ISU (Indiana State University) Federal Credit Union
ISU (Indiana State University) Federal Credit Union is headquartered in Terre Haute and is the 37th largest credit union in the state of Indiana. It is also the 1,581st largest credit union in the nation. It was established in 1960 and as of December of 2019, it had grown to 28 employees and 9,496 members at 1 location. ISU (Indiana State University) Federal Credit Union has an A health rating.
Field of Membership Restrictions
Indiana State University Federal Credit Union membership is open to (1) residents or employees in Vigo, Vermillion, Clay, Parke or Sullivan counties in Indiana, or Clark and Edgar counties in Illinois through joining the American Consumer Council, (2) members (current or retired) of the following Select Employer Groups: Pepsi Cola Bottling Company, Coca Cola Bottling Company (Terre Haute), Remax Real Estate Association, Indiana State University, or any one of the other more than 50 groups (a complete list can be found on the credit union's website), (3) immediate family (including spouses of the deceased) and household members.
See current membership details
I prefer this credit union to any bank.
This credit union has comfortably covered all of my needs. They give me access to a savings account and a checking account, and store my money for no cost to me. Getting those account set up was easy, and they even let me set up a second checking account for me to store separate payments in. There are also plenty of local locations available where I can withdraw money without additional fees. These are the only features I've used at my credit union, as I've not had a reason to interact with any other less-basic features. Honestly, using this credit union feels much better than what I imagine using a bank would be like.
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 13616 |
| Year Chartered | 1960 |
| Employees | 28 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.98% |
| Return on Equity - YTD | 9.14% |
| Annual Interest Income | $4.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $106.7MM$101.5MM |
| Loans | Q4 2019vs Q4 2018 | $83.5MM$80.9MM |
| Deposits | Q4 2019vs Q4 2018 | $94.9MM$88.4MM |
| Equity Capital | Q4 2019vs Q4 2018 | $11.4MM$10.3MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $179.00K$179.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $193.00K$214.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |