Independence Bank

Overview / Commentary
435 Third Street
Havre, MT 59501

Independence Bank is headquartered in Havre and is the 6th largest bank in the state of Montana. It is also the 870th largest bank in the nation. It was established in 1973 and as of June of 2022, it had grown to 129 employees at 7 locations. Independence Bank has an A health rating.


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Health Grade Components

FDIC Certificate #20989
Year Established1973
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD14.93%
Annual Interest Income$21.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.16B$1.14B
LoansQ2 2022vs Q2 2021$776.9MM$742.6MM
DepositsQ2 2022vs Q2 2021$1.05B$1.00B
Equity CapitalQ2 2022vs Q2 2021$109.3MM$122.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$11.8MM$10.5MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$763.00K$0
Real Estate OwnedQ2 2022vs Q2 2021$0$0

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Independence Bank Locations
Glasgow Branch101 8th Street NorthGlasgow, MT 59230
Malta Branch135 South Second StreetMalta, MT 59538
202 Main Street Branch202 Main StreetScobey, MT 59263
214 Second Avenue Branch214 Second Avenue WPoplar, MT 59255
Independence Bank435 3rd StHavre, MT 59501
Conrad Branch23 5th Ave SeConrad, MT 59425
Shelby Branch131 Main StreetShelby, MT 59474
Independence Bank - Great Falls Bran901 River Drive NorthGreat Falls, MT 59401

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