InRoads Credit Union

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Based on 1 review

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CURRENT TOP RATE

Boost Savings w/ Bonus Rate

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.00%	Reward Checking	2.11% - National Average
2.40%	5-year CD	3.10% - Barclays 60 Month Online CD
1.26%	1-year CD	2.75% - Barclays 12 Month Online CD

View all InRoads Credit Union rates »

Overview / Commentary

www.inroadscu.org

503-397-2376

1720 Saint Helens St
Saint Helens, OR 97051-1745

InRoads Credit Union is headquartered in Saint Helens and is the 20^th largest credit union in the state of Oregon. It is also the 991^st largest credit union in the nation. It was established in 1938 and as of September of 2018, it had grown to 59 employees and 16,184 members at 4 locations. InRoads Credit Union's savings rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in InRoads Credit Union is open to those who live, work, worship, attend school or volunteer in Clatsop, Columbia, Cowlitz, Multnomah and Washington counties in Oregon and to immediate family of existing members.
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Related Posts

View all posts from:

2009

8/8 - 3.00% Reward Checking Account at St. Helens Community Federal Credit Union in Oregon

Reviews (1)

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Featured Account Options

SPONSORED LISTINGS

12 Month Online CD

No minimums to open.
Member FDIC.

Capital One 360 Money Market

$10,000 Minimum to earn APY

Horrible Phone Service

Posted by: J4242 | Dec 14, 2018

For 3 weeks I've tried every day numerous times to get ahold of this bank. They either don't answer because of "high volume" or they can't help you because they are not qualified. Worst bank I've ever had. If negative stars were available they would get them. Do yourself a favor and stay far far away from this bank.

Comment

3

Health

B+

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	2730
Year Chartered	1938
Employees	59
Primary Regulator

Profit Margin
Return on Assets - YTD	1.01%
Return on Equity - YTD	11.82%
Annual Interest Income	$6.6MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$221.3MM$220.5MM
Loans	Q3 2018vs Q3 2017	$186.4MM$173.9MM
Deposits	Q3 2018vs Q3 2017	$199.6MM$201.3MM
Equity Capital	Q3 2018vs Q3 2017	$19.1MM$17.0MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$1.0MM$1.1MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$157.00K$261.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

InRoads Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%^*	-	$5k	Boost Savings w/ Bonus Rate
OTHER TIERS: 0.75% → $100k+ \| 0.98% → $25k - $100k \| 1.65% → $10k - $25k \| 2.25% → $5k - $10k
2.00%^*	-	$5k	Boost Savings
OTHER TIERS: 0.26% → $100k+ \| 0.48% → $25k - $100k \| 1.15% → $10k - $25k \| 1.75% → $5k - $10k
0.45%^*	$25k^*	-	IRA Savings
OTHER TIERS: 0.30% → $5 - $25k
0.15%^*	$10k^*	-	Cub Club Savings
OTHER TIERS: 0.10% → $5 - $10k
0.15%^*	$10k^*	-	Teen Savings
OTHER TIERS: 0.10% → $5 - $10k
0.15%^*	$10k^*	-	Christmas Club
OTHER TIERS: 0.10% → Up to $10k
0.10%^*	$50k^*	-	Regular Savings
OTHER TIERS: 0.05% → $300 - $50k
0.10%^*	$50k^*	-	Special Savings
OTHER TIERS: 0.05% → $300 - $50k

InRoads Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^*	$250k^*	-	Regular Money Market
OTHER TIERS: 0.35% → $5k - $25k \| 0.40% → $25k - $50k \| 0.45% → $50k - $75k \| 0.50% → $75k - $100k \| 0.55% → $100k - $250k

InRoads Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	-	$15k	Cash Rewards Checking
OTHER TIERS: 0.35% → $15k+

InRoads Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.43%^*	$100k^*	-	60 Month Regular CD
OTHER TIERS: 2.22% → $500 - $10k \| 2.27% → $10k - $25k \| 2.32% → $25k - $50k \| 2.38% → $50k - $100k
2.40%^*	$100k^*	-	60 Month Non-Compounding CD
OTHER TIERS: 2.20% → $500 - $10k \| 2.25% → $10k - $25k \| 2.30% → $25k - $50k \| 2.35% → $50k - $100k
2.12%^*	$100k^*	-	36 Month Regular CD
OTHER TIERS: 1.92% → $500 - $10k \| 1.97% → $10k - $25k \| 2.02% → $25k - $50k \| 2.07% → $50k - $100k
1.92%^*	$100k^*	-	24 Month Regular CD
OTHER TIERS: 1.71% → $500 - $10k \| 1.76% → $10k - $25k \| 1.82% → $25k - $50k \| 1.87% → $50k - $100k
1.92%	$200	$10k	36 Month Cub Club CD
1.90%^*	$100k^*	-	24 Month Non-Compounding CD
OTHER TIERS: 1.70% → $500 - $10k \| 1.75% → $10k - $25k \| 1.80% → $25k - $50k \| 1.85% → $50k - $100k
1.56%^*	$100k^*	-	12 Month Regular CD
OTHER TIERS: 1.36% → $500 - $10k \| 1.41% → $10k - $25k \| 1.46% → $25k - $50k \| 1.51% → $50k - $100k
1.55%^*	$100k^*	-	12 Month Non-Compounding CD
OTHER TIERS: 1.35% → $500 - $10k \| 1.40% → $10k - $25k \| 1.45% → $25k - $50k \| 1.50% → $50k - $100k
1.36%^*	$100k^*	-	6 Month Regular CD
OTHER TIERS: 1.16% → $500 - $10k \| 1.21% → $10k - $25k \| 1.26% → $25k - $50k \| 1.31% → $50k - $100k
1.26%	$25	$3k	12 Month Save to Win CD

InRoads Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.12%^*	$100k^*	-	36 Month IRA
OTHER TIERS: 1.92% → $500 - $10k \| 1.97% → $10k - $25k \| 2.02% → $25k - $50k \| 2.07% → $50k - $100k
1.92%^*	$100k^*	-	24 Month IRA
OTHER TIERS: 1.71% → $500 - $10k \| 1.76% → $10k - $25k \| 1.82% → $25k - $50k \| 1.87% → $50k - $100k
1.56%^*	$100k^*	-	12 Month IRA
OTHER TIERS: 1.36% → $500 - $10k \| 1.41% → $10k - $25k \| 1.46% → $25k - $50k \| 1.51% → $50k - $100k

Locations

InRoads Credit Union Locations
Branch Office	52691 Columbia River Hwy	Scappoose, OR 97056-3120
Branch Office	1720 Saint Helens St	Saint Helens, OR 97051-1745
Branch Office	118 E A St	Rainier, OR 97048
Branch Office	425 S Columbia River Hwy	Saint Helens, OR 97051-2834

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