INSOUTH Bank is headquartered in Brownsville and is the 57th largest bank in the state of Tennessee. It is also the 2,045th largest bank in the nation. It was established in 1869 and as of December of 2018, it had grown to 93 employees at 6 locations. INSOUTH Bank has a B+ health rating.
If you looking for a small local down-home feeling bank this will work for you. The employees are friendly enough and most problems can be handled within the branch. Their fees do seem to be a bit high for basic checking accounts. They do not have a lot of options for different checking accounts. The electronic banking isn't as up-to-date as larger banks. There are no options for wiring or doing external transfers online. They must be done inside a branch. This is difficult if you have family in the military and live in a different state. Overall, the bank is okay.
| Overall | |
|---|---|
| FDIC Certificate # | 22020 |
| Year Established | 1869 |
| Employees | 93 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.26% |
| Return on Equity - YTD | 13.19% |
| Annual Interest Income | $15.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $323.3MM$313.0MM |
| Loans | Q4 2018vs Q4 2017 | $251.3MM$247.1MM |
| Deposits | Q4 2018vs Q4 2017 | $270.3MM$274.5MM |
| Equity Capital | Q4 2018vs Q4 2017 | $31.5MM$30.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.5MM$2.1MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.2MM$1.8MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $105.00K$155.00K |
Sorry, we do not have rate data for INSOUTH Bank.
| INSOUTH Bank Locations | ||
|---|---|---|
| Atoka Branch | 10950 Highway 51 South | Atoka, TN 38004 |
| Insouth Bank | 111 South Washington Street | Brownsville, TN 38012 |
| Highway 51 South Branch | 425 Highway 51 South | Covington, TN 38019 |
| Poplar Avenue Branch | 5299 Poplar Avenue | Memphis, TN 38119 |
| Millington Branch | 7696 Highway 51 North | Millington, TN 38053 |
| Dupree Street Branch | 1119 Dupree Street | Brownsville, TN 38012 |