Insight Credit Union is headquartered in Winter Springs and is the 30th largest credit union in the state of Florida. It is also the 559th largest credit union in the nation. It was established in 1991 and as of December of 2020, it had grown to 147 employees and 50,134 members at 25 locations. Insight Credit Union has an A health rating.
Field of Membership Restrictions
Insight Credit Union of Florida is open to the residents and the people that maintain employment within the qualified counties of Central Florida that are listed on the credit union website, members of the Insight Community Foundation, as well as the employees and clergy members of the Episcopal Diocese of Florida, Central Florida, and SouthEast/West Florida and their family members, along with the current members of the qualified foundations/organizations/associations that are listed on the credit union website.
See current membership details
Great Rates And AWESOME SERVICE
I have been a member for seven years now. I have had 3 auto loans, a credit card and 2 lines of credit, all were handled fantastic with great rates! Their online site is outstanding, full featured and easy to use with FREE billpay. It is easy to use the app in fact that I seldom have the need to visit a physical branch location (especially since they've implemented remote deposit/mobile check deposit features...so easy!). My interactions with representatives have all been positive experiences. I Haven't encounted any who've not been courteous and knowledgeable
Wonderful Credit Union
A wide range of products to choose from. When I have had to call or go into any one of their branches they have always been helpful and knowledgeable. I would recommend them to my friends and family and anyone that is looking for a new bank. I was so tired of paying all of the fees that my bank was charging me. Now when I make a deposit the credit goes in immediately and I don't get all those fees!!
Taking Money
Do not get an account with this bank if you plan on sharing an account with anyone. My Aunt has shared an account with my Grandmother for years and when Grandma died last month suddenly Insight was claiming every last cent in the bank account because of a debt that both of them had thought paid off. They have held my Aunt's money hostage from her, taken all but $90 that she was expected to survive on until her DISABILITY check came in, and then they proceeded to take a refund that was added to the account while claiming they had the right to ANY money added to the account. My Aunt has been in the process of switching banks of course and has been since they told her everything was frozen, but the account had to stay open because her disability check could not be switched in time for this month. Do not trust this bank to take care of you, they just want your money.
Do Not Cae About Their Customers
They do not care about customers they are the Comcast of credit unions. When there is a problem if you call them they are snippy and rude. has to come from the top in this group.
Worst Credit Union
This is the worst credit union I have ever dealt with. Beware of "hidden fees". I was charged $58 on my savings account because of a "low balance" in the account. Never received any information when I opened my account about this fee. Stay away and find another credit union that does not nickel and dime you to death!
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67344 |
| Year Chartered | 1991 |
| Employees | 147 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.37% |
| Return on Equity - YTD | 3.84% |
| Annual Interest Income | $16.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $623.4MM$553.1MM |
| Loans | Q4 2020vs Q4 2019 | $318.0MM$313.0MM |
| Deposits | Q4 2020vs Q4 2019 | $553.1MM$491.6MM |
| Equity Capital | Q4 2020vs Q4 2019 | $59.3MM$55.4MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $2.5MM$2.4MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $286.00K$883.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $70.00K$1.7MM |
