Industry State Bank


Overview / Commentary
979-357-4437
16886 Fordtran Blvd
Industry, TX 78944

Industry State Bank is headquartered in INDUSTRY and is the 134th largest bank in the state of Texas. It is also the 1,388th largest bank in the nation. It was established in 1911 and as of March of 2025, it had grown to 43 employees at 5 locations. Industry State Bank has a D health rating.

Reviews (2)

Great Service

Posted by: |

ISB handles IRA accounts for both my spouse and me. Employees are very friendly and helpful.

Interest rate paid is above market. Service is much better than average. Happy customer!

Old Fashion Custiomer Service

Posted by: |

Every bank employee I have encountered gives friendly and efficient service. They have been knowledgeable and most helpful. I have witnessed their patience and kindness to other customers struggling to understand some bank matter. What a refreshing change from the other banks! Most other banks which I do business with have changed away from the Industry State Banks culture. Industry State Bank puts customers at ease in what can often be a jargon-filled, hurried and rude encounter at other banks.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Industry State Bank has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #12506
Year Established1911
Employees43
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-3.77%
Return on Equity - YTD-509.25%
Annual Interest Income$8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$692.6MM$908.8MM
LoansQ1 2025vs Q1 2024$174.2MM$207.3MM
DepositsQ1 2025vs Q1 2024$676.5MM$858.3MM
Equity CapitalQ1 2025vs Q1 2024$3.3MM($10,856,000)
Loan Loss AllowanceQ1 2025vs Q1 2024$3.3MM$3.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$247K$288K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Industry State Bank are currently being reviewed.

Locations


Industry State Bank Locations
New Ulm Branch1210 Fm 109New Ulm, TX 78950
Industry State Bank16886 Fordtran BlvdIndustry, TX 78944
Columbus Texas Branch2015 Milam StreetColumbus, TX 78934
2001 Hwy 71s Branch2001 Hwy 71 SouthColumbus, TX 78934

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