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Overview / Commentary
435 Third Street
Havre, MT 59501

Independence Bank is headquartered in Havre and is the 7th largest bank in the state of Montana. It is also the 1,086th largest bank in the nation. It was established in 1973 and as of March of 2017, it had grown to 96 employees at 6 locations. Independence Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #20989
Year Established1973
Employees96
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.48%
Return on Equity - YTD11.65%
Annual Interest Income$7.7MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$677.7MM$619.5MM
LoansQ1 2017vs Q1 2016$529.5MM$488.9MM
DepositsQ1 2017vs Q1 2016$570.5MM$515.2MM
Equity CapitalQ1 2017vs Q1 2016$84.7MM$78.8MM
Loan Loss AllowanceQ1 2017vs Q1 2016$6.8MM$6.3MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$7.8MM$3.9MM
Real Estate OwnedQ1 2017vs Q1 2016$167.00K$0
Rates

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Locations


Independence Bank Locations
Glasgow Branch125 Fourth Street SouthGlasgow, MT 59230
Malta Branch135 South Second StreetMalta, MT 59538
202 Main Street Branch202 Main StreetScobey, MT 59263
214 Second Avenue Branch214 Second Avenue WPoplar, MT 59255
Independence Bank435 Third StreetHavre, MT 59501
Conrad Branch23 5th Ave SeConrad, MT 59425
Third Avenue Branch410 3rd AvenueHavre, MT 59501