is $2.5k.

View all posts from:

10/28/15 - IncredibleBank Raises Rate On Incredible Savings - Nationwide
12/31/14 - IncredibleBank Launches a New Top-Rate Savings Account
12/30/14 - Incredible Savings Now 1.07%
12/23/14 - IncredibleBank (Internet Bank) Raises Rate On 19-month CD - Nationwide
11/13/13 - Incredible Bank's 4-Year Anniversary - Comparing Its Rate History
9/25/13 - Incredible Bank Now Offers a Health Savings Account
8/7/13 - Rates Drop At Incredible Bank
5/13/13 - Rate Drop: Incredible Bank
5/13/13 - Incredible Bank Makes It Easier To Avoid New Monthly Maintenance Fee
4/11/13 - New Monthly Fee on Incredible Bank’s Checking Account
1/23/13 - Incredible Bank Money Market Account Rate Falls
11/10/12 - Website Temporarily Unavailable
11/9/12 - Incredible Bank's 3-Year Anniversary - Comparing Its Rate History
9/21/12 - Unable To Login To Incredible Bank Account - Day Two
6/12/12 - Incredible Bank's Parent Partially Pays Back TARP Funds
5/25/12 - Rate Tables Outdated For Incredible Bank Cds
4/21/12 - How Come Some Checking Accounts Pay A Higher Interest Than Savings Account?
10/31/11 - Incredible Bank's 2-Year Anniversary
8/18/11 - Incredible Bank CD Rate Cuts
8/18/11 - Internet Checking Rate Drop
8/15/11 - New Rate Tiers of Incredible Bank's Money Market Account
6/3/11 - Incredible Bank Offers New Internet CDs
6/3/11 - New Short-Term Cds
5/5/11 - Incredible Bank's New Money Market Account
3/17/11 - Incredible Bank's CD Deals Are Over - Best 1-Year CD Rate?
3/4/11 - Incredible Bank Cuts Checking Account Rates But CD Rates Hold
2/14/11 - New Competitive 1-Year and 18-Month CD Rates at Incredible Bank - Available Nationwide
2/12/11 - New 12 And 18 Month Cds At Incredible Bank
12/27/10 - Incredible Bank's New 1-Year CD and the Problem with 1-Year CDs
11/17/10 - After One Year Has Incredible Bank Remained Incredible?
8/20/10 - Drip, Drip, Droop
6/30/10 - Incredible Bank's Hot 1-Year CD Deal is Over - Alternatives?
6/13/10 - The Best 12-Month CD Rate Available Nationwide at Incredible Bank - EXPIRED
6/12/10 - Incrediblebank Blended 12 mo CD
4/30/10 - Incredible Bank Announces a Rate Cut Effective May 3rd
4/14/10 - Has Incredible Bank Remained Incredible?
3/29/10 - Updates on Incredible Bank and its High-Yield Checking Account
2/22/10 - Pretty Ridiculous To Have A Checking Account That Charges You $20
2/19/10 - Incredible Bank Cuts Checking Account Rate
2/19/10 - The Have Cut The Rate To 1
2/10/10 - 2.02% APR On Checking Up To $250
1/26/10 - Reviews of Incredible Bank's 2.02% Internet Checking Account
11/14/09 - New High-Yield Internet Checking Account at Incredible Bank - Available Nationwide

Reviews (26)

Great Bank!

Posted by: FLAbanker | Nov 10, 2018

Everything about Incredible Bank has been excellent: quick to open the account, easy to transfer funds without restrictive limits and superb customer service. But unfortunately, while their interest rate is good, it isn't keeping pace with other banks.

Top-Notch Outfit!

Originally became aware of IB through my longtime River Valley Bank relationship. Excellent rates and superb people!

Seems OK Now

Posted by: scooter | Jun 16, 2016

I had a bit of trouble with this one because they don't make it easy. You will have to jump through all kinds of hoops such as a 2 month waiting period be eligible for online transfers from your bank. You have submit documentation such as your driver's license image and all kinds of irritating little details. But, they do pay the most of the online savings accounts. So now that I am finally through all the hurdles it looks like they will be easy to deal with going forward. Customer service is very reasonable and you will have to call them a couple of times but no biggie.

Was OK, Until...

Posted by: adamo010 | Jun 17, 2013

I didn't login for about 12 months.  Had $5K there.  They then levied a $15 paper statement fee on me because they automatically converted me back to paper statements (from e-statements) as I hadn't logged in.  But .. I've been downloading transactions to Quicken for some time.

Called them up, and they refused to waive the fee.

Frankly not at all what I want in a financial institution.  There are many online banks and I recommend folks put their money at a bank that doesn't have customer unfriendly policies such as this.

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Health

We do not have health information for Incredible Bank, because it is no longer an operational bank.

  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Incredible Bank Lowers Saving & Checking For Long Time Holders.

zz   |  
For people just coming to Incredible bank, to get the now 2.03% APY you need to have $300,000 in the account. People who had a Savings account with them last year are grandfathered in and only need to keep $25,000. The grandfathered people also had a great deal on the checking account which was paying 0.95% with no fees or requirements.

The downside is nowhere does Incredible bank post the rates for grandfathered people. The only way to see it is to login and search through the options to find it. I just saw the savings rate drop from 2.2% to 2.03% which happened to be in lock step with new account holders Money Market rate. It looks like Incredible Bank will keep these rates tied together. The other drop I noticed internally is that the 0.95% checking rate has now dropped to 0.43%. At this point Alliant looks better with a 0.65% checking rate and 2.1% savings rate.

I'm also guessing that Incredible bank will continue to be less incredible in the future as well. I've been with them awhile as there transfer times and help desk were very good, as are Alliant.

Rates

Sorry, we do not have rate data for Incredible Bank.

Locations

Sorry, but we do not have location data for Incredible Bank. Its headquarters is located at 327 North 17th Avenue - Wausau, WI 54401

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