Indiana Lakes Federal Credit Union

Overview / Commentary
322 S Detroit St
Warsaw, IN 46580

Indiana Lakes Federal Credit Union is headquartered in Warsaw and is the 92nd largest credit union in the state of Indiana. It is also the 3,249th largest credit union in the nation. It was established in 1977 and as of December of 2019, it had grown to 6 employees and 2,128 members at 1 location. Indiana Lakes Federal Credit Union's money market rates are 70% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Indiana Lakes Federal Credit Union offers membershio to those who work, attend school, worship or live in Kosciusko County, Indiana.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Indiana Lakes Federal Credit Union has a low asset base.

Health Grade Components

NCUA #22704
Year Chartered1977
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD3.03%
Annual Interest Income$671.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$21.6MM$19.6MM
LoansQ4 2019vs Q4 2018$13.2MM$11.3MM
DepositsQ4 2019vs Q4 2018$18.8MM$16.9MM
Equity CapitalQ4 2019vs Q4 2018$2.8MM$2.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$26.00K$45.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$71.00K$215.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Indiana Lakes Federal Credit Union Savings Account Rates

0.20%$5-Regular Savings
0.20%--Christmas Club
0.20%--Vacation Club

Indiana Lakes Federal Credit Union Money Market Rates

0.75%*$100k*-Money Market Account
OTHER TIERS: 0.20% Up to $2.5k | 0.40% $2.5k - $100k

Indiana Lakes Federal Credit Union Checking Account Rates

0.05%$300-Draft Account

Indiana Lakes Federal Credit Union CD Rates

0.90%$500-24 Month CD
0.65%$500-18 Month CD
0.50%$500-12 Month CD
0.35%$500-6 Month CD

Indiana Lakes Federal Credit Union Locations
Branch Office322 S Detroit StWarsaw, IN 46580-4401

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