Overview / Commentary
406-265-1241
435 Third Street
Havre, MT 59501

Independence Bank is headquartered in Havre and is the 6th largest bank in the state of Montana. It is also the 1,042nd largest bank in the nation. It was established in 1973 and as of September of 2018, it had grown to 106 employees at 6 locations. Independence Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #20989
Year Established1973
Employees106
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.92%
Return on Equity - YTD14.86%
Annual Interest Income$26.9MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$725.5MM$669.6MM
LoansQ3 2018vs Q3 2017$626.6MM$580.4MM
DepositsQ3 2018vs Q3 2017$607.4MM$559.0MM
Equity CapitalQ3 2018vs Q3 2017$94.5MM$89.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$7.7MM$7.1MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.8MM$6.5MM
Real Estate OwnedQ3 2018vs Q3 2017$429.00K$200.00K
Rates

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Locations


Independence Bank Locations
Glasgow Branch125 Fourth Street SouthGlasgow, MT 59230
Malta Branch135 South Second StreetMalta, MT 59538
202 Main Street Branch202 Main StreetScobey, MT 59263
214 Second Avenue Branch214 Second Avenue WPoplar, MT 59255
Independence Bank435 Third StreetHavre, MT 59501
Conrad Branch23 5th Ave SeConrad, MT 59425

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