Inspire Federal Credit Union


Overview / Commentary
215-788-5270
3 Friends Ln
Newtown, PA 18940

Inspire Federal Credit Union is headquartered in Newtown and is the 35th largest credit union in the state of Pennsylvania. It is also the 1,071st largest credit union in the nation. It was established in 1936 and as of March of 2021, it had grown to 33 employees and 14,404 members at 4 locations. Inspire Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Inspire Federal Credit Union is open to those who live, work, worship, or attend school in Bucks County, Pennsylvania. Immediate family members of current Inspire FCU members are also eligible to join, regardless of their residency status.
See current membership details

Reviews (2)

Buck first federal credit uniion

Posted by: |

Bucks is an awesome bank. They are very help in the customer service department. All my time with this bank, I haven't had any problems with them. It is awesome in my opinion that these guys operate their business in the manner they do. If anyone is looking for a bank and stay in the bucks county area I highly recommend them. You will not regret but rather be satisfied.

Lame-And Unethical!

Posted by: |

This is an operation that pretends to be a bank. Not only are they unsophisticated, but do not honor personnel commitments. The overriding takeaway is an impression of an entity unable to follow through and, most importantly, devoid of the capacity to decision a simple loan application and communicate in more than two weeks subsequent to all requested in hand, a process readily handled by others in a day-two at the most. Don't waste your time, irrespective of the drumbeat to get you in the door, you will ultimately find ethics absent from the mix. I have found them simply slovenly, inattentive and duplicitous-unseemly characteristics for a financial resource which promotes a neighborly image.



Health

Health Grade Components

Overall
NCUA #1759
Year Chartered1936
Employees33
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD14.18%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$250.8MM$205.5MM
LoansQ1 2021vs Q1 2020$168.7MM$139.9MM
DepositsQ1 2021vs Q1 2020$190.9MM$154.2MM
Equity CapitalQ1 2021vs Q1 2020$15.3MM$13.9MM
Secondary CapitalQ1 2021vs Q1 2020$7.0MM
Loan Loss AllowanceQ1 2021vs Q1 2020$627.00K$375.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$243.00K$295.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Inspire Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Inspire Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$1m*$2mIRA Savings
OTHER TIERS: 0.10% $25 - $5k | 0.15% $5k - $10k | 0.20% $10k - $25k | 0.25% $25k+ | 0.30% $50k - $100k | 0.35% $100k - $1m
0.40%*$200k*-Premium Business Savings
OTHER TIERS: 0.15% $5k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $200k
0.40%*$200k*$2mPremium Purple Savings - New Money
OTHER TIERS: 0.15% $5k - $10k | 0.20% $10k - $25k | 0.25% $25k+ | 0.30% $50k - $100k | 0.35% $100k - $200k
0.10%--Round Up Savings
0.05%$25-Regular Share Savings
0.05%$25-Christmas Club Account
0.05%$25-Vacation Club Account
0.05%$25-Youth Savings
0.05%$25-Business Share Savings
0.05%$25-Secondary Savings Account

Inspire Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$25k*-Premium Business Checking
OTHER TIERS: 0.15% $10k - $25k
0.50%*$25k*-Premium Purple Checking
OTHER TIERS: 0.15% $10k - $25k

Inspire Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500-60 Month Share Certificate
0.60%$500-48 Month Share Certificate
0.60%$500-30 Month Relationship CD
0.50%$500-36 Month Share Certificate
0.50%$500-13 Month Relationship CD
0.45%$500$250k30 Month Share Certificate
0.40%$500-21 Month Share Certificate
0.40%$500-24 Month Share Certificate
0.40%$500-19 Month Share Certificate
0.35%$500-12 Month Share Certificate
0.35%$500$250k15 Month Share Certificate
0.35%$500-13 Month Share Certificate
0.25%$500-9 Month Share Certificate
0.15%$500-3 Month Share Certificate
0.15%$500-6 Month Share Certificate

Inspire Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500-60 Month IRA Certificate
0.60%$500-48 Month IRA Certificate
0.60%$500-30 Month Relationship IRA Certificate
0.50%$500-36 Month IRA Certificate
0.50%$500-13 Month Relationship IRA Certificate
0.45%$500$250k30 Month IRA Certificate
0.40%$500-21 Month IRA Certificate
0.40%$500-24 Month IRA Certificate
0.40%$500-19 Month IRA Certificate
0.35%$500-12 Month IRA Certificate
0.35%$500$250k15 Month IRA Certificate
0.35%$500-13 Month IRA Certificate
0.25%$500-9 Month IRA Certificate
0.15%$500-6 Month IRA Certificate
Locations


Inspire Federal Credit Union Locations
Branch Office3 Friends LnNewtown, PA 18940
Branch Office1555 E Lincoln HwyLanghorne, PA 19047-3008
Branch Office65 Commerce CirBristol, PA 19007
Branch Office77 Downey DrWarminster, PA 18974-4966

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