Indiana Lakes Federal Credit Union is headquartered in Warsaw and is the 92nd largest credit union in the state of Indiana. It is also the 3,256th largest credit union in the nation. It was established in 1977 and as of June of 2019, it had grown to 6 employees and 2,135 members at 1 location. Indiana Lakes Federal Credit Union's money market rates are 2X the national average, and it has a B health rating.
Field of Membership Restrictions
Indiana Lakes Federal Credit Union offers membershio to those who work, attend school, worship or live in Kosciusko County, Indiana.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 22704 |
| Year Chartered | 1977 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.4% |
| Return on Equity - YTD | 3.15% |
| Annual Interest Income | $314.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $21.8MM$20.5MM |
| Loans | Q2 2019vs Q2 2018 | $12.9MM$10.7MM |
| Deposits | Q2 2019vs Q2 2018 | $19.0MM$17.8MM |
| Equity Capital | Q2 2019vs Q2 2018 | $2.7MM$2.6MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $26.00K$45.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $134.00K$181.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Indiana Lakes Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Indiana Lakes Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $5 | - | Regular Savings | |
| 0.15% | - | - | Christmas Club | |
| 0.15% | - | - | Vacation Club |
Indiana Lakes Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.20% → Up to $2.5k | 0.75% → $2.5k - $100k | |||||
Indiana Lakes Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $300 | - | Draft Account |
Indiana Lakes Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $500 | - | 24 Month CD | |
| 2.00% | $500 | - | 18 Month CD | |
| 1.80% | $500 | - | 12 Month CD | |
| 1.50% | $500 | - | 6 Month CD |
| Indiana Lakes Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 322 S Detroit St | Warsaw, IN 46580-4401 |