Overview / Commentary
407-426-6000 ext. 11100
270 Winding Hollow Blvd
Winter Springs, FL 32708

Insight Credit Union is headquartered in Winter Springs and is the 30th largest credit union in the state of Florida. It is also the 521st largest credit union in the nation. It was established in 1991 and as of December of 2018, it had grown to 188 employees and 53,930 members at 23 locations. Insight Credit Union has a B+ health rating.

Field of Membership Restrictions

Insight Credit Union of Florida is open to the residents and the people that maintain employment within the qualified counties of Central Florida that are listed on the credit union website, members of the Insight Community Foundation, as well as the employees and clergy members of the Episcopal Diocese of Florida, Central Florida, and SouthEast/West Florida and their family members, along with the current members of the qualified foundations/organizations/associations that are listed on the credit union website.
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Reviews (4)


I have been a member for seven years now. I have had 3 auto loans, a credit card and 2 lines of credit, all were handled fantastic with great rates! Their online site is outstanding, full featured and easy to use with FREE billpay. It is easy to use the app in fact that I seldom have the need to visit a physical branch location (especially since they've implemented remote deposit/mobile check deposit features...so easy!). My interactions with representatives have all been positive experiences. I Haven't encounted any who've not been courteous and knowledgeable

Wonderful Credit Union

Posted by: Anonymous | Apr 13, 2012

A wide range of products to choose from. When I have had to call or go into any one of their branches they have always been helpful and knowledgeable. I would recommend them to my friends and family and anyone that is looking for a new bank. I was so tired of paying all of the fees that my bank was charging me. Now when I make a deposit the credit goes in immediately and I don't get all those fees!!

Do Not Cae About Their Customers

Posted by: dgh | Mar 2, 2018

They do not care about customers they are the Comcast of credit unions. When there is a problem if you call them they are snippy and rude. has to come from the top in this group.

Worst Credit Union

Posted by: Anonymous | May 18, 2012

This is the worst credit union I have ever dealt with. Beware of "hidden fees". I was charged $58 on my savings account because of a "low balance" in the account. Never received any information when I opened my account about this fee. Stay away and find another credit union that does not nickel and dime you to death!


Health Grade Components

NCUA #67344
Year Chartered1991
Primary Regulator
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.27%
Annual Interest Income$18.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$551.2MM$562.8MM
LoansQ4 2018vs Q4 2017$341.2MM$344.0MM
DepositsQ4 2018vs Q4 2017$496.5MM$507.3MM
Equity CapitalQ4 2018vs Q4 2017$49.5MM$50.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.4MM$5.7MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$3.6MM$4.5MM
Real Estate OwnedQ4 2018vs Q4 2017$114.00K$7.6MM
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Always verify rates and promotions with the bank or credit union. We are not Insight Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Insight Credit Union Savings Account Rates

0.15%--Grow Green Savings
0.10%$100-IRA Savings
0.05%$100-Regular Share

Insight Credit Union Money Market Rates

0.10%*$50k*-Money Market
OTHER TIERS: 0.05% $2.5k - $50k

Insight Credit Union Checking Account Rates

1.25%*-$15kIncentive Checking
OTHER TIERS: 0.05% $15k+
0.15%$1k-Seniority Status Checking

Insight Credit Union CD Rates

1.95%$1m-60 Month Millionaire Certificate
1.85%$100k-60 Month Jumbo Certificate
1.80%$1k-60 Month Regular Certificate
1.75%$1m-48 Month Millionaire Certificate
1.65%$100k-48 Month Jumbo Certificate
1.60%$1k-48 Month Regular Certificate
1.55%$1m-36 Month Millionaire Certificate
1.45%$100k-36 Month Jumbo Certificate
1.40%$1k-36 Month Regular Certificate
1.30%$1m-24 Month Millionaire Certificate
1.20%$100k-24 Month Jumbo Certificate
1.15%$1k-24 Month Regular Certificate
0.95%$1m-12 Month Millionaire Certificate
0.85%$100k-12 Month Jumbo Certificate
0.80%$1k-12 Month Regular Certificate
0.70%$1m-6 Month Millionaire Certificate
0.60%$100k-6 Month Jumbo Certificate
0.55%$1k-6 Month Regular Certificate
0.50%$1m-3 Month Millionaire Certificate
0.40%$100k-3 Month Jumbo Certificate
0.35%$1k-3 Month Regular Certificate

Insight Credit Union IRA Rates

1.95%$1m-60 Month Millionaire IRA Certificate
1.85%$100k-60 Month Jumbo IRA Certificate
1.80%$1k-60 Month Regular IRA Certificate
1.75%$1m-48 Month Millionaire IRA Certificate
1.65%$100k-48 Month Jumbo IRA Certificate
1.60%$1k-48 Month Regular IRA Certificate
1.55%$1m-36 Month Millionaire IRA Certificate
1.45%$100k-36 Month Jumbo IRA Certificate
1.40%$1k-36 Month Regular IRA Certificate
1.30%$1m-24 Month Millionaire IRA Certificate
1.20%$100k-24 Month Jumbo IRA Certificate
1.15%$1k-24 Month Regular IRA Certificate
0.95%$1m-12 Month Millionaire IRA Certificate
0.85%$100k-12 Month Jumbo IRA Certificate
0.80%$1k-12 Month Regular IRA Certificate
0.70%$1m-6 Month Millionaire IRA Certificate
0.60%$100k-6 Month Jumbo IRA Certificate
0.55%$1k-6 Month Regular IRA Certificate
0.50%$1m-3 Month Millionaire IRA Certificate
0.40%$100k-3 Month Jumbo IRA Certificate
0.35%$1k-3 Month Regular IRA Certificate


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