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Overview / Commentary
435 Third Street
Havre, MT 59501

Independence Bank is headquartered in Havre and is the 7th largest bank in the state of Montana. It is also the 1,153rd largest bank in the nation. It was established in 1973 and as of June of 2016, it had grown to 93 employees at 6 locations. Independence Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #20989
Year Established1973
Employees93
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.7%
Return on Equity - YTD13.1%
Annual Interest Income$14.6MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$612.9MM$569.0MM
LoansQ2 2016vs Q2 2015$525.8MM$481.4MM
DepositsQ2 2016vs Q2 2015$501.0MM$470.5MM
Equity CapitalQ2 2016vs Q2 2015$81.6MM$73.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$6.4MM$5.9MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$3.9MM$285.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$2.1MM
Rates

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Locations


Independence Bank Locations
Glasgow Branch125 Fourth Street SouthGlasgow, MT 59230
Malta Branch135 South Second StreetMalta, MT 59538
202 Main Street Branch202 Main StreetScobey, MT 59263
214 Second Avenue Branch214 Second Avenue WPoplar, MT 59255
Independence Bank435 Third StreetHavre, MT 59501
Conrad Branch23 5th Ave SeConrad, MT 59425