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Indiana University Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.iucu.org
888-855-6928
105 E Winslow Rd
Bloomington, IN 47401

Indiana University Credit Union is headquartered in Bloomington and is the 10th largest credit union in the state of Indiana. It is also the 268th largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 211 employees and 70,763 members at 7 locations. Indiana University Credit Union's money market rates are 8X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in IU Credit Union is open to those who live or work in the Indiana counties of Adams, Allen, Bartholomew, Boone, Brown, Carroll, Cass, Clark, Clay, Clinton, Decatur, DeKalb, Delaware, Elkhart, Fayette, Floyd, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jasper, Jefferson, Jennings, Johnson, Knox, Lake, LaPorte, Lawrence, Madison, Marshall, Martin, Miami, Monroe, Montgomery, Morgan, Newton, Noble, Orange, Owen, Porter, Putnam, Randolph, Rush, St. Joseph, Scott, Shelby, Starke, Sullivan, Tippecanoe, Tipton, Union, Vanderburgh, Vigo, Washington, Wayne, Wells, or Whitley, or the Marion County townships of Center, Franklin, Lawrence, Perry, Pike, Warren, Washington, or Wayne. Immediate family member of a current IU Credit Union member are also eligible to join.
See current membership details

Reviews

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68577
Year Chartered1956
Employees211
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD8.06%
Annual Interest Income$21.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.86B$1.76B
LoansQ1 2025vs Q1 2024$1.39B$1.28B
DepositsQ1 2025vs Q1 2024$1.58B$1.37B
Equity CapitalQ1 2025vs Q1 2024$220.1MM$195.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.5MM$6.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$8.7MM$7.4MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Indiana University Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-Coverdell ESA
0.40%$0-Membership Savings
0.40%$0-Business Membership Savings

Indiana University Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$250k*-Money Market Savings
OTHER TIERS: 0.60% → $0 - $10k | 1.50% → $10k - $25k | 2.00% → $25k - $50k | 2.50% → $50k - $75k | 3.00% → $75k - $250k
3.50%*$250k*-Business Money Market Savings
OTHER TIERS: 0.60% → $0 - $10k | 1.50% → $10k - $25k | 2.00% → $25k - $50k | 2.50% → $50k - $75k | 3.00% → $75k - $250k
0.25%$0-Money Market Checking

Indiana University Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Platinum Checking
OTHER TIERS: 0.25% → $0 - $10k | 0.30% → $10k - $25k | 0.35% → $25k - $50k
0.20%$1k-BusinessPLUS Checkinig
0.20%$1k-BusinessANALYSIS Checking

Indiana University Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$2k-6 Month CD
4.75%$2k-Business 6 Month CD
4.50%$10k-13 Month CD
4.50%$10k-Business 13 Month CD
3.75%$10k-25 Month CD
3.75%$10k-Business 25 Month CD
3.25%$500-3 Year CD
3.25%$500-Business 3 Year CD
3.00%$500-4 Year CD
3.00%$500-5 Year CD
3.00%$500-6 Year CD
3.00%$500-Business 4 Year CD
3.00%$500-Business 5 Year CD
3.00%$500-Business 6 Year CD
2.75%$500-30 Month CD
2.75%$500-Business 30 Month CD
2.50%$500-2 Year CD
2.50%$500-Business 2 Year CD
2.26%$500-18 Month CD
2.26%$500-Business 18 Month CD
2.00%$500-1 Year CD
2.00%$500-Business 1 Year CD

Indiana University Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$2k-6 Month IRA
4.50%$10k-13 Month IRA
3.75%$10k-25 Month IRA
3.25%$500-3 Year IRA
3.00%$500-4 Year IRA
3.00%$500-5 Year IRA
3.00%$500-6 Year IRA
2.75%$500-30 Month IRA
2.50%$500-2 Year IRA
2.26%$500-18 Month IRA
2.00%$500-1 Year IRA
0.50%$0-IRA Savings
Locations


Indiana University Credit Union Locations
Branch Office8936 Southpointe Dr Suite C-6Indianapolis, IN 46227
Branch Office410 S Woodscrest DrBloomington, IN 47401-5373
Branch Office105 E Winslow RdBloomington, IN 47401
Branch Office301 N Gates DrBloomington, IN 47404-4842
Branch Office510 E 17th StBloomington, IN 47408-1500
Branch Office3801 W State Road 46Bloomington, IN 47404-9644
Branch Office996 S State Road 135 Ste RGreenwood, IN 46143-7366

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