Independence Bank

Overview / Commentary
435 Third Street
Havre, MT 59501

Independence Bank is headquartered in Havre and is the 5th largest bank in the state of Montana. It is also the 993rd largest bank in the nation. It was established in 1973 and as of December of 2019, it had grown to 108 employees at 6 locations. Independence Bank has an A+ health rating.

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Health Grade Components

FDIC Certificate #20989
Year Established1973
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.87%
Return on Equity - YTD14.37%
Annual Interest Income$41.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$803.5MM$741.3MM
LoansQ4 2019vs Q4 2018$661.4MM$618.5MM
DepositsQ4 2019vs Q4 2018$682.8MM$628.1MM
Equity CapitalQ4 2019vs Q4 2018$108.1MM$95.9MM
Loan Loss AllowanceQ4 2019vs Q4 2018$8.7MM$8.0MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$242.00K$1.8MM
Real Estate OwnedQ4 2019vs Q4 2018$86.00K$0

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Independence Bank Locations
Glasgow Branch101 8th Street NorthGlasgow, MT 59230
Malta Branch135 South Second StreetMalta, MT 59538
202 Main Street Branch202 Main StreetScobey, MT 59263
214 Second Avenue Branch214 Second Avenue WPoplar, MT 59255
Independence Bank435 Third StreetHavre, MT 59501
Conrad Branch23 5th Ave SeConrad, MT 59425

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