ISU (Indiana State University) Federal Credit Union
ISU (Indiana State University) Federal Credit Union is headquartered in Terre Haute and is the 38th largest credit union in the state of Indiana. It is also the 1,588th largest credit union in the nation. It was established in 1960 and as of September of 2021, it had grown to 28 employees and 9,637 members at 1 location. ISU (Indiana State University) Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
Indiana State University Federal Credit Union membership is open to (1) residents or employees in Vigo, Vermillion, Clay, Parke or Sullivan counties in Indiana, or Clark and Edgar counties in Illinois through joining the American Consumer Council, (2) members (current or retired) of the following Select Employer Groups: Pepsi Cola Bottling Company, Coca Cola Bottling Company (Terre Haute), Remax Real Estate Association, Indiana State University, or any one of the other more than 50 groups (a complete list can be found on the credit union's website), (3) immediate family (including spouses of the deceased) and household members.
See current membership details
I prefer this credit union to any bank.
This credit union has comfortably covered all of my needs. They give me access to a savings account and a checking account, and store my money for no cost to me. Getting those account set up was easy, and they even let me set up a second checking account for me to store separate payments in. There are also plenty of local locations available where I can withdraw money without additional fees. These are the only features I've used at my credit union, as I've not had a reason to interact with any other less-basic features. Honestly, using this credit union feels much better than what I imagine using a bank would be like.
Data as of Q3 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 13616 |
| Year Chartered | 1960 |
| Employees | 28 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.32% |
| Return on Equity - YTD | 12.77% |
| Annual Interest Income | $2.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2021vs Q3 2020 | $130.0MM$116.2MM |
| Loans | Q3 2021vs Q3 2020 | $78.7MM$85.9MM |
| Deposits | Q3 2021vs Q3 2020 | $115.6MM$103.6MM |
| Equity Capital | Q3 2021vs Q3 2020 | $13.5MM$11.9MM |
| Loan Loss Allowance | Q3 2021vs Q3 2020 | $262.00K$193.00K |
| Unbacked Noncurrent Loans | Q3 2021vs Q3 2020 | $92.00K$38.00K |
| Real Estate Owned | Q3 2021vs Q3 2020 | $0$0 |