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Overview / Commentary
111 South Washington Street
Brownsville, TN 38012

INSOUTH Bank is headquartered in Brownsville and is the 60th largest bank in the state of Tennessee. It is also the 2,154th largest bank in the nation. It was established in 1869 and as of September of 2017, it had grown to 94 employees at 6 locations. INSOUTH Bank has an A health rating.

Reviews (1)

ok for small bank

If you looking for a small local down-home feeling bank this will work for you. The employees are friendly enough and most problems can be handled within the branch. Their fees do seem to be a bit high for basic checking accounts. They do not have a lot of options for different checking accounts. The electronic banking isn't as up-to-date as larger banks. There are no options for wiring or doing external transfers online. They must be done inside a branch. This is difficult if you have family in the military and live in a different state. Overall, the bank is okay.


Health Grade Components

FDIC Certificate #22020
Year Established1869
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD8.84%
Annual Interest Income$10.4MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$308.9MM$288.1MM
LoansQ3 2017vs Q3 2016$243.8MM$214.1MM
DepositsQ3 2017vs Q3 2016$261.3MM$256.9MM
Equity CapitalQ3 2017vs Q3 2016$29.9MM$30.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.6MM$1.6MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.1MM$2.0MM
Real Estate OwnedQ3 2017vs Q3 2016$364.00K$333.00K

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INSOUTH Bank Locations
Atoka Branch10950 Highway 51 SouthAtoka, TN 38004
Insouth Bank111 South Washington StreetBrownsville, TN 38012
Highway 51 South Branch425 Highway 51 SouthCovington, TN 38019
Poplar Avenue Branch5299 Poplar AvenueMemphis, TN 38119
Millington Branch7696 Highway 51 NorthMillington, TN 38053
Dupree Street Branch1119 Dupree StreetBrownsville, TN 38012