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Overview / Commentary
111 South Washington Street
Brownsville, TN 38012

INSOUTH Bank is headquartered in Brownsville and is the 62nd largest bank in the state of Tennessee. It is also the 2,161st largest bank in the nation. It was established in 1869 and as of June of 2017, it had grown to 93 employees at 6 locations. INSOUTH Bank has an A health rating.

Reviews (1)

ok for small bank

If you looking for a small local down-home feeling bank this will work for you. The employees are friendly enough and most problems can be handled within the branch. Their fees do seem to be a bit high for basic checking accounts. They do not have a lot of options for different checking accounts. The electronic banking isn't as up-to-date as larger banks. There are no options for wiring or doing external transfers online. They must be done inside a branch. This is difficult if you have family in the military and live in a different state. Overall, the bank is okay.


Health Grade Components

FDIC Certificate #22020
Year Established1869
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD9.18%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$309.9MM$286.8MM
LoansQ2 2017vs Q2 2016$244.2MM$217.3MM
DepositsQ2 2017vs Q2 2016$269.9MM$255.8MM
Equity CapitalQ2 2017vs Q2 2016$29.9MM$29.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.6MM$1.7MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.9MM$1.6MM
Real Estate OwnedQ2 2017vs Q2 2016$482.00K$389.00K

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INSOUTH Bank Locations
Atoka Branch10950 Highway 51 SouthAtoka, TN 38004
Insouth Bank111 South Washington StreetBrownsville, TN 38012
Highway 51 South Branch425 Highway 51 SouthCovington, TN 38019
Poplar Avenue Branch5299 Poplar AvenueMemphis, TN 38119
Millington Branch7696 Highway 51 NorthMillington, TN 38053
Dupree Street Branch1119 Dupree StreetBrownsville, TN 38012