Inspire Federal Credit Union

Overview / Commentary
3 Friends Lane
Newtown, PA 18940

Inspire Federal Credit Union is headquartered in Newtown and is the 29th largest credit union in the state of Pennsylvania. It is also the 950th largest credit union in the nation. It was established in 1936 and as of December of 2023, it had grown to 38 employees and 15,438 members at 4 locations. Inspire Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Inspire Federal Credit Union is open to those who live, work, or attend school in Bucks County, Pennsylvania. Immediate family members of current Inspire FCU members are also eligible to join, regardless of their residency status.
See current membership details

Reviews (1)

Buck first federal credit uniion

Posted by: |

Bucks is an awesome bank. They are very help in the customer service department. All my time with this bank, I haven't had any problems with them. It is awesome in my opinion that these guys operate their business in the manner they do. If anyone is looking for a bank and stay in the bucks county area I highly recommend them. You will not regret but rather be satisfied.


Health Grade Components

NCUA #1759
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD10.32%
Annual Interest Income$14.7MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$334.6MM$299.4MM
LoansQ4 2023vs Q4 2022$251.4MM$217.6MM
DepositsQ4 2023vs Q4 2022$262.5MM$232.2MM
Equity CapitalQ4 2023vs Q4 2022$18.6MM$17.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.7MM$836K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$822K$443K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Inspire Federal Credit Union Savings Account Rates

1.51%*$1m*-IRA Savings
OTHER TIERS: 0.10% $25 - $50k | 1.26% $50k - $1m
1.51%*$200k*-Premium Business Savings
OTHER TIERS: 0.10% $5k - $50k | 1.26% $50k - $200k
1.51%*$200k*-Premium Purple Savings - New Money
OTHER TIERS: 0.10% $5k - $50k | 1.26% $50k - $200k
0.10%--Round Up Savings
0.05%$25-Regular Share Savings
0.05%$25-Christmas Club Account
0.05%$25-Vacation Club Account
0.05%$25-Youth Savings
0.05%$25-Business Share Savings
0.05%$25-Secondary Savings Account

Inspire Federal Credit Union Checking Account Rates

4.07%*$25k*-High Yield Checking Account
OTHER TIERS: 1.51% Up to $25k
0.20%*$25k*-Premium Business Checking
OTHER TIERS: 0.10% $10k - $25k

Inspire Federal Credit Union CD Rates

4.50%$100k-9 Month Jumbo Certificate Special
4.50%$100k-Business 9 Month Jumbo Certificate Special
4.25%$500-9 Month Share Certificate
4.25%$500-Business 9 Month Certificate
4.25%$100k-12 Month Jumbo Certificate
4.25%$100k-Business 12 Month Jumbo Certificate
4.00%$500-12 Month Share Certificate
4.00%$500-Business 12 Month Certificate
3.75%$500-13 Month Share Certificate
3.75%$100k-24 Month Jumbo Certificate
3.75%$500-Business 13 Month Certificate
3.75%$100k-Business 24 Month Jumbo Certificate
3.55%$500-21 Month Share Certificate
3.55%$500-30 Month Share Certificate
3.55%$500-19 Month Share Certificate
3.55%$500-24 Month Share Certificate
3.55%$500-31 Month Share Certificate
3.55%$500-Business 19 Month Certificate
3.55%$500-Business 21 Month Certificate
3.55%$500-Business 24 Month Certificate
3.55%$500-Business 30 Month Certificate
3.55%$500-Business 31 Month Certificate
3.51%$500-15 Month Share Certificate
3.51%$500-Business 15 Month Certificate
3.03%$500-36 Month Share Certificate
3.03%$500-48 Month Share Certificate
3.03%$500-60 Month Share Certificate
3.03%$500-45 Month Share Certificate
3.03%$500-58 Month Share Certificate
3.03%$500-Business 36 Month Certificate
3.03%$500-Business 45 Month Certificate
3.03%$500-Business 48 Month Certificate
3.03%$500-Business 58 Month Certificate
3.03%$500-Business 60 Month Certificate
2.75%$500-6 Month Share Certificate
2.75%$500-Business 6 Month Certificate
0.80%$500-3 Month Share Certificate
0.80%$500-Business 3 Month Certificate

Inspire Federal Credit Union IRA Rates

4.25%$500-9 Month IRA Certificate
4.00%$500-12 Month IRA Certificate
3.75%$500-13 Month IRA
3.55%$500-21 Month IRA Certificate
3.55%$500-30 Month IRA Certificate
3.55%$500-19 Month IRA Certificate
3.55%$500-24 Month IRA Certificate
3.55%$500-31 Month IRA Certificate
3.51%$500-15 Month IRA Certificate
3.03%$500-36 Month IRA Certificate
3.03%$500-48 Month IRA Certificate
3.03%$500-60 Month IRA Certificate
3.03%$500-58 Month IRA Certificate
3.03%$500-45 Month IRA Certificate
2.75%$500-6 Month IRA Certificate

Inspire Federal Credit Union Locations
Corporate Office3 Friends LnNewtown, PA 18940
Branch Office1555 E Lincoln HwyLanghorne, PA 19047-3008
Branch Office65 Commerce CirBristol, PA 19007
Branch Office77 Downey DrWarminster, PA 18974-4966

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