Independence Bank

Overview / Commentary
435 Third Street
Havre, MT 59501

Independence Bank is headquartered in Havre and is the 6th largest bank in the state of Montana. It is also the 984th largest bank in the nation. It was established in 1973 and as of September of 2020, it had grown to 115 employees at 6 locations. Independence Bank has an A health rating.


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Health Grade Components

FDIC Certificate #20989
Year Established1973
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.89%
Return on Equity - YTD14.57%
Annual Interest Income$31.6MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$912.7MM$787.1MM
LoansQ3 2020vs Q3 2019$749.4MM$663.3MM
DepositsQ3 2020vs Q3 2019$779.0MM$667.8MM
Equity CapitalQ3 2020vs Q3 2019$115.9MM$104.5MM
Loan Loss AllowanceQ3 2020vs Q3 2019$10.0MM$8.6MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$9.4MM$346.00K
Real Estate OwnedQ3 2020vs Q3 2019$86.00K$190.00K

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Independence Bank Locations
Glasgow Branch101 8th Street NorthGlasgow, MT 59230
Malta Branch135 South Second StreetMalta, MT 59538
202 Main Street Branch202 Main StreetScobey, MT 59263
214 Second Avenue Branch214 Second Avenue WPoplar, MT 59255
Independence Bank435 Third StreetHavre, MT 59501
Conrad Branch23 5th Ave SeConrad, MT 59425

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