InRoads Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | Reward Checking | 2.09% - National Average |
| 2.40% | 5-year CD | |
| 1.26% | 1-year CD | 1.30% - National Average |
InRoads Credit Union is headquartered in Saint Helens and is the 20th largest credit union in the state of Oregon. It is also the 991st largest credit union in the nation. It was established in 1938 and as of September of 2018, it had grown to 59 employees and 16,184 members at 4 locations. InRoads Credit Union's savings rates are 4X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in InRoads Credit Union is open to those who live, work, worship, attend school or volunteer in Clatsop, Columbia, Cowlitz, Multnomah and Washington counties in Oregon and to immediate family of existing members.
See current membership details
Related Posts
Horrible Phone Service
For 3 weeks I've tried every day numerous times to get ahold of this bank. They either don't answer because of "high volume" or they can't help you because they are not qualified. Worst bank I've ever had. If negative stars were available they would get them. Do yourself a favor and stay far far away from this bank.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 2730 |
| Year Chartered | 1938 |
| Employees | 59 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.01% |
| Return on Equity - YTD | 11.82% |
| Annual Interest Income | $6.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $221.3MM$220.5MM |
| Loans | Q3 2018vs Q3 2017 | $186.4MM$173.9MM |
| Deposits | Q3 2018vs Q3 2017 | $199.6MM$201.3MM |
| Equity Capital | Q3 2018vs Q3 2017 | $19.1MM$17.0MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $1.0MM$1.1MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $157.00K$261.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not InRoads Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
InRoads Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.50%* | - | $5k | Boost Savings w/ Bonus Rate | ||
| OTHER TIERS: 0.75% → $100k+ | 0.98% → $25k - $100k | 1.65% → $10k - $25k | 2.25% → $5k - $10k | |||||
| 2.00%* | - | $5k | Boost Savings | ||
| OTHER TIERS: 0.26% → $100k+ | 0.48% → $25k - $100k | 1.15% → $10k - $25k | 1.75% → $5k - $10k | |||||
| 0.45%* | $25k* | - | IRA Savings | ||
| OTHER TIERS: 0.30% → $5 - $25k | |||||
| 0.15%* | $10k* | - | Cub Club Savings | ||
| OTHER TIERS: 0.10% → $5 - $10k | |||||
| 0.15%* | $10k* | - | Teen Savings | ||
| OTHER TIERS: 0.10% → $5 - $10k | |||||
| 0.15%* | $10k* | - | Christmas Club | ||
| OTHER TIERS: 0.10% → Up to $10k | |||||
| 0.10%* | $50k* | - | Regular Savings | ||
| OTHER TIERS: 0.05% → $300 - $50k | |||||
| 0.10%* | $50k* | - | Special Savings | ||
| OTHER TIERS: 0.05% → $300 - $50k | |||||
InRoads Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $250k* | - | Regular Money Market | ||
| OTHER TIERS: 0.35% → $5k - $25k | 0.40% → $25k - $50k | 0.45% → $50k - $75k | 0.50% → $75k - $100k | 0.55% → $100k - $250k | |||||
InRoads Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $15k | Cash Rewards Checking | ||
| OTHER TIERS: 0.35% → $15k+ | |||||
InRoads Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.43%* | $100k* | - | 60 Month Regular CD | ||
| OTHER TIERS: 2.22% → $500 - $10k | 2.27% → $10k - $25k | 2.32% → $25k - $50k | 2.38% → $50k - $100k | |||||
| 2.40%* | $100k* | - | 60 Month Non-Compounding CD | ||
| OTHER TIERS: 2.20% → $500 - $10k | 2.25% → $10k - $25k | 2.30% → $25k - $50k | 2.35% → $50k - $100k | |||||
| 2.12%* | $100k* | - | 36 Month Regular CD | ||
| OTHER TIERS: 1.92% → $500 - $10k | 1.97% → $10k - $25k | 2.02% → $25k - $50k | 2.07% → $50k - $100k | |||||
| 1.92%* | $100k* | - | 24 Month Regular CD | ||
| OTHER TIERS: 1.71% → $500 - $10k | 1.76% → $10k - $25k | 1.82% → $25k - $50k | 1.87% → $50k - $100k | |||||
| 1.92% | $200 | $10k | 36 Month Cub Club CD | ||
| 1.90%* | $100k* | - | 24 Month Non-Compounding CD | ||
| OTHER TIERS: 1.70% → $500 - $10k | 1.75% → $10k - $25k | 1.80% → $25k - $50k | 1.85% → $50k - $100k | |||||
| 1.56%* | $100k* | - | 12 Month Regular CD | ||
| OTHER TIERS: 1.36% → $500 - $10k | 1.41% → $10k - $25k | 1.46% → $25k - $50k | 1.51% → $50k - $100k | |||||
| 1.55%* | $100k* | - | 12 Month Non-Compounding CD | ||
| OTHER TIERS: 1.35% → $500 - $10k | 1.40% → $10k - $25k | 1.45% → $25k - $50k | 1.50% → $50k - $100k | |||||
| 1.36%* | $100k* | - | 6 Month Regular CD | ||
| OTHER TIERS: 1.16% → $500 - $10k | 1.21% → $10k - $25k | 1.26% → $25k - $50k | 1.31% → $50k - $100k | |||||
| 1.26% | $25 | $3k | 12 Month Save to Win CD | ||
InRoads Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.12%* | $100k* | - | 36 Month IRA | ||
| OTHER TIERS: 1.92% → $500 - $10k | 1.97% → $10k - $25k | 2.02% → $25k - $50k | 2.07% → $50k - $100k | |||||
| 1.92%* | $100k* | - | 24 Month IRA | ||
| OTHER TIERS: 1.71% → $500 - $10k | 1.76% → $10k - $25k | 1.82% → $25k - $50k | 1.87% → $50k - $100k | |||||
| 1.56%* | $100k* | - | 12 Month IRA | ||
| OTHER TIERS: 1.36% → $500 - $10k | 1.41% → $10k - $25k | 1.46% → $25k - $50k | 1.51% → $50k - $100k | |||||
| InRoads Credit Union Locations | ||
|---|---|---|
| Branch Office | 52691 Columbia River Hwy | Scappoose, OR 97056-3120 |
| Branch Office | 1720 Saint Helens St | Saint Helens, OR 97051-1745 |
| Branch Office | 118 E A St | Rainier, OR 97048 |
| Branch Office | 425 S Columbia River Hwy | Saint Helens, OR 97051-2834 |