ISU (Indiana State University) Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.50%	Reward Checking	1.25% - Axos Bank Rewards Checking - 3 Qualifications
3.00%	5-year CD	3.10% - American Express National Bank 60 Month CD
1.45%	1-year CD	1.30% - National Average

View all ISU (Indiana State University) Federal Credit Union rates »

Overview / Commentary

www.isucreditunion.com

812-234-1021

444 N 3rd St
Terre Haute, IN 47807

ISU (Indiana State University) Federal Credit Union is headquartered in Terre Haute and is the 36^th largest credit union in the state of Indiana. It is also the 1,618^th largest credit union in the nation. It was established in 1960 and as of September of 2018, it had grown to 27 employees and 9,185 members at 1 location. ISU (Indiana State University) Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Indiana State University Federal Credit Union membership is open to (1) residents or employees in Vigo, Vermillion, Clay, Parke or Sullivan counties in Indiana, or Clark and Edgar counties in Illinois through joining the American Consumer Council, (2) members (current or retired) of the following Select Employer Groups: Pepsi Cola Bottling Company, Coca Cola Bottling Company (Terre Haute), Remax Real Estate Association, Indiana State University, or any one of the other more than 50 groups (a complete list can be found on the credit union's website), (3) immediate family (including spouses of the deceased) and household members.
See current membership details

Reviews (1)

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Featured Account Options

I prefer this credit union to any bank.

Posted by: zacharyhaas | May 7, 2018

This credit union has comfortably covered all of my needs. They give me access to a savings account and a checking account, and store my money for no cost to me. Getting those account set up was easy, and they even let me set up a second checking account for me to store separate payments in. There are also plenty of local locations available where I can withdraw money without additional fees. These are the only features I've used at my credit union, as I've not had a reason to interact with any other less-basic features. Honestly, using this credit union feels much better than what I imagine using a bank would be like.

Comment

Health

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. ISU (Indiana State University) Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	13616
Year Chartered	1960
Employees	27
Primary Regulator

Profit Margin
Return on Assets - YTD	0.97%
Return on Equity - YTD	9.42%
Annual Interest Income	$2.7MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$99.6MM$92.8MM
Loans	Q3 2018vs Q3 2017	$80.0MM$72.0MM
Deposits	Q3 2018vs Q3 2017	$86.8MM$83.0MM
Equity Capital	Q3 2018vs Q3 2017	$10.1MM$9.2MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$167.00K$155.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$178.00K$259.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$17.00K

Rates

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Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ISU (Indiana State University) Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$50	-	MatriMoney Account
0.25%	$50	-	Share IRA Account
0.15%	$50	-	Christmas Club Account
0.10%	$50	-	Share (Savings) Account

ISU (Indiana State University) Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.70% → $2.5k - $10k \| 0.75% → $10k - $25k \| 0.85% → $25k - $75k

ISU (Indiana State University) Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%	-	$5k	eGreen Checking Account - Qualifying

ISU (Indiana State University) Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	$500	-	60 Month CD
3.00%	$250	-	60 Month Youth CD
2.70%	$5k	-	19 Month CD Special
2.26%	$500	-	48 Month CD
2.26%	$250	-	48 Month Youth CD
2.05%	$500	-	36 Month CD
2.05%	$250	-	36 Month Youth CD
1.75%	$500	-	24 Month CD
1.75%	$250	-	24 Month Youth CD
1.60%	$500	-	18 Month CD
1.60%	$250	-	18 Month Youth CD
1.45%	$500	-	12 Month CD
1.45%	$250	-	12 Month Youth CD
0.60%	$500	-	6 Month CD

ISU (Indiana State University) Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.45%	$500	-	12 Month IRA

Locations

ISU (Indiana State University) Federal Credit Union Locations
Branch Office	444 N 3rd St	Terre Haute, IN 47807

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