Independence State Bank


Overview / Commentary
715-985-3197
23942 Sentry Drive
Independence, WI 54747

Independence State Bank is headquartered in INDEPENDENCE and is the 150th largest bank in the state of Wisconsin. It is also the 3,937th largest bank in the nation. It was established in 1897 and as of March of 2025, it had grown to 17 employees at 3 locations. Independence State Bank has an A health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Independence State Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #10741
Year Established1897
Employees17
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD11.03%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$84.7MM$79.9MM
LoansQ1 2025vs Q1 2024$56.9MM$54.6MM
DepositsQ1 2025vs Q1 2024$73.8MM$65.8MM
Equity CapitalQ1 2025vs Q1 2024$7.5MM$6.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$693K$692K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$0
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Independence State Bank are currently being reviewed.

Locations


Independence State Bank Locations
Independence State Bank23942 Senty DrIndependence, WI 54747
Chippewa Falls Branch2495 Commercial BoulevardChippewa Falls, WI 54729
Elk Mound BranchE401 Menomonie StreetElk Mound, WI 54739

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