Independence Bank


Overview / Commentary
406-265-1241
435 Third Street
Havre, MT 59501

Independence Bank is headquartered in HAVRE and is the 5th largest bank in the state of Montana. It is also the 840th largest bank in the nation. It was established in 1973 and as of March of 2025, it had grown to 149 employees at 10 locations. Independence Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #20989
Year Established1973
Employees149
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.57%
Return on Equity - YTD13.99%
Annual Interest Income$17.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.28B$1.19B
LoansQ1 2025vs Q1 2024$933.9MM$843.6MM
DepositsQ1 2025vs Q1 2024$1.13B$1.05B
Equity CapitalQ1 2025vs Q1 2024$142.8MM$127.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$13MM$12.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.7MM$75K
Real Estate OwnedQ1 2025vs Q1 2024$83K$124K
Rates

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Locations


Independence Bank Locations
Glasgow Branch101 8th Street NorthGlasgow, MT 59230
Malta Branch135 South Second StreetMalta, MT 59538
202 Main Street Branch202 Main StreetScobey, MT 59263
214 Second Avenue Branch214 Second Avenue WPoplar, MT 59255
Independence Bank435 3rd StHavre, MT 59501
Conrad Branch23 5th Ave SeConrad, MT 59425
Shelby Branch131 Main StreetShelby, MT 59474
Independence Bank - Great Falls Bran901 River Drive NorthGreat Falls, MT 59401

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