Inner Lakes Federal Credit Union is headquartered in Westfield and is the 70th largest credit union in the state of New York. It is also the 1,485th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 27 employees and 10,521 members at 5 locations. Inner Lakes Federal Credit Union has a B+ health rating.
Inner Lakes Federal Credit Union is open to businesses and anyone who lives, works, worships, or goes to school in Chautauqua County. Immediate family and household members are also eligible to join.
See current membership details
Overall | |
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NCUA # | 7717 |
Year Chartered | 1952 |
Employees | 27 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.08% |
Return on Equity - YTD | 22.92% |
Annual Interest Income | $1.7MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $153.1MM$139.5MM |
Loans | Q1 2025vs Q1 2024 | $53.7MM$56.2MM |
Deposits | Q1 2025vs Q1 2024 | $145.4MM$135.1MM |
Equity Capital | Q1 2025vs Q1 2024 | $7.1MM$4MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $482K$521K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $570K$259K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Rates for Inner Lakes Federal Credit Union are currently being reviewed.
Inner Lakes Federal Credit Union Locations | ||
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Branch Office | 21 Main St | Bemus Point, NY 14712-9303 |
Branch Office | 19-21 E Main St | Westfield, NY 14787-1319 |
Branch Office | 3795 Lakeview Rd | Fredonia, NY 14063-1972 |
Branch Office | 338 Central Ave | Dunkirk, NY 14048 |
Branch Office | 232 Central Ave | Silver Creek, NY 14136-1222 |
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