Inner Lakes Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.65% | 1-year CD | 12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.15% | Savings | Shares Savings 1.15% - CIT Bank Spring Savings |
| 1.56% | 4-year CD | 48 Month CD |
Inner Lakes Federal Credit Union is headquartered in Westfield and is the 87th largest credit union in the state of New York. It is also the 1,786th largest credit union in the nation. It was established in 1952 and as of March of 2017, it had grown to 20 employees and 9,126 members at 7 locations. Inner Lakes Federal Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Must be an employee or member of any board of education who work in any school at Bemus Point, Brocton, Cassadaga, Chautauqua Lake, Fredonia, Ripley, Sherman or Westfield, New York or be an employee of other select companies and organizations.
See current membership details
Related Posts
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 7717 |
| Year Chartered | 1952 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.55% |
| Return on Equity - YTD | 7.82% |
| Annual Interest Income | $566.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $83.2MM$78.6MM |
| Loans | Q1 2017vs Q1 2016 | $32.1MM$31.5MM |
| Deposits | Q1 2017vs Q1 2016 | $77.4MM$73.0MM |
| Equity Capital | Q1 2017vs Q1 2016 | $5.7MM$5.5MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $164.00K$144.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $228.00K$317.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $58.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Inner Lakes Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Inner Lakes Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.06%* | $50k* | - | IRA Share | ||
| OTHER TIERS: 0.55% → Up to $25k | 0.80% → $25k - $50k | |||||
| 0.15% | - | - | Shares Savings | ||
| 0.15% | - | - | Christmas Club | ||
Inner Lakes Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $50k* | - | Money Market | ||
| OTHER TIERS: 0.25% → $2,500 - $5k | 0.30% → $5k - $25k | 0.35% → $25k - $50k | |||||
Inner Lakes Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.56% | $1k | - | 48 Month CD | |
| 1.36% | $1k | - | 36 Month CD | |
| 1.11% | $1k | - | 24 Month CD | |
| 0.65% | $500 | - | 12 Month CD | |
| 0.65% | $500 | - | 18 Month CD | |
| 0.50% | $500 | - | 6 Month CD |
| Inner Lakes Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 620 Marauder Dr | Dunkirk, NY 14048 |
| Branch Office | 19-21 E Main St | Westfield, NY 14787-1319 |
| Branch Office | 3795 Lakeview Rd | Fredonia, NY 14063-1972 |
| Branch Office | 2 Hadley Bay Rd | Stow, NY 14785 |
| Branch Office | 138 W Main St | Brocton, NY 14716 |
| Branch Office | 338 Central Ave | Dunkirk, NY 14048 |
| Branch Office | 127 Park St | Sherman, NY 14781-9624 |