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Inland Northwest Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.01%Reward CheckingReward Checking
1.01%Reward CheckingReward Checking II
0.20%Reward SavingsReward Savings

Overview / Commentary
509-456-8888
421 West Riverside, Suite 113
Spokane, WA 99201

Inland Northwest Bank is headquartered in Spokane and is the 18th largest bank in the state of Washington. It is also the 923rd largest bank in the nation. It was established in 1989 and as of September of 2017, it had grown to 201 employees at 24 locations. Inland Northwest Bank has an A+ health rating.

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Reviews (1)

Reasonable for being local

Posted by: PoetWwjd | Oct 27, 2017

I started banking with Inland Northwest Bank over when years ago when I turned 18, when I opened a free savings plus checking account package. INB has over 20 locations in the Inland Northwest area - mostly Eastern Washington state, but there is one located in Oregon and three in Idaho. Every location I have visited has been a very nice building complete with a 24-hour ATM located externally. As of the last time I visited, there is still no fee for opening or maintaining standard checking or savings accounts. The customer service has been (for the most part) exceptionally friendly and helpful. There are some drawbacks I've had banking with INB, however: Firstly the online banking can be very helpful, but occasional the displayed account balance of your checking account is off by a couple days or completely incorrect so it can be misleading. Secondly, INB's open hours are slightly limited, outside of a couple hours on Saturdays, most locations will be closed outside of working hours on weekdays. Finally, having to travel to the West part of Washington (Seattle) as well as California occasionally, it sometimes became a hassle to make out-of-state transactions. Besides that, and in combination with virtually no fees to speak of for the average customer, banking with INB has been an overall pleasant and worthwhile experience.



Health
A+

Health Grade Components

Overall
FDIC Certificate #27601
Year Established1989
Employees201
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD6.57%
Annual Interest Income$23.9MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$826.9MM$647.0MM
LoansQ3 2017vs Q3 2016$679.7MM$473.8MM
DepositsQ3 2017vs Q3 2016$722.7MM$561.5MM
Equity CapitalQ3 2017vs Q3 2016$88.6MM$74.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$7.0MM$6.3MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$965.00K$1.0MM
Real Estate OwnedQ3 2017vs Q3 2016$702.00K$524.00K
Rates
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Inland Northwest Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*-$15kReward Savings
OTHER TIERS: 0.12% $15k+

Inland Northwest Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*-$15kReward Checking
OTHER TIERS: 0.12% $15k+
1.01%*-$15kReward Checking II
OTHER TIERS: 0.12% $15k+
Locations

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