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Indiana University Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.iucu.org
888-855-6928
105 E Winslow Rd
Bloomington, IN 47401

Indiana University Credit Union is headquartered in Bloomington and is the 10th largest credit union in the state of Indiana. It is also the 275th largest credit union in the nation. It was established in 1956 and as of December of 2024, it had grown to 215 employees and 70,402 members at 7 locations. Indiana University Credit Union's money market rates are 8X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in IU Credit Union is open to those who live or work in the Indiana counties of Adams, Allen, Bartholomew, Boone, Brown, Carroll, Cass, Clark, Clay, Clinton, Decatur, DeKalb, Delaware, Elkhart, Fayette, Floyd, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jasper, Jefferson, Jennings, Johnson, Knox, Lake, LaPorte, Lawrence, Madison, Marshall, Martin, Miami, Monroe, Montgomery, Morgan, Newton, Noble, Orange, Owen, Porter, Putnam, Randolph, Rush, St. Joseph, Scott, Shelby, Starke, Sullivan, Tippecanoe, Tipton, Union, Vanderburgh, Vigo, Washington, Wayne, Wells, or Whitley, or the Marion County townships of Center, Franklin, Lawrence, Perry, Pike, Warren, Washington, or Wayne. Immediate family member of a current IU Credit Union member are also eligible to join.
See current membership details

Reviews

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Health
A+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68577
Year Chartered1956
Employees215
Primary Regulator
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD7.2%
Annual Interest Income$78.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.76B$1.67B
LoansQ4 2024vs Q4 2023$1.38B$1.27B
DepositsQ4 2024vs Q4 2023$1.48B$1.31B
Equity CapitalQ4 2024vs Q4 2023$214.6MM$191.8MM
Loan Loss AllowanceQ4 2024vs Q4 2023$7.5MM$6.2MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$9MM$8.7MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Indiana University Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Indiana University Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-Coverdell ESA
0.40%$0-Membership Savings
0.40%$0-Business Membership Savings

Indiana University Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$250k*-Money Market Savings
OTHER TIERS: 0.60% → $0 - $10k | 1.50% → $10k - $25k | 2.00% → $25k - $50k | 2.50% → $50k - $75k | 3.00% → $75k - $250k
3.50%*$250k*-Business Money Market Savings
OTHER TIERS: 0.60% → $0 - $10k | 1.50% → $10k - $25k | 2.00% → $25k - $50k | 2.50% → $50k - $75k | 3.00% → $75k - $250k
0.25%$0-Money Market Checking

Indiana University Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Platinum Checking
OTHER TIERS: 0.25% → $0 - $10k | 0.30% → $10k - $25k | 0.35% → $25k - $50k
0.20%$1k-BusinessPLUS Checkinig
0.20%$1k-BusinessANALYSIS Checking

Indiana University Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$2k-6 Month CD
4.75%$2k-Business 6 Month CD
4.50%$10k-13 Month CD
4.50%$10k-Business 13 Month CD
3.75%$10k-25 Month CD
3.75%$10k-Business 25 Month CD
3.25%$500-3 Year CD
3.25%$500-Business 3 Year CD
3.00%$500-4 Year CD
3.00%$500-5 Year CD
3.00%$500-6 Year CD
3.00%$500-Business 4 Year CD
3.00%$500-Business 5 Year CD
3.00%$500-Business 6 Year CD
2.75%$500-30 Month CD
2.75%$500-Business 30 Month CD
2.50%$500-2 Year CD
2.50%$500-Business 2 Year CD
2.26%$500-18 Month CD
2.26%$500-Business 18 Month CD
2.00%$500-1 Year CD
2.00%$500-Business 1 Year CD

Indiana University Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$2k-6 Month IRA
4.50%$10k-13 Month IRA
3.75%$10k-25 Month IRA
3.25%$500-3 Year IRA
3.00%$500-4 Year IRA
3.00%$500-5 Year IRA
3.00%$500-6 Year IRA
2.75%$500-30 Month IRA
2.50%$500-2 Year IRA
2.26%$500-18 Month IRA
2.00%$500-1 Year IRA
0.50%$0-IRA Savings
Locations


Indiana University Credit Union Locations
Branch Office8936 Southpointe Dr Suite C-6Indianapolis, IN 46227
Branch Office410 S Woodscrest DrBloomington, IN 47401-5373
Branch Office105 E Winslow RdBloomington, IN 47401
Branch Office301 N Gates DrBloomington, IN 47404-4842
Branch Office510 E 17th StBloomington, IN 47408-1500
Branch Office3801 W State Road 46Bloomington, IN 47404-9644
Branch Office996 S State Road 135 Ste RGreenwood, IN 46143-7366

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