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Overview / Commentary
435 Third Street
Havre, MT 59501

Independence Bank is headquartered in Havre and is the 7th largest bank in the state of Montana. It is also the 1,137th largest bank in the nation. It was established in 1973 and as of March of 2016, it had grown to 90 employees at 6 locations. Independence Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #20989
Year Established1973
Employees90
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.67%
Return on Equity - YTD13.08%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$619.5MM$574.9MM
LoansQ1 2016vs Q1 2015$488.9MM$440.7MM
DepositsQ1 2016vs Q1 2015$515.2MM$480.4MM
Equity CapitalQ1 2016vs Q1 2015$78.8MM$71.2MM
Loan Loss AllowanceQ1 2016vs Q1 2015$6.3MM$5.9MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$3.9MM$99.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$2.2MM
Rates

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Locations


Independence Bank Locations
Glasgow Branch125 Fourth Street SouthGlasgow, MT 59230
Malta Branch135 South Second StreetMalta, MT 59538
202 Main Street Branch202 Main StreetScobey, MT 59263
214 Second Avenue Branch214 Second Avenue WPoplar, MT 59255
Independence Bank435 Third StreetHavre, MT 59501
Conrad Branch23 5th Ave SeConrad, MT 59425