Insight Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.25% | Reward Checking | Incentive Checking 1.84% - National Average |
| 1.25% | 5-year CD | 60 Month Regular Certificate 2.25% - Bank of Internet USA 60 Month CD |
| 0.30% | 1-year CD | 12 Month Regular Certificate |
Insight Credit Union is headquartered in Winter Springs and is the 27th largest credit union in the state of Florida. It is also the 472nd largest credit union in the nation. It was established in 1991 and as of June of 2017, it had grown to 180 employees and 56,814 members at 23 locations. Insight Credit Union has a B+ health rating.
Field of Membership Restrictions
Insight Credit Union of Florida is open to the residents and the people that maintain employment within the qualified counties of Central Florida that are listed on the credit union website, members of the Insight Community Foundation, as well as the employees and clergy members of the Episcopal Diocese of Florida, Central Florida, and SouthEast/West Florida and their family members, along with the current members of the qualified foundations/organizations/associations that are listed on the credit union website.
See current membership details
Related Posts
Great Rates And AWESOME SERVICE
I have been a member for seven years now. I have had 3 auto loans, a credit card and 2 lines of credit, all were handled fantastic with great rates! Their online site is outstanding, full featured and easy to use with FREE billpay. It is easy to use the app in fact that I seldom have the need to visit a physical branch location (especially since they've implemented remote deposit/mobile check deposit features...so easy!). My interactions with representatives have all been positive experiences. I Haven't encounted any who've not been courteous and knowledgeable
Wonderful Credit Union
A wide range of products to choose from. When I have had to call or go into any one of their branches they have always been helpful and knowledgeable. I would recommend them to my friends and family and anyone that is looking for a new bank. I was so tired of paying all of the fees that my bank was charging me. Now when I make a deposit the credit goes in immediately and I don't get all those fees!!
Worst Credit Union
This is the worst credit union I have ever dealt with. Beware of "hidden fees". I was charged $58 on my savings account because of a "low balance" in the account. Never received any information when I opened my account about this fee. Stay away and find another credit union that does not nickel and dime you to death!
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67344 |
| Year Chartered | 1991 |
| Employees | 180 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.43% |
| Return on Equity - YTD | 4.81% |
| Annual Interest Income | $9.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $575.1MM$567.5MM |
| Loans | Q2 2017vs Q2 2016 | $356.2MM$320.0MM |
| Deposits | Q2 2017vs Q2 2016 | $517.9MM$509.2MM |
| Equity Capital | Q2 2017vs Q2 2016 | $51.9MM$52.4MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $5.6MM$5.3MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $5.3MM$3.3MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $3.00K$1.5MM |
Always verify rates and promotions with the bank or credit union. We are not Insight Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Insight Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Grow Green Savings | |
| 0.10% | $100 | - | IRA Savings | |
| 0.05% | $100 | - | Regular Share |
Insight Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.05% → $2,500 - $50k | |||||
Insight Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.25%* | - | $15k | Incentive Checking | ||
| OTHER TIERS: 0.05% → $15k+ | |||||
| 0.15% | $1k | - | Seniority Status Checking | ||
Insight Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.45% | $1m | - | 60 Month Millionaire Certificate | |
| 1.35% | $100k | - | 60 Month Jumbo Certificate | |
| 1.30% | $1m | - | 48 Month Millionaire Certificate | |
| 1.25% | $1k | - | 60 Month Regular Certificate | |
| 1.20% | $100k | - | 48 Month Jumbo Certificate | |
| 1.19% | $1m | - | 36 Month Millionaire Certificate | |
| 1.10% | $1k | - | 48 Month Regular Certificate | |
| 1.09% | $100k | - | 36 Month Jumbo Certificate | |
| 0.98% | $1k | - | 36 Month Regular Certificate | |
| 0.85% | $1m | - | 24 Month Millionaire Certificate | |
| 0.75% | $100k | - | 24 Month Jumbo Certificate | |
| 0.65% | $1k | - | 24 Month Regular Certificate | |
| 0.50% | $1m | - | 12 Month Millionaire Certificate | |
| 0.45% | $1m | - | 3 Month Millionaire Certificate | |
| 0.45% | $1m | - | 6 Month Millionaire Certificate | |
| 0.40% | $100k | - | 12 Month Jumbo Certificate | |
| 0.35% | $100k | - | 3 Month Jumbo Certificate | |
| 0.35% | $100k | - | 6 Month Jumbo Certificate | |
| 0.30% | $1k | - | 12 Month Regular Certificate | |
| 0.25% | $1k | - | 3 Month Regular Certificate | |
| 0.25% | $1k | - | 6 Month Regular Certificate |
Insight Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.45% | $1m | - | 60 Month Millionaire IRA Certificate | |
| 1.35% | $100k | - | 60 Month Jumbo IRA Certificate | |
| 1.30% | $1m | - | 48 Month Millionaire IRA Certificate | |
| 1.25% | $1k | - | 60 Month Regular IRA Certificate | |
| 1.20% | $100k | - | 48 Month Jumbo IRA Certificate | |
| 1.19% | $1m | - | 36 Month Millionaire IRA Certificate | |
| 1.10% | $1k | - | 48 Month Regular IRA Certificate | |
| 1.09% | $100k | - | 36 Month Jumbo IRA Certificate | |
| 0.98% | $1k | - | 36 Month Regular IRA Certificate | |
| 0.85% | $1m | - | 24 Month Millionaire IRA Certificate | |
| 0.75% | $100k | - | 24 Month Jumbo IRA Certificate | |
| 0.65% | $1k | - | 24 Month Regular IRA Certificate | |
| 0.50% | $1m | - | 12 Month Millionaire IRA Certificate | |
| 0.45% | $1m | - | 3 Month Millionaire IRA Certificate | |
| 0.45% | $1m | - | 6 Month Millionaire IRA Certificate | |
| 0.40% | $100k | - | 12 Month Jumbo IRA Certificate | |
| 0.35% | $100k | - | 3 Month Jumbo IRA Certificate | |
| 0.35% | $100k | - | 6 Month Jumbo IRA Certificate | |
| 0.30% | $1k | - | 12 Month Regular IRA Certificate | |
| 0.25% | $1k | - | 3 Month Regular IRA Certificate | |
| 0.25% | $1k | - | 6 Month Regular IRA Certificate |
