InRoads Credit Union

Overview / Commentary
1720 Saint Helens St
Saint Helens, OR 97051-1745

InRoads Credit Union is headquartered in Saint Helens and is the 19th largest credit union in the state of Oregon. It is also the 890th largest credit union in the nation. It was established in 1938 and as of December of 2021, it had grown to 76 employees and 17,281 members at 4 locations. InRoads Credit Union has an A health rating.

Field of Membership Restrictions

Membership in InRoads Credit Union is open to those who live, work, worship, attend school or volunteer in Clatsop, Columbia, Cowlitz, Multnomah and Washington counties in Oregon and to immediate family of existing members.
See current membership details

Reviews (1)

Horrible Phone Service

Posted by: |

For 3 weeks I've tried every day numerous times to get ahold of this bank. They either don't answer because of "high volume" or they can't help you because they are not qualified. Worst bank I've ever had. If negative stars were available they would get them. Do yourself a favor and stay far far away from this bank.


Health Grade Components

NCUA #2730
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD9.16%
Annual Interest Income$10.7MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$349.6MM$308.9MM
LoansQ4 2021vs Q4 2020$230.9MM$216.9MM
DepositsQ4 2021vs Q4 2020$323.3MM$278.4MM
Equity CapitalQ4 2021vs Q4 2020$24.5MM$23.3MM
Loan Loss AllowanceQ4 2021vs Q4 2020$1.1MM$2.2MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$523.00K$267.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not InRoads Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

InRoads Credit Union Savings Account Rates

0.99%*-$5kBoost Savings w/ Bonus Rate
OTHER TIERS: 0.54% $100k+ | 0.56% $25k - $100k | 0.63% $10k - $25k | 0.77% $5k - $10k
0.50%*-$5kBoost Savings
OTHER TIERS: 0.05% $100k+ | 0.07% $25k - $100k | 0.14% $10k - $25k | 0.28% $5k - $10k
0.05%$300-Regular Savings
0.05%$5-Cub Club Savings
0.05%$5-Teen Savings
0.05%$5-IRA Savings
0.05%$300-Special Savings

InRoads Credit Union Money Market Rates

0.10%*$50k*-Regular Money Market
OTHER TIERS: 0.05% $5k - $50k

InRoads Credit Union Checking Account Rates

1.00%*-$15kCash Rewards Checking
OTHER TIERS: 0.17% $15k+

InRoads Credit Union CD Rates

0.15%$500-60 Month Regular CD
0.15%$500-60 Month Non-Compounding CD
0.15%$500-Business 60 Month Regular CD
0.10%$500-24 Month Regular CD
0.10%$500-36 Month Regular CD
0.10%$500-24 Month Non-Compounding CD
0.10%$500-Business 24 Month Regular CD
0.10%$500-Business 36 Month Regular CD
0.05%$500-6 Month Regular CD
0.05%$500-12 Month Regular CD
0.05%$500-12 Month Non-Compounding CD
0.05%$500-Business 6 Month Regular CD
0.05%$500-Business 12 Month Regular CD

InRoads Credit Union IRA Rates

0.10%$500-24 Month IRA
0.10%$500-36 Month IRA
0.05%$500-12 Month IRA

InRoads Credit Union Locations
Branch Office52691 Columbia River HwyScappoose, OR 97056-3120
Branch Office1720 Saint Helens StSaint Helens, OR 97051-1745
Branch Office118 E A StRainier, OR 97048
Branch Office425 S Columbia River HwySaint Helens, OR 97051-2834

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