Indiana Lakes Federal Credit Union is headquartered in Warsaw and is the 93rd largest credit union in the state of Indiana. It is also the 3,367th largest credit union in the nation. It was established in 1977 and as of December of 2018, it had grown to 6 employees and 2,219 members at 1 location. Indiana Lakes Federal Credit Union's money market rates are 2X the national average, and it has a B health rating.
Field of Membership Restrictions
Indiana Lakes Federal Credit Union offers membershio to those who work, attend school, worship or live in Kosciusko County, Indiana.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 22704 |
| Year Chartered | 1977 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.45% |
| Return on Equity - YTD | 3.31% |
| Annual Interest Income | $578.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $19.6MM$19.6MM |
| Loans | Q4 2018vs Q4 2017 | $11.3MM$10.7MM |
| Deposits | Q4 2018vs Q4 2017 | $16.9MM$17.0MM |
| Equity Capital | Q4 2018vs Q4 2017 | $2.7MM$2.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $45.00K$55.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $215.00K$240.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Indiana Lakes Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Indiana Lakes Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $5 | - | Regular Savings | |
| 0.15% | - | - | Christmas Club | |
| 0.15% | - | - | Vacation Club |
Indiana Lakes Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.20% → Up to $2.5k | 0.75% → $2.5k - $100k | |||||
Indiana Lakes Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $300 | - | Draft Account |
Indiana Lakes Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $500 | - | 24 Month CD | |
| 2.00% | $500 | - | 18 Month CD | |
| 1.80% | $500 | - | 12 Month CD | |
| 1.50% | $500 | - | 6 Month CD |
| Indiana Lakes Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 322 S Detroit St | Warsaw, IN 46580-4401 |