Inland Valley Federal Credit Union
Overview / Commentary
Inland Valley Federal Credit Union is headquartered in Fontana and is the 187th largest credit union in the state of California. It is also the 2,386th largest credit union in the nation. It was established in 1948 and as of March of 2025, it had grown to 10 employees and 3,349 members at 1 location. Inland Valley Federal Credit Union has a B health rating.
Field of Membership Restrictions
Inland Valley Federal Credit Union is open to those who live, work, worship or go to school in Rialto, Fontana, Bloomington and parts of other surrounding cities such as, San Bernadino, Rancho Cucamonga, and Colton.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Inland Valley Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 5684 |
| Year Chartered | 1948 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.05% |
| Return on Equity - YTD | 0.63% |
| Annual Interest Income | $491K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $53.1MM$54.9MM |
| Loans | Q1 2025vs Q1 2024 | $15.8MM$16.9MM |
| Deposits | Q1 2025vs Q1 2024 | $48.4MM$50.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $4.5MM$4.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $158K$204K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $72K$165K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |