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Overview / Commentary
435 Third Street
Havre, MT 59501

Independence Bank is headquartered in Havre and is the 7th largest bank in the state of Montana. It is also the 1,141st largest bank in the nation. It was established in 1973 and as of September of 2016, it had grown to 93 employees at 6 locations. Independence Bank has an A health rating.

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Health
A

Health Grade Components

Overall
FDIC Certificate #20989
Year Established1973
Employees93
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.68%
Return on Equity - YTD12.85%
Annual Interest Income$22.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$625.5MM$585.6MM
LoansQ3 2016vs Q3 2015$530.5MM$499.6MM
DepositsQ3 2016vs Q3 2015$519.4MM$490.0MM
Equity CapitalQ3 2016vs Q3 2015$84.0MM$76.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$6.6MM$6.0MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$3.0MM$707.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$25.00K
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Locations


Independence Bank Locations
Glasgow Branch125 Fourth Street SouthGlasgow, MT 59230
Malta Branch135 South Second StreetMalta, MT 59538
202 Main Street Branch202 Main StreetScobey, MT 59263
214 Second Avenue Branch214 Second Avenue WPoplar, MT 59255
Independence Bank435 Third StreetHavre, MT 59501
Conrad Branch23 5th Ave SeConrad, MT 59425