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Incredible Bank

Popular Accounts at this Bank

0.59%CheckingIncredible Checking
0.95%Money MarketIncredible Money Market
1.11%SavingsIncredible Savings

Overview / Commentary
327 North 17th Avenue
Wausau, WI 54401

Related Posts

IncredibleBank Raises Rate On Incredible Savings - Nationwide - 10/28/2015

IncredibleBank has raised the rate on its Incredible Savings (1.17% APY on all balances up to $250K). Available only on online, the minimum opening deposit is $2.5K.

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12/27/12 - Replacing Savings Accounts with an Interest Checking Account
11/12/12 - Website Temporarily Unavailable
11/9/12 - Incredible Bank's 3-Year Anniversary - Comparing Its Rate History
9/24/12 - Unable To Login To Incredible Bank Account - Day Two
6/12/12 - Incredible Bank's Parent Partially Pays Back TARP Funds
5/26/12 - Rate Tables Outdated For Incredible Bank Cds
5/23/12 - Money Market Rate Leaders with Some History
5/8/12 - Why Some Checking Accounts Have Higher Rates Than Savings Accounts
5/8/12 - How Come Some Checking Accounts Pay A Higher Interest Than Savings Account?
10/31/11 - Incredible Bank's 2-Year Anniversary
8/18/11 - Incredible Bank CD Rate Cuts
12/14/11 - Internet Checking Rate Drop
8/15/11 - New Rate Tiers of Incredible Bank's Money Market Account
6/3/11 - Incredible Bank Offers New Internet CDs
6/3/11 - New Short-Term Cds
5/5/11 - Incredible Bank's New Money Market Account
3/17/11 - Incredible Bank's CD Deals Are Over - Best 1-Year CD Rate?
3/4/11 - Incredible Bank Cuts Checking Account Rates But CD Rates Hold
2/15/11 - Another High Yield Savings Account is Sold Out - Today's Best Choices?
2/14/11 - New Competitive 1-Year and 18-Month CD Rates at Incredible Bank - Available Nationwide
2/12/11 - New 12 And 18 Month Cds At Incredible Bank
12/27/10 - Incredible Bank's New 1-Year CD and the Problem with 1-Year CDs
11/17/10 - After One Year Has Incredible Bank Remained Incredible?
9/22/10 - Internet Checking Accounts with the Best Interest Rates
8/27/10 - Internet Savings Accounts - Is Rate Chasing Still Worthwhile?
3/3/11 - Drip, Drip, Droop
7/22/10 - Five Best Regular Interest Checking Accounts Available Nationwide
6/30/10 - Incredible Bank's Hot 1-Year CD Deal is Over - Alternatives?
6/13/10 - The Best 12-Month CD Rate Available Nationwide at Incredible Bank - EXPIRED
6/12/10 - Incrediblebank Blended 12 mo CD
4/30/10 - Incredible Bank Announces a Rate Cut Effective May 3rd
4/14/10 - Has Incredible Bank Remained Incredible?
3/29/10 - Updates on Incredible Bank and its High-Yield Checking Account
2/22/10 - Pretty Ridiculous To Have A Checking Account That Charges You $20
12/8/10 - Incredible Bank Cuts Checking Account Rate
2/19/10 - The Have Cut The Rate To 1
2/10/10 - 2.02% APR On Checking Up To $250
4/1/10 - Reviews of Incredible Bank's 2.02% Internet Checking Account
11/14/09 - New High-Yield Internet Checking Account at Incredible Bank - Available Nationwide

Simply Incredible!

Posted by: IBCustomer | Nov 9, 2012

Not often can you get an online experience that also allows for a real live person to help you when you need the personal touch.  Not only are rates competitive but service is unlike other online banking experiences either!

Long Time Customer

Posted by: zz | Sep 28, 2016

Read other reviews with some surprise. I've been with Incredible bank for such a long time that I can't comment on what it's like to start an account. I've found the customer service very reachable and very responsive. They are very good about leaving money in your account until it leaves and giving credit for money coming in immediately. My biggest problem is trying to move large sums of money out of the bank. The ACH is limited to $10,000 and checks (either paper checks or online bill pay) is limited to $99,999. Since this is my main bank I'm online at least once a month and never experienced the $15 paper charge. Main reason I like to stay is Incredible has always been at the top of the list for savings rates. They're checking account rate has always been decent as well. I had been to other banks that give high interest for short periods and then lower them. I can just leave money at Incredible without worrying about this.

Seems OK Now

Posted by: scooter | Jun 16, 2016

I had a bit of trouble with this one because they don't make it easy. You will have to jump through all kinds of hoops such as a 2 month waiting period be eligible for online transfers from your bank. You have submit documentation such as your driver's license image and all kinds of irritating little details. But, they do pay the most of the online savings accounts. So now that I am finally through all the hurdles it looks like they will be easy to deal with going forward. Customer service is very reasonable and you will have to call them a couple of times but no biggie.

Very Disappointed

Posted by: bobp2232 | Sep 20, 2016

I was making a large deposit to incredible bank from another source due to higher interest rate. They dragged their feet and gave me a bad credit rating. I ran my score and its average but again, no loan just a large deposit. I would not recommend doing business with this institution.



Health Grade Components

FDIC Certificate #19772
Year Established1967
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.52%
Return on Equity - YTD14.76%
Annual Interest Income$22.6MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1.10B$1.05B
LoansQ2 2016vs Q2 2015$841.5MM$817.9MM
DepositsQ2 2016vs Q2 2015$930.8MM$887.0MM
Equity CapitalQ2 2016vs Q2 2015$113.7MM$108.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$8.9MM$8.7MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$6.8MM$3.6MM
Real Estate OwnedQ2 2016vs Q2 2015$3.5MM$5.6MM
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Always verify rates and promotions with the bank or credit union. We are not Incredible Bank; we are a rate comparison website and cannot provide official rates or promotions.

Incredible Bank Savings Account Rates

1.11%--Incredible Savings

Incredible Bank Money Market Rates

0.95%--Incredible Money Market

Incredible Bank Checking Account Rates

There is a $1,000 minimum deposit required to open the account. Once opened, there is no minimum balance requirement to earn the top yield or to avoid a monthly fee.

0.59%--Incredible Checking

Incredible Bank CD Rates

1.21%$10k$90kIncredible 19 Month CD
1.00%$10k$90kIncredible 13 Month CD
0.75%$10k$90kIncredible 9 Month CD

Incredible Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 327 North 17th Avenue - Wausau, WI 54401