Industrial CU Of Whatcom County
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.25% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.10% | Savings | 0.27% - National Average |
| 0.75% | 3-year CD | 2.85% - Barclays 36 Month Online CD |
Industrial CU Of Whatcom County is headquartered in Bellingham and is the 30th largest credit union in the state of Washington. It is also the 905th largest credit union in the nation. It was established in 1941 and as of December of 2018, it had grown to 76 employees and 27,994 members at 7 locations. Industrial CU Of Whatcom County has a B+ health rating.
Field of Membership Restrictions
Industrial Credit Union of Washington is open to anyone that resides or works throughout the entire state.
See current membership details
Industrial Credit Union treats all their guests well regardless of their age
My daughter, who is 8, received a couple of checks for Christmas and wanted to open a savings account to keep her money in until she was able to save enough for what she really wanted. From the moment we walked in to the branch office, they treated my daughter with the right balance of kid versus adult interaction. They didn't talk over her head, explaining everything they were doing in a way that she would understand, but not like she was to young to understand it. They made her feel good about her decision to save money and encouraged her to continue to do it. My daughter left that day proud of herself and was ready to add more money to her account as soon as possible. This would have been enough, but a few days later, my daughter received a hand signed card welcoming her to the Industrial Credit Union family, which really made her day.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66337 |
| Year Chartered | 1941 |
| Employees | 76 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.66% |
| Return on Equity - YTD | 8.67% |
| Annual Interest Income | $8.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $252.1MM$235.9MM |
| Loans | Q4 2018vs Q4 2017 | $172.5MM$135.8MM |
| Deposits | Q4 2018vs Q4 2017 | $227.7MM$214.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $19.1MM$17.7MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.1MM$1.2MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $739.00K$960.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Industrial CU Of Whatcom County; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Industrial CU Of Whatcom County Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $75k* | - | IRA Savings | ||
| OTHER TIERS: 0.20% → Up to $25k | 0.25% → $25k - $50k | 0.40% → $50k - $75k | |||||
| 0.25%* | $50k* | - | Premier Savings | ||
| OTHER TIERS: 0.10% → $10k - $20k | 0.15% → $20k - $30k | 0.20% → $30k - $50k | |||||
| 0.10% | $5 | - | Regular Savings | ||
| 0.10% | $5 | - | Children’s Savings | ||
| 0.10% | $2.5k | - | Business Savings | ||
| 0.10% | - | - | MESA | ||
| 0.10% | - | - | Custom Saving | ||
Industrial CU Of Whatcom County Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → $2.5k - $25k | 0.15% → $25k - $50k | |||||
Industrial CU Of Whatcom County Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1k | - | Dividend Checking | |
| 0.10% | $1k | - | Golden Checking | |
| 0.10% | $2.5k | - | Business Checking |
Industrial CU Of Whatcom County CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $1k | - | 36 Month CD | |
| 0.50% | $1k | - | 24 Month CD | |
| 0.25% | $1k | - | 12 Month CD | |
| 0.25% | $1k | - | 18 Month CD | |
| 0.20% | $1k | - | 6 Month CD |
Industrial CU Of Whatcom County IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $1k | - | 36 Month IRA | |
| 0.50% | $1k | - | 24 Month IRA | |
| 0.25% | $1k | - | 12 Month IRA | |
| 0.25% | $1k | - | 18 Month IRA | |
| 0.20% | $1k | - | 6 Month IRA |
| Industrial CU Of Whatcom County Locations | ||
|---|---|---|
| Branch Office | 1739 LaBounty Dr | Ferndale, WA 98248 |
| Branch Office | 8170 Guide Meridian Rd | Lynden, WA 98264-9421 |
| Branch Office | 1275 E Sunset Dr | Bellingham, WA 98226 |
| Branch Office | 1225 W Bakerview Rd Ste A | Bellingham, WA 98226-9691 |
| Branch Office | 1100 N State St | Bellingham, WA 98225-5014 |
| Branch Office | 3233 Northwest Ave | Bellingham, WA 98225-1317 |
| Branch Office | 5619 Lawrence Rd | Everson, WA 98247 |