Indiana Lakes Federal Credit Union
LOCATIONS
1
View locations
HEALTH RATING
C+
View health report
CURRENT TOP RATE
1.00% APY
24 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.60% | 1-year CD | 12 Month CD 1.40% - Synchrony Bank 12 Month CD |
| 0.15% | Savings | Regular Savings |
| 1.00% | 2-year CD | 24 Month CD 1.65% - Synchrony Bank 24 Month CD |
Overview / Commentary
Indiana Lakes Federal Credit Union is headquartered in Warsaw and is the 92nd largest credit union in the state of Indiana. It is also the 3,466th largest credit union in the nation. It was established in 1977 and as of March of 2017, it had grown to 6 employees and 2,285 members at 1 location. Indiana Lakes Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Kosciusko County, Indiana.
See current membership details
Health
C+
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Indiana Lakes Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 22704 |
| Year Chartered | 1977 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.3% |
| Return on Equity - YTD | 2.34% |
| Annual Interest Income | $132.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $19.8MM$20.4MM |
| Loans | Q1 2017vs Q1 2016 | $10.1MM$9.8MM |
| Deposits | Q1 2017vs Q1 2016 | $17.1MM$17.9MM |
| Equity Capital | Q1 2017vs Q1 2016 | $2.6MM$2.5MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $45.00K$43.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $204.00K$37.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
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Always verify rates and promotions with the bank or credit union. We are not Indiana Lakes Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Indiana Lakes Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Regular Savings | |
| 0.15% | - | - | Christmas Club | |
| 0.15% | - | - | Vacation Club |
Indiana Lakes Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $300 | - | Draft Account |
Indiana Lakes Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $500 | - | 24 Month CD | |
| 0.75% | $500 | - | 18 Month CD | |
| 0.60% | $500 | - | 12 Month CD | |
| 0.50% | $500 | - | 6 Month CD |
Locations
| Indiana Lakes Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 322 S Detroit St | Warsaw, IN 46580-4401 |