Inspire Federal Credit Union is headquartered in Newtown and is the 29th largest credit union in the state of Pennsylvania. It is also the 902nd largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 45 employees and 16,844 members at 4 locations. Inspire Federal Credit Union's money market rates are 7X the national average, and it has a B+ health rating.
Membership in Inspire Federal Credit Union is open to those who live, work, or attend school in Bucks County, Pennsylvania. Immediate family members of current Inspire FCU members are also eligible to join, regardless of their residency status.
See current membership details
Overall | |
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NCUA # | 1759 |
Year Chartered | 1936 |
Employees | 45 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.76% |
Return on Equity - YTD | 13.85% |
Annual Interest Income | $5MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $373.7MM$339.3MM |
Loans | Q1 2025vs Q1 2024 | $281.9MM$250.7MM |
Deposits | Q1 2025vs Q1 2024 | $287.8MM$259.5MM |
Equity Capital | Q1 2025vs Q1 2024 | $20.3MM$19MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.2MM$1.6MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.1MM$698K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Inspire Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.00%* | $50k* | - | Money Market | ||
OTHER TIERS: 2.00% → $5k - $50k | |||||
3.00%* | $50k* | - | Business Money Market | ||
OTHER TIERS: 2.00% → $5k - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | $25k* | - | High Yield Checking Account | ||
OTHER TIERS: 1.50% → $0 - $25k | |||||
0.20%* | $25k* | - | Premium Business Checking | ||
OTHER TIERS: 0.10% → $10k - $25k |
Inspire Federal Credit Union Locations | ||
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Corporate Office | 3 Friends Ln | Newtown, PA 18940 |
Branch Office | 1555 E Lincoln Hwy | Langhorne, PA 19047-3008 |
Branch Office | 65 Commerce Cir | Bristol, PA 19007 |
Branch Office | 77 Downey Dr | Warminster, PA 18974-4966 |