Overview / Commentary
503-397-2376
1720 Saint Helens St
Saint Helens, OR 97051-1745

InRoads Credit Union is headquartered in Saint Helens and is the 20th largest credit union in the state of Oregon. It is also the 991st largest credit union in the nation. It was established in 1938 and as of September of 2018, it had grown to 59 employees and 16,184 members at 4 locations. InRoads Credit Union's savings rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in InRoads Credit Union is open to those who live, work, worship, attend school or volunteer in Clatsop, Columbia, Cowlitz, Multnomah and Washington counties in Oregon and to immediate family of existing members.
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Reviews (1)

Horrible Phone Service

Posted by: J4242 | Dec 14, 2018

For 3 weeks I've tried every day numerous times to get ahold of this bank. They either don't answer because of "high volume" or they can't help you because they are not qualified. Worst bank I've ever had. If negative stars were available they would get them. Do yourself a favor and stay far far away from this bank.



Health
B+

Health Grade Components

Overall
NCUA #2730
Year Chartered1938
Employees59
Primary Regulator
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD11.82%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$221.3MM$220.5MM
LoansQ3 2018vs Q3 2017$186.4MM$173.9MM
DepositsQ3 2018vs Q3 2017$199.6MM$201.3MM
Equity CapitalQ3 2018vs Q3 2017$19.1MM$17.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.0MM$1.1MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$157.00K$261.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not InRoads Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

InRoads Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$5kBoost Savings w/ Bonus Rate
OTHER TIERS: 0.75% $100k+ | 0.98% $25k - $100k | 1.65% $10k - $25k | 2.25% $5k - $10k
2.00%*-$5kBoost Savings
OTHER TIERS: 0.26% $100k+ | 0.48% $25k - $100k | 1.15% $10k - $25k | 1.75% $5k - $10k
0.45%*$25k*-IRA Savings
OTHER TIERS: 0.30% $5 - $25k
0.15%*$10k*-Cub Club Savings
OTHER TIERS: 0.10% $5 - $10k
0.15%*$10k*-Teen Savings
OTHER TIERS: 0.10% $5 - $10k
0.15%*$10k*-Christmas Club
OTHER TIERS: 0.10% Up to $10k
0.10%*$50k*-Regular Savings
OTHER TIERS: 0.05% $300 - $50k
0.10%*$50k*-Special Savings
OTHER TIERS: 0.05% $300 - $50k

InRoads Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$250k*-Regular Money Market
OTHER TIERS: 0.35% $5k - $25k | 0.40% $25k - $50k | 0.45% $50k - $75k | 0.50% $75k - $100k | 0.55% $100k - $250k

InRoads Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$15kCash Rewards Checking
OTHER TIERS: 0.35% $15k+

InRoads Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.43%*$100k*-60 Month Regular CD
OTHER TIERS: 2.22% $500 - $10k | 2.27% $10k - $25k | 2.32% $25k - $50k | 2.38% $50k - $100k
2.40%*$100k*-60 Month Non-Compounding CD
OTHER TIERS: 2.20% $500 - $10k | 2.25% $10k - $25k | 2.30% $25k - $50k | 2.35% $50k - $100k
2.12%*$100k*-36 Month Regular CD
OTHER TIERS: 1.92% $500 - $10k | 1.97% $10k - $25k | 2.02% $25k - $50k | 2.07% $50k - $100k
1.92%*$100k*-24 Month Regular CD
OTHER TIERS: 1.71% $500 - $10k | 1.76% $10k - $25k | 1.82% $25k - $50k | 1.87% $50k - $100k
1.92%$200$10k36 Month Cub Club CD
1.90%*$100k*-24 Month Non-Compounding CD
OTHER TIERS: 1.70% $500 - $10k | 1.75% $10k - $25k | 1.80% $25k - $50k | 1.85% $50k - $100k
1.56%*$100k*-12 Month Regular CD
OTHER TIERS: 1.36% $500 - $10k | 1.41% $10k - $25k | 1.46% $25k - $50k | 1.51% $50k - $100k
1.55%*$100k*-12 Month Non-Compounding CD
OTHER TIERS: 1.35% $500 - $10k | 1.40% $10k - $25k | 1.45% $25k - $50k | 1.50% $50k - $100k
1.36%*$100k*-6 Month Regular CD
OTHER TIERS: 1.16% $500 - $10k | 1.21% $10k - $25k | 1.26% $25k - $50k | 1.31% $50k - $100k
1.26%$25$3k12 Month Save to Win CD

InRoads Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.12%*$100k*-36 Month IRA
OTHER TIERS: 1.92% $500 - $10k | 1.97% $10k - $25k | 2.02% $25k - $50k | 2.07% $50k - $100k
1.92%*$100k*-24 Month IRA
OTHER TIERS: 1.71% $500 - $10k | 1.76% $10k - $25k | 1.82% $25k - $50k | 1.87% $50k - $100k
1.56%*$100k*-12 Month IRA
OTHER TIERS: 1.36% $500 - $10k | 1.41% $10k - $25k | 1.46% $25k - $50k | 1.51% $50k - $100k
Locations


InRoads Credit Union Locations
Branch Office52691 Columbia River HwyScappoose, OR 97056-3120
Branch Office1720 Saint Helens StSaint Helens, OR 97051-1745
Branch Office118 E A StRainier, OR 97048
Branch Office425 S Columbia River HwySaint Helens, OR 97051-2834

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