ISU (Indiana State University) Federal Credit Union
ISU (Indiana State University) Federal Credit Union is headquartered in Terre Haute and is the 36th largest credit union in the state of Indiana. It is also the 1,602nd largest credit union in the nation. It was established in 1960 and as of December of 2018, it had grown to 26 employees and 9,228 members at 1 location. ISU (Indiana State University) Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Indiana State University Federal Credit Union membership is open to (1) residents or employees in Vigo, Vermillion, Clay, Parke or Sullivan counties in Indiana, or Clark and Edgar counties in Illinois through joining the American Consumer Council, (2) members (current or retired) of the following Select Employer Groups: Pepsi Cola Bottling Company, Coca Cola Bottling Company (Terre Haute), Remax Real Estate Association, Indiana State University, or any one of the other more than 50 groups (a complete list can be found on the credit union's website), (3) immediate family (including spouses of the deceased) and household members.
See current membership details
I prefer this credit union to any bank.
This credit union has comfortably covered all of my needs. They give me access to a savings account and a checking account, and store my money for no cost to me. Getting those account set up was easy, and they even let me set up a second checking account for me to store separate payments in. There are also plenty of local locations available where I can withdraw money without additional fees. These are the only features I've used at my credit union, as I've not had a reason to interact with any other less-basic features. Honestly, using this credit union feels much better than what I imagine using a bank would be like.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 13616 |
| Year Chartered | 1960 |
| Employees | 26 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.95% |
| Return on Equity - YTD | 9.22% |
| Annual Interest Income | $3.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $101.5MM$93.8MM |
| Loans | Q4 2018vs Q4 2017 | $80.9MM$73.4MM |
| Deposits | Q4 2018vs Q4 2017 | $88.4MM$83.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $10.3MM$9.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $179.00K$156.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $214.00K$281.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
ISU (Indiana State University) Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $50 | - | MatriMoney Account | |
| 0.25% | $50 | - | Share IRA Account | |
| 0.15% | $50 | - | Christmas Club Account | |
| 0.10% | $50 | - | Share (Savings) Account |
ISU (Indiana State University) Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $75k* | - | Money Market Account | ||
| OTHER TIERS: 0.70% → $2.5k - $10k | 0.75% → $10k - $25k | 0.85% → $25k - $75k | |||||
ISU (Indiana State University) Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | - | $5k | eGreen Checking Account - Qualifying |
ISU (Indiana State University) Federal Credit Union CD Rates
ISU (Indiana State University) Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.35% | $500 | - | 12 Month IRA |
| ISU (Indiana State University) Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 444 N 3rd St | Terre Haute, IN 47807 |