Inspire Federal Credit Union

Overview / Commentary
3 Friends Ln
Newtown, PA 18940

Inspire Federal Credit Union is headquartered in Newtown and is the 34th largest credit union in the state of Pennsylvania. It is also the 1,058th largest credit union in the nation. It was established in 1936 and as of September of 2021, it had grown to 34 employees and 14,300 members at 4 locations. Inspire Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Inspire Federal Credit Union is open to those who live, work, worship, or attend school in Bucks County, Pennsylvania. Immediate family members of current Inspire FCU members are also eligible to join, regardless of their residency status.
See current membership details

Reviews (2)

Buck first federal credit uniion

Posted by: |

Bucks is an awesome bank. They are very help in the customer service department. All my time with this bank, I haven't had any problems with them. It is awesome in my opinion that these guys operate their business in the manner they do. If anyone is looking for a bank and stay in the bucks county area I highly recommend them. You will not regret but rather be satisfied.

Lame-And Unethical!

Posted by: |

This is an operation that pretends to be a bank. Not only are they unsophisticated, but do not honor personnel commitments. The overriding takeaway is an impression of an entity unable to follow through and, most importantly, devoid of the capacity to decision a simple loan application and communicate in more than two weeks subsequent to all requested in hand, a process readily handled by others in a day-two at the most. Don't waste your time, irrespective of the drumbeat to get you in the door, you will ultimately find ethics absent from the mix. I have found them simply slovenly, inattentive and duplicitous-unseemly characteristics for a financial resource which promotes a neighborly image.


Health Grade Components

NCUA #1759
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD12.54%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$260.4MM$227.0MM
LoansQ3 2021vs Q3 2020$190.6MM$169.3MM
DepositsQ3 2021vs Q3 2020$199.7MM$168.0MM
Equity CapitalQ3 2021vs Q3 2020$16.3MM$14.4MM
Secondary CapitalQ3 2021vs Q3 2020$7.0MM
Loan Loss AllowanceQ3 2021vs Q3 2020$624.00K$464.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$194.00K$275.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Inspire Federal Credit Union Savings Account Rates

0.40%*$1m*$2mIRA Savings
OTHER TIERS: 0.10% $25 - $5k | 0.15% $5k - $10k | 0.20% $10k - $25k | 0.25% $25k+ | 0.30% $50k - $100k | 0.35% $100k - $1m
0.40%*$200k*-Premium Business Savings
OTHER TIERS: 0.15% $5k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $200k
0.40%*$200k*$2mPremium Purple Savings - New Money
OTHER TIERS: 0.15% $5k - $10k | 0.20% $10k - $25k | 0.25% $25k+ | 0.30% $50k - $100k | 0.35% $100k - $200k
0.10%--Round Up Savings
0.05%$25-Regular Share Savings
0.05%$25-Christmas Club Account
0.05%$25-Vacation Club Account
0.05%$25-Youth Savings
0.05%$25-Business Share Savings
0.05%$25-Secondary Savings Account

Inspire Federal Credit Union Checking Account Rates

0.50%*$25k*-Premium Business Checking
OTHER TIERS: 0.15% $10k - $25k
0.50%*$25k*-Premium Purple Checking
OTHER TIERS: 0.15% $10k - $25k

Inspire Federal Credit Union CD Rates

1.41%$500-58 Month Share Certificate
1.15%$500-45 Month Share Certificate
0.90%$500-60 Month Share Certificate
0.90%$500-31 Month Share Certificate
0.75%$500-48 Month Share Certificate
0.60%$500-24 Month Share Certificate
0.60%$500-36 Month Share Certificate
0.60%$500$250k30 Month Share Certificate
0.55%$500-21 Month Share Certificate
0.55%$500$250k15 Month Share Certificate
0.55%$500-13 Month Share Certificate
0.55%$500-19 Month Share Certificate
0.40%$500-12 Month Share Certificate
0.35%$500-6 Month Share Certificate
0.35%$500-9 Month Share Certificate
0.30%$500-3 Month Share Certificate

Inspire Federal Credit Union IRA Rates

1.41%$500-58 Month IRA Certificate
1.15%$500-45 Month IRA Certificate
0.90%$500-60 Month IRA Certificate
0.90%$500-31 Month IRA Certificate
0.75%$500-48 Month IRA Certificate
0.60%$500-24 Month IRA Certificate
0.60%$500-36 Month IRA Certificate
0.60%$500$250k30 Month IRA Certificate
0.55%$500-21 Month IRA Certificate
0.55%$500$250k15 Month IRA Certificate
0.55%$500-13 Month IRA Certificate
0.55%$500-19 Month IRA Certificate
0.40%$500-12 Month IRA Certificate
0.35%$500-6 Month IRA Certificate
0.35%$500-9 Month IRA Certificate

Inspire Federal Credit Union Locations
Corporate Office3 Friends LnNewtown, PA 18940
Branch Office1555 E Lincoln HwyLanghorne, PA 19047-3008
Branch Office65 Commerce CirBristol, PA 19007
Branch Office77 Downey DrWarminster, PA 18974-4966

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