Industry State Bank is headquartered in INDUSTRY and is the 134th largest bank in the state of Texas. It is also the 1,388th largest bank in the nation. It was established in 1911 and as of March of 2025, it had grown to 43 employees at 5 locations. Industry State Bank has a D health rating.
Great Service
ISB handles IRA accounts for both my spouse and me. Employees are very friendly and helpful.
Interest rate paid is above market. Service is much better than average. Happy customer!
Old Fashion Custiomer Service
Every bank employee I have encountered gives friendly and efficient service. They have been knowledgeable and most helpful. I have witnessed their patience and kindness to other customers struggling to understand some bank matter. What a refreshing change from the other banks! Most other banks which I do business with have changed away from the Industry State Banks culture. Industry State Bank puts customers at ease in what can often be a jargon-filled, hurried and rude encounter at other banks.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 12506 |
| Year Established | 1911 |
| Employees | 43 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -3.77% |
| Return on Equity - YTD | -509.25% |
| Annual Interest Income | $8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $692.6MM$908.8MM |
| Loans | Q1 2025vs Q1 2024 | $174.2MM$207.3MM |
| Deposits | Q1 2025vs Q1 2024 | $676.5MM$858.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.3MM($10,856,000) |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $3.3MM$3.3MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $247K$288K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |