InRoads Credit Union


Overview / Commentary
503-397-2376
1720 Saint Helens St
Saint Helens, OR 97051-1745

InRoads Credit Union is headquartered in Saint Helens and is the 18th largest credit union in the state of Oregon. It is also the 889th largest credit union in the nation. It was established in 1938 and as of June of 2021, it had grown to 78 employees and 17,299 members at 4 locations. InRoads Credit Union's savings rates are 46% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in InRoads Credit Union is open to those who live, work, worship, attend school or volunteer in Clatsop, Columbia, Cowlitz, Multnomah and Washington counties in Oregon and to immediate family of existing members.
See current membership details

Reviews (1)

Horrible Phone Service

Posted by: |

For 3 weeks I've tried every day numerous times to get ahold of this bank. They either don't answer because of "high volume" or they can't help you because they are not qualified. Worst bank I've ever had. If negative stars were available they would get them. Do yourself a favor and stay far far away from this bank.



Health

Health Grade Components

Overall
NCUA #2730
Year Chartered1938
Employees78
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD11.71%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$341.1MM$288.1MM
LoansQ2 2021vs Q2 2020$220.4MM$215.5MM
DepositsQ2 2021vs Q2 2020$309.0MM$259.6MM
Equity CapitalQ2 2021vs Q2 2020$24.4MM$22.2MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.1MM$2.2MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$258.00K$136.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not InRoads Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

InRoads Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*-$5kBoost Savings w/ Bonus Rate
OTHER TIERS: 0.54% $100k+ | 0.58% $25k - $100k | 0.68% $10k - $25k | 0.90% $5k - $10k
0.76%*-$5kBoost Savings
OTHER TIERS: 0.05% $100k+ | 0.09% $25k - $100k | 0.19% $10k - $25k | 0.41% $5k - $10k
0.15%*$25k*-IRA Savings
OTHER TIERS: 0.05% $5 - $25k
0.10%*$10k*-Cub Club Savings
OTHER TIERS: 0.05% $5 - $10k
0.10%*$10k*-Teen Savings
OTHER TIERS: 0.05% $5 - $10k
0.10%*$10k*-Christmas Club
OTHER TIERS: 0.05% Up to $10k
0.05%$300-Regular Savings
0.05%$300-Special Savings

InRoads Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$75k*-Regular Money Market
OTHER TIERS: 0.05% $5k - $25k | 0.10% $25k - $50k | 0.15% $50k - $75k

InRoads Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$15kCash Rewards Checking
OTHER TIERS: 0.17% $15k+

InRoads Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-36 Month Regular CD
OTHER TIERS: 0.20% $500 - $10k
0.25%*$10k*-60 Month Regular CD
OTHER TIERS: 0.20% $500 - $10k
0.25%*$10k*-60 Month Non-Compounding CD
OTHER TIERS: 0.20% $500 - $10k
0.25%*$10k*-Business 36 Month Regular CD
OTHER TIERS: 0.20% $500 - $10k
0.25%*$10k*-Business 60 Month Regular CD
OTHER TIERS: 0.20% $500 - $10k
0.20%*$10k*-24 Month Regular CD
OTHER TIERS: 0.15% $500 - $10k
0.20%*$10k*-24 Month Non-Compounding CD
OTHER TIERS: 0.15% $500 - $10k
0.20%*$10k*-Business 24 Month Regular CD
OTHER TIERS: 0.15% $500 - $10k
0.15%*$10k*-12 Month Regular CD
OTHER TIERS: 0.10% $500 - $10k
0.15%*$10k*-12 Month Non-Compounding CD
OTHER TIERS: 0.10% $500 - $10k
0.15%*$10k*-Business 12 Month Regular CD
OTHER TIERS: 0.10% $500 - $10k
0.10%*$10k*-6 Month Regular CD
OTHER TIERS: 0.05% $500 - $10k
0.10%*$10k*-Business 6 Month Regular CD
OTHER TIERS: 0.05% $500 - $10k

InRoads Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-36 Month IRA
OTHER TIERS: 0.20% $500 - $10k
0.20%*$10k*-24 Month IRA
OTHER TIERS: 0.15% $500 - $10k
0.15%*$10k*-12 Month IRA
OTHER TIERS: 0.10% $500 - $10k
Locations


InRoads Credit Union Locations
Branch Office52691 Columbia River HwyScappoose, OR 97056-3120
Branch Office1720 Saint Helens StSaint Helens, OR 97051-1745
Branch Office118 E A StRainier, OR 97048
Branch Office425 S Columbia River HwySaint Helens, OR 97051-2834

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