InRoads Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.inroadscu.org

503-397-2376

1720 Saint Helens St
Saint Helens, OR 97051

InRoads Credit Union is headquartered in Saint Helens and is the 17^th largest credit union in the state of Oregon. It is also the 938^th largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 80 employees and 16,529 members at 5 locations. InRoads Credit Union has a C health rating.

Field of Membership Restrictions

Membership in InRoads Credit Union is open to those who live, work, worship, attend school, or volunteer in the Oregon counties of Clatsop, Columbia, Cowlitz, Multnomah, or Washington, and to immediate family of existing members.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	2730
Year Chartered	1938
Employees	80
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.46%
Return on Equity - YTD	-7.1%
Annual Interest Income	$4.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$350.1MM$379.1MM
Loans	Q1 2025vs Q1 2024	$264.1MM$279.3MM
Deposits	Q1 2025vs Q1 2024	$304.8MM$322.4MM
Equity Capital	Q1 2025vs Q1 2024	$22.9MM$21.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.6MM$1.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$4.3MM$910K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for InRoads Credit Union are currently being reviewed.

Locations

InRoads Credit Union Locations
Branch Office	52691 Columbia River Hwy	Scappoose, OR 97056-3120
Branch Office	1720 Saint Helens St	Saint Helens, OR 97051-1745
Branch Office	118 E A St	Rainier, OR 97048
Branch Office	425 S Columbia River Hwy	Saint Helens, OR 97051-2834
Branch Office	6175 NE Cornell Rd	Hillsboro, OR 97124-5410

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