InRoads Credit Union

Overview / Commentary
1720 Saint Helens St
Saint Helens, OR 97051-1745

InRoads Credit Union is headquartered in Saint Helens and is the 19th largest credit union in the state of Oregon. It is also the 888th largest credit union in the nation. It was established in 1938 and as of September of 2022, it had grown to 78 employees and 17,657 members at 4 locations. InRoads Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in InRoads Credit Union is open to those who live, work, worship, attend school or volunteer in Clatsop, Columbia, Cowlitz, Multnomah and Washington counties in Oregon and to immediate family of existing members.
See current membership details

Reviews (1)

Horrible Phone Service

Posted by: |

For 3 weeks I've tried every day numerous times to get ahold of this bank. They either don't answer because of "high volume" or they can't help you because they are not qualified. Worst bank I've ever had. If negative stars were available they would get them. Do yourself a favor and stay far far away from this bank.


Health Grade Components

NCUA #2730
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD16.63%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$359.9MM$352.6MM
LoansQ3 2022vs Q3 2021$274.5MM$225.2MM
DepositsQ3 2022vs Q3 2021$323.0MM$325.0MM
Equity CapitalQ3 2022vs Q3 2021$19.5MM$25.0MM
Loan Loss AllowanceQ3 2022vs Q3 2021$1.2MM$1.1MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$854.00K$212.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for InRoads Credit Union are currently being reviewed.


InRoads Credit Union Locations
Branch Office52691 Columbia River HwyScappoose, OR 97056-3120
Branch Office1720 Saint Helens StSaint Helens, OR 97051-1745
Branch Office118 E A StRainier, OR 97048
Branch Office425 S Columbia River HwySaint Helens, OR 97051-2834

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